Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES TR	168,947	$17.78M	17.1%	$105.23	—	CORE S&P TTL STK	464287150
VTI	VANGUARD INDEX FDS	65,783	$15.61M	15.0%	$237.22	—	TOTAL STK MKT	922908769
IXUS	ISHARES TR	212,592	$13.8M	13.3%	$64.93	—	CORE MSCI TOTAL	46432F834
XLK	SELECT SECTOR SPDR TR	42,327	$8.147M	7.8%	$192.48	—	TECHNOLOGY	81369Y803
VXUS	VANGUARD STAR FDS	115,839	$6.714M	6.4%	$57.96	—	VG TL INTL STK F	921909768
VXF	VANGUARD INDEX FDS	23,624	$3.884M	3.7%	$164.42	—	EXTEND MKT ETF	922908652
XLV	SELECT SECTOR SPDR TR	22,591	$3.081M	3.0%	$136.38	—	SBI HEALTHCARE	81369Y209
XLF	SELECT SECTOR SPDR TR	74,252	$2.792M	2.7%	$37.60	—	FINANCIAL	81369Y605
XLY	SELECT SECTOR SPDR TR	15,414	$2.756M	2.6%	$178.81	—	SBI CONS DISCR	81369Y407
XLI	SELECT SECTOR SPDR TR	21,407	$2.44M	2.3%	$113.99	—	INDL	81369Y704
VUSB	VANGUARD BD INDEX FDS	45,523	$2.251M	2.2%	$49.44	—	VANGUARD ULTRA	92203C303
VGT	VANGUARD WORLD FDS	3,920	$1.897M	1.8%	$484.00	—	INF TECH ETF	92204A702
SPY	SPDR S&P 500 ETF TR	3,789	$1.801M	1.7%	$475.29	—	TR UNIT	78462F103
XLC	SELECT SECTOR SPDR TR	21,858	$1.588M	1.5%	$72.66	—	COMMUNICATION	81369Y852
VHT	VANGUARD WORLD FDS	5,027	$1.26M	1.2%	$250.70	—	HEALTH CAR ETF	92204A504
XLP	SELECT SECTOR SPDR TR	17,438	$1.256M	1.2%	$72.03	—	SBI CONS STPLS	81369Y308
VFH	VANGUARD WORLD FDS	12,526	$1.156M	1.1%	$92.26	—	FINANCIALS ETF	92204A405
VOX	VANGUARD WORLD FDS	9,372	$1.103M	1.1%	$117.72	—	COMM SRVC ETF	92204A884
VEU	VANGUARD INTL EQUITY INDEX F	18,556	$1.042M	1.0%	$56.14	—	ALLWRLD EX US	922042775
VV	VANGUARD INDEX FDS	4,407	$961K	0.9%	$218.15	—	LARGE CAP ETF	922908637
VCR	VANGUARD WORLD FDS	2,670	$813K	0.8%	$304.55	—	CONSUM DIS ETF	92204A108
XLE	SELECT SECTOR SPDR TR	9,609	$806K	0.8%	$83.84	—	ENERGY	81369Y506
FBND	FIDELITY MERRIMACK STR TR	17,374	$800K	0.8%	$46.04	—	TOTAL BD ETF	316188309
VDC	VANGUARD WORLD FDS	3,760	$718K	0.7%	$190.95	—	CONSUM STP ETF	92204A207
XLB	SELECT SECTOR SPDR TR	8,283	$709K	0.7%	$85.54	—	SBI MATERIALS	81369Y100
TRGP	TARGA RES CORP	8,075	$701K	0.7%	$82.03	0.0%	COM	87612G101
XLU	SELECT SECTOR SPDR TR	9,836	$623K	0.6%	$63.33	—	SBI INT-UTILS	81369Y886
VIS	VANGUARD WORLD FDS	2,761	$609K	0.6%	$220.43	—	INDUSTRIAL ETF	92204A603
MDY	SPDR S&P MIDCAP 400 ETF TR	1,166	$592K	0.6%	$507.38	—	UTSER1 S&PDCRP	78467Y107
MSFT	MICROSOFT CORP	1,459	$549K	0.5%	$350.36	0.0%	COM	594918104
XLRE	SELECT SECTOR SPDR TR	13,340	$534K	0.5%	$40.06	—	RL EST SEL SEC	81369Y860
VEA	VANGUARD TAX-MANAGED FDS	10,507	$503K	0.5%	$47.90	—	VAN FTSE DEV MKT	921943858
IEFA	ISHARES TR	6,447	$454K	0.4%	$70.35	—	CORE MSCI EAFE	46432F842
VDE	VANGUARD WORLD FDS	3,813	$447K	0.4%	$117.27	—	ENERGY ETF	92204A306
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,141	$407K	0.4%	$350.99	0.0%	CL B NEW	084670702
ESGU	ISHARES TR	3,734	$392K	0.4%	$104.92	—	ESG AWR MSCI USA	46435G425
VO	VANGUARD INDEX FDS	1,626	$378K	0.4%	$232.64	—	MID CAP ETF	922908629
DJP	BARCLAYS BANK PLC	10,935	$332K	0.3%	$30.39	—	DJUBS CMDT ETN36	06738C778
AAPL	APPLE INC	1,706	$328K	0.3%	$182.81	0.0%	COM	037833100
VT	VANGUARD INTL EQUITY INDEX F	2,824	$291K	0.3%	$102.89	—	TT WRLD ST ETF	922042742
VNQ	VANGUARD INDEX FDS	3,092	$273K	0.3%	$88.36	—	REAL ESTATE ETF	922908553
VZ	VERIZON COMMUNICATIONS INC	6,920	$261K	0.3%	$31.00	0.0%	COM	92343V104
GOOGL	ALPHABET INC	1,640	$229K	0.2%	$133.35	0.0%	CAP STK CL A	02079K305
CMCSA	COMCAST CORP NEW	5,132	$225K	0.2%	$40.09	0.0%	CL A	20030N101
VAW	VANGUARD WORLD FDS	1,106	$210K	0.2%	$189.94	—	MATERIALS ETF	92204A801
VPU	VANGUARD WORLD FDS	1,521	$208K	0.2%	$137.07	—	UTILITIES ETF	92204A876
COF	CAPITAL ONE FINL CORP	1,554	$204K	0.2%	$104.53	0.0%	COM	14040H105
BOTJ	BANK OF THE JAMES FINL GP IN	16,597	$203K	0.2%	$9.71	0.0%	COM	470299108