Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB U.S. BROAD MARKET ETF	3,569,637	$199M	17.3%	$46.00	—	ETF	808524102
VTI	VANGUARD TOTAL STOCK MARKET ETF	673,534	$160M	13.9%	$196.49	—	ETF	922908769
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	2,775,503	$103M	8.9%	$32.55	—	ETF	808524805
AGG	ISHARES CORE U.S. AGGREGATE BOND ETF	821,638	$81.55M	7.1%	$97.34	—	ETF	464287226
VEA	VANGUARD FTSE DEVELOPED MARKETS ETF	1,614,524	$77.34M	6.7%	$42.34	—	ETF	921943858
VNQ	VANGUARD REAL ESTATE ETF	827,224	$73.09M	6.4%	$82.68	—	ETF	922908553
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	835,052	$67.87M	5.9%	$77.89	—	ETF	92206C870
USHY	ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF	1,329,819	$48.34M	4.2%	$34.62	—	ETF	46435U853
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	1,736,431	$43.05M	3.8%	$23.81	—	ETF	808524706
IJR	ISHARES CORE S&P SMALL CAP ETF	366,346	$39.66M	3.5%	$95.06	—	ETF	464287804
VWO	VANGUARD FTSE EMERGING MARKETS ETF	721,240	$29.64M	2.6%	$39.01	—	ETF	922042858
TIP	ISHARES TIPS BOND ETF	255,432	$27.46M	2.4%	$106.39	—	ETF	464287176
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	230,145	$25.69M	2.2%	$108.17	—	ETF	921946406
PFF	ISHARES PREFERRED & INCOME SECURITIES ETF	433,453	$13.52M	1.2%	$30.53	—	ETF	464288687
BND	VANGUARD TOTAL BOND MARKET ETF	155,668	$11.45M	1.0%	$72.20	—	ETF	921937835
VYMI	VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	152,566	$10.14M	0.9%	$59.57	—	ETF	921946794
IGIB	ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	141,959	$7.382M	0.6%	$49.91	—	ETF	464288638
HYG	ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF	93,501	$7.236M	0.6%	$73.87	—	ETF	464288513
SCHP	SCHWAB US TIPS ETF	126,697	$6.614M	0.6%	$51.89	—	ETF	808524870
—	INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	291,697	$6.092M	0.5%	$20.50	—	ETF	46138J841
IYR	ISHARES U.S. REAL ESTATE ETF	61,958	$5.664M	0.5%	$87.44	—	ETF	464287739
—	INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	273,995	$5.605M	0.5%	$20.19	—	ETF	46138J825
IWV	ISHARES RUSSELL 3000 ETF	20,209	$5.532M	0.5%	$220.67	—	ETF	464287689
IWD	ISHARES RUSSELL 1000 VALUE ETF	33,048	$5.461M	0.5%	$153.34	—	ETF	464287598
IWF	ISHARES RUSSELL 1000 GROWTH ETF	17,748	$5.381M	0.5%	$214.24	—	ETF	464287614
SPY	SPDR S&P 500 ETF TRUST	10,506	$4.993M	0.4%	$383.63	—	ETF	78462F103
BSCQ	INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	252,235	$4.868M	0.4%	$19.09	—	ETF	46138J791
IJH	ISHARES CORE S&P MID-CAP ETF	16,530	$4.581M	0.4%	$251.75	—	ETF	464287507
SGOV	ISHARES 0-3 MONTH TREASURY BOND ETF	37,482	$3.758M	0.3%	$100.27	—	ETF	46436E718
RWR	SPDR DOW JONES REIT ETF	35,926	$3.425M	0.3%	$87.88	—	ETF	78464A607
AAPL	APPLE INC COM	17,324	$3.335M	0.3%	$147.02	+24.3%	Stock	037833100
VSS	VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	27,600	$3.175M	0.3%	$103.75	—	ETF	922042718
BSCR	INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	154,320	$3.002M	0.3%	$19.46	—	ETF	46138J783
BSCS	INVESCO BULLETSHARES 2028 CORPORATE BOND ETF	148,001	$3.001M	0.3%	$20.28	—	ETF	46138J643
VOO	VANGUARD S&P 500 ETF	6,222	$2.718M	0.2%	$351.33	—	ETF	922908363
BRK/B	BERKSHIRE HATHAWAY INC DEL CL B NEW	7,445	$2.655M	0.2%	$297.72	+17.9%	Stock	084670702
VB	VANGUARD SMALL-CAP ETF	12,226	$2.608M	0.2%	$184.04	—	ETF	922908751
IWM	ISHARES RUSSELL 2000 ETF	12,917	$2.593M	0.2%	$175.34	—	ETF	464287655
BSJO	INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF	104,646	$2.377M	0.2%	$22.13	—	ETF	46138J833
VBR	VANGUARD SMALL CAP VALUE ETF	13,180	$2.372M	0.2%	$159.71	—	ETF	922908611
EFA	ISHARES MSCI EAFE ETF	29,518	$2.224M	0.2%	$65.77	—	ETF	464287465
BSJP	INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF	79,676	$1.811M	0.2%	$22.18	—	ETF	46138J817
VIOO	VANGUARD S&P SMALL-CAP 600 ETF	17,518	$1.738M	0.2%	$112.71	—	ETF	921932828
VPL	VANGUARD FTSE PACIFIC ETF	19,881	$1.432M	0.1%	$64.35	—	ETF	922042866
VGK	VANGUARD FTSE EUROPE ETF	21,917	$1.413M	0.1%	$55.44	—	ETF	922042874
VBK	VANGUARD SMALL-CAP GROWTH ETF	5,787	$1.399M	0.1%	$200.51	—	ETF	922908595
SCZ	ISHARES MSCI EAFE SMALL-CAP ETF	21,947	$1.358M	0.1%	$56.80	—	ETF	464288273
GLD	SPDR GOLD SHARES	7,031	$1.344M	0.1%	$173.18	—	ETF	78463V107
SDY	SPDR S&P DIVIDEND ETF	10,679	$1.335M	0.1%	$124.65	—	ETF	78464A763
MSFT	MICROSOFT CORP COM	3,515	$1.322M	0.1%	$291.53	+20.2%	Stock	594918104
BSJQ	INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF	54,365	$1.257M	0.1%	$23.13	—	ETF	46138J635
VV	VANGUARD LARGE-CAP ETF	5,400	$1.178M	0.1%	$202.72	—	ETF	922908637
IVV	ISHARES CORE S&P 500 ETF	2,342	$1.119M	0.1%	$477.70	—	ETF	464287200
EEMS	ISHARES MSCI EMERGING MARKETS SMALL CAP ETF	16,944	$980K	0.1%	$48.28	—	ETF	464286475
IWP	ISHARES RUSSELL MID-CAP GROWTH ETF	7,813	$816K	0.1%	$83.59	—	ETF	464287481
IWS	ISHARES RUSSELL MID-CAP VALUE ETF	6,834	$795K	0.1%	$105.59	—	ETF	464287473
VNQI	VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF	18,043	$768K	0.1%	$42.59	—	ETF	922042676
VEU	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	13,008	$730K	0.1%	$50.14	—	ETF	922042775
XLF	FINANCIAL SELECT SECTOR SPDR FUND	16,222	$610K	0.1%	$37.60	—	ETF	81369Y605
XLK	TECHNOLOGY SELECT SECTOR SPDR FUND	2,852	$549K	0.0%	$124.42	—	ETF	81369Y803
PG	PROCTER AND GAMBLE CO COM	3,546	$520K	0.0%	$129.79	+8.3%	Stock	742718109
DFAC	DIMENSIONAL U.S. CORE EQUITY 2 ETF	16,818	$492K	0.0%	$24.28	—	ETF	25434V708
EWJ	ISHARES MSCI JAPAN ETF	7,459	$478K	0.0%	$54.44	—	ETF	46434G822
EEM	ISHARES MSCI EMERGING MARKETS ETF	11,542	$464K	0.0%	$37.90	—	ETF	464287234
ORCL	ORACLE CORP COM	4,050	$427K	0.0%	$106.71	0.0%	Stock	68389X105
MORT	VANECK MORTGAGE REIT INCOME ETF	35,449	$419K	0.0%	$11.64	—	ETF	92189F452
CSCO	CISCO SYS INC COM	8,250	$417K	0.0%	$47.98	0.0%	Stock	17275R102
LLY	ELI LILLY & CO COM	708	$413K	0.0%	$345.79	+66.3%	Stock	532457108
AXP	AMERICAN EXPRESS CO COM	1,858	$348K	0.0%	$142.37	+10.3%	Stock	025816109
VWOB	VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	5,367	$342K	0.0%	$60.98	—	ETF	921946885
ROK	ROCKWELL AUTOMATION INC COM	1,083	$336K	0.0%	$237.86	+13.6%	Stock	773903109
DFUS	DIMENSIONAL U.S. EQUITY ETF	6,182	$320K	0.0%	$41.60	—	ETF	25434V401
PCG	PG&E CORP COM	17,085	$308K	0.0%	$15.62	+6.9%	Stock	69331C108
VT	VANGUARD TOTAL WORLD STOCK ETF	2,952	$304K	0.0%	$98.55	—	ETF	922042742
XLV	HEALTH CARE SELECT SECTOR SPDR FUND	2,222	$303K	0.0%	$136.38	—	ETF	81369Y209
XOM	EXXON MOBIL CORP COM	3,030	$303K	0.0%	$96.28	+1.4%	Stock	30231G102
JPM	JPMORGAN CHASE & CO COM	1,650	$281K	0.0%	$117.65	+23.2%	Stock	46625H100
LOW	LOWES COS INC COM	1,250	$278K	0.0%	$188.18	+3.5%	Stock	548661107
INTC	INTEL CORP COM	5,437	$273K	0.0%	$40.04	0.0%	Stock	458140100
PEP	PEPSICO INC COM	1,580	$268K	0.0%	$153.75	0.0%	Stock	713448108
IBM	INTERNATIONAL BUSINESS MACHS COM	1,579	$258K	0.0%	$141.50	0.0%	Stock	459200101
LMT	LOCKHEED MARTIN CORP COM	566	$257K	0.0%	$426.55	-2.1%	Stock	539830109
CAT	CATERPILLAR INC COM	825	$244K	0.0%	$251.22	0.0%	Stock	149123101
AMP	AMERIPRISE FINL INC COM	640	$243K	0.0%	$296.47	+12.5%	Stock	03076C106
CVX	CHEVRON CORP NEW COM	1,570	$234K	0.0%	$137.80	0.0%	Stock	166764100
KO	COCA COLA CO COM	3,882	$229K	0.0%	$53.26	0.0%	Stock	191216100
CP	CANADIAN PACIFIC KANSAS CITY COM	2,884	$228K	0.0%	$72.13	0.0%	Stock	13646K108
WSM	WILLIAMS SONOMA INC COM	1,090	$220K	0.0%	$83.80	0.0%	Stock	969904101