Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFAC	DIMENSIONAL ETF TRUST	311,593	$12.11M	7.0%	$25.41	—	US CORE EQUITY 2	25434V708
VTI	VANGUARD INDEX FDS	33,417	$10.72M	6.2%	$290.47	—	TOTAL STK MKT	922908769
AAPL	APPLE INC	19,436	$4.933M	2.8%	$149.74	+75.5%	COM	037833100
—	PUTNAM MUN OPPORTUNITIES TR	472,403	$4.866M	2.8%	$10.84	—	SH BEN INT	746922103
DFSV	DIMENSIONAL ETF TRUST	136,148	$4.78M	2.7%	$29.49	—	US SMALL CAP VAL	25434V815
—	BLACKROCK MUNIYIELD QUALITY	419,230	$4.406M	2.5%	$10.92	—	COM	09254E103
—	BLACKROCK MUNIHOLDINGS FD IN	382,553	$4.315M	2.5%	$11.68	—	COM	09253N104
—	EATON VANCE MUN INCOME TR	398,047	$4.144M	2.4%	$9.89	—	SH BEN INT	27826U108
—	BLACKROCK INCOME TR INC	370,302	$3.914M	2.2%	$12.28	—	COM NEW	09247F209
DFAU	DIMENSIONAL ETF TRUST	70,452	$3.179M	1.8%	$27.51	—	US CORE EQT MKT	25434V104
IVV	ISHARES TR	4,707	$3.075M	1.8%	$526.79	—	CORE S&P500 ETF	464287200
DFUV	DIMENSIONAL ETF TRUST	62,339	$3.021M	1.7%	$33.48	—	US MKTWIDE VALUE	25434V724
XOM	EXXON MOBIL CORP	16,744	$2.841M	1.6%	$101.54	+36.6%	COM	30231G102
DFAI	DIMENSIONAL ETF TRUST	68,355	$2.663M	1.5%	$30.16	—	INTL CORE EQT MK	25434V203
GE	GE AEROSPACE	9,318	$2.644M	1.5%	$116.41	+173.3%	COM NEW	369604301
—	BLACKROCK MUNIYILD QULT FD I	235,758	$2.589M	1.5%	$11.49	—	COM	09254F100
META	META PLATFORMS INC	4,281	$2.449M	1.4%	$447.52	+46.5%	CL A	30303M102
SPY	STATE STR SPDR S&P 500 ETF T	3,570	$2.322M	1.3%	$525.93	—	TR UNIT	78462F103
—	NUVEEN AMT FREE MUN CR INC F	182,448	$2.25M	1.3%	$12.19	—	COM	67071L106
NVDA	NVIDIA CORPORATION	12,784	$2.234M	1.3%	$99.20	+88.1%	COM	67066G104
GEV	GE VERNOVA INC	2,548	$2.224M	1.3%	$158.10	+366.1%	COM	36828A101
DFAX	DIMENSIONAL ETF TRUST	63,564	$2.159M	1.2%	$21.71	—	WORLD EX US CORE	25434V880
—	NEUBERGER MUN FD INC	206,547	$2.096M	1.2%	$10.28	—	COM	64124P101
—	BLACKROCK MUNIHLDNGS CALI	180,332	$1.875M	1.1%	$10.61	—	COM	09254L107
C	CITIGROUP INC	16,438	$1.864M	1.1%	$52.53	+121.2%	COM NEW	172967424
LQD	ISHARES TR	16,898	$1.842M	1.1%	$108.66	—	IBOXX INV CP ETF	464287242
—	PIMCO CALIF MUN INCOME FD	200,176	$1.718M	1.0%	$8.93	—	COM	72200N106
—	EATON VANCE MUN BD FD	171,927	$1.68M	1.0%	$10.31	—	COM	27827X101
DFAT	DIMENSIONAL ETF TRUST	24,995	$1.561M	0.9%	$46.41	—	US TARGETED VLU	25434V609
FITB	FIFTH THIRD BANCORP	31,200	$1.45M	0.8%	$32.36	+58.4%	COM	316773100
—	NUVEEN SELECT TAX-FREE INCOM	101,012	$1.45M	0.8%	$13.96	—	SH BEN INT	67062F100
RSPT	INVESCO EXCHANGE TRADED FD T	31,318	$1.417M	0.8%	$49.61	—	S&P500 EQL TEC	46137V282
—	EATON VANCE NATL MUN OPPORT	79,402	$1.359M	0.8%	$16.45	—	COM SHS	27829L105
—	BLACKROCK MUNIASSETS FD INC	123,923	$1.315M	0.8%	$10.73	—	COM	09254J102
—	DWS MUN INCOME TR	129,200	$1.176M	0.7%	$8.64	—	COM	233368109
—	PIMCO MUN INCOME FD II	153,692	$1.163M	0.7%	$7.95	—	COM	72200W106
—	PIMCO NEW YORK MUN FD II	169,509	$1.161M	0.7%	$6.85	—	COM	72200Y102
FDVV	FIDELITY COVINGTON TRUST	20,786	$1.148M	0.7%	$46.77	—	HIGH DIVID ETF	316092840
—	BLACKROCK CORE BD TR	122,729	$1.124M	0.6%	$10.18	—	SHS BEN INT	09249E101
—	WESTERN ASSET MANAGED MUNS F	109,141	$1.122M	0.6%	$10.14	—	COM	95766M105
CVX	CHEVRON CORPORATION	4,832	$1M	0.6%	$151.40	+13.5%	COM	166764100
MSFT	MICROSOFT CORP	2,637	$976K	0.6%	$403.66	+7.7%	COM	594918104
DFIV	DIMENSIONAL ETF TRUST	18,469	$975K	0.6%	$38.31	—	INTERNATNAL VAL	25434V807
AVGO	BROADCOM INC	3,130	$969K	0.6%	$156.19	+113.9%	COM	11135F101
VXUS	VANGUARD STAR FDS	12,435	$959K	0.6%	$52.80	—	VG TL INTL STK F	921909768
—	EATON VANCE LIMITED DURATION	99,606	$941K	0.5%	$9.42	—	COM	27828H105
VIG	VANGUARD SPECIALIZED FUNDS	4,207	$905K	0.5%	$153.71	—	DIV APP ETF	921908844
GOOGL	ALPHABET INC	3,045	$876K	0.5%	$150.82	+114.4%	CAP STK CL A	02079K305
XBI	SPDR SERIES TRUST	6,655	$850K	0.5%	$83.00	—	STATE STREET SPD	78464A870
—	BLACKROCK FLOATING RATE INC	77,092	$830K	0.5%	$10.94	—	COM	091941104
—	MFS MUN INCOME TR	151,674	$818K	0.5%	$5.18	—	SH BEN INT	552738106
—	NUVEEN FLOATING RATE INCOME	107,219	$806K	0.5%	$7.96	—	COM	67072T108
PLTR	PALANTIR TECHNOLOGIES INC	5,475	$802K	0.5%	$121.21	+27.2%	CL A	69608A108
AGG	ISHARES TR	8,047	$799K	0.5%	$98.43	—	CORE US AGGBD ET	464287226
JPM	JPMORGAN CHASE & CO	2,707	$796K	0.5%	$182.50	+70.6%	COM	46625H100
—	NUVEEN CALIFORNIA MUNI VLU F	81,101	$761K	0.4%	$8.45	—	COM STK	67062C107
—	INVESCO HIGH INCOME TR II	74,418	$752K	0.4%	$10.34	—	COM	46131F101
—	NUVEEN PFD & INCOME OPPORTUN	97,015	$731K	0.4%	$7.07	—	COM	67073B106
—	INVESCO ADVANTAGE MUN INCOME	83,679	$725K	0.4%	$8.59	—	SH BEN INT	46132E103
RSP	INVESCO EXCHANGE TRADED FD T	3,755	$721K	0.4%	$171.87	—	S&P500 EQL WGT	46137V357
IWD	ISHARES TR	3,278	$700K	0.4%	$179.11	—	RUS 1000 VAL ETF	464287598
—	BLACKROCK CORPOR HI YLD FD I	80,772	$688K	0.4%	$8.79	—	COM	09255P107
VGSH	VANGUARD SCOTTSDALE FDS	11,626	$681K	0.4%	$58.70	—	SHORT TERM TREAS	92206C102
AMZN	AMAZON COM INC	3,162	$659K	0.4%	$197.31	+15.0%	COM	023135106
IEF	ISHARES TR	6,735	$643K	0.4%	$95.77	—	7-10 YR TRSY BD	464287440
—	BLACKROCK MUNIYIELD MICH QU	52,790	$627K	0.4%	$11.09	—	COM	09254V105
—	MFS INVT GRADE MUN TR	78,360	$626K	0.4%	$7.24	—	SH BEN INT	59318B108
—	NEUBERGER HIGH YIELD ST FD I	96,287	$624K	0.4%	$8.21	—	COM	64128C106
PFF	ISHARES TR	20,544	$623K	0.4%	$31.25	—	PFD AND INCM SEC	464288687
VGHY	VANGUARD FIXED INCOME SECS F	8,325	$619K	0.4%	$75.26	—	HIGH-YIELD ACTV	922031687
—	NUVEEN MASS QUALITY MUN INC	50,225	$618K	0.4%	$10.56	—	COM	67061E104
—	MFS HIGH INCOME MUN TR	165,470	$614K	0.4%	$3.53	—	SH BEN INT	59318D104
—	PUTNAM MANAGED MUN INCOME TR	95,856	$590K	0.3%	$6.27	—	COM	746823103
—	NUVEEN CA DIVI ADV MUN	49,816	$580K	0.3%	$11.07	—	COM	67066Y105
—	BLACKROCK MUNIHLDGS NJ QLTY	49,356	$571K	0.3%	$11.06	—	COM	09254X101
IJH	ISHARES TR	8,275	$559K	0.3%	$60.64	—	CORE S&P MCP ETF	464287507
GOOG	ALPHABET INC	1,941	$557K	0.3%	$154.84	+109.0%	CAP STK CL C	02079K107
IEMG	ISHARES INC	7,914	$552K	0.3%	$53.43	—	CORE MSCI EMKT	46434G103
IJR	ISHARES TR	4,375	$544K	0.3%	$110.46	—	CORE S&P SCP ETF	464287804
—	INVESCO BD FD	35,964	$539K	0.3%	$15.62	—	COM	46132L107
DFLV	DIMENSIONAL ETF TRUST	14,345	$512K	0.3%	$29.37	—	US LARGE CAP VAL	25434V666
—	ALLIANCEBERNSTEIN NATL MUN I	47,652	$509K	0.3%	$10.49	—	COM	01864U106
—	WESTERN ASSET HIGH INCOM FD	126,446	$503K	0.3%	$4.38	—	COM	95766J102
—	NUVEEN AMT-FREE MUN VALUE FD	32,935	$472K	0.3%	$13.61	—	COM	670695105
—	INVESCO MUNI INCOME OPP TRST	74,780	$459K	0.3%	$6.19	—	COM	46132X101
—	MFS HIGH YIELD MUN TR	124,236	$445K	0.3%	$3.21	—	SH BEN INT	59318E102
—	NUVEEN QUALITY MUNCP INCOME	38,406	$442K	0.3%	$11.73	—	COM	67066V101
—	WESTERN ASSET MUN HIGH INCOM	63,214	$439K	0.3%	$6.38	—	COM	95766N103
—	NUVEEN MUN CR OPPORTUNITIES	40,850	$432K	0.2%	$10.89	—	COM	670663103
—	FEDERATED HERMES PREM MUNI I	39,388	$431K	0.2%	$10.90	—	COM	31423P108
VWO	VANGUARD INTL EQUITY INDEX F	7,826	$423K	0.2%	$41.36	—	FTSE EMR MKT ETF	922042858
—	BLACKROCK DEBT STRATEGIES FD	43,802	$420K	0.2%	$9.33	—	COM NEW	09255R202
DFAR	DIMENSIONAL ETF TRUST	17,529	$415K	0.2%	$22.37	—	US REAL ESTATE E	25434V823
—	INVESCO MUN OPPORTUNIT TR	42,804	$407K	0.2%	$9.91	—	COM	46132C107
—	BNY MELLON MUN BD INFRASTRUC	37,729	$398K	0.2%	$10.47	—	COM SHS	09662W109
—	PGIM GLOBAL HIGH YIELD FD FO	34,062	$397K	0.2%	$10.84	—	COM	69346J106
—	INVESCO SR INCOME TR	118,682	$382K	0.2%	$3.70	—	COM	46131H107
VT	VANGUARD INTL EQUITY INDEX F	2,746	$380K	0.2%	$92.10	—	TT WRLD ST ETF	922042742
—	BNY MELLON STRATEGIC MUNS IN	60,323	$379K	0.2%	$6.12	—	COM	05588W108
VEA	VANGUARD TAX-MANAGED FDS	5,844	$374K	0.2%	$50.17	—	VAN FTSE DEV MKT	921943858
—	BLACKROCK FLOATING RATE INCO	33,879	$373K	0.2%	$11.26	—	COM	09255X100
VBR	VANGUARD INDEX FDS	1,703	$370K	0.2%	$164.99	—	SM CP VAL ETF	922908611
—	BNY MELLON HIGH YIELD STRATE	151,410	$369K	0.2%	$2.32	—	SH BEN INT	09660L105
—	INVESCO TR INVT GRADE MUNS	37,360	$369K	0.2%	$10.05	—	COM	46131M106
—	EATON VANCE SR INCOME TR	72,297	$361K	0.2%	$5.27	—	SH BEN INT	27826S103
IYY	ISHARES TR	2,253	$357K	0.2%	$93.45	—	DOW JONES US ETF	464287846
TSLA	TESLA INC	960	$357K	0.2%	$321.41	+32.5%	COM	88160R101
—	WESTERN ASSET INTER MUNI	46,347	$356K	0.2%	$7.73	—	COM	958435109
IEFA	ISHARES TR	3,853	$349K	0.2%	$75.25	—	CORE MSCI EAFE	46432F842
—	NUVEEN MULTI ASSET INCOME FU	27,305	$339K	0.2%	$12.98	—	COM	670750108
—	NUVEEN MORTGAGE AND INCOME F	18,671	$338K	0.2%	$17.28	—	COM	670735109
IBM	INTERNATIONAL BUSINESS MACHS	1,325	$321K	0.2%	$176.20	+61.1%	COM	459200101
—	INVESCO MUNICIPAL TRUST	33,542	$319K	0.2%	$9.88	—	COM	46131J103
OEF	ISHARES TR	975	$310K	0.2%	$276.76	—	S&P 100 ETF	464287101
IVW	ISHARES TR	2,725	$308K	0.2%	$84.44	—	S&P 500 GRWT ETF	464287309
EFA	ISHARES TR	3,100	$301K	0.2%	$79.86	—	MSCI EAFE ETF	464287465
DVY	ISHARES TR	1,975	$299K	0.2%	$123.78	—	SELECT DIVID ETF	464287168
VFVA	VANGUARD WELLINGTON FD	2,202	$296K	0.2%	$114.75	—	US VALUE FACTR	921935805
—	NUVEEN MUN VALUE FD INC	32,855	$295K	0.2%	$8.60	—	COM	670928100
BND	VANGUARD BD INDEX FDS	4,005	$295K	0.2%	$72.72	—	TOTAL BND MRKT	921937835
VTEB	VANGUARD MUN BD FDS	5,889	$294K	0.2%	$50.07	—	TAX EXEMPT BD	922907746
VUG	VANGUARD INDEX FDS	669	$292K	0.2%	$348.75	—	GROWTH ETF	922908736
V	VISA INC	966	$292K	0.2%	$277.10	+18.8%	COM CL A	92826C839
NFLX	NETFLIX INC.	3,009	$289K	0.2%	$103.10	-18.7%	COM	64110L106
ABBV	ABBVIE INC	1,326	$288K	0.2%	$163.34	+36.3%	COM	00287Y109
—	WESTERN ASSET HIGH INCOME OP	78,950	$287K	0.2%	$3.80	—	COM	95766K109
IWB	ISHARES TR	800	$285K	0.2%	$288.03	—	RUS 1000 ETF	464287622
—	EATON VANCE MUN INCOME TERM	15,372	$282K	0.2%	$17.83	—	SHS	27829U105
—	EATON VANCE SHORT DURATION D	25,645	$274K	0.2%	$10.17	—	COM	27828V104
ES	EVERSOURCE ENERGY	3,941	$273K	0.2%	$68.99	+1.6%	COM	30040W108
—	PIMCO DYNAMIC INCOME FD	15,916	$272K	0.2%	$18.48	—	SHS	72201Y101
—	EATON VANCE FLOATING RATE IN	25,319	$272K	0.2%	$11.09	—	COM	278279104
—	ABRDN NATL MUN INCOME FD	27,210	$271K	0.2%	$10.43	—	SH BEN INT	24610T108
—	HANCOCK JOHN PREM DIVID FD	20,687	$271K	0.2%	$11.97	—	COM SH BEN INT	41013T105
MU	MICRON TECHNOLOGY INC	802	$271K	0.2%	$229.35	+68.8%	COM	595112103
SLV	ISHARES SILVER TR	3,927	$268K	0.2%	$64.43	—	ISHARES	46428Q109
—	BROOKFIELD REAL ASSETS INCOM	20,672	$266K	0.2%	$12.97	—	SHS BEN INT	112830104
—	BNY MELLON STRATEGIC MUN BD	44,111	$265K	0.2%	$5.85	—	COM	09662E109
—	BLACKROCK MUNIYIELD N Y QUAL	27,570	$265K	0.2%	$9.60	—	COM	09255E102
—	PUTNAM MASTER INTER INCOME T	80,925	$265K	0.2%	$3.07	—	SH BEN INT	746909100
IWF	ISHARES TR	620	$264K	0.2%	$337.05	—	RUS 1000 GRW ETF	464287614
T	AT&T INC	9,063	$263K	0.2%	$16.25	+58.4%	COM	00206R102
—	BLACKROCK MUN TARGET TERM TR	11,454	$260K	0.1%	$20.80	—	COM SHS BEN IN	09257P105
JNJ	JOHNSON & JOHNSON	1,060	$259K	0.1%	$197.01	+15.7%	COM	478160104
VNQ	VANGUARD INDEX FDS	2,849	$253K	0.1%	$86.68	—	REAL ESTATE ETF	922908553
VZ	VERIZON COMMUNICATIONS INC	5,013	$252K	0.1%	$40.48	+8.2%	COM	92343V104
—	NUVEEN N Y MUN VALUE FD	29,908	$250K	0.1%	$8.26	—	COM	67062M105
VEU	VANGUARD INTL EQUITY INDEX F	3,307	$248K	0.1%	$57.41	—	ALLWRLD EX US	922042775
VFQY	VANGUARD WELLINGTON FD	1,645	$246K	0.1%	$137.82	—	US QUALITY	921935706
—	BLACKROCK TAX MUNICPAL BD TR	15,040	$243K	0.1%	$17.92	—	SHS	09248X100
CBU	COMMUNITY FINANCIAL SYSTEM I	4,040	$237K	0.1%	$56.05	+12.5%	COM	203607106
CAT	CATERPILLAR INC	330	$234K	0.1%	$684.39	0.0%	COM	149123101
VFMO	VANGUARD WELLINGTON FD	1,178	$232K	0.1%	$191.55	—	US MOMENTUM	921935508
VB	VANGUARD INDEX FDS	881	$231K	0.1%	$237.86	—	SMALL CP ETF	922908751
—	DOUBLELINE OPPORTUNISTIC CR	15,609	$228K	0.1%	$14.84	—	COM	258623107
BRK/B	BERKSHIRE HATHAWAY INC DEL	447	$214K	0.1%	$486.69	+1.4%	CL B NEW	084670702
—	NUVEEN AMT FREE QLTY MUN INC	18,982	$213K	0.1%	$11.46	—	COM	670657105
—	BLACKROCK MULTI SECTOR INC T	16,887	$211K	0.1%	$13.39	—	COM	09258A107
DUHP	DIMENSIONAL ETF TRUST	5,700	$210K	0.1%	$35.56	—	US HIGH PROFITAB	25434V831
ORCL	ORACLE CORP	1,421	$209K	0.1%	$160.80	+5.5%	COM	68389X105
—	EATON VANCE CALIF MUN INCOM	20,679	$208K	0.1%	$9.98	—	SH BEN INT	27826F101
—	NUVEEN MUN CR INCOME FD	16,990	$207K	0.1%	$12.71	—	COM SH BEN INT	67070X101
—	NUVEEN MUN HIGH INCOME OPPOR	19,802	$206K	0.1%	$9.88	—	COM	670682103
—	GUGGENHEIM STRATEGIC OPPORTU	17,950	$198K	0.1%	$12.88	—	COM SBI	40167F101
—	NUVEEN PA INVT QUALITY MUN F	16,134	$192K	0.1%	$11.62	—	COM	670972108
—	NUVEEN NY AMT FREE	18,625	$190K	0.1%	$10.09	—	COM	670656107
—	CALAMOS CONV & HIGH INCOME F	17,103	$186K	0.1%	$10.55	—	COM SHS	12811P108
—	WESTERN ASSET PREMIER BD FD	17,281	$183K	0.1%	$10.19	—	SHS BEN INT	957664105
—	ABRDN INCOME CREDIT STRATEGI	34,042	$174K	0.1%	$6.63	—	COM	003057106
—	HANCOCK JOHN INCOME SECS TR	15,755	$172K	0.1%	$10.65	—	COM	410123103
CCIF	CARLYLE CREDIT INCOME FUND	52,974	$170K	0.1%	$6.40	—	SHS BEN INT	92535C104
—	HIGH INCOME SECS FD	30,722	$170K	0.1%	$6.50	—	SHS BEN INT	42968F108
—	WESTERN ASSET INVT GRADE OPP	10,424	$168K	0.1%	$16.31	—	COM	95790A101
—	HIGHLAND OPPS & INCOME FD	29,135	$166K	0.1%	$10.24	—	HIGHLAND INCOME	43010E404
MFIC	MIDCAP FINANCIAL INVSTMNT CO	13,718	$154K	0.1%	$11.85	-4.8%	COM NEW	03761U502
—	ADVENT CONV & INCOME FD	13,802	$154K	0.1%	$11.05	—	COM	00764C109
—	RIVERNORTH MANAGED DUR MUN I	10,981	$150K	0.1%	$14.40	—	COM	76882H105
—	NUVEEN DYNAMIC MUN OPPORTUNI	14,528	$149K	0.1%	$10.64	—	COM SHS	67079X102
—	NUVEEN REAL ASSET INCOME & G	12,098	$149K	0.1%	$11.70	—	COM	67074Y105
—	INVESCO QUALITY MUN INCOME T	15,344	$148K	0.1%	$9.42	—	COM	46133G107
—	SABA CAPITAL INCOME & OPPORT	16,875	$140K	0.1%	$7.80	—	COM NEW	880198205
—	BLACKROCK CR ALLOCATION	13,236	$134K	0.1%	$10.10	—	COM	092508100
—	CALAMOS CONV OPPORTUNITIES &	11,819	$127K	0.1%	$10.51	—	SH BEN INT	128117108
—	DTF TAX-FREE INCOME 2028 TER	10,939	$125K	0.1%	$10.91	—	COM	23334J107
—	BLACKSTONE STRATEGIC CRED 20	11,167	$125K	0.1%	$10.93	—	COM SHS BEN IN	09257R101
—	ALLSPRING INCOME OPPORTUNIT	17,923	$116K	0.1%	$6.78	—	INC OPPTY FD	94987B105
—	CREDIT SUISSE ASSET MGMT	42,950	$110K	0.1%	$2.97	—	COM	224916106
—	EATON VANCE SR FLTNG RTE TR	10,274	$108K	0.1%	$10.54	—	COM	27828Q105
—	NUVEEN CR STRATEGIES INCOME	21,803	$106K	0.1%	$5.02	—	COM SHS	67073D102
—	VIRTUS STONE HBR EMRG MKTS I	21,557	$103K	0.1%	$4.31	—	COM	86164T107
—	WESTERN ASSET INFLT LNK INC	12,298	$99,365	0.1%	$8.61	—	COM SH BEN INT	95766Q106
—	MFS INTER INCOME TR	34,133	$85,674	0.0%	$2.74	—	SH BEN INT	55273C107
—	MFS MULTIMARKET INCOME TR	15,500	$71,610	0.0%	$4.65	—	SH BEN INT	552737108
—	CREDIT SUISSE HIGH YIELD CRE	25,363	$48,190	0.0%	$1.76	—	SH BEN INT	22544F103
NHS-R	NEUBERGER HIGH YIELD ST FD I	96,284	$770	0.0%	$0.01	—	RIGHT 04/15/2026	64128C130