Beacon Wealthcare LLC Long-Term Concentrated

CIK: 0001849336 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 6, 2026

Total Value ($000): $291,209 (100.0% shares, 0.0% debt)

Holdings (24)

Increased Positions (5)

SCHR Schwab Inter Tsy 11.6%

Value ($000) $33,749 (+5.7%) Shares 1,345,645 (+5.9%) Est. Cost $35.45 Unrealized —

IEF iShs 7-10 ys Tsy 13.4%

Value ($000) $38,991 (+3.4%) Shares 405,478 (+3.7%) Est. Cost $111.99 Unrealized —

SHY iShs Lehman 1-3Tsy 2.9%

Value ($000) $8,381 (+4.9%) Shares 101,196 (+5.1%) Est. Cost $81.91 Unrealized —

VTEB Vanguard Tx Ex Bd 2.7%

Value ($000) $7,777 (+3.8%) Shares 154,636 (+3.4%) Est. Cost $50.04 Unrealized —

BIL SPDR Brcy1-3 Ser 0.8%

Value ($000) $2,430 (+12.2%) Shares 26,593 (+12.7%) Est. Cost $91.71 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHR	Schwab Inter Tsy	1,345,645 (+5.9%)	$33,749 (+5.7%)	11.6%	$35.45	—	ETF	808524854
IEF	iShs 7-10 ys Tsy	405,478 (+3.7%)	$38,991 (+3.4%)	13.4%	$111.99	—	ETF	464287440
SHY	iShs Lehman 1-3Tsy	101,196 (+5.1%)	$8,381 (+4.9%)	2.9%	$81.91	—	ETF	464287457
VTEB	Vanguard Tx Ex Bd	154,636 (+3.4%)	$7,777 (+3.8%)	2.7%	$50.04	—	ETF	922907746
BIL	SPDR Brcy1-3 Ser	26,593 (+12.7%)	$2,430 (+12.2%)	0.8%	$91.71	—	ETF	78468R663

Decreased Positions (6)

VUG Vanguard Indx Grw 0.2%

Value ($000) $561 (-25.3%) Shares 1,150 (-26.5%) Est. Cost $383.93 Unrealized —

MSFT Microsoft 0.2%

Value ($000) $643 (-13.2%) Shares 1,330 (-7.1%) Est. Cost $297.86 Unrealized +68.1%

IVV iShs Core S&P 0.2%

Value ($000) $453 (-11.1%) Shares 662 (-13.1%) Est. Cost $524.08 Unrealized —

AAPL Apple 0.5%

Value ($000) $1,581 (+3.2%) Shares 5,815 (-3.3%) Est. Cost $182.43 Unrealized +47.1%

VGT Vanguard Info Tech 0.1%

Value ($000) $281 (-0.9%) Shares 373 (-1.8%) Est. Cost $581.83 Unrealized —

VB Vanguard Indx Fd 0.1%

Value ($000) $229 (-0.0%) Shares 887 (-1.4%) Est. Cost $236.98 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VUG	Vanguard Indx Grw	1,150 (-26.5%)	$561 (-25.3%)	0.2%	$383.93	—	ETF	922908736
MSFT	Microsoft	1,330 (-7.1%)	$643 (-13.2%)	0.2%	$297.86	+68.1%	COM	594918104
IVV	iShs Core S&P	662 (-13.1%)	$453 (-11.1%)	0.2%	$524.08	—	ETF	464287200
AAPL	Apple	5,815 (-3.3%)	$1,581 (+3.2%)	0.5%	$182.43	+47.1%	COM	037833100
VGT	Vanguard Info Tech	373 (-1.8%)	$281 (-0.9%)	0.1%	$581.83	—	ETF	92204A702
VB	Vanguard Indx Fd	887 (-1.4%)	$229 (-0.0%)	0.1%	$236.98	—	ETF	922908751

Unchanged Positions (13)

VTI Vanguard Ttl Stk 53.6%

Value ($000) $156,023 Shares 465,364 Est. Cost $210.26 Unrealized —

VEU Vanguard FTSE All 6.6%

Value ($000) $19,194 Shares 260,925 Est. Cost $60.19 Unrealized —

SCHF Schwab Intl Equity 1.6%

Value ($000) $4,716 Shares 196,171 Est. Cost $26.66 Unrealized —

SCHB Schwb US Broad 4.0%

Value ($000) $11,744 Shares 447,737 Est. Cost $34.49 Unrealized —

VOO Vanguard Indx 0.4%

Value ($000) $1,128 Shares 1,799 Est. Cost $527.66 Unrealized —

SPY SPDE S&P 500 0.3%

Value ($000) $932 Shares 1,366 Est. Cost $386.95 Unrealized —

XOM Exxon Mobil 0.1%

Value ($000) $243 Shares 2,023 Est. Cost $100.37 Unrealized +15.1%

VV Vanguard Inx Lrg 0.2%

Value ($000) $455 Shares 1,445 Est. Cost $263.29 Unrealized —

QUAL iShs MSCI USA 0.1%

Value ($000) $314 Shares 1,581 Est. Cost $179.30 Unrealized —

QQQ Invesco QQQ Tr 0.1%

Value ($000) $261 Shares 425 Est. Cost $551.64 Unrealized —

SCHX Schwab Stratgc Tr 0.1%

Value ($000) $212 Shares 7,866 Est. Cost $24.44 Unrealized —

OMFL Invesco Rusl 1000 0.1%

Value ($000) $257 Shares 4,210 Est. Cost $52.99 Unrealized —

BND Vanguard Bd Inx 0.2%

Value ($000) $655 Shares 8,844 Est. Cost $73.55 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTI	Vanguard Ttl Stk	465,364	$156,023	53.6%	$210.26	—	ETF	922908769
VEU	Vanguard FTSE All	260,925	$19,194	6.6%	$60.19	—	ETF	922042775
SCHF	Schwab Intl Equity	196,171	$4,716	1.6%	$26.66	—	ETF	808524805
SCHB	Schwb US Broad	447,737	$11,744	4.0%	$34.49	—	ETF	808524102
VOO	Vanguard Indx	1,799	$1,128	0.4%	$527.66	—	ETF	922908363
SPY	SPDE S&P 500	1,366	$932	0.3%	$386.95	—	ETF	78462F103
XOM	Exxon Mobil	2,023	$243	0.1%	$100.37	+15.1%	COM	30231G102
VV	Vanguard Inx Lrg	1,445	$455	0.2%	$263.29	—	ETF	922908637
QUAL	iShs MSCI USA	1,581	$314	0.1%	$179.30	—	ETF	46432F339
QQQ	Invesco QQQ Tr	425	$261	0.1%	$551.64	—	ETF	46090E103
SCHX	Schwab Stratgc Tr	7,866	$212	0.1%	$24.44	—	ETF	808524201
OMFL	Invesco Rusl 1000	4,210	$257	0.1%	$52.99	—	ETF	46138J619
BND	Vanguard Bd Inx	8,844	$655	0.2%	$73.55	—	ETF	921937835