Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFAC	DIMENSIONAL ETF TRUST	330,377	$10.56M	7.6%	$25.29	—	US CORE EQUITY 2	25434V708
—	PUTNAM MUN OPPORTUNITIES TR	482,371	$4.901M	3.5%	$10.84	—	SH BEN INT	746922103
—	BLACKROCK INCOME TR INC	373,843	$4.449M	3.2%	$12.33	—	COM NEW	09247F209
—	EATON VANCE MUNI INCOME TRUS	420,909	$4.314M	3.1%	$9.89	—	SH BEN INT	27826U108
AAPL	APPLE INC	24,702	$4.236M	3.1%	$145.75	+23.7%	COM	037833100
DFAU	DIMENSIONAL ETF TRUST	76,132	$2.782M	2.0%	$27.51	—	US CORE EQT MKT	25434V104
DFUV	DIMENSIONAL ETF TRUST	67,583	$2.764M	2.0%	$33.48	—	US MKTWIDE VALUE	25434V724
—	BLACKROCK MUNIYIELD QUALITY	236,480	$2.71M	2.0%	$11.23	—	COM	09254E103
IVV	ISHARES TR	4,798	$2.523M	1.8%	$525.75	—	CORE S&P500 ETF	464287200
—	BLACKROCK MUNIYILD QULT FD I	199,558	$2.445M	1.8%	$11.60	—	COM	09254F100
META	META PLATFORMS INC	4,940	$2.399M	1.7%	$443.21	0.0%	CL A	30303M102
—	NEUBERGER BERMAN MUN FD INC	223,985	$2.345M	1.7%	$10.29	—	COM	64124P101
—	BLACKROCK MUNIHOLDINGS FD IN	188,334	$2.275M	1.6%	$12.14	—	COM	09253N104
GE	GENERAL ELECTRIC CO	12,597	$2.211M	1.6%	$116.41	0.0%	COM NEW	369604301
—	NUVEEN AMT FREE MUN CR INC F	175,526	$2.133M	1.5%	$12.14	—	COM	67071L106
DFSV	DIMENSIONAL ETF TRUST	69,704	$2.098M	1.5%	$27.40	—	US SMALL CAP VAL	25434V815
DFAX	DIMENSIONAL ETF TRUST	71,345	$1.815M	1.3%	$21.67	—	WORLD EX US CORE	25434V880
—	EATON VANCE MUN BD FD	168,309	$1.742M	1.3%	$10.34	—	COM	27827X101
XOM	EXXON MOBIL CORP	14,481	$1.683M	1.2%	$97.16	+1.0%	COM	30231G102
SPY	SPDR S&P 500 ETF TR	3,197	$1.672M	1.2%	$523.07	—	TR UNIT	78462F103
—	NUVEEN SELECT TAX-FREE INCOM	101,235	$1.462M	1.1%	$13.91	—	SH BEN INT	67062F100
—	EATON VANCE NATL MUN OPPORT	87,166	$1.446M	1.0%	$16.43	—	COM SHS	27829L105
DFAT	DIMENSIONAL ETF TRUST	26,285	$1.431M	1.0%	$44.65	—	US TARGETED VLU	25434V609
—	DWS MUN INCOME TR NEW	157,469	$1.422M	1.0%	$8.63	—	COM	233368109
—	PIMCO CALIF MUN INCOME FD	150,290	$1.407M	1.0%	$9.00	—	COM	72200N106
XMUIX	BLACKROCK MUNICIPAL INCOME	111,341	$1.343M	1.0%	$11.35	—	COM	09253X102
DFAI	DIMENSIONAL ETF TRUST	44,288	$1.338M	1.0%	$26.64	—	INTL CORE EQT MK	25434V203
—	BLACKROCK FLOATING RATE INC	100,362	$1.303M	0.9%	$10.94	—	COM	091941104
XMVFX	BLACKROCK MUNIVEST FD INC	176,086	$1.243M	0.9%	$7.02	—	COM	09253R105
NVDA	NVIDIA CORPORATION	1,300	$1.175M	0.8%	$72.44	0.0%	COM	67066G104
FITB	FIFTH THIRD BANCORP	31,200	$1.161M	0.8%	$32.36	0.0%	COM	316773100
—	WESTERN ASSET MANAGED MUNS F	109,050	$1.14M	0.8%	$10.14	—	COM	95766M105
RSPT	INVESCO EXCHANGE TRADED FD T	31,318	$1.102M	0.8%	$49.61	—	S&P500 EQL TEC	46137V282
—	NUVEEN FLOATING RATE INCOME	125,826	$1.098M	0.8%	$7.96	—	COM	67072T108
C	CITIGROUP INC	16,645	$1.053M	0.8%	$52.53	0.0%	COM NEW	172967424
—	BLACKROCK MUN INCOME TR	100,844	$1.042M	0.8%	$10.07	—	SH BEN INT	09248F109
—	BLACKROCK CORE BD TR	90,654	$979K	0.7%	$10.33	—	SHS BEN INT	09249E101
—	BLACKROCK MUNI INCOME TR II	88,745	$964K	0.7%	$10.33	—	COM	09249N101
—	BLACKROCK MUNIASSETS FD INC	85,706	$950K	0.7%	$10.78	—	COM	09254J102
—	EATON VANCE LTD DURATION INC	95,646	$933K	0.7%	$9.38	—	COM	27828H105
VTI	VANGUARD INDEX FDS	3,459	$899K	0.6%	$201.53	—	TOTAL STK MKT	922908769
XBFZX	BLACKROCK CALIF MUN INCOME T	75,799	$896K	0.6%	$10.83	—	SH BEN INT	09248E102
—	BLACKROCK MUNIHLDNGS CALI QL	79,369	$874K	0.6%	$10.74	—	COM	09254L107
—	BLACKROCK CORPOR HI YLD FD I	86,835	$850K	0.6%	$8.79	—	COM	09255P107
—	INVESCO HIGH INCOME TR II	78,066	$838K	0.6%	$10.34	—	COM	46131F101
MSFT	MICROSOFT CORP	1,909	$803K	0.6%	$399.26	0.0%	COM	594918104
VIG	VANGUARD SPECIALIZED FUNDS	4,227	$772K	0.6%	$153.71	—	DIV APP ETF	921908844
—	BLACKROCK FLOATING RATE INCO	59,369	$767K	0.6%	$11.26	—	COM	09255X100
—	NUVEEN PFD & INCOME OPPORTUN	104,456	$751K	0.5%	$7.07	—	COM	67073B106
—	NUVEEN CALIFORNIA MUNI VLU F	82,805	$745K	0.5%	$8.45	—	COM STK	67062C107
—	NEUBERGER BERMAN HIGH YIELD	92,192	$743K	0.5%	$8.34	—	COM	64128C106
VXUS	VANGUARD STAR FDS	12,027	$725K	0.5%	$52.35	—	VG TL INTL STK F	921909768
—	INVESCO ADVANTAGE MUN INCOME	84,205	$716K	0.5%	$8.59	—	SH BEN INT	46132E103
FDVV	FIDELITY COVINGTON TRUST	15,486	$702K	0.5%	$45.31	—	HIGH DIVID ETF	316092840
XBI	SPDR SER TR	6,645	$631K	0.5%	$83.00	—	S&P BIOTECH	78464A870
—	MFS MUN INCOME TR	115,430	$620K	0.4%	$5.10	—	SH BEN INT	552738106
PFF	ISHARES TR	19,108	$616K	0.4%	$31.26	—	PFD AND INCM SEC	464288687
XMVTX	BLACKROCK MUNIVEST FD II INC	55,252	$603K	0.4%	$10.50	—	COM	09253T101
XENWX	EATON VANCE NEW YORK MUN BD	61,633	$598K	0.4%	$9.01	—	COM	27827Y109
IWD	ISHARES TR	3,330	$596K	0.4%	$179.11	—	RUS 1000 VAL ETF	464287598
—	NUVEEN CA QUALTY MUN INCOME	53,547	$590K	0.4%	$11.04	—	COM	67066Y105
—	BLACKROCK DEBT STRATEGIES FD	52,863	$585K	0.4%	$9.26	—	COM NEW	09255R202
DFIV	DIMENSIONAL ETF TRUST	15,806	$581K	0.4%	$36.75	—	INTERNATNAL VAL	25434V807
—	PUTNAM MANAGED MUN INCOME TR	96,020	$575K	0.4%	$6.27	—	COM	746823103
LQD	ISHARES TR	5,224	$569K	0.4%	$108.91	—	IBOXX INV CP ETF	464287242
—	BLACKROCK MUNIYIELD MICH QU	49,425	$569K	0.4%	$11.09	—	COM	09254V105
—	BLACKROCK MUNIHLDGS NJ QLTY	48,491	$564K	0.4%	$11.09	—	COM	09254X101
—	NUVEEN MASSACHUSETS QLT MUN	50,177	$548K	0.4%	$10.56	—	COM	67061E104
—	ALLIANCEBERNSTEIN NATL MUN I	47,393	$521K	0.4%	$10.49	—	COM	01864U106
—	MFS INVT GRADE MUN TR	66,730	$508K	0.4%	$7.12	—	SH BEN INT	59318B108
JPM	JPMORGAN CHASE & CO	2,468	$494K	0.4%	$173.61	0.0%	COM	46625H100
—	INVESCO MUNI INCOME OPP TRST	75,679	$494K	0.4%	$6.25	—	COM	46132X101
IJH	ISHARES TR	7,980	$485K	0.3%	$60.74	—	CORE S&P MCP ETF	464287507
—	MFS HIGH INCOME MUN TR	132,893	$482K	0.3%	$3.49	—	SH BEN INT	59318D104
—	PGIM GLOBAL HIGH YIELD FD FO	39,841	$477K	0.3%	$10.84	—	COM	69346J106
—	NUVEEN AMT-FREE MUN VALUE FD	34,965	$472K	0.3%	$13.61	—	COM	670695105
—	PIMCO NEW YORK MUN INCOME FD	60,817	$470K	0.3%	$8.66	—	COM	72200T103
—	PIMCO NEW YORK MUN FD II	60,817	$451K	0.3%	$7.95	—	COM	72200Y102
DFAR	DIMENSIONAL ETF TRUST	20,029	$448K	0.3%	$22.37	—	US REAL ESTATE E	25434V823
XPMAX	PIONEER MUNICIPAL HIGH INCOM	54,909	$448K	0.3%	$8.07	—	COM	723762100
IJR	ISHARES TR	4,004	$443K	0.3%	$110.52	—	CORE S&P SCP ETF	464287804
XBTAX	BLACKROCK LONG-TERM MUN ADVA	43,991	$439K	0.3%	$9.40	—	COM	09250B103
AGG	ISHARES TR	4,436	$434K	0.3%	$97.93	—	CORE US AGGBD ET	464287226
—	NUVEEN MUN CR OPPORTUNITIES	40,782	$431K	0.3%	$10.89	—	COM	670663103
—	WESTERN ASSET MUN HIGH INCOM	63,101	$428K	0.3%	$6.38	—	COM	95766N103
—	INVESCO MUN OPPORTUNITY TR	43,348	$422K	0.3%	$9.91	—	COM	46132C107
—	MFS HIGH YIELD MUN TR	124,556	$415K	0.3%	$3.21	—	SH BEN INT	59318E102
—	EATON VANCE FLTING RATE INC	30,663	$408K	0.3%	$11.09	—	COM	278279104
AVGO	BROADCOM INC	305	$404K	0.3%	$121.22	0.0%	COM	11135F101
XEVMX	EATON VANCE CALIF MUN BD FD	42,446	$401K	0.3%	$8.79	—	COM	27828A100
—	NUVEEN QUALITY MUNCP INCOME	34,356	$394K	0.3%	$11.67	—	COM	67066V101
GEHC	GE HEALTHCARE TECHNOLOGIES I	4,247	$386K	0.3%	$82.96	0.0%	COMMON STOCK	36266G107
GOOGL	ALPHABET INC	2,540	$383K	0.3%	$141.98	0.0%	CAP STK CL A	02079K305
—	NUVEEN MUN VALUE FD INC	43,338	$377K	0.3%	$8.60	—	COM	670928100
—	INVESCO TR INVT GRADE MUNS	37,360	$368K	0.3%	$10.05	—	COM	46131M106
—	INVESCO BD FD	23,214	$363K	0.3%	$15.49	—	COM	46132L107
—	BNY MELLON MUN INCOME INC	51,426	$351K	0.3%	$6.35	—	COM	05589T104
VBR	VANGUARD INDEX FDS	1,824	$350K	0.3%	$164.99	—	SM CP VAL ETF	922908611
—	BNY MELLON STRATEGIC MUNS IN	57,247	$349K	0.3%	$6.12	—	COM	05588W108
RSP	INVESCO EXCHANGE TRADED FD T	2,030	$344K	0.2%	$169.38	—	S&P500 EQL WGT	46137V357
IVW	ISHARES TR	4,025	$340K	0.2%	$84.44	—	S&P 500 GRWT ETF	464287309
VWO	VANGUARD INTL EQUITY INDEX F	8,053	$336K	0.2%	$41.36	—	FTSE EMR MKT ETF	922042858
—	PIMCO DYNAMIC INCOME FD	17,126	$330K	0.2%	$18.48	—	SHS	72201Y101
XPMQX	PIMCO MUN INCOME FD III	43,602	$326K	0.2%	$8.71	—	COM	72201A103
—	EATON VANCE MUN INCOME 2028	18,014	$321K	0.2%	$17.83	—	SHS	27829U105
—	ABRDN NATL MUN INCOME FD	30,452	$315K	0.2%	$10.45	—	SH BEN INT	24610T108
VEA	VANGUARD TAX-MANAGED FDS	6,148	$308K	0.2%	$50.17	—	VAN FTSE DEV MKT	921943858
IEMG	ISHARES INC	5,950	$307K	0.2%	$51.60	—	CORE MSCI EMKT	46434G103
—	INVESCO MUNICIPAL TRUST	31,515	$306K	0.2%	$9.90	—	COM	46131J103
XPHDX	PIONEER FLOATING RATE FUND I	31,335	$303K	0.2%	$8.77	—	COM	72369J102
—	DWS STRATEGIC MUN INCOME TR	33,693	$301K	0.2%	$8.17	—	COM	23342Q101
VT	VANGUARD INTL EQUITY INDEX F	2,721	$301K	0.2%	$90.78	—	TT WRLD ST ETF	922042742
—	BNY MELLON HIGH YIELD STRATE	121,564	$294K	0.2%	$2.26	—	SH BEN INT	09660L105
IYY	ISHARES TR	2,271	$291K	0.2%	$93.45	—	DOW JONES US ETF	464287846
BND	VANGUARD BD INDEX FDS	3,966	$288K	0.2%	$72.63	—	TOTAL BND MRKT	921937835
—	EATON VANCE SHORT DURATION D	26,734	$282K	0.2%	$10.17	—	COM	27828V104
—	NUVEEN MORTGAGE AND INCOME F	15,835	$281K	0.2%	$17.16	—	COM	670735109
VFVA	VANGUARD WELLINGTON FD	2,275	$271K	0.2%	$113.73	—	US VALUE FACTR	921935805
VUG	VANGUARD INDEX FDS	770	$265K	0.2%	$343.98	—	GROWTH ETF	922908736
V	VISA INC	940	$262K	0.2%	$272.36	0.0%	COM CL A	92826C839
VFMO	VANGUARD WELLINGTON FD	1,716	$260K	0.2%	$151.25	—	US MOMENTUM	921935508
DVY	ISHARES TR	2,100	$259K	0.2%	$123.18	—	SELECT DIVID ETF	464287168
EFA	ISHARES TR	3,225	$258K	0.2%	$79.86	—	MSCI EAFE ETF	464287465
—	INVESCO SR INCOME TR	59,432	$254K	0.2%	$3.83	—	COM	46131H107
—	ABRDN INCOME CREDIT STRATEGI	37,448	$254K	0.2%	$6.67	—	COM	003057106
AMZN	AMAZON COM INC	1,387	$250K	0.2%	$166.93	0.0%	COM	023135106
VFQY	VANGUARD WELLINGTON FD	1,826	$250K	0.2%	$136.92	—	US QUALITY	921935706
—	NUVEEN N Y MUN VALUE FD	29,908	$249K	0.2%	$8.26	—	COM	67062M105
IBM	INTERNATIONAL BUSINESS MACHS	1,300	$248K	0.2%	$172.56	0.0%	COM	459200101
—	BLACKROCK TAX MUNICPAL BD TR	15,040	$246K	0.2%	$17.92	—	SHS	09248X100
XBKNX	BLACKROCK INVT QUALITY MUN T	19,766	$245K	0.2%	$11.72	—	COM	09247D105
—	BLACKROCK MUN TARGET TERM TR	11,556	$243K	0.2%	$20.80	—	COM SHS BEN IN	09257P105
GOOG	ALPHABET INC	1,585	$241K	0.2%	$143.27	0.0%	CAP STK CL C	02079K107
—	DOUBLELINE OPPORTUNISTIC CR	15,609	$241K	0.2%	$14.84	—	COM	258623107
VNQ	VANGUARD INDEX FDS	2,749	$238K	0.2%	$86.48	—	REAL ESTATE ETF	922908553
—	WESTERN ASSET PREMIER BD FD	22,281	$237K	0.2%	$10.19	—	SHS BEN INT	957664105
—	PUTNAM MASTER INTER INCOME T	74,034	$237K	0.2%	$3.05	—	SH BEN INT	746909100
—	NUVEEN MUN HIGH INCOME OPPOR	22,259	$235K	0.2%	$9.88	—	COM	670682103
ES	EVERSOURCE ENERGY	3,924	$235K	0.2%	$68.99	-23.8%	COM	30040W108
CBU	COMMUNITY BK SYS INC	4,825	$232K	0.2%	$56.05	-22.0%	COM	203607106
IWB	ISHARES TR	800	$230K	0.2%	$288.03	—	RUS 1000 ETF	464287622
ABBV	ABBVIE INC	1,240	$226K	0.2%	$161.99	0.0%	COM	00287Y109
IEFA	ISHARES TR	3,039	$226K	0.2%	$74.23	—	CORE MSCI EAFE	46432F842
—	HIGHLAND OPPORTUNITIES	31,895	$224K	0.2%	$10.24	—	HIGHLAND INCOME	43010E404
TIP	ISHARES TR	2,056	$221K	0.2%	$107.41	—	TIPS BD ETF	464287176
—	EATON VANCE CALIF MUN INCOM	20,679	$219K	0.2%	$9.98	—	SH BEN INT	27826F101
—	HIGH INCOME SECS FD	31,646	$214K	0.2%	$6.50	—	SHS BEN INT	42968F108
IWF	ISHARES TR	625	$211K	0.2%	$337.05	—	RUS 1000 GRW ETF	464287614
—	CALAMOS CONV & HIGH INCOME F	17,833	$211K	0.2%	$10.55	—	COM SHS	12811P108
USFR	WISDOMTREE TR	4,145	$208K	0.2%	$50.29	—	FLOATNG RAT TREA	97717Y527
—	PIMCO NEW YORK MUN INCOME FD	34,637	$203K	0.1%	$6.08	—	COM	72201E105
NFLX	NETFLIX INC	332	$202K	0.1%	$56.38	0.0%	COM	64110L106
SBUX	STARBUCKS CORP	2,199	$201K	0.1%	$88.61	0.0%	COM	855244109
—	BROOKFIELD REAL ASSETS INCOM	15,360	$198K	0.1%	$12.81	—	SHS BEN INT	112830104
—	BNY MELLON MUN BD INFRASTRUC	18,968	$197K	0.1%	$10.46	—	COM SHS	09662W109
—	PIMCO MUN INCOME FD	20,653	$193K	0.1%	$10.31	—	COM	72200R107
XMIOX	PIONEER MUN HIGH INCOME OPPO	16,850	$191K	0.1%	$10.57	—	COMMON STOCK	723760104
—	WESTERN ASSET HIGH INCOM FD	42,379	$189K	0.1%	$4.47	—	COM	95766J102
—	HANCOCK JOHN PREM DIVID FD	16,064	$187K	0.1%	$11.65	—	COM SH BEN INT	41013T105
—	SABA CAPITAL INCOME & OPPORT	48,250	$184K	0.1%	$4.04	—	COM	880198106
—	BLACKROCK MUNIHOLDINGS QUALI	17,895	$182K	0.1%	$9.95	—	COM	09254C107
—	WESTERN ASSET INTER MUNI FD	22,747	$180K	0.1%	$7.59	—	COM	958435109
CCIF	CARLYLE CREDIT INCOME FUND	22,724	$179K	0.1%	$8.67	—	SHS BEN INT	92535C104
—	APOLLO SR FLOATING RATE FD I	12,399	$177K	0.1%	$12.44	—	COM	037636107
—	HANCOCK JOHN INCOME SECS TR	15,755	$176K	0.1%	$10.65	—	COM	410123103
XMQTX	BLACKROCK MUNIYIELD QUALITY	16,405	$172K	0.1%	$10.27	—	COM	09254G108
—	RIVERNORTH MANAGED DUR MUN I	10,847	$162K	0.1%	$14.40	—	COM	76882H105
—	CALAMOS CONV OPPORTUNITIES &	13,993	$159K	0.1%	$10.51	—	SH BEN INT	128117108
—	DTF TAX-FREE INCOME 2028 TER	14,339	$154K	0.1%	$10.91	—	COM	23334J107
—	NUVEEN DYNAMIC MUN OPPORTUNI	14,000	$152K	0.1%	$10.89	—	COM SHS	67079X102
—	PIMCO MUN INCOME FD II	17,500	$149K	0.1%	$8.50	—	COM	72200W106
BHC	BAUSCH HEALTH COS INC	14,000	$149K	0.1%	$8.74	0.0%	COM	071734107
—	INVESCO QUALITY MUN INCOME T	15,344	$149K	0.1%	$9.42	—	COM	46133G107
—	VIRTUS STONE HBR EMRG MKTS I	26,788	$145K	0.1%	$4.31	—	COM	86164T107
—	NUVEEN REAL ASSET INCOME & G	12,098	$143K	0.1%	$11.70	—	COM	67074Y105
—	BLACKROCK CR ALLOCATION INCO	13,245	$142K	0.1%	$10.10	—	COM	092508100
—	NUVEEN MUNICIPAL CREDIT INC	11,237	$138K	0.1%	$12.08	—	COM SH BEN INT	67070X101
—	ADVENT CONV & INCOME FD	11,283	$135K	0.1%	$10.90	—	COM	00764C109
—	BLACKSTONE STRATEGIC CRED 20	11,167	$133K	0.1%	$10.93	—	COM SHS BEN IN	09257R101
—	NUVEEN PENNSYLVANIA QLT MUN	11,134	$132K	0.1%	$11.82	—	COM	670972108
—	BNY MELLON STRATEGIC MUN BD	21,861	$128K	0.1%	$5.71	—	COM	09662E109
—	EATON VANCE SR INCOME TR	19,797	$126K	0.1%	$5.27	—	SH BEN INT	27826S103
—	BLACKROCK MUNIHLDGS NY QLTY	11,600	$123K	0.1%	$10.27	—	COM	09255C106
—	VIRTUS CONVERTIBLE & INCOME	36,204	$121K	0.1%	$3.40	—	COM	92838X102
XEGFX	BLACKROCK ENHANCED GOVT FD I	11,756	$112K	0.1%	$9.49	—	COM	09255K108
—	WESTERN ASST INFLTN LKD INM	12,298	$100K	0.1%	$8.61	—	COM SH BEN INT	95766Q106
—	ABRDN ASIA PACIFIC INCOME FU	35,359	$99,006	0.1%	$2.64	—	COM	003009107
—	MFS INTER INCOME TR	34,133	$90,794	0.1%	$2.74	—	SH BEN INT	55273C107
XPZCX	PIMCO CALIF MUN INCOME FD II	10,540	$79,999	0.1%	$8.35	—	COM	72201C109
—	WESTERN ASSET HIGH INCOME OP	18,950	$73,905	0.1%	$3.78	—	COM	95766K109
OCCI	OFS CREDIT COMPANY INC	10,195	$72,994	0.1%	$7.16	—	COM	67111Q107
XPCKX	PIMCO CALIF MUN INCOME FD II	12,054	$69,550	0.1%	$5.77	—	COM	72200M108
—	MFS GOVT MKTS INCOME TR	17,467	$55,894	0.0%	$3.20	—	SH BEN INT	552939100
—	CREDIT SUISSE HIGH YIELD BD	25,363	$51,233	0.0%	$1.76	—	SH BEN INT	22544F103
ADPT	ADAPTIVE BIOTECHNOLOGIES COR	10,100	$32,421	0.0%	$3.87	0.0%	COM	00650F109