Location: Orchard Park, NY
CIK: 0001960657 · Show all filings
Period: Q2 2025 (← Previous) (Next →)
Filing Date: Aug 14, 2025
Total Value: $271M (100.0% shares, 0.0% debt)
| Ticker | Issuer | Shares | Value | % | Share Price | Est. Cost/Share | Unrealized @ Report Date | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|---|
| IVV | ISHARES TR | 3,208 | $55.6M | 20.5% | $17330.90 | $404.85 | — | CORE S&P500 ETF | 464287200 |
| VUG | VANGUARD INDEX FDS | 1,280 | $28.1M | 10.4% | $21956.67 | $227.50 | — | GROWTH ETF | 922908736 |
| VTV | VANGUARD INDEX FDS | 3,709 | $25.55M | 9.4% | $6889.29 | $145.30 | — | VALUE ETF | 922908744 |
| VEA | VANGUARD TAX-MANAGED FDS | 873 | $21.82M | 8.1% | $24993.06 | $43.52 | — | VAN FTSE DEV MKT | 921943858 |
| SCHA | SCHWAB STRATEGIC TR | 40,803 | $16.93M | 6.3% | $414.98 | $25.82 | — | US SML CAP ETF | 808524607 |
| BNDX | VANGUARD CHARLOTTE FDS | 2,671 | $16.65M | 6.1% | $6231.86 | $48.82 | — | TOTAL INT BD ETF | 92203J407 |
| BSV | VANGUARD BD INDEX FDS | 4,967 | $13.22M | 4.9% | $2661.11 | $78.28 | — | SHORT TRM BOND | 921937827 |
| VWO | VANGUARD INTL EQUITY INDEX F | 1,357 | $9.847M | 3.6% | $7256.45 | $41.32 | — | FTSE EMR MKT ETF | 922042858 |
| BLV | VANGUARD BD INDEX FDS | 44,863 | $9.667M | 3.6% | $215.47 | $70.42 | — | LONG TERM BOND | 921937793 |
| FNDE | SCHWAB STRATEGIC TR | 213,080 | $9.127M | 3.4% | $42.83 | $29.05 | — | FUNDAMENTAL EMER | 808524730 |
| SCHZ | SCHWAB STRATEGIC TR | 13,381 | $8.174M | 3.0% | $610.83 | $23.16 | — | US AGGREGATE B | 808524839 |
| REET | ISHARES TR | 34,411 | $7.477M | 2.8% | $217.29 | $23.07 | — | GLOBAL REIT ETF | 46434V647 |
| MGC | VANGUARD WORLD FD | 877 | $5.454M | 2.0% | $6219.35 | $143.13 | — | MEGA CAP INDEX | 921910873 |
| SCHF | SCHWAB STRATEGIC TR | 167,951 | $4.709M | 1.7% | $28.04 | $25.35 | — | INTL EQTY ETF | 808524805 |
| SCHV | SCHWAB STRATEGIC TR | 336,201 | $4.133M | 1.5% | $12.29 | $24.05 | — | US LCAP VA ETF | 808524409 |
| MUB | ISHARES TR | 1,044 | $3.595M | 1.3% | $3443.74 | $105.44 | — | NATIONAL MUN ETF | 464288414 |
| CBU | COMMUNITY FINANCIAL SYSTEM I | 64,107 | $2.551M | 0.9% | $39.80 * | $54.28 | 0.0% | COM | 203607106 |
| RSP | INVESCO EXCHANGE TRADED FD T | 762 | $2.548M | 0.9% | $3343.37 | $141.25 | — | S&P500 EQL WGT | 46137V357 |
| BRK/A | BERKSHIRE HATHAWAY INC DEL | 529,664 | $2.186M | 0.8% | $4.13 * | $761794.30 | +0.0% | CL A | 084670108 |
| RTX | RTX CORPORATION | 669,263 | $2.183M | 0.8% | $3.26 * | $130.77 | +0.8% | COM | 75513E101 |
| PGR | PROGRESSIVE CORP | 199,090 | $1.883M | 0.7% | $9.46 * | $257.53 | 0.0% | COM | 743315103 |
| VNQ | VANGUARD INDEX FDS | 3,688 | $1.862M | 0.7% | $504.89 | $82.66 | — | REAL ESTATE ETF | 922908553 |
| AAPL | APPLE INC | 276,491 | $1.706M | 0.6% | $6.17 * | $199.60 | +0.9% | COM | 037833100 |
| MSFT | MICROSOFT CORP | 1,268 | $1.382M | 0.5% | $1089.84 * | $250.84 | +72.4% | COM | 594918104 |
| SCHE | SCHWAB STRATEGIC TR | 3 | $1.23M | 0.5% | $409938.67 | $24.79 | — | EMRG MKTEQ ETF | 808524706 |
| CARR | CARRIER GLOBAL CORPORATION | 1,308 | $979K | 0.4% | $748.74 * | $38.88 | +73.2% | COM | 14448C104 |
| NVDA | NVIDIA CORPORATION | 14,018 | $928K | 0.3% | $66.23 * | $114.31 | +10.1% | COM | 67066G104 |
| VB | VANGUARD INDEX FDS | 382,721 | $879K | 0.3% | $2.30 | $4.03 | — | SMALL CP ETF | 922908751 |
| SPY | SPDR S&P 500 ETF TR | 22,944 | $838K | 0.3% | $36.54 | $61.60 | — | TR UNIT | 78462F103 |
| EFA | ISHARES TR | 2,778 | $827K | 0.3% | $297.52 | $68.41 | — | MSCI EAFE ETF | 464287465 |
| OTIS | OTIS WORLDWIDE CORP | 14,947 | $662K | 0.2% | $44.32 * | $84.11 | +13.4% | COM | 68902V107 |
| JPM | JPMORGAN CHASE & CO. | 5,876 | $625K | 0.2% | $106.42 * | $205.95 | +22.7% | COM | 46625H100 |
| URTH | ISHARES INC | 24,250 | $625K | 0.2% | $25.76 | $39.73 | — | MSCI WORLD ETF | 464286392 |
| APH | AMPHENOL CORP NEW | 144,576 | $621K | 0.2% | $4.29 * | $81.39 | 0.0% | CL A | 032095101 |
| META | META PLATFORMS INC | 89,543 | $562K | 0.2% | $6.28 * | $615.13 | +0.2% | CL A | 30303M102 |
| SCHB | SCHWAB STRATEGIC TR | 139,009 | $547K | 0.2% | $3.93 | $8.25 | — | US BRD MKT ETF | 808524102 |
| HD | HOME DEPOT INC | 2,157 | $480K | 0.2% | $222.33 * | $310.60 | +14.6% | COM | 437076102 |
| V | VISA INC | 20,908 | $454K | 0.2% | $21.74 * | $338.15 | +2.6% | COM CL A | 92826C839 |
| — | ISHARES TR | 3,133 | $430K | 0.2% | $137.09 | $25.15 | — | IBONDS DEC25 ETF | 46434VBD1 |
| SCHG | SCHWAB STRATEGIC TR | 9,987 | $367K | 0.1% | $36.79 | $37.20 | — | US LCAP GR ETF | 808524300 |
| CAT | CATERPILLAR INC | 8,316 | $340K | 0.1% | $40.94 * | $322.44 | +2.6% | COM | 149123101 |
| SHW | SHERWIN WILLIAMS CO | 149,374 | $300K | 0.1% | $2.01 * | $343.82 | +0.2% | COM | 824348106 |
| XOM | EXXON MOBIL CORP | 17,058 | $291K | 0.1% | $17.08 * | $103.21 | +1.3% | COM | 30231G102 |
| AMGN | AMGEN INC | 459 | $291K | 0.1% | $633.24 * | $231.86 | +19.8% | COM | 031162100 |
| NFG | NATIONAL FUEL GAS CO | 302,717 | $265K | 0.1% | $0.88 * | $80.46 | +0.3% | COM | 636180101 |
| SCHD | SCHWAB STRATEGIC TR | 12,580 | $265K | 0.1% | $21.04 | $38.75 | — | US DIVIDEND EQ | 808524797 |
| VOO | VANGUARD INDEX FDS | 722 | $261K | 0.1% | $361.14 | $356.89 | — | S&P 500 ETF SHS | 922908363 |
| MRK | MERCK & CO INC | 6,690 | $254K | 0.1% | $37.96 * | $84.78 | -8.7% | COM | 58933Y105 |
| SO | SOUTHERN CO | 351,703 | $245K | 0.1% | $0.70 * | $87.78 | +0.2% | COM | 842587107 |
| EEM | ISHARES TR | 1,041 | $240K | 0.1% | $230.17 | $40.21 | — | MSCI EMG MKT ETF | 464287234 |
| TSLA | TESLA INC | 2,702 | $229K | 0.1% | $84.88 * | $301.28 | 0.0% | COM | 88160R101 |
| AMZN | AMAZON COM INC | 9,246 | $229K | 0.1% | $24.77 * | $196.25 | +0.8% | COM | 023135106 |
| PG | PROCTER AND GAMBLE CO | 6,284 | $202K | 0.1% | $32.15 * | $157.41 | +2.1% | COM | 742718109 |