Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
IVV	ISHARES TR	79,336	$37.89M	19.7%	$477.63	$459.04	—	CORE S&P500 ETF	464287200
VWO	VANGUARD INTL EQUITY INDEX F	367,454	$15.1M	7.8%	$41.10	$40.52	—	FTSE EMR MKT ETF	922042858
IEMG	ISHARES INC	266,273	$13.47M	7.0%	$50.58	$53.54	—	CORE MSCI EMKT	46434G103
DGRO	ISHARES TR	225,543	$12.14M	6.3%	$53.82	$53.24	—	CORE DIV GRWTH	46434V621
SPY	SPDR S&P 500 ETF TR	25,204	$11.98M	6.2%	$475.30	$440.55	—	TR UNIT	78462F103
FVAL	FIDELITY COVINGTON TRUST	219,822	$11.65M	6.1%	$53.00	$48.48	—	VLU FACTOR ETF	316092782
USMV	ISHARES TR	143,117	$11.17M	5.8%	$78.03	$77.37	—	MSCI USA MIN VOL	46429B697
IEFA	ISHARES TR	140,711	$9.899M	5.1%	$70.35	$65.50	—	CORE MSCI EAFE	46432F842
VO	VANGUARD INDEX FDS	40,035	$9.314M	4.8%	$232.64	$225.45	—	MID CAP ETF	922908629
QUAL	ISHARES TR	55,981	$8.237M	4.3%	$147.14	$131.95	—	MSCI USA QLT FCT	46432F339
VTEB	VANGUARD MUN BD FDS	150,373	$7.677M	4.0%	$51.05	$51.05	—	TAX EXEMPT BD	922907746
TLT	ISHARES TR	59,635	$5.897M	3.1%	$98.88	$98.88	—	20 YR TR BD ETF	464287432
IEF	ISHARES TR	57,356	$5.529M	2.9%	$96.39	$96.39	—	7-10 YR TRSY BD	464287440
VWOB	VANGUARD WHITEHALL FDS	74,687	$4.761M	2.5%	$63.75	$60.98	—	EM MK GOV BD ETF	921946885
EMB	ISHARES TR	45,190	$4.025M	2.1%	$89.06	$90.41	—	JPMORGAN USD EMG	464288281
AAPL	APPLE INC	16,016	$3.083M	1.6%	$192.52 *	$153.68	+19.0%	COM	037833100
IWF	ISHARES TR	9,587	$2.906M	1.5%	$303.16	$276.92	—	RUS 1000 GRW ETF	464287614
AGG	ISHARES TR	22,460	$2.229M	1.2%	$99.25	$99.25	—	CORE US AGGBD ET	464287226
IWD	ISHARES TR	12,870	$2.127M	1.1%	$165.25	$162.97	—	RUS 1000 VAL ETF	464287598
IVW	ISHARES TR	21,829	$1.639M	0.9%	$75.10	$74.05	—	S&P 500 GRWT ETF	464287309
IVE	ISHARES TR	8,990	$1.563M	0.8%	$173.89	$171.23	—	S&P 500 VAL ETF	464287408
VGK	VANGUARD INTL EQUITY INDEX F	16,952	$1.093M	0.6%	$64.48	$60.96	—	FTSE EUROPE ETF	922042874
PEP	PEPSICO INC	6,324	$1.074M	0.6%	$169.84 *	$158.70	-3.1%	COM	713448108
GUNR	FLEXSHARES TR	17,870	$732K	0.4%	$40.95	$39.09	—	MORNSTAR UPSTR	33939L407
VOO	VANGUARD INDEX FDS	1,332	$582K	0.3%	$436.93	$401.74	—	S&P 500 ETF SHS	922908363
NFLX	NETFLIX INC	1,140	$555K	0.3%	$486.88 *	$28.05	+55.6%	COM	64110L106
VEA	VANGUARD TAX-MANAGED FDS	10,039	$481K	0.2%	$47.90	$43.17	—	VAN FTSE DEV MKT	921943858
BBJP	J P MORGAN EXCHANGE TRADED F	8,518	$447K	0.2%	$52.52	$51.54	—	BETABULDRS JAPAN	46641Q217
SCHB	SCHWAB STRATEGIC TR	7,888	$439K	0.2%	$55.67	$44.24	—	US BRD MKT ETF	808524102
BBEU	J P MORGAN EXCHANGE TRADED F	7,539	$427K	0.2%	$56.59	$54.12	—	BETABUILDERS EUR	46641Q191
GM	GENERAL MTRS CO	10,901	$392K	0.2%	$35.92 *	$34.64	-12.7%	COM	37045V100
SBR	SABINE RTY TR	5,564	$378K	0.2%	$67.86	$71.81	—	UNIT BEN INT	785688102
MSFT	MICROSOFT CORP	950	$357K	0.2%	$375.91 *	$238.59	+46.8%	COM	594918104
UNH	UNITEDHEALTH GROUP INC	660	$347K	0.2%	$526.13 *	$433.99	+17.8%	COM	91324P102
BBCA	J P MORGAN EXCHANGE TRADED F	5,386	$345K	0.2%	$64.12	$61.26	—	BETABUILDERS CDA	46641Q225
NCLH	NORWEGIAN CRUISE LINE HLDG L	14,494	$290K	0.2%	$20.04 *	$15.06	+6.5%	SHS	G66721104
IJH	ISHARES TR	1,037	$287K	0.1%	$277.19	$223.41	—	CORE S&P MCP ETF	464287507
SGOV	ISHARES TR	2,742	$275K	0.1%	$100.28	$100.59	—	0-3 MNTH TREASRY	46436E718
DIS	DISNEY WALT CO	3,022	$273K	0.1%	$90.29 *	$93.45	-7.8%	COM	254687106
RCL	ROYAL CARIBBEAN GROUP	1,972	$255K	0.1%	$129.49 *	$100.17	0.0%	COM	V7780T103
GDX	VANECK ETF TRUST	7,392	$229K	0.1%	$31.01	$31.01	—	GOLD MINERS ETF	92189F106
GLD	SPDR GOLD TR	1,188	$227K	0.1%	$191.17	$178.27	—	GOLD SHS	78463V107
LPRO	OPEN LENDING CORP	25,876	$220K	0.1%	$8.51 *	$28.33	-76.2%	COM	68373J104
VTI	VANGUARD INDEX FDS	909	$216K	0.1%	$237.14	$237.14	—	TOTAL STK MKT	922908769
VXF	VANGUARD INDEX FDS	1,261	$207K	0.1%	$164.45	$164.45	—	EXTEND MKT ETF	922908652