Athena Investment Management Diversified Active

CIK: 0001921093 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Feb 12, 2026

Total Value ($000): $195,177 (100.0% shares, 0.0% debt)

Holdings (155)

New Positions (5)

ACN Accenture Ltd. 0.2%

Value ($000) $307 Shares 1,144 Est. Cost $254.06 Unrealized 0.0%

WBD Warner Bros. Discovery Inc. 0.1%

Value ($000) $274 Shares 9,518 Est. Cost $23.37 Unrealized 0.0%

GILD Gilead Sciences, Inc. 0.1%

Value ($000) $215 Shares 1,749 Est. Cost $120.88 Unrealized 0.0%

IFF International Flavors and Fragrances 0.1%

Value ($000) $214 Shares 3,177 Est. Cost $64.40 Unrealized 0.0%

VIG Vanguard Dividend Appreciation ETF 0.1%

Value ($000) $201 Shares 915 Est. Cost $219.80 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ACN	Accenture Ltd.	1,144	$307	0.2%	$254.06	0.0%	SHS CLASS A	G1151C101
WBD	Warner Bros. Discovery Inc.	9,518	$274	0.1%	$23.37	0.0%	COM SER A	934423104
GILD	Gilead Sciences, Inc.	1,749	$215	0.1%	$120.88	0.0%	COM	375558103
IFF	International Flavors and Fragrances	3,177	$214	0.1%	$64.40	0.0%	COM	459506101
VIG	Vanguard Dividend Appreciation ETF	915	$201	0.1%	$219.80	—	DIV APP ETF	921908844

Increased Positions (20)

VV Vanguard Large Cap ETF 1.2%

Value ($000) $2,390 (+17.6%) Shares 7,591 (+15.0%) Est. Cost $245.74 Unrealized —

VEA Vanguard FTSE Developed Markets ETF 0.6%

Value ($000) $1,165 (+41.5%) Shares 18,642 (+35.7%) Est. Cost $52.39 Unrealized —

VWO Vanguard FTSE Emerging Markets ETF 0.2%

Value ($000) $474 (+74.8%) Shares 8,821 (+76.2%) Est. Cost $48.70 Unrealized —

MRK Merck & Company Inc 0.5%

Value ($000) $924 (+27.3%) Shares 8,777 (+1.5%) Est. Cost $71.64 Unrealized +30.2%

VTRS Viatris Inc. 0.4%

Value ($000) $795 (+30.6%) Shares 63,884 (+3.9%) Est. Cost $10.97 Unrealized -2.3%

VXUS Vanguard Total International Stock ETF 0.3%

Value ($000) $596 (+39.5%) Shares 7,902 (+35.8%) Est. Cost $73.98 Unrealized —

AVGO Broadcom Inc. 1.1%

Value ($000) $2,198 (+7.2%) Shares 6,351 (+2.2%) Est. Cost $164.49 Unrealized +117.0%

BMY Bristol-Myers Squibb Co 0.4%

Value ($000) $815 (+21.2%) Shares 15,115 (+1.3%) Est. Cost $57.77 Unrealized -17.7%

VB Vanguard Small-Cap ETF 0.4%

Value ($000) $753 (+18.9%) Shares 2,918 (+17.2%) Est. Cost $244.67 Unrealized —

WFC Wells Fargo 0.5%

Value ($000) $898 (+13.4%) Shares 9,635 (+2.0%) Est. Cost $44.22 Unrealized +95.9%

APH Amphenol Corp 0.4%

Value ($000) $814 (+12.8%) Shares 6,023 (+3.3%) Est. Cost $49.99 Unrealized +167.1%

EFX Equifax Inc. 0.3%

Value ($000) $566 (-13.4%) Shares 2,608 (+2.4%) Est. Cost $195.26 Unrealized +12.0%

VUG Vanguard Growth ETF 0.9%

Value ($000) $1,740 (+4.1%) Shares 3,566 (+2.4%) Est. Cost $290.94 Unrealized —

VDE Vanguard Energy Sector ETF 0.7%

Value ($000) $1,348 (+4.2%) Shares 10,708 (+4.1%) Est. Cost $107.98 Unrealized —

RS Reliance Inc. 0.4%

Value ($000) $700 (+5.5%) Shares 2,424 (+2.5%) Est. Cost $188.99 Unrealized +48.7%

VO Vanguard Mid-Cap ETF 0.5%

Value ($000) $896 (+3.9%) Shares 3,088 (+5.2%) Est. Cost $248.20 Unrealized —

XLK Technology Select Sector SPDR ETF 0.7%

Value ($000) $1,299 (+2.2%) Shares 9,020 (+100.0%) Est. Cost $151.81 Unrealized —

HON Honeywell International Inc. 0.4%

Value ($000) $761 (-3.3%) Shares 3,900 (+4.3%) Est. Cost $171.37 Unrealized +13.8%

BA Boeing Co 0.4%

Value ($000) $783 (+2.3%) Shares 3,606 (+1.7%) Est. Cost $189.28 Unrealized +8.7%

XLY Consumer Discretionery SPDR ETF 0.4%

Value ($000) $800 (-0.3%) Shares 6,700 (+100.0%) Est. Cost $168.37 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VV	Vanguard Large Cap ETF	7,591 (+15.0%)	$2,390 (+17.6%)	1.2%	$245.74	—	LARGE CAP ETF	922908637
VEA	Vanguard FTSE Developed Markets ETF	18,642 (+35.7%)	$1,165 (+41.5%)	0.6%	$52.39	—	VAN FTSE DEV MKT	921943858
VWO	Vanguard FTSE Emerging Markets ETF	8,821 (+76.2%)	$474 (+74.8%)	0.2%	$48.70	—	FTSE EMR MKT ETF	922042858
MRK	Merck & Company Inc	8,777 (+1.5%)	$924 (+27.3%)	0.5%	$71.64	+30.2%	COM	58933Y105
VTRS	Viatris Inc.	63,884 (+3.9%)	$795 (+30.6%)	0.4%	$10.97	-2.3%	COM	92556V106
VXUS	Vanguard Total International Stock ETF	7,902 (+35.8%)	$596 (+39.5%)	0.3%	$73.98	—	VG TL INTL STK F	921909768
AVGO	Broadcom Inc.	6,351 (+2.2%)	$2,198 (+7.2%)	1.1%	$164.49	+117.0%	COM	11135F101
BMY	Bristol-Myers Squibb Co	15,115 (+1.3%)	$815 (+21.2%)	0.4%	$57.77	-17.7%	COM	110122108
VB	Vanguard Small-Cap ETF	2,918 (+17.2%)	$753 (+18.9%)	0.4%	$244.67	—	SMALL CP ETF	922908751
WFC	Wells Fargo	9,635 (+2.0%)	$898 (+13.4%)	0.5%	$44.22	+95.9%	COM	949746101
APH	Amphenol Corp	6,023 (+3.3%)	$814 (+12.8%)	0.4%	$49.99	+167.1%	CL A	032095101
EFX	Equifax Inc.	2,608 (+2.4%)	$566 (-13.4%)	0.3%	$195.26	+12.0%	COM	294429105
VUG	Vanguard Growth ETF	3,566 (+2.4%)	$1,740 (+4.1%)	0.9%	$290.94	—	GROWTH ETF	922908736
VDE	Vanguard Energy Sector ETF	10,708 (+4.1%)	$1,348 (+4.2%)	0.7%	$107.98	—	ENERGY ETF	92204A306
RS	Reliance Inc.	2,424 (+2.5%)	$700 (+5.5%)	0.4%	$188.99	+48.7%	COM	759509102
VO	Vanguard Mid-Cap ETF	3,088 (+5.2%)	$896 (+3.9%)	0.5%	$248.20	—	MID CAP ETF	922908629
XLK	Technology Select Sector SPDR ETF	9,020 (+100.0%)	$1,299 (+2.2%)	0.7%	$151.81	—	TECHNOLOGY	81369Y803
HON	Honeywell International Inc.	3,900 (+4.3%)	$761 (-3.3%)	0.4%	$171.37	+13.8%	COM	438516106
BA	Boeing Co	3,606 (+1.7%)	$783 (+2.3%)	0.4%	$189.28	+8.7%	COM	097023105
XLY	Consumer Discretionery SPDR ETF	6,700 (+100.0%)	$800 (-0.3%)	0.4%	$168.37	—	SBI CONS DISCR	81369Y407

Exited Positions (5)

— Kellanova Company 0.2%

Value ($000) $409 Shares 4,983 Est. Cost $52.56 Unrealized +57.3%

DD DuPont de Nemours Inc. 0.1%

Value ($000) $249 Shares 3,197 Est. Cost $25.00 Unrealized +49.6%

VLO Valero Energy Corp. 0.1%

Value ($000) $225 Shares 1,320 Est. Cost $122.29 Unrealized +38.1%

XYL Xylem, Inc. 0.1%

Value ($000) $203 Shares 1,375 Est. Cost $138.06 Unrealized +4.0%

— Hanes Brands 0.1%

Value ($000) $128 Shares 19,394 Est. Cost $12.16 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
—	Kellanova Company	4,983	$409	0.2%	$52.56	+57.3%	—	487836108
DD	DuPont de Nemours Inc.	3,197	$249	0.1%	$25.00	+49.6%	—	26614N102
VLO	Valero Energy Corp.	1,320	$225	0.1%	$122.29	+38.1%	—	91913Y100
XYL	Xylem, Inc.	1,375	$203	0.1%	$138.06	+4.0%	—	98419M100
—	Hanes Brands	19,394	$128	0.1%	$12.16	—	—	410345102

Decreased Positions (27)

LLY Lilly (Eli) & C. 0.7%

Value ($000) $1,377 (+38.2%) Shares 1,281 (-1.9%) Est. Cost $264.47 Unrealized +261.3%

AAPL Apple Inc. 2.4%

Value ($000) $4,627 (+3.6%) Shares 17,021 (-2.9%) Est. Cost $166.85 Unrealized +60.8%

AMAT Applied Materials 0.4%

Value ($000) $820 (+22.4%) Shares 3,189 (-2.5%) Est. Cost $132.25 Unrealized +81.1%

MPC Marathon Petroleum Corp. 0.3%

Value ($000) $639 (-18.3%) Shares 3,931 (-3.1%) Est. Cost $71.68 Unrealized +160.0%

CAT Caterpillar Inc 0.4%

Value ($000) $840 (+18.2%) Shares 1,466 (-1.5%) Est. Cost $194.92 Unrealized +185.0%

GOOG Alphabet Inc. Cl. C 0.3%

Value ($000) $582 (+24.4%) Shares 1,856 (-3.4%) Est. Cost $95.84 Unrealized +198.8%

TJX TJX Companies 0.2%

Value ($000) $373 (-22.1%) Shares 2,430 (-26.7%) Est. Cost $64.06 Unrealized +130.6%

INTC Intel Corp 0.9%

Value ($000) $1,665 (+6.6%) Shares 45,128 (-3.1%) Est. Cost $44.63 Unrealized -15.4%

ETN Eaton Corp. 0.1%

Value ($000) $221 (-31.5%) Shares 694 (-19.5%) Est. Cost $146.94 Unrealized +141.2%

OXY Occidental Petroleum 0.1%

Value ($000) $222 (-28.9%) Shares 5,410 (-18.3%) Est. Cost $41.96 Unrealized -1.0%

VBK Vanguard Small-Cap Growth ETF 0.2%

Value ($000) $480 (-15.7%) Shares 1,590 (-17.0%) Est. Cost $249.25 Unrealized —

BRK/B Berkshire Hathaway Cl. B 0.7%

Value ($000) $1,281 (-3.8%) Shares 2,549 (-3.7%) Est. Cost $358.31 Unrealized +38.9%

LHX L3Harris Technologies Inc. 0.5%

Value ($000) $891 (-4.9%) Shares 3,036 (-1.0%) Est. Cost $214.65 Unrealized +34.4%

GS Goldman Sachs 0.3%

Value ($000) $596 (+7.2%) Shares 678 (-2.9%) Est. Cost $319.80 Unrealized +154.3%

AXP American Express Company 0.4%

Value ($000) $732 (-4.6%) Shares 1,979 (-14.4%) Est. Cost $166.22 Unrealized +114.8%

PSX Phillips 66 0.2%

Value ($000) $408 (-6.7%) Shares 3,161 (-1.6%) Est. Cost $73.29 Unrealized +82.8%

MCK McKesson Corporation 0.2%

Value ($000) $375 (-7.2%) Shares 457 (-12.6%) Est. Cost $270.63 Unrealized +201.4%

CEG Constellation Energy Corp. 0.3%

Value ($000) $611 (+4.6%) Shares 1,729 (-2.6%) Est. Cost $101.44 Unrealized +258.0%

CMCSA Comcast Corporation Class A 0.1%

Value ($000) $274 (-7.9%) Shares 9,179 (-3.2%) Est. Cost $41.51 Unrealized -31.3%

NEE NextEra Energy 0.2%

Value ($000) $459 (+5.0%) Shares 5,713 (-1.3%) Est. Cost $70.23 Unrealized +17.5%

TRV Travelers Companies 0.2%

Value ($000) $445 (-4.6%) Shares 1,535 (-8.2%) Est. Cost $158.85 Unrealized +76.7%

GEV GE Vernova Inc 0.3%

Value ($000) $609 (-3.3%) Shares 932 (-9.0%) Est. Cost $158.10 Unrealized +285.2%

CAH Cardinal Health Inc. 0.1%

Value ($000) $238 (-5.0%) Shares 1,160 (-27.5%) Est. Cost $71.56 Unrealized +162.3%

VIS Vanguard Industrial Sector ETF 0.1%

Value ($000) $272 (-2.0%) Shares 913 (-2.7%) Est. Cost $205.53 Unrealized —

IJH iShares Core S&P Mid-Cap ETF 0.3%

Value ($000) $624 (-0.8%) Shares 9,457 (-1.9%) Est. Cost $93.90 Unrealized —

SYF Synchrony Financial 0.2%

Value ($000) $318 (+1.6%) Shares 3,808 (-13.5%) Est. Cost $60.37 Unrealized +26.4%

XLF Financial Select Sector SPDR ETF 0.2%

Value ($000) $305 (+0.1%) Shares 5,570 (-1.5%) Est. Cost $38.47 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
LLY	Lilly (Eli) & C.	1,281 (-1.9%)	$1,377 (+38.2%)	0.7%	$264.47	+261.3%	COM	532457108
AAPL	Apple Inc.	17,021 (-2.9%)	$4,627 (+3.6%)	2.4%	$166.85	+60.8%	COM	037833100
AMAT	Applied Materials	3,189 (-2.5%)	$820 (+22.4%)	0.4%	$132.25	+81.1%	COM	038222105
MPC	Marathon Petroleum Corp.	3,931 (-3.1%)	$639 (-18.3%)	0.3%	$71.68	+160.0%	COM	56585A102
CAT	Caterpillar Inc	1,466 (-1.5%)	$840 (+18.2%)	0.4%	$194.92	+185.0%	COM	149123101
GOOG	Alphabet Inc. Cl. C	1,856 (-3.4%)	$582 (+24.4%)	0.3%	$95.84	+198.8%	CAP STK CL C	02079K107
TJX	TJX Companies	2,430 (-26.7%)	$373 (-22.1%)	0.2%	$64.06	+130.6%	COM	872540109
INTC	Intel Corp	45,128 (-3.1%)	$1,665 (+6.6%)	0.9%	$44.63	-15.4%	COM	458140100
ETN	Eaton Corp.	694 (-19.5%)	$221 (-31.5%)	0.1%	$146.94	+141.2%	SHS	G29183103
OXY	Occidental Petroleum	5,410 (-18.3%)	$222 (-28.9%)	0.1%	$41.96	-1.0%	COM	674599105
VBK	Vanguard Small-Cap Growth ETF	1,590 (-17.0%)	$480 (-15.7%)	0.2%	$249.25	—	SML CP GRW ETF	922908595
BRK/B	Berkshire Hathaway Cl. B	2,549 (-3.7%)	$1,281 (-3.8%)	0.7%	$358.31	+38.9%	CL B NEW	084670702
LHX	L3Harris Technologies Inc.	3,036 (-1.0%)	$891 (-4.9%)	0.5%	$214.65	+34.4%	COM	502431109
GS	Goldman Sachs	678 (-2.9%)	$596 (+7.2%)	0.3%	$319.80	+154.3%	COM	38141G104
AXP	American Express Company	1,979 (-14.4%)	$732 (-4.6%)	0.4%	$166.22	+114.8%	COM	025816109
PSX	Phillips 66	3,161 (-1.6%)	$408 (-6.7%)	0.2%	$73.29	+82.8%	COM	718546104
MCK	McKesson Corporation	457 (-12.6%)	$375 (-7.2%)	0.2%	$270.63	+201.4%	COM	58155Q103
CEG	Constellation Energy Corp.	1,729 (-2.6%)	$611 (+4.6%)	0.3%	$101.44	+258.0%	COM	21037T109
CMCSA	Comcast Corporation Class A	9,179 (-3.2%)	$274 (-7.9%)	0.1%	$41.51	-31.3%	CL A	20030N101
NEE	NextEra Energy	5,713 (-1.3%)	$459 (+5.0%)	0.2%	$70.23	+17.5%	COM	65339F101
TRV	Travelers Companies	1,535 (-8.2%)	$445 (-4.6%)	0.2%	$158.85	+76.7%	COM	89417E109
GEV	GE Vernova Inc	932 (-9.0%)	$609 (-3.3%)	0.3%	$158.10	+285.2%	COM	36828A101
CAH	Cardinal Health Inc.	1,160 (-27.5%)	$238 (-5.0%)	0.1%	$71.56	+162.3%	COM	14149Y108
VIS	Vanguard Industrial Sector ETF	913 (-2.7%)	$272 (-2.0%)	0.1%	$205.53	—	INDUSTRIAL ETF	92204A603
IJH	iShares Core S&P Mid-Cap ETF	9,457 (-1.9%)	$624 (-0.8%)	0.3%	$93.90	—	CORE S&P MCP ETF	464287507
SYF	Synchrony Financial	3,808 (-13.5%)	$318 (+1.6%)	0.2%	$60.37	+26.4%	COM	87165B103
XLF	Financial Select Sector SPDR ETF	5,570 (-1.5%)	$305 (+0.1%)	0.2%	$38.47	—	FINANCIAL	81369Y605

Unchanged Positions (103)

SCHX Schwab U.S. Large-Cap ETF 18.0%

Value ($000) $35,165 Shares 1,306,764 Est. Cost $32.88 Unrealized —

MSFT Microsoft Corp 3.5%

Value ($000) $6,745 Shares 13,947 Est. Cost $289.10 Unrealized +73.1%

HD Home Depot 1.1%

Value ($000) $2,161 Shares 6,281 Est. Cost $313.18 Unrealized +16.4%

GOOGL Alphabet Inc. Cl. A 0.8%

Value ($000) $1,511 Shares 4,827 Est. Cost $118.21 Unrealized +141.6%

SCHF Schwab International Equity ETF 4.6%

Value ($000) $9,002 Shares 374,454 Est. Cost $27.21 Unrealized —

RTX RTX Corp. 1.4%

Value ($000) $2,805 Shares 15,296 Est. Cost $85.96 Unrealized +101.6%

KMB Kimberly-Clark Corp 0.5%

Value ($000) $1,011 Shares 10,019 Est. Cost $114.07 Unrealized -5.0%

HPQ HP Inc. 0.5%

Value ($000) $938 Shares 42,105 Est. Cost $32.05 Unrealized -21.2%

ORCL Oracle Corporation 0.2%

Value ($000) $437 Shares 2,241 Est. Cost $73.82 Unrealized +222.5%

— UnitedHealth Group Inc. 2.1%

Value ($000) $4,078 Shares 12,353 Est. Cost $510.33 Unrealized —

AMGN Amgen Incorporated 0.7%

Value ($000) $1,271 Shares 3,883 Est. Cost $211.40 Unrealized +49.5%

JNJ Johnson & Johnson 0.9%

Value ($000) $1,741 Shares 8,413 Est. Cost $152.33 Unrealized +29.3%

— AT&T Inc. 0.6%

Value ($000) $1,129 Shares 45,446 Est. Cost $22.94 Unrealized —

CSCO Cisco Systems Inc. 0.7%

Value ($000) $1,295 Shares 16,811 Est. Cost $48.73 Unrealized +51.4%

NOC Northrop Grumman Corp 0.8%

Value ($000) $1,539 Shares 2,699 Est. Cost $387.65 Unrealized +49.3%

JPM JP Morgan Chase & Co. 4.0%

Value ($000) $7,823 Shares 24,278 Est. Cost $133.23 Unrealized +132.3%

— Bank of America Corp 0.8%

Value ($000) $1,618 Shares 29,419 Est. Cost $41.34 Unrealized —

SCHA Schwab U.S. Small-Cap ETF 4.4%

Value ($000) $8,537 Shares 299,745 Est. Cost $35.95 Unrealized —

SCHG Schwab U.S. Large-Cap Growth ETF 2.1%

Value ($000) $4,185 Shares 128,302 Est. Cost $37.63 Unrealized —

WTM White Mountain Insurance Group Ltd. 0.2%

Value ($000) $476 Shares 229 Est. Cost $1166.56 Unrealized +67.6%

XOM Exxon Mobil Corporation 0.8%

Value ($000) $1,471 Shares 12,220 Est. Cost $69.60 Unrealized +65.9%

ABT Abbott Laboratories 0.7%

Value ($000) $1,315 Shares 10,497 Est. Cost $115.36 Unrealized +10.3%

MSI Motorola Solutions Inc. 0.2%

Value ($000) $450 Shares 1,173 Est. Cost $221.78 Unrealized +80.7%

VZ Verizon Communications 0.6%

Value ($000) $1,093 Shares 26,836 Est. Cost $40.27 Unrealized +0.5%

IBM International Business Machines 1.0%

Value ($000) $1,906 Shares 6,435 Est. Cost $112.54 Unrealized +165.5%

VHT Vanguard Health Care Sector ETF 0.4%

Value ($000) $807 Shares 2,804 Est. Cost $253.49 Unrealized —

KMPR Kemper Corporation 0.1%

Value ($000) $256 Shares 6,310 Est. Cost $55.48 Unrealized -22.8%

PG Procter & Gamble Co. 0.5%

Value ($000) $914 Shares 6,378 Est. Cost $141.44 Unrealized +4.0%

ADP Automatic Data Processing 0.2%

Value ($000) $441 Shares 1,716 Est. Cost $199.29 Unrealized +32.9%

ADI Analog Devices 0.3%

Value ($000) $615 Shares 2,266 Est. Cost $153.27 Unrealized +63.5%

KEYS Keysight Technologies 0.2%

Value ($000) $414 Shares 2,036 Est. Cost $164.07 Unrealized +13.1%

EFA IShares MSCI EAFE Index 1.0%

Value ($000) $2,004 Shares 20,869 Est. Cost $73.45 Unrealized —

WMT Wal-Mart Stores Inc 0.4%

Value ($000) $742 Shares 6,660 Est. Cost $52.23 Unrealized +105.2%

PEP Pepsico Inc. 1.2%

Value ($000) $2,351 Shares 16,383 Est. Cost $148.59 Unrealized -1.8%

CARR Carrier Global Corp. 0.2%

Value ($000) $352 Shares 6,664 Est. Cost $44.54 Unrealized +24.7%

— GE Aerospace 1.3%

Value ($000) $2,578 Shares 8,368 Est. Cost $188.58 Unrealized —

IYH iShares U.S. Healthcare ETF 0.2%

Value ($000) $426 Shares 6,546 Est. Cost $103.32 Unrealized —

NSC Norfolk Southern Corp 0.5%

Value ($000) $1,023 Shares 3,543 Est. Cost $252.93 Unrealized +14.1%

IWM iShares Russell 2000 Index 1.2%

Value ($000) $2,370 Shares 9,629 Est. Cost $194.20 Unrealized —

ITW Illinois Tool Works 0.4%

Value ($000) $760 Shares 3,087 Est. Cost $200.73 Unrealized +23.3%

SYY Sysco Corp. 0.2%

Value ($000) $330 Shares 4,479 Est. Cost $71.39 Unrealized +5.8%

TXN Texas Instruments, Inc. 0.3%

Value ($000) $632 Shares 3,643 Est. Cost $157.11 Unrealized +8.7%

— Labcorp Holdings Inc. 0.1%

Value ($000) $258 Shares 1,027 Est. Cost $229.32 Unrealized —

SCHM Schwab U.S. Mid-Cap ETF 1.3%

Value ($000) $2,495 Shares 82,959 Est. Cost $41.21 Unrealized —

ABBV AbbVie Inc. 1.3%

Value ($000) $2,591 Shares 11,340 Est. Cost $126.52 Unrealized +79.9%

QCOM QUALCOMM Inc. 0.5%

Value ($000) $960 Shares 5,610 Est. Cost $149.90 Unrealized +13.9%

AFL Aflac Inc 1.0%

Value ($000) $1,949 Shares 17,676 Est. Cost $57.30 Unrealized +91.7%

SCHW Charles Schwab Corp. 0.4%

Value ($000) $770 Shares 7,708 Est. Cost $82.31 Unrealized +15.1%

IVV iShares S&P 500 Index 0.8%

Value ($000) $1,580 Shares 2,307 Est. Cost $391.00 Unrealized —

HXL Hexcel Corp. 0.1%

Value ($000) $237 Shares 3,209 Est. Cost $61.40 Unrealized +15.1%

MS Morgan Stanley 0.2%

Value ($000) $320 Shares 1,803 Est. Cost $96.90 Unrealized +71.8%

ADM Archer-Daniels-Midland Co 0.4%

Value ($000) $834 Shares 14,514 Est. Cost $69.69 Unrealized -14.7%

CVX Chevron Corporation 0.8%

Value ($000) $1,629 Shares 10,690 Est. Cost $125.79 Unrealized +20.4%

AVY Avery Dennison Corp 0.2%

Value ($000) $300 Shares 1,648 Est. Cost $173.42 Unrealized -0.6%

— Liberty Formula One Group 0.2%

Value ($000) $444 Shares 4,970 Est. Cost $57.90 Unrealized —

PFE Pfizer Inc. 0.7%

Value ($000) $1,302 Shares 52,302 Est. Cost $41.50 Unrealized -39.7%

APD Air Products & Chemicals 0.1%

Value ($000) $286 Shares 1,159 Est. Cost $233.05 Unrealized +8.0%

EMXC iShares MSCI Emerging Markets ex-China 0.2%

Value ($000) $359 Shares 4,940 Est. Cost $48.19 Unrealized —

CVS CVS Health Corp. 0.3%

Value ($000) $514 Shares 6,479 Est. Cost $89.50 Unrealized -12.1%

HPE Hewlett Packard Enterprises 0.5%

Value ($000) $1,043 Shares 43,432 Est. Cost $14.96 Unrealized +56.7%

NLR Vaneck Uranium & Nuclear Energy ETF 0.1%

Value ($000) $248 Shares 2,000 Est. Cost $111.18 Unrealized —

A Agilent Technologies 0.2%

Value ($000) $392 Shares 2,881 Est. Cost $133.18 Unrealized +7.9%

GEHC GE Healthcare Technologies Inc. 0.1%

Value ($000) $248 Shares 3,019 Est. Cost $71.76 Unrealized +8.6%

TT Trane Technologies plc 0.1%

Value ($000) $246 Shares 633 Est. Cost $268.03 Unrealized +54.3%

GT Goodyear Tire & Rubber Co 0.1%

Value ($000) $137 Shares 15,610 Est. Cost $15.70 Unrealized -49.8%

SCHV Schwab U.S. Large-Cap Value ETF 0.6%

Value ($000) $1,140 Shares 38,510 Est. Cost $40.92 Unrealized —

SYK Stryker Corp. 0.2%

Value ($000) $362 Shares 1,029 Est. Cost $239.62 Unrealized +51.7%

SO Southern Company 0.1%

Value ($000) $214 Shares 2,458 Est. Cost $58.69 Unrealized +54.9%

DIA SPDR Dow Jones Industrial Avg. ETF 0.3%

Value ($000) $518 Shares 1,078 Est. Cost $344.22 Unrealized —

KO Coca-Cola Company 0.2%

Value ($000) $313 Shares 4,475 Est. Cost $54.77 Unrealized +26.7%

SPY SPDR S&P 500 ETF 0.4%

Value ($000) $685 Shares 1,005 Est. Cost $447.32 Unrealized —

GPN Global Payments Inc. 0.1%

Value ($000) $209 Shares 2,702 Est. Cost $134.53 Unrealized -40.3%

BK Bank of New YorkMellon Corp. 0.1%

Value ($000) $244 Shares 2,100 Est. Cost $101.35 Unrealized +9.0%

SCHE Schwab Emerging Markets Equity ETF 0.8%

Value ($000) $1,522 Shares 46,474 Est. Cost $27.84 Unrealized —

QQQ Invesco QQQ Trust 0.5%

Value ($000) $916 Shares 1,491 Est. Cost $551.71 Unrealized —

AMZN Amazon.com Inc 0.1%

Value ($000) $263 Shares 1,141 Est. Cost $166.93 Unrealized +37.1%

PCG PG&E Corp 0.1%

Value ($000) $198 Shares 12,310 Est. Cost $11.76 Unrealized +35.4%

LOW Lowes Co Inc 0.1%

Value ($000) $275 Shares 1,138 Est. Cost $179.56 Unrealized +33.6%

DE Deere & Co. 0.3%

Value ($000) $604 Shares 1,297 Est. Cost $370.19 Unrealized +26.3%

D Dominion Energy Inc. 0.1%

Value ($000) $233 Shares 3,980 Est. Cost $53.16 Unrealized +12.4%

ALL Allstate Corporation 0.2%

Value ($000) $317 Shares 1,522 Est. Cost $114.28 Unrealized +78.6%

IYG iShares U.S. Financial Services ETF 0.2%

Value ($000) $309 Shares 3,345 Est. Cost $66.30 Unrealized —

IWP IShares Russell Mid-Cap Growth ETF 0.1%

Value ($000) $218 Shares 1,590 Est. Cost $138.70 Unrealized —

STZ Constellation Brands Cl. A 0.2%

Value ($000) $325 Shares 2,358 Est. Cost $215.98 Unrealized -36.6%

KMI Kinder Morgan, Inc. 0.1%

Value ($000) $234 Shares 8,504 Est. Cost $24.88 Unrealized +8.2%

MCD McDonalds Corp 0.6%

Value ($000) $1,216 Shares 3,980 Est. Cost $227.70 Unrealized +34.0%

SCZ iShares MSCI EAFE Small Cap Index 0.3%

Value ($000) $592 Shares 7,640 Est. Cost $64.51 Unrealized —

VBR Vanguard Small Cap Value ETF 0.2%

Value ($000) $423 Shares 1,998 Est. Cost $175.18 Unrealized —

IWN iShares Russell 2000 Value Index 0.1%

Value ($000) $240 Shares 1,325 Est. Cost $155.33 Unrealized —

IWB Ishares Russell 1000 ETF 0.1%

Value ($000) $266 Shares 712 Est. Cost $288.17 Unrealized —

IWO iShares Russell 2000 Growth Index 0.3%

Value ($000) $547 Shares 1,694 Est. Cost $253.84 Unrealized —

NVDA NVIDIA Corp. 0.4%

Value ($000) $850 Shares 4,559 Est. Cost $94.09 Unrealized +97.8%

COP ConocoPhillips 0.2%

Value ($000) $463 Shares 4,944 Est. Cost $81.15 Unrealized +10.9%

— Medtronic Inc 0.3%

Value ($000) $524 Shares 5,458 Est. Cost $110.33 Unrealized —

UNP Union Pacific Corp. 0.1%

Value ($000) $203 Shares 877 Est. Cost $224.04 Unrealized +1.5%

DIS Disney (Walt) Co 0.3%

Value ($000) $650 Shares 5,711 Est. Cost $127.08 Unrealized -13.8%

DOW Dow Inc. 0.1%

Value ($000) $219 Shares 9,370 Est. Cost $42.84 Unrealized -46.8%

CNP Centerpoint Energy 0.2%

Value ($000) $303 Shares 7,900 Est. Cost $25.42 Unrealized +52.9%

GD General Dynamics Corp. 0.1%

Value ($000) $256 Shares 759 Est. Cost $234.24 Unrealized +45.5%

CTVA Corteva Inc. 0.1%

Value ($000) $248 Shares 3,697 Est. Cost $50.60 Unrealized +27.6%

VSS Vanguard FTSE All-World Ex-US Small Cap ETF 0.1%

Value ($000) $258 Shares 1,800 Est. Cost $125.96 Unrealized —

IWR iShares Russell Mid-Cap Index 0.1%

Value ($000) $221 Shares 2,299 Est. Cost $91.98 Unrealized —

EFG iShares MSCI EAFE Growth Index 0.3%

Value ($000) $526 Shares 4,619 Est. Cost $81.83 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	Schwab U.S. Large-Cap ETF	1,306,764	$35,165	18.0%	$32.88	—	US LRG CAP ETF	808524201
MSFT	Microsoft Corp	13,947	$6,745	3.5%	$289.10	+73.1%	COM	594918104
HD	Home Depot	6,281	$2,161	1.1%	$313.18	+16.4%	COM	437076102
GOOGL	Alphabet Inc. Cl. A	4,827	$1,511	0.8%	$118.21	+141.6%	CAP STK CL A	02079K305
SCHF	Schwab International Equity ETF	374,454	$9,002	4.6%	$27.21	—	INTL EQTY ETF	808524805
RTX	RTX Corp.	15,296	$2,805	1.4%	$85.96	+101.6%	COM	75513E101
KMB	Kimberly-Clark Corp	10,019	$1,011	0.5%	$114.07	-5.0%	COM	494368103
HPQ	HP Inc.	42,105	$938	0.5%	$32.05	-21.2%	COM	40434L105
ORCL	Oracle Corporation	2,241	$437	0.2%	$73.82	+222.5%	COM	68389X105
—	UnitedHealth Group Inc.	12,353	$4,078	2.1%	$510.33	—	COM	910581107
AMGN	Amgen Incorporated	3,883	$1,271	0.7%	$211.40	+49.5%	COM	031162100
JNJ	Johnson & Johnson	8,413	$1,741	0.9%	$152.33	+29.3%	COM	478160104
—	AT&T Inc.	45,446	$1,129	0.6%	$22.94	—	COM	001957109
CSCO	Cisco Systems Inc.	16,811	$1,295	0.7%	$48.73	+51.4%	COM	17275R102
NOC	Northrop Grumman Corp	2,699	$1,539	0.8%	$387.65	+49.3%	COM	666807102
JPM	JP Morgan Chase & Co.	24,278	$7,823	4.0%	$133.23	+132.3%	COM	46625H100
—	Bank of America Corp	29,419	$1,618	0.8%	$41.34	—	COM	06605F102
SCHA	Schwab U.S. Small-Cap ETF	299,745	$8,537	4.4%	$35.95	—	US SML CAP ETF	808524607
SCHG	Schwab U.S. Large-Cap Growth ETF	128,302	$4,185	2.1%	$37.63	—	US LCAP GR ETF	808524300
WTM	White Mountain Insurance Group Ltd.	229	$476	0.2%	$1166.56	+67.6%	COM	G9618E107
XOM	Exxon Mobil Corporation	12,220	$1,471	0.8%	$69.60	+65.9%	COM	30231G102
ABT	Abbott Laboratories	10,497	$1,315	0.7%	$115.36	+10.3%	COM	002824100
MSI	Motorola Solutions Inc.	1,173	$450	0.2%	$221.78	+80.7%	COM	620076307
VZ	Verizon Communications	26,836	$1,093	0.6%	$40.27	+0.5%	COM	92343V104
IBM	International Business Machines	6,435	$1,906	1.0%	$112.54	+165.5%	COM	459200101
VHT	Vanguard Health Care Sector ETF	2,804	$807	0.4%	$253.49	—	HEALTH CAR ETF	92204A504
KMPR	Kemper Corporation	6,310	$256	0.1%	$55.48	-22.8%	COM	488401100
PG	Procter & Gamble Co.	6,378	$914	0.5%	$141.44	+4.0%	COM	742718109
ADP	Automatic Data Processing	1,716	$441	0.2%	$199.29	+32.9%	COM	053015103
ADI	Analog Devices	2,266	$615	0.3%	$153.27	+63.5%	COM	032654105
KEYS	Keysight Technologies	2,036	$414	0.2%	$164.07	+13.1%	COM	49338L103
EFA	IShares MSCI EAFE Index	20,869	$2,004	1.0%	$73.45	—	MSCI EAFE ETF	464287465
WMT	Wal-Mart Stores Inc	6,660	$742	0.4%	$52.23	+105.2%	COM	931142103
PEP	Pepsico Inc.	16,383	$2,351	1.2%	$148.59	-1.8%	COM	713448108
CARR	Carrier Global Corp.	6,664	$352	0.2%	$44.54	+24.7%	COM	14448C104
—	GE Aerospace	8,368	$2,578	1.3%	$188.58	—	COM NEW	369604103
IYH	iShares U.S. Healthcare ETF	6,546	$426	0.2%	$103.32	—	US HLTHCARE ETF	464287762
NSC	Norfolk Southern Corp	3,543	$1,023	0.5%	$252.93	+14.1%	COM	655844108
IWM	iShares Russell 2000 Index	9,629	$2,370	1.2%	$194.20	—	RUSSELL 2000 ETF	464287655
ITW	Illinois Tool Works	3,087	$760	0.4%	$200.73	+23.3%	COM	452308109
SYY	Sysco Corp.	4,479	$330	0.2%	$71.39	+5.8%	COM	871829107
TXN	Texas Instruments, Inc.	3,643	$632	0.3%	$157.11	+8.7%	COM	882508104
—	Labcorp Holdings Inc.	1,027	$258	0.1%	$229.32	—	COM SHS	50540R409
SCHM	Schwab U.S. Mid-Cap ETF	82,959	$2,495	1.3%	$41.21	—	US MID-CAP ETF	808524508
ABBV	AbbVie Inc.	11,340	$2,591	1.3%	$126.52	+79.9%	COM	00287Y109
QCOM	QUALCOMM Inc.	5,610	$960	0.5%	$149.90	+13.9%	COM	747525103
AFL	Aflac Inc	17,676	$1,949	1.0%	$57.30	+91.7%	COM	001055102
SCHW	Charles Schwab Corp.	7,708	$770	0.4%	$82.31	+15.1%	COM	808513105
IVV	iShares S&P 500 Index	2,307	$1,580	0.8%	$391.00	—	CORE S&P500 ETF	464287200
HXL	Hexcel Corp.	3,209	$237	0.1%	$61.40	+15.1%	COM	428291108
MS	Morgan Stanley	1,803	$320	0.2%	$96.90	+71.8%	COM NEW	617446448
ADM	Archer-Daniels-Midland Co	14,514	$834	0.4%	$69.69	-14.7%	COM	039483102
CVX	Chevron Corporation	10,690	$1,629	0.8%	$125.79	+20.4%	COM	166764100
AVY	Avery Dennison Corp	1,648	$300	0.2%	$173.42	-0.6%	COM	053611109
—	Liberty Formula One Group	4,970	$444	0.2%	$57.90	—	COM SER A FRMLA	531229870
PFE	Pfizer Inc.	52,302	$1,302	0.7%	$41.50	-39.7%	COM	717081103
APD	Air Products & Chemicals	1,159	$286	0.1%	$233.05	+8.0%	COM	009158106
EMXC	iShares MSCI Emerging Markets ex-China	4,940	$359	0.2%	$48.19	—	MSCI EMRG CHN	46434G764
CVS	CVS Health Corp.	6,479	$514	0.3%	$89.50	-12.1%	COM	126650100
HPE	Hewlett Packard Enterprises	43,432	$1,043	0.5%	$14.96	+56.7%	COM	42824C109
NLR	Vaneck Uranium & Nuclear Energy ETF	2,000	$248	0.1%	$111.18	—	URANIUM AND NUCL	92189F601
A	Agilent Technologies	2,881	$392	0.2%	$133.18	+7.9%	COM	00846U101
GEHC	GE Healthcare Technologies Inc.	3,019	$248	0.1%	$71.76	+8.6%	COMMON STOCK	36266G107
TT	Trane Technologies plc	633	$246	0.1%	$268.03	+54.3%	SHS	G8994E103
GT	Goodyear Tire & Rubber Co	15,610	$137	0.1%	$15.70	-49.8%	COM	382550101
SCHV	Schwab U.S. Large-Cap Value ETF	38,510	$1,140	0.6%	$40.92	—	US LCAP VA ETF	808524409
SYK	Stryker Corp.	1,029	$362	0.2%	$239.62	+51.7%	COM	863667101
SO	Southern Company	2,458	$214	0.1%	$58.69	+54.9%	COM	842587107
DIA	SPDR Dow Jones Industrial Avg. ETF	1,078	$518	0.3%	$344.22	—	UT SER 1	78467X109
KO	Coca-Cola Company	4,475	$313	0.2%	$54.77	+26.7%	COM	191216100
SPY	SPDR S&P 500 ETF	1,005	$685	0.4%	$447.32	—	TR UNIT	78462F103
GPN	Global Payments Inc.	2,702	$209	0.1%	$134.53	-40.3%	COM	37940X102
BK	Bank of New YorkMellon Corp.	2,100	$244	0.1%	$101.35	+9.0%	COM	064058100
SCHE	Schwab Emerging Markets Equity ETF	46,474	$1,522	0.8%	$27.84	—	EMRG MKTEQ ETF	808524706
QQQ	Invesco QQQ Trust	1,491	$916	0.5%	$551.71	—	UNIT SER 1	46090E103
AMZN	Amazon.com Inc	1,141	$263	0.1%	$166.93	+37.1%	COM	023135106
PCG	PG&E Corp	12,310	$198	0.1%	$11.76	+35.4%	COM	69331C108
LOW	Lowes Co Inc	1,138	$275	0.1%	$179.56	+33.6%	COM	548661107
DE	Deere & Co.	1,297	$604	0.3%	$370.19	+26.3%	COM	244199105
D	Dominion Energy Inc.	3,980	$233	0.1%	$53.16	+12.4%	COM	25746U109
ALL	Allstate Corporation	1,522	$317	0.2%	$114.28	+78.6%	COM	020002101
IYG	iShares U.S. Financial Services ETF	3,345	$309	0.2%	$66.30	—	U.S. FIN SVC ETF	464287770
IWP	IShares Russell Mid-Cap Growth ETF	1,590	$218	0.1%	$138.70	—	RUS MD CP GR ETF	464287481
STZ	Constellation Brands Cl. A	2,358	$325	0.2%	$215.98	-36.6%	COM	21036P108
KMI	Kinder Morgan, Inc.	8,504	$234	0.1%	$24.88	+8.2%	COM	49456B101
MCD	McDonalds Corp	3,980	$1,216	0.6%	$227.70	+34.0%	COM	580135101
SCZ	iShares MSCI EAFE Small Cap Index	7,640	$592	0.3%	$64.51	—	EAFE SML CP ETF	464288273
VBR	Vanguard Small Cap Value ETF	1,998	$423	0.2%	$175.18	—	SM CP VAL ETF	922908611
IWN	iShares Russell 2000 Value Index	1,325	$240	0.1%	$155.33	—	RUS 2000 VAL ETF	464287630
IWB	Ishares Russell 1000 ETF	712	$266	0.1%	$288.17	—	RUS 1000 ETF	464287622
IWO	iShares Russell 2000 Growth Index	1,694	$547	0.3%	$253.84	—	RUS 2000 GRW ETF	464287648
NVDA	NVIDIA Corp.	4,559	$850	0.4%	$94.09	+97.8%	COM	67066G104
COP	ConocoPhillips	4,944	$463	0.2%	$81.15	+10.9%	COM	20825C104
—	Medtronic Inc	5,458	$524	0.3%	$110.33	—	COM	585055106
UNP	Union Pacific Corp.	877	$203	0.1%	$224.04	+1.5%	COM	907818108
DIS	Disney (Walt) Co	5,711	$650	0.3%	$127.08	-13.8%	COM	254687106
DOW	Dow Inc.	9,370	$219	0.1%	$42.84	-46.8%	COM	260557103
CNP	Centerpoint Energy	7,900	$303	0.2%	$25.42	+52.9%	COM	15189T107
GD	General Dynamics Corp.	759	$256	0.1%	$234.24	+45.5%	COM	369550108
CTVA	Corteva Inc.	3,697	$248	0.1%	$50.60	+27.6%	COM	22052L104
VSS	Vanguard FTSE All-World Ex-US Small Cap ETF	1,800	$258	0.1%	$125.96	—	FTSE SMCAP ETF	922042718
IWR	iShares Russell Mid-Cap Index	2,299	$221	0.1%	$91.98	—	RUS MID CAP ETF	464287499
EFG	iShares MSCI EAFE Growth Index	4,619	$526	0.3%	$81.83	—	EAFE GRWTH ETF	464288885