Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
ACWV	ISHARES INC	192,334 (+3.0%)	$23.61M (+5.2%)	6.8%	$122.73	$101.90	+20.4%	MSCI GBL MIN VOL	464286525
SPTM	SPDR SERIES TRUST	299,528 (+1.5%)	$27.57M (+2.9%)	7.9%	$92.05	$57.25	+60.8%	ST STR PR SP1500	78464A805
VWO	VANGUARD INTL EQUITY INDEX F	369,727 (+4.0%)	$21.93M (+3.3%)	6.3%	$59.31	$45.81	+29.5%	FTSE EMR MKT ETF	922042858
XMLV	INVESCO EXCH TRADED FD TR II	269,836 (+1.3%)	$16.99M (-3.8%)	4.9%	$62.97	$61.14	+3.0%	S&P MIDCP LOW	46138E198
VB	VANGUARD INDEX FDS	47,148 (+2.1%)	$13.41M (-4.2%)	3.9%	$284.49	$204.05	+39.4%	MRNGSTR SML CAP	922908751
MSFT	MICROSOFT CORP	3,035 (+13.3%)	$1.557M (+55.9%)	0.4%	$512.95	$367.23	+39.7%	COM	594918104
LGLV	SPDR SERIES TRUST	130,740 (+1.8%)	$22.79M (-2.2%)	6.6%	$174.31	$144.69	+20.5%	ST STR R1K LOWV	78468R804
IGEB	ISHARES TR	420,530 (+2.9%)	$17.99M (-2.4%)	5.2%	$42.79	$44.36	-3.5%	INVT GRAD SY ETF	46435G219
SCZ	ISHARES TR	133,447 (+1.3%)	$11.27M (+4.0%)	3.2%	$84.42	$59.94	+40.8%	EAFE SML CP ETF	464288273
SGOV	ISHARES TR	149,704 (+2.4%)	$15.07M (+2.4%)	4.3%	$100.68	$100.52	+0.2%	0-3 MTH TREASURY	46436E718
VO	VANGUARD INDEX FDS	234,572 (+1.0%)	$18.4M (-1.7%)	5.3%	$78.42	$72.16	+8.7%	MRNGSTR MID CAP	922908629
BND	VANGUARD BD INDEX FDS	205,584 (+2.7%)	$14.42M (-1.9%)	4.1%	$70.15	$74.12	-5.4%	TOTAL BND MRKT	921937835
FLBL	FRANKLIN TEMPLETON ETF TR	355,372 (+2.7%)	$8.174M (+3.1%)	2.3%	$23.00	$24.21	-5.0%	SENIOR LOAN ETF	35473P595
XEMD	BONDBLOXX ETF TRUST	335,502 (+2.9%)	$14.42M (-1.6%)	4.1%	$42.98	$43.97	-2.3%	JP MOR USD 1 ETF	09789C879
AOR	ISHARES TR	12,504 (+27.5%)	$857K (+25.7%)	0.2%	$68.52	$61.46	+11.5%	CORE 60 BALA ETF	464289867
MEAR	ISHARES U S ETF TR	25,327 (+13.9%)	$1.257M (+12.2%)	0.4%	$49.63	$50.29	-1.3%	SHOR MAT MUN ETF	46431W838
TIP	ISHARES TR	124,128 (+4.1%)	$12.91M (-1.0%)	3.7%	$104.04	$106.08	-1.9%	TIPS BD ETF	464287176
AAPL	APPLE INC	2,216 (+4.9%)	$738K (+20.7%)	0.2%	$333.06	$207.57	+60.4%	COM	037833100
JHMM	JOHN HANCOCK EXCHANGE TRADED	54,179 (+7.1%)	$3.874M (+2.1%)	1.1%	$71.50	$54.70	+30.7%	MULTIFACTOR MI	47804J206
MUB	ISHARES TR	25,190 (+8.7%)	$2.547M (+2.1%)	0.7%	$101.10	$105.29	-4.0%	NATIONAL MUN ETF	464288414
IAGG	ISHARES TR	395,461 (+2.6%)	$19.46M (-0.2%)	5.6%	$49.20	$50.14	-1.9%	CORE INTL AGGR	46435G672
VGIT	VANGUARD SCOTTSDALE FDS	395,439 (+4.0%)	$22.41M (-0.1%)	6.4%	$56.66	$59.67	-5.0%	INTER TERM TREAS	92206C706

Exited Positions (4)

XOM EXXON MOBIL CORP 0.1%

Value $239K Shares 1,746 Share Price $136.76 * Est. Cost/Share $115.49 Unrealized @ Report Date +40.9%

HD HOME DEPOT INC 0.1%

Value $220K Shares 623 Share Price $352.83 * Est. Cost/Share $293.72 Unrealized @ Report Date -3.1%

XJH ISHARES TR 0.1%

Value $214K Shares 4,098 Share Price $52.14 * Est. Cost/Share $49.44 Unrealized @ Report Date -1.3%

AVGO BROADCOM INC 0.1%

Value $205K Shares 542 Share Price $377.81 * Est. Cost/Share $400.96 Unrealized @ Report Date -12.4%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
XOM	EXXON MOBIL CORP	1,746	$239K	0.1%	$136.76 *	$115.49	+40.9%	—	30231G102
HD	HOME DEPOT INC	623	$220K	0.1%	$352.83 *	$293.72	-3.1%	—	437076102
XJH	ISHARES TR	4,098	$214K	0.1%	$52.14 *	$49.44	-1.3%	—	46436E551
AVGO	BROADCOM INC	542	$205K	0.1%	$377.81 *	$400.96	-12.4%	—	11135F101

Decreased Positions (6)

XMHQ INVESCO EXCHANGE TRADED FD T 0.6%

Value $2.047M (-5.4%) Shares 18,336 (-4.4%) Share Price $111.65 Est. Cost/Share $99.78 Unrealized @ Report Date +11.9%

VTIP VANGUARD MALVERN FDS 0.5%

Value $1.676M (-4.3%) Shares 34,050 (-2.3%) Share Price $49.22 Est. Cost/Share $47.41 Unrealized @ Report Date +3.8%

TFI SPDR SERIES TRUST 0.1%

Value $455K (-10.8%) Shares 10,646 (-4.4%) Share Price $42.77 Est. Cost/Share $44.89 Unrealized @ Report Date -4.7%

CEMB ISHARES INC 0.1%

Value $485K (-8.5%) Shares 11,019 (-5.1%) Share Price $44.00 Est. Cost/Share $43.27 Unrealized @ Report Date +1.7%

ISTB ISHARES TR 0.2%

Value $600K (-6.4%) Shares 12,705 (-4.4%) Share Price $47.25 Est. Cost/Share $47.30 Unrealized @ Report Date -0.1%

USFR WISDOMTREE TR 0.1%

Value $214K (-2.9%) Shares 4,255 (-3.0%) Share Price $50.40 Est. Cost/Share $50.35 Unrealized @ Report Date +0.1%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
XMHQ	INVESCO EXCHANGE TRADED FD T	18,336 (-4.4%)	$2.047M (-5.4%)	0.6%	$111.65	$99.78	+11.9%	S&P MDCP QUALITY	46137V472
VTIP	VANGUARD MALVERN FDS	34,050 (-2.3%)	$1.676M (-4.3%)	0.5%	$49.22	$47.41	+3.8%	STRM INFPROIDX	922020805
TFI	SPDR SERIES TRUST	10,646 (-4.4%)	$455K (-10.8%)	0.1%	$42.77	$44.89	-4.7%	ST STR NUVEE ETF	78468R721
CEMB	ISHARES INC	11,019 (-5.1%)	$485K (-8.5%)	0.1%	$44.00	$43.27	+1.7%	JP MRG EM CRP BD	464286251
ISTB	ISHARES TR	12,705 (-4.4%)	$600K (-6.4%)	0.2%	$47.25	$47.30	-0.1%	CORE 1 5 YR USD	46432F859
USFR	WISDOMTREE TR	4,255 (-3.0%)	$214K (-2.9%)	0.1%	$50.40	$50.35	+0.1%	FLOATNG RAT TREA	97717Y527

Unchanged Positions (17)

SMLV SPDR SERIES TRUST 3.5%

Value $12.25M Shares 81,617 Share Price $150.03 Est. Cost/Share $106.37 Unrealized @ Report Date +41.0%

VT VANGUARD INTL EQUITY INDEX F 4.8%

Value $16.79M Shares 106,356 Share Price $157.85 Est. Cost/Share $97.59 Unrealized @ Report Date +61.7%

CAT CATERPILLAR INC 0.1%

Value $511K Shares 630 Share Price $810.79 Est. Cost/Share $518.88 Unrealized @ Report Date +56.3%

HONA HONEYWELL AEROSPACE INC 0.1%

Value $209K Shares 1,348 Share Price $154.97 Est. Cost/Share $240.18 Unrealized @ Report Date -35.5%

DVYE ISHARES INC 0.5%

Value $1.69M Shares 49,696 Share Price $34.00 Est. Cost/Share $28.50 Unrealized @ Report Date +19.3%

TSLA TESLA INC 0.1%

Value $380K Shares 1,071 Share Price $354.81 Est. Cost/Share $327.69 Unrealized @ Report Date +8.3%

SPDW SPDR INDEX SHS FDS 4.1%

Value $14.24M Shares 283,641 Share Price $50.21 Est. Cost/Share $32.77 Unrealized @ Report Date +53.2%

CVX CHEVRON CORPORATION 0.1%

Value $280K Shares 1,369 Share Price $204.26 Est. Cost/Share $153.07 Unrealized @ Report Date +33.4%

XEL XCEL ENERGY INC 0.1%

Value $271K Shares 3,842 Share Price $70.48 Est. Cost/Share $55.51 Unrealized @ Report Date +27.0%

WRB BERKLEY W R CORP 0.2%

Value $545K Shares 8,065 Share Price $67.54 Est. Cost/Share $46.65 Unrealized @ Report Date +44.8%

HON HONEYWELL INTL INC 0.1%

Value $284K Shares 1,348 Share Price $210.94 Est. Cost/Share $223.90 Unrealized @ Report Date —

BIL SPDR SERIES TRUST 0.4%

Value $1.43M Shares 15,606 Share Price $91.64 Est. Cost/Share $91.57 Unrealized @ Report Date +0.1%

BGRN ISHARES TR 0.1%

Value $291K Shares 6,381 Share Price $45.62 Est. Cost/Share $47.36 Unrealized @ Report Date -3.7%

SPY STATE STR SPDR S&P 500 ETF T 0.1%

Value $343K Shares 450 Share Price $762.27 Est. Cost/Share $589.16 Unrealized @ Report Date +29.4%

SUSB ISHARES TR 0.1%

Value $244K Shares 9,985 Share Price $24.43 Est. Cost/Share $24.87 Unrealized @ Report Date -1.8%

ACWI ISHARES TR 0.1%

Value $264K Shares 1,663 Share Price $158.76 Est. Cost/Share $119.81 Unrealized @ Report Date +32.5%

JPM JPMORGAN CHASE & CO 0.1%

Value $251K Shares 758 Share Price $330.65 Est. Cost/Share $310.55 Unrealized @ Report Date +6.5%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SMLV	SPDR SERIES TRUST	81,617	$12.25M	3.5%	$150.03	$106.37	+41.0%	ST STR R2K LOWV	78468R887
VT	VANGUARD INTL EQUITY INDEX F	106,356	$16.79M	4.8%	$157.85	$97.59	+61.7%	TT WRLD ST ETF	922042742
CAT	CATERPILLAR INC	630	$511K	0.1%	$810.79	$518.88	+56.3%	COM	149123101
HONA	HONEYWELL AEROSPACE INC	1,348	$209K	0.1%	$154.97	$240.18	-35.5%	COM	43849R105
DVYE	ISHARES INC	49,696	$1.69M	0.5%	$34.00	$28.50	+19.3%	EM MKTS DIV ETF	464286319
TSLA	TESLA INC	1,071	$380K	0.1%	$354.81	$327.69	+8.3%	COM	88160R101
SPDW	SPDR INDEX SHS FDS	283,641	$14.24M	4.1%	$50.21	$32.77	+53.2%	ST STR PO EX ETF	78463X889
CVX	CHEVRON CORPORATION	1,369	$280K	0.1%	$204.26	$153.07	+33.4%	COM	166764100
XEL	XCEL ENERGY INC	3,842	$271K	0.1%	$70.48	$55.51	+27.0%	COM	98389B100
WRB	BERKLEY W R CORP	8,065	$545K	0.2%	$67.54	$46.65	+44.8%	COM	084423102
HON	HONEYWELL INTL INC	1,348	$284K	0.1%	$210.94	$223.90	—	COM	438516205
BIL	SPDR SERIES TRUST	15,606	$1.43M	0.4%	$91.64	$91.57	+0.1%	ST STR BLO 1 ETF	78468R663
BGRN	ISHARES TR	6,381	$291K	0.1%	$45.62	$47.36	-3.7%	USD GRN BOND ETF	46435U440
SPY	STATE STR SPDR S&P 500 ETF T	450	$343K	0.1%	$762.27	$589.16	+29.4%	TR UNIT	78462F103
SUSB	ISHARES TR	9,985	$244K	0.1%	$24.43	$24.87	-1.8%	ESG AWRE 1 5 YR	46435G243
ACWI	ISHARES TR	1,663	$264K	0.1%	$158.76	$119.81	+32.5%	MSCI ACWI ETF	464288257
JPM	JPMORGAN CHASE & CO	758	$251K	0.1%	$330.65	$310.55	+6.5%	COM	46625H100