Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	552,149	$13.67M	8.5%	$27.66	—	INTL EQTY ETF	808524805
SCHB	SCHWAB STRATEGIC TR	531,638	$13.34M	8.3%	$34.86	—	US BRD MKT ETF	808524102
VTI	VANGUARD INDEX FDS	30,685	$9.844M	6.1%	$268.84	—	TOTAL STK MKT	922908769
AGG	ISHARES TR	82,248	$8.165M	5.1%	$98.07	—	CORE US AGGBD ET	464287226
MOAT	VANECK ETF TRUST	79,505	$7.688M	4.8%	$87.45	—	MRNGSTR WDE MOAT	92189F643
VEA	VANGUARD TAX-MANAGED FDS	115,450	$7.398M	4.6%	$50.73	—	VAN FTSE DEV MKT	921943858
AAPL	APPLE INC	20,225	$5.133M	3.2%	$185.12	+42.0%	COM	037833100
VBIL	VANGUARD INSTL INDEX FD	59,216	$4.48M	2.8%	$75.55	—	0-3 MO TREAS BIL	922040845
SCHD	SCHWAB STRATEGIC TR	134,015	$4.112M	2.6%	$41.56	—	US DIVIDEND EQ	808524797
TDVG	T ROWE PRICE ETF INC	88,498	$3.95M	2.5%	$38.82	—	PRICE DIV GRWT	87283Q404
SCHE	SCHWAB STRATEGIC TR	112,342	$3.702M	2.3%	$29.00	—	EMRG MKTEQ ETF	808524706
SCHZ	SCHWAB STRATEGIC TR	148,454	$3.447M	2.1%	$33.51	—	US AGGREGATE B	808524839
IJR	ISHARES TR	25,161	$3.128M	1.9%	$106.78	—	CORE S&P SCP ETF	464287804
RSP	INVESCO EXCHANGE TRADED FD T	16,204	$3.11M	1.9%	$186.93	—	S&P500 EQL WGT	46137V357
MSFT	MICROSOFT CORP	8,324	$3.081M	1.9%	$417.75	+4.0%	COM	594918104
SPY	STATE STR SPDR S&P 500 ETF T	4,509	$2.932M	1.8%	$545.56	—	TR UNIT	78462F103
VTEB	VANGUARD MUN BD FDS	51,388	$2.564M	1.6%	$50.30	—	TAX EXEMPT BD	922907746
VYMI	VANGUARD WHITEHALL FDS	25,754	$2.427M	1.5%	$83.00	—	INTL HIGH ETF	921946794
IAU	ISHARES GOLD TR	25,592	$2.256M	1.4%	$45.67	—	ISHARES NEW	464285204
VIG	VANGUARD SPECIALIZED FUNDS	10,452	$2.248M	1.4%	$188.23	—	DIV APP ETF	921908844
USMV	ISHARES TR	22,743	$2.109M	1.3%	$84.16	—	MSCI USA MIN VOL	46429B697
AMZN	AMAZON COM INC	9,002	$1.875M	1.2%	$185.61	+22.2%	COM	023135106
—	EATON VANCE ENHANCED EQUITY	92,053	$1.729M	1.1%	$19.57	—	COM	278274105
SMOT	VANECK ETF TRUST	47,801	$1.682M	1.0%	$32.54	—	MORNINGSTAR SMID	92189H730
AVUV	AMERICAN CENTY ETF TR	14,896	$1.646M	1.0%	$110.47	—	US SML CP VALU	025072877
—	NUVEEN S&P 500 DYNAMIC OVERW	98,917	$1.59M	1.0%	$16.07	—	COM	6706EW100
EFAV	ISHARES TR	16,436	$1.502M	0.9%	$69.35	—	MSCI EAFE MIN VL	46429B689
MUB	ISHARES TR	13,398	$1.422M	0.9%	$106.49	—	NATIONAL MUN ETF	464288414
JPM	JPMORGAN CHASE & CO	4,440	$1.306M	0.8%	$189.18	+64.6%	COM	46625H100
—	BLACKROCK ENHANCED LARGE CAP	62,001	$1.303M	0.8%	$20.53	—	COM	09256A109
CIBR	FIRST TR EXCHANGE-TRADED FD	20,237	$1.268M	0.8%	$56.76	—	NASDAQ CYB ETF	33734X846
SCHA	SCHWAB STRATEGIC TR	40,056	$1.165M	0.7%	$36.61	—	US SML CAP ETF	808524607
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,289	$1.097M	0.7%	$412.03	+19.8%	CL B NEW	084670702
SPLV	INVESCO EXCH TRADED FD TR II	13,516	$989K	0.6%	$65.21	—	S&P500 LOW VOL	46138E354
NVDA	NVIDIA CORPORATION	5,643	$984K	0.6%	$102.57	+82.0%	COM	67066G104
IHI	ISHARES TR	18,229	$973K	0.6%	$56.04	—	U.S. MED DVC ETF	464288810
VNQ	VANGUARD INDEX FDS	10,817	$959K	0.6%	$84.40	—	REAL ESTATE ETF	922908553
GOOGL	ALPHABET INC	3,289	$946K	0.6%	$169.23	+91.0%	CAP STK CL A	02079K305
GOOG	ALPHABET INC	3,251	$933K	0.6%	$173.11	+87.0%	CAP STK CL C	02079K107
EEMV	ISHARES INC	14,273	$924K	0.6%	$57.21	—	MSCI EMERG MRKT	464286533
COST	COSTCO WHOLESALE CORPORATION	902	$899K	0.6%	$773.82	+24.5%	COM	22160K105
VTIP	VANGUARD MALVERN FDS	17,097	$854K	0.5%	$49.97	—	STRM INFPROIDX	922020805
EWJV	ISHARES TR	19,133	$816K	0.5%	$40.15	—	MSCI JP VALUE	46435U374
WMT	WALMART INC	6,535	$812K	0.5%	$63.19	+93.1%	COM	931142103
SCHM	SCHWAB STRATEGIC TR	21,350	$661K	0.4%	$43.12	—	US MID-CAP ETF	808524508
TOUS	T ROWE PRICE ETF INC	17,886	$618K	0.4%	$31.91	—	INTERNATIONAL EQ	87283Q834
IXC	ISHARES TR	10,596	$610K	0.4%	$45.81	—	GLOBAL ENERG ETF	464287341
EMBX	VANECK FDS	12,059	$604K	0.4%	$50.63	—	EMERGING MARKETS	92107P772
IFRA	ISHARES TR	9,918	$567K	0.4%	$57.20	—	US INFRASTRUC	46435U713
GQGU	ADVISORS INNER CIRCLE FD III	20,682	$557K	0.3%	$25.87	—	GQG US EQUITY ET	00775Y256
GLD	SPDR GOLD TR	1,291	$556K	0.3%	$217.31	—	GOLD SHS	78463V107
VB	VANGUARD INDEX FDS	2,073	$543K	0.3%	$236.09	—	SMALL CP ETF	922908751
PFF	ISHARES TR	17,765	$539K	0.3%	$31.32	—	PFD AND INCM SEC	464288687
QQQ	INVESCO QQQ TR	926	$535K	0.3%	$487.60	—	UNIT SER 1	46090E103
IVV	ISHARES TR	816	$533K	0.3%	$557.48	—	CORE S&P500 ETF	464287200
LLY	ELI LILLY & CO	575	$529K	0.3%	$798.06	+31.2%	COM	532457108
QQQH	NEOS ETF TRUST	10,096	$517K	0.3%	$49.05	—	NASDAQ 100 HDGD	78433H576
IYJ	ISHARES TR	3,498	$516K	0.3%	$119.44	—	US INDUSTRIALS	464287754
BND	VANGUARD BD INDEX FDS	6,987	$515K	0.3%	$72.41	—	TOTAL BND MRKT	921937835
VZ	VERIZON COMMUNICATIONS INC	9,964	$500K	0.3%	$38.29	+14.4%	COM	92343V104
GDXJ	VANECK ETF TRUST	3,907	$469K	0.3%	$42.12	—	JUNIOR GOLD MINE	92189F791
ABBV	ABBVIE INC	2,131	$463K	0.3%	$157.12	+41.7%	COM	00287Y109
SCHX	SCHWAB STRATEGIC TR	17,722	$454K	0.3%	$36.86	—	US LRG CAP ETF	808524201
CGW	INVESCO EXCH TRADED FD TR II	7,095	$454K	0.3%	$55.60	—	S&P GBL WATER	46138E263
META	META PLATFORMS INC	787	$450K	0.3%	$483.31	+35.6%	CL A	30303M102
VWO	VANGUARD INTL EQUITY INDEX F	7,508	$406K	0.3%	$45.32	—	FTSE EMR MKT ETF	922042858
JNJ	JOHNSON & JOHNSON	1,635	$400K	0.2%	$142.39	+60.0%	COM	478160104
VTEC	VANGUARD CALIF TAX FREE FDS	4,006	$397K	0.2%	$100.14	—	TAX EXEMPT BD FD	922021605
IGM	ISHARES TR	3,339	$396K	0.2%	$94.30	—	EXPND TEC SC ETF	464287549
VCRM	VANGUARD MUN BD FDS	5,216	$392K	0.2%	$73.69	—	CORE TAX EXEMPT	922907712
HD	HOME DEPOT INC	1,179	$388K	0.2%	$327.56	+15.1%	COM	437076102
MCD	MCDONALDS CORP	1,187	$369K	0.2%	$255.04	+24.4%	COM	580135101
VBR	VANGUARD INDEX FDS	1,696	$368K	0.2%	$200.35	—	SM CP VAL ETF	922908611
IXUS	ISHARES TR	4,012	$348K	0.2%	$84.63	—	CORE MSCI TOTAL	46432F834
IVW	ISHARES TR	3,044	$344K	0.2%	$92.54	—	S&P 500 GRWT ETF	464287309
ORCL	ORACLE CORP	2,311	$340K	0.2%	$180.29	-5.9%	COM	68389X105
IBMQ	ISHARES TR	13,089	$334K	0.2%	$25.21	—	IBONDS DEC 28	46435U325
STM	STMICROELECTRONICS N V	9,603	$332K	0.2%	$39.28	—	NY REGISTRY	861012102
IYH	ISHARES TR	5,375	$331K	0.2%	$61.27	—	US HLTHCARE ETF	464287762
TMSL	T ROWE PRICE ETF INC	9,018	$331K	0.2%	$35.54	—	SMALL MID CAP	87283Q826
SCHG	SCHWAB STRATEGIC TR	11,053	$322K	0.2%	$45.62	—	US LCAP GR ETF	808524300
O	REALTY INCOME CORP	5,235	$320K	0.2%	$48.77	+17.5%	COM	756109104
JEPI	J P MORGAN EXCHANGE TRADED F	5,630	$319K	0.2%	$56.68	—	EQUITY PREMIUM	46641Q332
EFA	ISHARES TR	3,185	$309K	0.2%	$82.98	—	MSCI EAFE ETF	464287465
SHY	ISHARES TR	3,607	$298K	0.2%	$81.65	—	1 3 YR TREAS BD	464287457
—	PIMCO DYNAMIC INCOME FD	17,251	$295K	0.2%	$18.18	—	SHS	72201Y101
IWR	ISHARES TR	3,020	$294K	0.2%	$81.08	—	RUS MID CAP ETF	464287499
MO	ALTRIA GROUP INC	4,422	$292K	0.2%	$59.36	+6.2%	COM	02209S103
AVGO	BROADCOM INC	936	$290K	0.2%	$215.92	+54.8%	COM	11135F101
VXUS	VANGUARD STAR FDS	3,671	$283K	0.2%	$60.30	—	VG TL INTL STK F	921909768
PM	PHILIP MORRIS INTL INC	1,614	$267K	0.2%	$136.99	+28.4%	COM	718172109
LMT	LOCKHEED MARTIN CORP	435	$263K	0.2%	$459.07	+30.9%	COM	539830109
IDU	ISHARES TR	2,245	$261K	0.2%	$102.02	—	U.S. UTILITS ETF	464287697
IWF	ISHARES TR	610	$260K	0.2%	$364.51	—	RUS 1000 GRW ETF	464287614
LQD	ISHARES TR	2,325	$253K	0.2%	$111.43	—	IBOXX INV CP ETF	464287242
NFLX	NETFLIX INC.	2,610	$251K	0.2%	$104.46	-19.7%	COM	64110L106
CAT	CATERPILLAR INC	354	$251K	0.2%	$555.50	+23.2%	COM	149123101
XOM	EXXON MOBIL CORP	1,413	$240K	0.1%	$138.74	0.0%	COM	30231G102
PFE	PFIZER INC	8,477	$238K	0.1%	$25.03	+4.6%	COM	717081103
IBMO	ISHARES TR	9,094	$233K	0.1%	$25.32	—	IBONDS DEC 26	46435U259
IBMP	ISHARES TR	9,116	$232K	0.1%	$25.01	—	IBONDS DEC 27	46435U283
EMXC	ISHARES INC	2,912	$229K	0.1%	$72.95	—	MSCI EMRG CHN	46434G764
XLE	SELECT SECTOR SPDR TR	3,666	$225K	0.1%	$61.26	—	STATE STREET ENE	81369Y506
CSCO	CISCO SYS INC	2,814	$218K	0.1%	$73.79	+5.6%	COM	17275R102
PKW	INVESCO EXCHANGE TRADED FD T	1,609	$211K	0.1%	$132.48	—	BUYBACK ACHIEV	46137V308
SCHO	SCHWAB STRATEGIC TR	8,312	$202K	0.1%	$24.11	—	SHT TM US TRES	808524862
—	PIMCO CORPORATE & INCOME OPP	15,620	$188K	0.1%	$14.31	—	COM	72201B101
MORT	VANECK ETF TRUST	16,833	$173K	0.1%	$10.64	—	MORTGAGE REIT	92189F452
—	INVESCO ADVANTAGE MUN INCOME	14,761	$128K	0.1%	$8.55	—	SH BEN INT	46132E103