Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XHLF	BONDBLOXX ETF TRUST	1,868,251	$94.23M	23.0%	$50.44	—	BLOOMBERG SIX MN	09789C788
USMV	ISHARES TR	521,775	$47.64M	11.7%	$85.75	—	MSCI USA MIN VOL	46429B697
BIL	SPDR SER TR	362,551	$33.29M	8.1%	$91.78	—	BLOOMBERG 1-3 MO	78468R663
ZROZ	PIMCO ETF TR	282,003	$23.24M	5.7%	$76.99	—	25YR+ ZERO U S	72201R882
ILF	ISHARES TR	494,171	$12.8M	3.1%	$24.76	—	LATN AMER 40 ETF	464287390
SLV	ISHARES SILVER TR	424,510	$12.06M	2.9%	$26.98	—	ISHARES	46428Q109
FNDF	SCHWAB STRATEGIC TR	321,949	$12.03M	2.9%	$35.34	—	FUNDAMENTAL INTL	808524755
IWM	ISHARES TR	37,449	$8.272M	2.0%	$202.89	—	RUSSELL 2000 ETF	464287655
COMT	ISHARES U S ETF TR	309,084	$8.008M	2.0%	$26.99	—	GSCI CMDTY STGY	46431W853
BILS	SPDR SER TR	66,029	$6.575M	1.6%	$99.37	—	BLOOMBERG 3-12 M	78468R523
IVV	ISHARES TR	11,145	$6.429M	1.6%	$548.61	—	CORE S&P500 ETF	464287200
FXI	ISHARES TR	201,513	$6.404M	1.6%	$31.78	—	CHINA LG-CAP ETF	464287184
EZA	ISHARES INC	115,754	$5.834M	1.4%	$50.40	—	MSCI STH AFR ETF	464286780
EWM	ISHARES INC	214,189	$5.794M	1.4%	$27.05	—	MSCI MLY ETF NEW	46434G814
EWS	ISHARES INC	256,746	$5.687M	1.4%	$22.15	—	MSCI SINGPOR ETF	46434G780
IEFA	ISHARES TR	64,174	$5.009M	1.2%	$72.70	—	CORE MSCI EAFE	46432F842
BND	VANGUARD BD INDEX FDS	65,959	$4.954M	1.2%	$72.05	—	TOTAL BND MRKT	921937835
CL	COLGATE PALMOLIVE CO	39,170	$4.066M	1.0%	$90.91	+8.8%	COM	194162103
SCHF	SCHWAB STRATEGIC TR	79,325	$3.262M	0.8%	$38.88	—	INTL EQTY ETF	808524805
VO	VANGUARD INDEX FDS	12,200	$3.219M	0.8%	$243.97	—	MID CAP ETF	922908629
SRE	SEMPRA	36,655	$3.088M	0.8%	$76.37	0.0%	COM	816851109
KO	COCA COLA CO	42,422	$3.069M	0.8%	$65.65	0.0%	COM	191216100
CHKP	CHECK POINT SOFTWARE TECH LT	14,590	$2.813M	0.7%	$159.43	+14.9%	ORD	M22465104
SYK	STRYKER CORPORATION	7,567	$2.74M	0.7%	$333.33	+2.1%	COM	863667101
AMZN	AMAZON COM INC	14,703	$2.74M	0.7%	$183.51	-0.6%	COM	023135106
KT	KT CORP	176,432	$2.714M	0.7%	$13.91	—	SPONSORED ADR	48268K101
SAN	BANCO SANTANDER S.A.	529,474	$2.7M	0.7%	$4.69	—	ADR	05964H105
IJR	ISHARES TR	22,829	$2.67M	0.7%	$107.05	—	CORE S&P SCP ETF	464287804
PM	PHILIP MORRIS INTL INC	21,692	$2.663M	0.7%	$93.19	+17.9%	COM	718172109
UHS	UNIVERSAL HLTH SVCS INC	10,873	$2.49M	0.6%	$175.78	+21.9%	CL B	913903100
ABBV	ABBVIE INC	12,480	$2.465M	0.6%	$160.74	+11.2%	COM	00287Y109
HON	HONEYWELL INTL INC	11,858	$2.451M	0.6%	$188.34	0.0%	COM	438516106
AAPL	APPLE INC	10,367	$2.415M	0.6%	$193.67	+14.6%	COM	037833100
PSA	PUBLIC STORAGE OPER CO	6,618	$2.408M	0.6%	$306.57	0.0%	COM	74460D109
BUD	ANHEUSER BUSCH INBEV SA/NV	36,171	$2.398M	0.6%	$59.43	—	SPONSORED ADR	03524A108
ELV	ELEVANCE HEALTH INC	4,316	$2.244M	0.5%	$514.54	+1.2%	COM	036752103
MSFT	MICROSOFT CORP	5,097	$2.193M	0.5%	$417.26	+1.4%	COM	594918104
IJH	ISHARES TR	35,106	$2.188M	0.5%	$58.82	—	CORE S&P MCP ETF	464287507
FISV	FISERV INC	12,130	$2.179M	0.5%	$153.40	+7.5%	COM	337738108
GILD	GILEAD SCIENCES INC	25,546	$2.142M	0.5%	$65.03	+12.4%	COM	375558103
AVB	AVALONBAY CMNTYS INC	9,156	$2.078M	0.5%	$205.33	0.0%	COM	053484101
BKR	BAKER HUGHES COMPANY	56,281	$2.035M	0.5%	$34.13	0.0%	CL A	05722G100
RSP	INVESCO EXCHANGE TRADED FD T	10,950	$1.962M	0.5%	$164.28	—	S&P500 EQL WGT	46137V357
—	MARATHON OIL CORP	68,086	$1.813M	0.4%	$26.63	—	COM	565849106
IWB	ISHARES TR	5,609	$1.763M	0.4%	$297.54	—	RUS 1000 ETF	464287622
IEMG	ISHARES INC	30,385	$1.744M	0.4%	$53.70	—	CORE MSCI EMKT	46434G103
UWMC	UWM HOLDINGS CORPORATION	200,369	$1.727M	0.4%	$8.43	0.0%	COM CL A	91823B109
KMI	KINDER MORGAN INC DEL	75,290	$1.663M	0.4%	$18.19	+9.2%	COM	49456B101
TMO	THERMO FISHER SCIENTIFIC INC	2,369	$1.466M	0.4%	$589.13	0.0%	COM	883556102
EZU	ISHARES INC	26,908	$1.405M	0.3%	$48.91	—	MSCI EURZONE ETF	464286608
COST	COSTCO WHSL CORP NEW	1,507	$1.336M	0.3%	$773.82	+11.4%	COM	22160K105
HQY	HEALTHEQUITY INC	15,868	$1.299M	0.3%	$77.16	0.0%	COM	42226A107
VTEB	VANGUARD MUN BD FDS	25,242	$1.29M	0.3%	$50.11	—	TAX EXEMPT BD	922907746
SYY	SYSCO CORP	16,165	$1.262M	0.3%	$72.12	0.0%	COM	871829107
UE	URBAN EDGE PPTYS	54,024	$1.156M	0.3%	$21.39	—	COM	91704F104
VWO	VANGUARD INTL EQUITY INDEX F	23,234	$1.112M	0.3%	$43.97	—	FTSE EMR MKT ETF	922042858
VLUE	ISHARES TR	9,774	$1.066M	0.3%	$103.76	—	MSCI USA VALUE	46432F388
AGG	ISHARES TR	9,396	$951K	0.2%	$97.07	—	CORE US AGGBD ET	464287226
JPM	JPMORGAN CHASE & CO.	4,297	$906K	0.2%	$190.67	+7.5%	COM	46625H100
VOO	VANGUARD INDEX FDS	1,612	$853K	0.2%	$529.31	—	S&P 500 ETF SHS	922908363
MDY	SPDR S&P MIDCAP 400 ETF TR	1,488	$850K	0.2%	$536.79	—	UTSER1 S&PDCRP	78467Y107
VNQ	VANGUARD INDEX FDS	7,630	$750K	0.2%	$84.79	—	REAL ESTATE ETF	922908553
SPY	SPDR S&P 500 ETF TR	1,238	$713K	0.2%	$548.09	—	TR UNIT	78462F103
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$691K	0.2%	$616493.94	+7.7%	CL A	084670108
NVDA	NVIDIA CORPORATION	5,584	$678K	0.2%	$101.05	+16.8%	COM	67066G104
DOCU	DOCUSIGN INC	10,731	$666K	0.2%	$56.04	0.0%	COM	256163106
GOOGL	ALPHABET INC	3,995	$663K	0.2%	$167.32	-0.4%	CAP STK CL A	02079K305
GDXJ	VANECK ETF TRUST	13,496	$659K	0.2%	$48.81	—	JUNIOR GOLD MINE	92189F791
SBUX	STARBUCKS CORP	6,318	$616K	0.2%	$82.83	0.0%	COM	855244109
VEA	VANGUARD TAX-MANAGED FDS	11,118	$587K	0.1%	$50.46	—	VAN FTSE DEV MKT	921943858
QQQ	INVESCO QQQ TR	1,198	$585K	0.1%	$479.86	—	UNIT SER 1	46090E103
ITOT	ISHARES TR	4,646	$584K	0.1%	$125.61	—	CORE S&P TTL STK	464287150
RBLX	ROBLOX CORP	12,674	$561K	0.1%	$41.71	0.0%	CL A	771049103
WFC	WELLS FARGO CO NEW	9,374	$530K	0.1%	$56.75	-3.4%	COM	949746101
META	META PLATFORMS INC	919	$526K	0.1%	$483.31	+6.0%	CL A	30303M102
SCHH	SCHWAB STRATEGIC TR	22,652	$525K	0.1%	$20.85	—	US REIT ETF	808524847
—	ISHARES TR	21,643	$507K	0.1%	$23.42	—	IBONDS 25 TRM TS	46436E866
CAT	CATERPILLAR INC	1,208	$472K	0.1%	$338.69	+0.0%	COM	149123101
FITB	FIFTH THIRD BANCORP	10,921	$472K	0.1%	$34.31	+12.5%	COM	316773100
LQD	ISHARES TR	3,949	$446K	0.1%	$107.17	—	IBOXX INV CP ETF	464287242
IEF	ISHARES TR	4,191	$411K	0.1%	$93.65	—	7-10 YR TRSY BD	464287440
XOM	EXXON MOBIL CORP	3,485	$408K	0.1%	$110.09	-0.1%	COM	30231G102
BRK/B	BERKSHIRE HATHAWAY INC DEL	886	$408K	0.1%	$414.37	+6.7%	CL B NEW	084670702
TSLA	TESLA INC	1,550	$406K	0.1%	$182.81	+24.7%	COM	88160R101
V	VISA INC	1,470	$404K	0.1%	$270.57	-1.1%	COM CL A	92826C839
IHI	ISHARES TR	6,203	$367K	0.1%	$56.04	—	U.S. MED DVC ETF	464288810
EFA	ISHARES TR	4,382	$366K	0.1%	$79.23	—	MSCI EAFE ETF	464287465
CMS	CMS ENERGY CORP	5,074	$358K	0.1%	$63.02	0.0%	COM	125896100
SCHD	SCHWAB STRATEGIC TR	3,923	$332K	0.1%	$78.58	—	US DIVIDEND EQ	808524797
PWB	INVESCO EXCHANGE TRADED FD T	3,198	$316K	0.1%	$94.45	—	LARGE CAP GROWTH	46137V746
TMFC	RBB FD INC	5,570	$313K	0.1%	$56.25	—	MOTLEY FOL ETF	74933W601
PG	PROCTER AND GAMBLE CO	1,781	$309K	0.1%	$157.20	+4.5%	COM	742718109
GSLC	GOLDMAN SACHS ETF TR	2,674	$302K	0.1%	$106.96	—	ACTIVEBETA US LG	381430503
F	FORD MTR CO	28,135	$297K	0.1%	$10.72	-2.6%	COM	345370860
UNH	UNITEDHEALTH GROUP INC	506	$296K	0.1%	$473.12	+15.9%	COM	91324P102
ORCL	ORACLE CORP	1,620	$276K	0.1%	$143.05	0.0%	COM	68389X105
ILCV	ISHARES TR	3,278	$269K	0.1%	$76.32	—	MORNINGSTAR VALU	464288109
TXN	TEXAS INSTRS INC	1,225	$253K	0.1%	$176.15	+9.5%	COM	882508104
VGK	VANGUARD INTL EQUITY INDEX F	3,533	$251K	0.1%	$71.09	—	FTSE EUROPE ETF	922042874
MA	MASTERCARD INCORPORATED	504	$249K	0.1%	$452.04	+2.1%	CL A	57636Q104
CVX	CHEVRON CORP NEW	1,682	$248K	0.1%	$148.29	-5.6%	COM	166764100
LLY	ELI LILLY & CO	275	$244K	0.1%	$890.31	0.0%	COM	532457108
IAU	ISHARES GOLD TR	4,878	$242K	0.1%	$43.93	—	ISHARES NEW	464285204
T	AT&T INC	10,492	$231K	0.1%	$16.16	+16.2%	COM	00206R102
CRM	SALESFORCE INC	763	$209K	0.1%	$253.82	0.0%	COM	79466L302
SCHO	SCHWAB STRATEGIC TR	4,198	$206K	0.1%	$48.98	—	SHT TM US TRES	808524862
VGT	VANGUARD WORLD FD	348	$205K	0.1%	$577.35	—	INF TECH ETF	92204A702
RTX	RTX CORPORATION	1,658	$201K	0.0%	$111.08	0.0%	COM	75513E101