Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES TR	167,767	$19.34M	17.1%	$105.23	—	CORE S&P TTL STK	464287150
VTI	VANGUARD INDEX FDS	62,256	$16.18M	14.3%	$237.22	—	TOTAL STK MKT	922908769
IXUS	ISHARES TR	215,892	$14.65M	13.0%	$64.97	—	CORE MSCI TOTAL	46432F834
XLK	SELECT SECTOR SPDR TR	41,576	$8.659M	7.7%	$192.48	—	TECHNOLOGY	81369Y803
VXUS	VANGUARD STAR FDS	129,298	$7.797M	6.9%	$58.20	—	VG TL INTL STK F	921909768
VXF	VANGUARD INDEX FDS	23,742	$4.161M	3.7%	$164.42	—	EXTEND MKT ETF	922908652
XLV	SELECT SECTOR SPDR TR	22,353	$3.302M	2.9%	$136.38	—	SBI HEALTHCARE	81369Y209
XLF	SELECT SECTOR SPDR TR	74,437	$3.135M	2.8%	$37.60	—	FINANCIAL	81369Y605
VGT	VANGUARD WORLD FD	5,480	$2.873M	2.5%	$495.48	—	INF TECH ETF	92204A702
XLY	SELECT SECTOR SPDR TR	15,384	$2.829M	2.5%	$178.81	—	SBI CONS DISCR	81369Y407
XLI	SELECT SECTOR SPDR TR	21,463	$2.704M	2.4%	$113.99	—	INDL	81369Y704
VUSB	VANGUARD BD INDEX FDS	43,308	$2.146M	1.9%	$49.44	—	VANGUARD ULTRA	92203C303
SPY	SPDR S&P 500 ETF TR	3,635	$1.901M	1.7%	$475.29	—	TR UNIT	78462F103
XLC	SELECT SECTOR SPDR TR	20,984	$1.714M	1.5%	$72.66	—	COMMUNICATION	81369Y852
VHT	VANGUARD WORLD FD	6,139	$1.661M	1.5%	$254.29	—	HEALTH CAR ETF	92204A504
VFH	VANGUARD WORLD FD	15,748	$1.612M	1.4%	$94.33	—	FINANCIALS ETF	92204A405
VOX	VANGUARD WORLD FD	10,937	$1.435M	1.3%	$119.66	—	COMM SRVC ETF	92204A884
XLP	SELECT SECTOR SPDR TR	17,547	$1.34M	1.2%	$72.03	—	SBI CONS STPLS	81369Y308
VCR	VANGUARD WORLD FD	3,456	$1.098M	1.0%	$307.55	—	CONSUM DIS ETF	92204A108
VEU	VANGUARD INTL EQUITY INDEX F	18,556	$1.088M	1.0%	$56.14	—	ALLWRLD EX US	922042775
VV	VANGUARD INDEX FDS	4,407	$1.057M	0.9%	$218.15	—	LARGE CAP ETF	922908637
VDC	VANGUARD WORLD FD	4,404	$899K	0.8%	$192.87	—	CONSUM STP ETF	92204A207
XLE	SELECT SECTOR SPDR TR	9,311	$879K	0.8%	$83.84	—	ENERGY	81369Y506
VIS	VANGUARD WORLD FD	3,527	$861K	0.8%	$225.58	—	INDUSTRIAL ETF	92204A603
XLB	SELECT SECTOR SPDR TR	8,225	$764K	0.7%	$85.54	—	SBI MATERIALS	81369Y100
FBND	FIDELITY MERRIMACK STR TR	16,148	$732K	0.6%	$46.04	—	TOTAL BD ETF	316188309
MDY	SPDR S&P MIDCAP 400 ETF TR	1,176	$654K	0.6%	$507.38	—	UTSER1 S&PDCRP	78467Y107
XLU	SELECT SECTOR SPDR TR	9,854	$647K	0.6%	$63.33	—	SBI INT-UTILS	81369Y886
TRGP	TARGA RES CORP	5,384	$603K	0.5%	$82.03	+10.5%	COM	87612G101
VDE	VANGUARD WORLD FD	4,477	$590K	0.5%	$119.41	—	ENERGY ETF	92204A306
MSFT	MICROSOFT CORP	1,337	$563K	0.5%	$350.36	+14.0%	COM	594918104
XLRE	SELECT SECTOR SPDR TR	13,481	$533K	0.5%	$40.05	—	RL EST SEL SEC	81369Y860
VEA	VANGUARD TAX-MANAGED FDS	10,613	$532K	0.5%	$47.92	—	VAN FTSE DEV MKT	921943858
IEFA	ISHARES TR	6,239	$463K	0.4%	$70.35	—	CORE MSCI EAFE	46432F842
ESGU	ISHARES TR	3,734	$429K	0.4%	$104.92	—	ESG AWR MSCI USA	46435G425
VO	VANGUARD INDEX FDS	1,626	$406K	0.4%	$232.64	—	MID CAP ETF	922908629
VNQ	VANGUARD INDEX FDS	4,180	$361K	0.3%	$87.87	—	REAL ESTATE ETF	922908553
DJP	BARCLAYS BANK PLC	11,614	$361K	0.3%	$30.43	—	DJUBS CMDT ETN36	06738C778
BRK/B	BERKSHIRE HATHAWAY INC DEL	858	$361K	0.3%	$350.99	+12.1%	CL B NEW	084670702
VT	VANGUARD INTL EQUITY INDEX F	2,792	$309K	0.3%	$102.89	—	TT WRLD ST ETF	922042742
VZ	VERIZON COMMUNICATIONS INC	6,920	$290K	0.3%	$31.00	+15.9%	COM	92343V104
VPU	VANGUARD WORLD FD	1,884	$269K	0.2%	$138.13	—	UTILITIES ETF	92204A876
VAW	VANGUARD WORLD FD	1,260	$258K	0.2%	$191.71	—	MATERIALS ETF	92204A801
AAPL	APPLE INC	1,388	$238K	0.2%	$182.81	-1.4%	COM	037833100
NVO	NOVO-NORDISK A S	1,610	$207K	0.2%	$128.40	—	ADR	670100205
BOTJ	BANK OF THE JAMES FINL GP IN	14,120	$146K	0.1%	$9.71	+12.5%	COM	470299108