Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
XOM	EXXONMOBIL HOLDINGS CORP	8,359	$1.36M	0.6%	$162.74	$162.74	—	COM SHS	30233Q108
IVE	ISHARES TR	1,918	$438K	0.2%	$228.22	$233.54	-2.3%	S&P 500 VAL ETF	464287408
T	AT&T INC	9,242	$225K	0.1%	$24.40	$24.13	+1.1%	COM	00206R102
ILMN	ILLUMINA INC	775	$212K	0.1%	$273.68	$210.10	+30.3%	COM	452327109
VFMF	VANGUARD WELLINGTON FD	1,161	$207K	0.1%	$178.57	$183.10	-2.5%	US MULTIFACTOR	921935607
RVMD	REVOLUTION MEDICINES INC	1,000	$205K	0.1%	$205.26	$198.22	+3.6%	COM	76155X100
MPC	MARATHON PETE CORP	511	$202K	0.1%	$395.56	$345.71	+14.4%	COM	56585A102

Increased Positions (44)

FNDF SCHWAB STRATEGIC TR 6.8%

Value $16.38M (+76.0%) Shares 304,815 (+72.7%) Share Price $53.75 Est. Cost/Share $47.21 Unrealized @ Report Date +13.8%

VTIP VANGUARD MALVERN FDS 8.5%

Value $20.42M (+10.0%) Shares 414,968 (+12.3%) Share Price $49.22 Est. Cost/Share $50.10 Unrealized @ Report Date -1.8%

FNDX SCHWAB STRATEGIC TR 4.0%

Value $9.599M (+9.3%) Shares 305,030 (+8.0%) Share Price $31.47 Est. Cost/Share $25.27 Unrealized @ Report Date +24.5%

MSFT MICROSOFT CORP 0.6%

Value $1.452M (+93.7%) Shares 2,831 (+40.8%) Share Price $512.97 Est. Cost/Share $443.05 Unrealized @ Report Date +15.8%

FBND FIDELITY MERRIMACK STR TR 3.7%

Value $8.948M (+7.9%) Shares 206,651 (+13.3%) Share Price $43.30 Est. Cost/Share $45.50 Unrealized @ Report Date -4.8%

VIG VANGUARD SPECIALIZED FUNDS 11.8%

Value $28.47M (+1.8%) Shares 122,031 (+3.3%) Share Price $233.31 Est. Cost/Share $219.03 Unrealized @ Report Date +6.5%

SMLF ISHARES TR 3.8%

Value $9.149M (-4.9%) Shares 109,493 (+1.5%) Share Price $83.56 Est. Cost/Share $74.81 Unrealized @ Report Date +11.7%

VTV VANGUARD INDEX FDS 1.0%

Value $2.487M (+18.5%) Shares 11,512 (+19.5%) Share Price $216.07 Est. Cost/Share $185.39 Unrealized @ Report Date +16.6%

VUSB VANGUARD BD INDEX FDS 1.2%

Value $2.846M (+10.0%) Shares 57,428 (+10.5%) Share Price $49.55 Est. Cost/Share $49.74 Unrealized @ Report Date -0.4%

SPHQ INVESCO EXCHANGE TRADED FD T 3.0%

Value $7.272M (+3.0%) Shares 86,493 (+10.4%) Share Price $84.08 Est. Cost/Share $79.66 Unrealized @ Report Date +5.5%

JNJ JOHNSON & JOHNSON 0.3%

Value $618K (+36.0%) Shares 2,333 (+30.5%) Share Price $264.75 Est. Cost/Share $177.58 Unrealized @ Report Date +49.1%

BSMT INVESCO EXCH TRD SLF IDX FD 0.2%

Value $527K (+44.4%) Shares 23,675 (+49.4%) Share Price $22.26 Est. Cost/Share $22.98 Unrealized @ Report Date -3.1%

BSMS INVESCO EXCH TRD SLF IDX FD 0.3%

Value $726K (+28.2%) Shares 31,856 (+31.8%) Share Price $22.80 Est. Cost/Share $23.38 Unrealized @ Report Date -2.5%

FNDE SCHWAB STRATEGIC TR 0.6%

Value $1.512M (+11.8%) Shares 36,104 (+5.9%) Share Price $41.87 Est. Cost/Share $38.72 Unrealized @ Report Date +8.1%

BSMU INVESCO EXCH TRD SLF IDX FD 0.2%

Value $524K (+42.9%) Shares 25,061 (+49.9%) Share Price $20.89 Est. Cost/Share $21.79 Unrealized @ Report Date -4.1%

DFAI DIMENSIONAL ETF TRUST 0.2%

Value $417K (+53.7%) Shares 10,067 (+53.1%) Share Price $41.43 Est. Cost/Share $41.57 Unrealized @ Report Date -0.3%

BSMQ INVESCO EXCH TRD SLF IDX FD 0.2%

Value $497K (+36.5%) Shares 21,203 (+37.2%) Share Price $23.42 Est. Cost/Share $23.61 Unrealized @ Report Date -0.8%

BSMR INVESCO EXCH TRD SLF IDX FD 0.2%

Value $493K (+35.2%) Shares 21,198 (+37.4%) Share Price $23.26 Est. Cost/Share $23.64 Unrealized @ Report Date -1.6%

MRK MERCK & CO INC 0.4%

Value $884K (+15.0%) Shares 6,084 (+1.7%) Share Price $145.31 Est. Cost/Share $97.22 Unrealized @ Report Date +49.5%

GOOG ALPHABET INC 0.4%

Value $888K (+14.4%) Shares 2,606 (+18.6%) Share Price $340.76 Est. Cost/Share $241.73 Unrealized @ Report Date +41.0%

GE GE AEROSPACE 0.3%

Value $770K (-10.3%) Shares 2,466 (+7.3%) Share Price $312.34 Est. Cost/Share $274.13 Unrealized @ Report Date +13.9%

IQLT ISHARES TR 1.6%

Value $3.924M (+2.3%) Shares 79,320 (+2.4%) Share Price $49.47 Est. Cost/Share $40.64 Unrealized @ Report Date +21.7%

SCHG SCHWAB STRATEGIC TR 0.2%

Value $390K (+25.0%) Shares 10,846 (+17.7%) Share Price $35.93 Est. Cost/Share $32.00 Unrealized @ Report Date +12.3%

XMHQ INVESCO EXCHANGE TRADED FD T 0.4%

Value $977K (+8.4%) Shares 8,755 (+9.6%) Share Price $111.65 Est. Cost/Share $105.49 Unrealized @ Report Date +5.8%

GEV GE VERNOVA INC 0.2%

Value $522K (-12.4%) Shares 549 (+8.3%) Share Price $950.49 Est. Cost/Share $638.26 Unrealized @ Report Date +48.9%

CAT CATERPILLAR INC 0.1%

Value $247K (-22.6%) Shares 305 (+1.7%) Share Price $810.79 Est. Cost/Share $695.07 Unrealized @ Report Date +16.6%

NVDA NVIDIA CORPORATION 0.1%

Value $276K (+32.7%) Shares 1,210 (+16.2%) Share Price $228.38 Est. Cost/Share $206.83 Unrealized @ Report Date +10.4%

SCHF SCHWAB STRATEGIC TR 0.5%

Value $1.155M (+6.2%) Shares 42,055 (+7.1%) Share Price $27.47 Est. Cost/Share $21.61 Unrealized @ Report Date +27.1%

EAGG ISHARES TR 0.8%

Value $1.964M (-2.0%) Shares 43,397 (+2.7%) Share Price $45.25 Est. Cost/Share $47.30 Unrealized @ Report Date -4.3%

BSCT INVESCO EXCH TRD SLF IDX FD 0.5%

Value $1.296M (+2.5%) Shares 71,187 (+4.6%) Share Price $18.20 Est. Cost/Share $18.49 Unrealized @ Report Date -1.6%

AVGO BROADCOM INC 0.2%

Value $467K (-6.0%) Shares 1,330 (+1.1%) Share Price $351.19 Est. Cost/Share $188.97 Unrealized @ Report Date +85.8%

IEMG ISHARES INC 0.2%

Value $542K (+5.0%) Shares 6,683 (+7.2%) Share Price $81.16 Est. Cost/Share $65.62 Unrealized @ Report Date +23.7%

DFAE DIMENSIONAL ETF TRUST 1.9%

Value $4.58M (+0.6%) Shares 116,514 (+2.9%) Share Price $39.31 Est. Cost/Share $27.69 Unrealized @ Report Date +42.0%

DFAS DIMENSIONAL ETF TRUST 0.4%

Value $1.076M (-2.2%) Shares 13,902 (+4.0%) Share Price $77.42 Est. Cost/Share $67.80 Unrealized @ Report Date +14.2%

VO VANGUARD INDEX FDS 1.5%

Value $3.685M (+0.4%) Shares 46,987 (+3.2%) Share Price $78.42 Est. Cost/Share $75.77 Unrealized @ Report Date +3.5%

LLY ELI LILLY & CO 0.3%

Value $694K (+2.1%) Shares 600 (+5.8%) Share Price $1157.43 Est. Cost/Share $818.48 Unrealized @ Report Date +41.4%

SHY ISHARES TR 0.1%

Value $320K (+4.6%) Shares 3,946 (+5.8%) Share Price $81.20 Est. Cost/Share $82.50 Unrealized @ Report Date -1.6%

JPM JPMORGAN CHASE & CO 0.1%

Value $245K (+5.6%) Shares 740 (+4.5%) Share Price $330.83 Est. Cost/Share $259.28 Unrealized @ Report Date +27.6%

BSCV INVESCO EXCH TRD SLF IDX FD 0.1%

Value $288K (-2.6%) Shares 18,235 (+1.2%) Share Price $15.77 Est. Cost/Share $16.70 Unrealized @ Report Date -5.6%

VPU VANGUARD WORLD FD 0.2%

Value $406K (-1.7%) Shares 2,375 (+12.5%) Share Price $171.01 Est. Cost/Share $191.98 Unrealized @ Report Date -10.9%

QQQ INVESCO QQQ TR 0.2%

Value $383K (+1.8%) Shares 518 (+1.4%) Share Price $739.33 Est. Cost/Share $537.74 Unrealized @ Report Date +37.6%

IGSB ISHARES TR 0.2%

Value $578K (-1.1%) Shares 11,282 (+1.1%) Share Price $51.23 Est. Cost/Share $52.02 Unrealized @ Report Date -1.5%

EEM ISHARES TR 0.1%

Value $227K (+2.4%) Shares 3,400 (+4.8%) Share Price $66.80 Est. Cost/Share $65.35 Unrealized @ Report Date +2.2%

ADI ANALOG DEVICES INC 0.1%

Value $229K (+1.1%) Shares 577 (+1.2%) Share Price $396.71 Est. Cost/Share $395.57 Unrealized @ Report Date +0.3%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
FNDF	SCHWAB STRATEGIC TR	304,815 (+72.7%)	$16.38M (+76.0%)	6.8%	$53.75	$47.21	+13.8%	FUNDAMENTAL INTL	808524755
VTIP	VANGUARD MALVERN FDS	414,968 (+12.3%)	$20.42M (+10.0%)	8.5%	$49.22	$50.10	-1.8%	STRM INFPROIDX	922020805
FNDX	SCHWAB STRATEGIC TR	305,030 (+8.0%)	$9.599M (+9.3%)	4.0%	$31.47	$25.27	+24.5%	FUNDAMENTAL US L	808524771
MSFT	MICROSOFT CORP	2,831 (+40.8%)	$1.452M (+93.7%)	0.6%	$512.97	$443.05	+15.8%	COM	594918104
FBND	FIDELITY MERRIMACK STR TR	206,651 (+13.3%)	$8.948M (+7.9%)	3.7%	$43.30	$45.50	-4.8%	TOTAL BD ETF	316188309
VIG	VANGUARD SPECIALIZED FUNDS	122,031 (+3.3%)	$28.47M (+1.8%)	11.8%	$233.31	$219.03	+6.5%	DIV APP ETF	921908844
SMLF	ISHARES TR	109,493 (+1.5%)	$9.149M (-4.9%)	3.8%	$83.56	$74.81	+11.7%	US SML CAP EQT	46434V290
VTV	VANGUARD INDEX FDS	11,512 (+19.5%)	$2.487M (+18.5%)	1.0%	$216.07	$185.39	+16.6%	MRNGSTR VAL ETF	922908744
VUSB	VANGUARD BD INDEX FDS	57,428 (+10.5%)	$2.846M (+10.0%)	1.2%	$49.55	$49.74	-0.4%	VANGUARD ULTRA	92203C303
SPHQ	INVESCO EXCHANGE TRADED FD T	86,493 (+10.4%)	$7.272M (+3.0%)	3.0%	$84.08	$79.66	+5.5%	S&P500 QUALITY	46137V241
JNJ	JOHNSON & JOHNSON	2,333 (+30.5%)	$618K (+36.0%)	0.3%	$264.75	$177.58	+49.1%	COM	478160104
BSMT	INVESCO EXCH TRD SLF IDX FD	23,675 (+49.4%)	$527K (+44.4%)	0.2%	$22.26	$22.98	-3.1%	BULSHS 2029 MUNI	46138J478
BSMS	INVESCO EXCH TRD SLF IDX FD	31,856 (+31.8%)	$726K (+28.2%)	0.3%	$22.80	$23.38	-2.5%	BULSHS 2028 MUNI	46138J486
FNDE	SCHWAB STRATEGIC TR	36,104 (+5.9%)	$1.512M (+11.8%)	0.6%	$41.87	$38.72	+8.1%	FUND EM EQUI ETF	808524730
BSMU	INVESCO EXCH TRD SLF IDX FD	25,061 (+49.9%)	$524K (+42.9%)	0.2%	$20.89	$21.79	-4.1%	INVSC 30 MUNI BD	46138J445
DFAI	DIMENSIONAL ETF TRUST	10,067 (+53.1%)	$417K (+53.7%)	0.2%	$41.43	$41.57	-0.3%	INTL CORE EQT MK	25434V203
BSMQ	INVESCO EXCH TRD SLF IDX FD	21,203 (+37.2%)	$497K (+36.5%)	0.2%	$23.42	$23.61	-0.8%	BULSHS 2026 MUNI	46138J510
BSMR	INVESCO EXCH TRD SLF IDX FD	21,198 (+37.4%)	$493K (+35.2%)	0.2%	$23.26	$23.64	-1.6%	BULSHS 2027 MUNI	46138J494
MRK	MERCK & CO INC	6,084 (+1.7%)	$884K (+15.0%)	0.4%	$145.31	$97.22	+49.5%	COM	58933Y105
GOOG	ALPHABET INC	2,606 (+18.6%)	$888K (+14.4%)	0.4%	$340.76	$241.73	+41.0%	CAP STK CL C	02079K107
GE	GE AEROSPACE	2,466 (+7.3%)	$770K (-10.3%)	0.3%	$312.34	$274.13	+13.9%	COM NEW	369604301
IQLT	ISHARES TR	79,320 (+2.4%)	$3.924M (+2.3%)	1.6%	$49.47	$40.64	+21.7%	MSCI INTL QUALTY	46434V456
SCHG	SCHWAB STRATEGIC TR	10,846 (+17.7%)	$390K (+25.0%)	0.2%	$35.93	$32.00	+12.3%	US LCAP GR ETF	808524300
XMHQ	INVESCO EXCHANGE TRADED FD T	8,755 (+9.6%)	$977K (+8.4%)	0.4%	$111.65	$105.49	+5.8%	S&P MDCP QUALITY	46137V472
GEV	GE VERNOVA INC	549 (+8.3%)	$522K (-12.4%)	0.2%	$950.49	$638.26	+48.9%	COM	36828A101
CAT	CATERPILLAR INC	305 (+1.7%)	$247K (-22.6%)	0.1%	$810.79	$695.07	+16.6%	COM	149123101
NVDA	NVIDIA CORPORATION	1,210 (+16.2%)	$276K (+32.7%)	0.1%	$228.38	$206.83	+10.4%	COM	67066G104
SCHF	SCHWAB STRATEGIC TR	42,055 (+7.1%)	$1.155M (+6.2%)	0.5%	$27.47	$21.61	+27.1%	INTL EQTY ETF	808524805
EAGG	ISHARES TR	43,397 (+2.7%)	$1.964M (-2.0%)	0.8%	$45.25	$47.30	-4.3%	ESG AWR US AGRGT	46435U549
BSCT	INVESCO EXCH TRD SLF IDX FD	71,187 (+4.6%)	$1.296M (+2.5%)	0.5%	$18.20	$18.49	-1.6%	BULETSHS 2029	46138J577
AVGO	BROADCOM INC	1,330 (+1.1%)	$467K (-6.0%)	0.2%	$351.19	$188.97	+85.8%	COM	11135F101
IEMG	ISHARES INC	6,683 (+7.2%)	$542K (+5.0%)	0.2%	$81.16	$65.62	+23.7%	CORE MSCI EMKT	46434G103
DFAE	DIMENSIONAL ETF TRUST	116,514 (+2.9%)	$4.58M (+0.6%)	1.9%	$39.31	$27.69	+42.0%	EMGR CRE EQT MNG	25434V302
DFAS	DIMENSIONAL ETF TRUST	13,902 (+4.0%)	$1.076M (-2.2%)	0.4%	$77.42	$67.80	+14.2%	US SMALL CAP ETF	25434V500
VO	VANGUARD INDEX FDS	46,987 (+3.2%)	$3.685M (+0.4%)	1.5%	$78.42	$75.77	+3.5%	MRNGSTR MID CAP	922908629
LLY	ELI LILLY & CO	600 (+5.8%)	$694K (+2.1%)	0.3%	$1157.43	$818.48	+41.4%	COM	532457108
SHY	ISHARES TR	3,946 (+5.8%)	$320K (+4.6%)	0.1%	$81.20	$82.50	-1.6%	1 3 YR TREAS BD	464287457
JPM	JPMORGAN CHASE & CO	740 (+4.5%)	$245K (+5.6%)	0.1%	$330.83	$259.28	+27.6%	COM	46625H100
BSCV	INVESCO EXCH TRD SLF IDX FD	18,235 (+1.2%)	$288K (-2.6%)	0.1%	$15.77	$16.70	-5.6%	BULETSHS 2031 CP	46138J429
VPU	VANGUARD WORLD FD	2,375 (+12.5%)	$406K (-1.7%)	0.2%	$171.01	$191.98	-10.9%	UTILITIES ETF	92204A876
QQQ	INVESCO QQQ TR	518 (+1.4%)	$383K (+1.8%)	0.2%	$739.33	$537.74	+37.6%	UNIT SER 1	46090E103
IGSB	ISHARES TR	11,282 (+1.1%)	$578K (-1.1%)	0.2%	$51.23	$52.02	-1.5%	ISHS 1-5YR INVS	464288646
EEM	ISHARES TR	3,400 (+4.8%)	$227K (+2.4%)	0.1%	$66.80	$65.35	+2.2%	MSCI EMG MKT ETF	464287234
ADI	ANALOG DEVICES INC	577 (+1.2%)	$229K (+1.1%)	0.1%	$396.71	$395.57	+0.3%	COM	032654105

Exited Positions (6)

XOM EXXON MOBIL CORP 0.5%

Value $1.115M Shares 8,156 Share Price $136.73 * Est. Cost/Share $114.39 Unrealized @ Report Date +42.3%

RKLB ROCKET LAB CORP 0.1%

Value $282K Shares 2,770 Share Price $101.65 * Est. Cost/Share $99.63 Unrealized @ Report Date -30.1%

CARR CARRIER GLOBAL CORPORATION 0.1%

Value $227K Shares 3,092 Share Price $73.35 * Est. Cost/Share $65.36 Unrealized @ Report Date -16.1%

DUK DUKE ENERGY CORP NEW 0.1%

Value $219K Shares 1,733 Share Price $126.58 * Est. Cost/Share $119.80 Unrealized @ Report Date -4.8%

VTEI VANGUARD MUN BD FDS 0.1%

Value $208K Shares 2,063 Share Price $100.98 * Est. Cost/Share $101.41 Unrealized @ Report Date -6.0%

PSA PUBLIC STORAGE 0.1%

Value $202K Shares 636 Share Price $318.12 Est. Cost/Share $318.12 Unrealized @ Report Date —

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
XOM	EXXON MOBIL CORP	8,156	$1.115M	0.5%	$136.73 *	$114.39	+42.3%	—	30231G102
RKLB	ROCKET LAB CORP	2,770	$282K	0.1%	$101.65 *	$99.63	-30.1%	—	773121108
CARR	CARRIER GLOBAL CORPORATION	3,092	$227K	0.1%	$73.35 *	$65.36	-16.1%	—	14448C104
DUK	DUKE ENERGY CORP NEW	1,733	$219K	0.1%	$126.58 *	$119.80	-4.8%	—	26441C204
VTEI	VANGUARD MUN BD FDS	2,063	$208K	0.1%	$100.98 *	$101.41	-6.0%	—	922907738
PSA	PUBLIC STORAGE	636	$202K	0.1%	$318.12	$318.12	—	—	74460D109

Decreased Positions (19)

TCAF T ROWE PRICE EXCHANGE-TRADED 1.6%

Value $3.82M (-7.6%) Shares 90,378 (-10.1%) Share Price $42.27 Est. Cost/Share $34.36 Unrealized @ Report Date +23.0%

AAPL APPLE INC 1.0%

Value $2.46M (+12.7%) Shares 7,388 (-2.1%) Share Price $333.01 Est. Cost/Share $233.67 Unrealized @ Report Date +42.5%

DELL DELL TECHNOLOGIES INC 0.6%

Value $1.373M (+20.8%) Shares 2,553 (-3.1%) Share Price $537.95 Est. Cost/Share $115.09 Unrealized @ Report Date +367.4%

AGG ISHARES TR 1.1%

Value $2.655M (-7.2%) Shares 28,087 (-2.8%) Share Price $94.54 Est. Cost/Share $98.12 Unrealized @ Report Date -3.6%

META META PLATFORMS INC 0.3%

Value $731K (+26.3%) Shares 1,007 (-1.9%) Share Price $725.44 Est. Cost/Share $665.74 Unrealized @ Report Date +8.9%

BRK/B BERKSHIRE HATHAWAY INC DEL 2.0%

Value $4.842M (-3.0%) Shares 9,724 (-2.6%) Share Price $497.95 Est. Cost/Share $486.30 Unrealized @ Report Date +2.4%

VGIT VANGUARD SCOTTSDALE FDS 0.3%

Value $808K (-14.8%) Shares 14,262 (-11.3%) Share Price $56.66 Est. Cost/Share $59.38 Unrealized @ Report Date -4.6%

EFG ISHARES TR 0.6%

Value $1.411M (-8.5%) Shares 11,774 (-4.9%) Share Price $119.83 Est. Cost/Share $104.99 Unrealized @ Report Date +14.1%

FNDA SCHWAB STRATEGIC TR 0.3%

Value $731K (-9.6%) Shares 20,875 (-1.7%) Share Price $35.00 Est. Cost/Share $28.41 Unrealized @ Report Date +23.2%

VUG VANGUARD INDEX FDS 1.4%

Value $3.408M (+2.1%) Shares 37,825 (-2.4%) Share Price $90.11 Est. Cost/Share $81.94 Unrealized @ Report Date +10.0%

DIA STATE STR SPDR DOW JONES IND 0.1%

Value $274K (-14.8%) Shares 539 (-12.5%) Share Price $509.00 Est. Cost/Share $432.87 Unrealized @ Report Date +17.5%

DGRW WISDOMTREE TR 2.4%

Value $5.819M (-0.8%) Shares 59,842 (-2.4%) Share Price $97.24 Est. Cost/Share $86.48 Unrealized @ Report Date +12.4%

GS GOLDMAN SACHS GROUP INC 0.1%

Value $304K (-12.5%) Shares 338 (-1.7%) Share Price $900.36 Est. Cost/Share $734.84 Unrealized @ Report Date +22.5%

BSV VANGUARD BD INDEX FDS 0.1%

Value $310K (-11.7%) Shares 4,062 (-10.0%) Share Price $76.41 Est. Cost/Share $78.56 Unrealized @ Report Date -2.8%

VZ VERIZON COMMUNICATIONS INC 0.2%

Value $460K (+6.6%) Shares 10,037 (-1.6%) Share Price $45.87 Est. Cost/Share $41.28 Unrealized @ Report Date +11.1%

WM WASTE MGMT INC DEL 0.1%

Value $206K (-12.0%) Shares 1,009 (-3.8%) Share Price $203.95 Est. Cost/Share $222.85 Unrealized @ Report Date -8.5%

PG PROCTER & GAMBLE CO 0.1%

Value $334K (-4.1%) Shares 2,302 (-3.2%) Share Price $145.28 Est. Cost/Share $162.67 Unrealized @ Report Date -10.7%

UNP UNION PAC CORP 0.1%

Value $310K (-4.2%) Shares 1,139 (-4.2%) Share Price $272.13 Est. Cost/Share $229.02 Unrealized @ Report Date +18.8%

MA MASTERCARD INCORPORATED 0.1%

Value $224K (-2.7%) Shares 406 (-9.4%) Share Price $551.47 Est. Cost/Share $569.10 Unrealized @ Report Date -3.1%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
TCAF	T ROWE PRICE EXCHANGE-TRADED	90,378 (-10.1%)	$3.82M (-7.6%)	1.6%	$42.27	$34.36	+23.0%	CAP APPRECIATION	87283Q867
AAPL	APPLE INC	7,388 (-2.1%)	$2.46M (+12.7%)	1.0%	$333.01	$233.67	+42.5%	COM	037833100
DELL	DELL TECHNOLOGIES INC	2,553 (-3.1%)	$1.373M (+20.8%)	0.6%	$537.95	$115.09	+367.4%	CL C	24703L202
AGG	ISHARES TR	28,087 (-2.8%)	$2.655M (-7.2%)	1.1%	$94.54	$98.12	-3.6%	CORE US AGGBD ET	464287226
META	META PLATFORMS INC	1,007 (-1.9%)	$731K (+26.3%)	0.3%	$725.44	$665.74	+8.9%	CL A	30303M102
BRK/B	BERKSHIRE HATHAWAY INC DEL	9,724 (-2.6%)	$4.842M (-3.0%)	2.0%	$497.95	$486.30	+2.4%	CL B NEW	084670702
VGIT	VANGUARD SCOTTSDALE FDS	14,262 (-11.3%)	$808K (-14.8%)	0.3%	$56.66	$59.38	-4.6%	INTER TERM TREAS	92206C706
EFG	ISHARES TR	11,774 (-4.9%)	$1.411M (-8.5%)	0.6%	$119.83	$104.99	+14.1%	EAFE GRWTH ETF	464288885
FNDA	SCHWAB STRATEGIC TR	20,875 (-1.7%)	$731K (-9.6%)	0.3%	$35.00	$28.41	+23.2%	FUNDAMENTAL US S	808524763
VUG	VANGUARD INDEX FDS	37,825 (-2.4%)	$3.408M (+2.1%)	1.4%	$90.11	$81.94	+10.0%	MRNGSTR GRWT ETF	922908736
DIA	STATE STR SPDR DOW JONES IND	539 (-12.5%)	$274K (-14.8%)	0.1%	$509.00	$432.87	+17.5%	UT SER 1	78467X109
DGRW	WISDOMTREE TR	59,842 (-2.4%)	$5.819M (-0.8%)	2.4%	$97.24	$86.48	+12.4%	US QTLY DIV GRT	97717X669
GS	GOLDMAN SACHS GROUP INC	338 (-1.7%)	$304K (-12.5%)	0.1%	$900.36	$734.84	+22.5%	COM	38141G104
BSV	VANGUARD BD INDEX FDS	4,062 (-10.0%)	$310K (-11.7%)	0.1%	$76.41	$78.56	-2.8%	SHORT TRM BOND	921937827
VZ	VERIZON COMMUNICATIONS INC	10,037 (-1.6%)	$460K (+6.6%)	0.2%	$45.87	$41.28	+11.1%	COM	92343V104
WM	WASTE MGMT INC DEL	1,009 (-3.8%)	$206K (-12.0%)	0.1%	$203.95	$222.85	-8.5%	COM	94106L109
PG	PROCTER & GAMBLE CO	2,302 (-3.2%)	$334K (-4.1%)	0.1%	$145.28	$162.67	-10.7%	COM	742718109
UNP	UNION PAC CORP	1,139 (-4.2%)	$310K (-4.2%)	0.1%	$272.13	$229.02	+18.8%	COM	907818108
MA	MASTERCARD INCORPORATED	406 (-9.4%)	$224K (-2.7%)	0.1%	$551.47	$569.10	-3.1%	CL A	57636Q104

Unchanged Positions (58)

CVX CHEVRON CORPORATION 0.7%

Value $1.775M Shares 8,693 Share Price $204.22 Est. Cost/Share $145.47 Unrealized @ Report Date +40.4%

BND VANGUARD BD INDEX FDS 2.1%

Value $5.114M Shares 72,905 Share Price $70.15 Est. Cost/Share $73.53 Unrealized @ Report Date -4.6%

GOOGL ALPHABET INC 1.6%

Value $3.897M Shares 11,325 Share Price $344.08 Est. Cost/Share $176.01 Unrealized @ Report Date +95.5%

VB VANGUARD INDEX FDS 0.6%

Value $1.543M Shares 5,425 Share Price $284.47 Est. Cost/Share $245.62 Unrealized @ Report Date +15.8%

QLTY GMO ETF TRUST 1.4%

Value $3.308M Shares 77,262 Share Price $42.81 Est. Cost/Share $33.07 Unrealized @ Report Date +29.4%

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value $336K Shares 1,527 Share Price $219.93 Est. Cost/Share $267.05 Unrealized @ Report Date -17.6%

RSP INVESCO EXCHANGE TRADED FD T 1.4%

Value $3.432M Shares 16,500 Share Price $208.02 Est. Cost/Share $184.61 Unrealized @ Report Date +12.7%

VGT VANGUARD WORLD FD 0.5%

Value $1.211M Shares 9,640 Share Price $125.67 Est. Cost/Share $105.60 Unrealized @ Report Date +19.0%

SPY STATE STR SPDR S&P 500 ETF T 0.9%

Value $2.129M Shares 2,792 Share Price $762.52 Est. Cost/Share $594.74 Unrealized @ Report Date +28.2%

EFV ISHARES TR 0.8%

Value $1.865M Shares 23,562 Share Price $79.14 Est. Cost/Share $55.18 Unrealized @ Report Date +43.4%

ESGV VANGUARD WORLD FD 0.9%

Value $2.1M Shares 15,498 Share Price $135.53 Est. Cost/Share $106.25 Unrealized @ Report Date +27.6%

MUB ISHARES TR 0.4%

Value $885K Shares 8,752 Share Price $101.10 Est. Cost/Share $107.44 Unrealized @ Report Date -5.9%

WMT WALMART INC 0.3%

Value $629K Shares 6,053 Share Price $103.92 Est. Cost/Share $92.15 Unrealized @ Report Date +12.8%

PM PHILIP MORRIS INTL INC 0.4%

Value $971K Shares 5,086 Share Price $190.82 Est. Cost/Share $132.50 Unrealized @ Report Date +44.0%

ITA ISHARES TR 0.1%

Value $279K Shares 1,347 Share Price $207.24 Est. Cost/Share $210.13 Unrealized @ Report Date -1.4%

AMZN AMAZON COM INC 0.4%

Value $999K Shares 4,008 Share Price $249.15 Est. Cost/Share $218.53 Unrealized @ Report Date +14.0%

GLD SPDR GOLD TR 0.6%

Value $1.351M Shares 3,547 Share Price $380.84 Est. Cost/Share $251.44 Unrealized @ Report Date +51.5%

VOO VANGUARD INDEX FDS 0.8%

Value $1.919M Shares 2,738 Share Price $700.84 Est. Cost/Share $561.80 Unrealized @ Report Date +24.8%

IVV ISHARES TR 0.6%

Value $1.501M Shares 1,959 Share Price $766.02 Est. Cost/Share $599.28 Unrealized @ Report Date +27.8%

PEP PEPSICO INC 0.2%

Value $374K Shares 2,955 Share Price $126.70 Est. Cost/Share $153.68 Unrealized @ Report Date -17.5%

XLI SELECT SECTOR SPDR TR 0.1%

Value $225K Shares 1,346 Share Price $167.02 Est. Cost/Share $167.84 Unrealized @ Report Date -0.5%

CRMD CORMEDIX INC 0.4%

Value $986K Shares 128,002 Share Price $7.70 Est. Cost/Share $10.02 Unrealized @ Report Date -23.1%

SUB ISHARES TR 0.5%

Value $1.29M Shares 12,341 Share Price $104.54 Est. Cost/Share $106.14 Unrealized @ Report Date -1.5%

BSCU INVESCO EXCH TRD SLF IDX FD 0.3%

Value $835K Shares 51,727 Share Price $16.14 Est. Cost/Share $16.82 Unrealized @ Report Date -4.1%

BAC BANK OF AMER CORP 0.2%

Value $368K Shares 6,752 Share Price $54.43 Est. Cost/Share $49.59 Unrealized @ Report Date +9.8%

EMR EMERSON ELEC CO 0.1%

Value $217K Shares 1,400 Share Price $155.10 Est. Cost/Share $140.76 Unrealized @ Report Date +10.2%

MRSH MARSH & MCLENNAN COS INC 0.3%

Value $689K Shares 4,036 Share Price $170.73 Est. Cost/Share $217.77 Unrealized @ Report Date -21.6%

MDY STATE STR SPDR S&P MIDCAP 40 0.1%

Value $214K Shares 325 Share Price $657.35 Est. Cost/Share $633.70 Unrealized @ Report Date +3.6%

IJH ISHARES TR 0.1%

Value $207K Shares 2,871 Share Price $71.94 Est. Cost/Share $73.37 Unrealized @ Report Date -1.9%

VXUS VANGUARD STAR FDS 0.9%

Value $2.219M Shares 26,114 Share Price $84.96 Est. Cost/Share $61.95 Unrealized @ Report Date +37.2%

SCHD SCHWAB STRATEGIC TR 0.2%

Value $509K Shares 15,650 Share Price $32.53 Est. Cost/Share $28.43 Unrealized @ Report Date +14.4%

IVW ISHARES TR 0.1%

Value $339K Shares 2,382 Share Price $142.28 Est. Cost/Share $100.28 Unrealized @ Report Date +41.9%

NULG NUSHARES ETF TR 0.2%

Value $486K Shares 4,279 Share Price $113.69 Est. Cost/Share $89.98 Unrealized @ Report Date +26.3%

DFLV DIMENSIONAL ETF TRUST 0.2%

Value $589K Shares 14,658 Share Price $40.17 Est. Cost/Share $31.28 Unrealized @ Report Date +28.4%

RTX RTX CORPORATION 0.2%

Value $514K Shares 2,766 Share Price $185.65 Est. Cost/Share $118.27 Unrealized @ Report Date +57.0%

XVV ISHARES TR 0.2%

Value $428K Shares 7,344 Share Price $58.30 Est. Cost/Share $52.11 Unrealized @ Report Date +11.9%

BJUL INNOVATOR ETFS TRUST 0.2%

Value $547K Shares 9,864 Share Price $55.42 Est. Cost/Share $46.71 Unrealized @ Report Date +18.7%

VAW VANGUARD WORLD FD 0.1%

Value $228K Shares 1,047 Share Price $218.11 Est. Cost/Share $228.81 Unrealized @ Report Date -4.6%

TSM TAIWAN SEMICONDUCTOR MANUFAC 0.1%

Value $225K Shares 493 Share Price $456.19 Est. Cost/Share $405.79 Unrealized @ Report Date +12.4%

BSCS INVESCO EXCH TRD SLF IDX FD 0.7%

Value $1.659M Shares 82,435 Share Price $20.12 Est. Cost/Share $20.28 Unrealized @ Report Date -0.7%

COST COSTCO WHOLESALE CORPORATION 0.2%

Value $437K Shares 480 Share Price $910.21 Est. Cost/Share $936.68 Unrealized @ Report Date -2.8%

IEFA ISHARES TR 0.4%

Value $975K Shares 10,061 Share Price $96.88 Est. Cost/Share $73.95 Unrealized @ Report Date +31.0%

VOE VANGUARD INDEX FDS 0.3%

Value $826K Shares 4,225 Share Price $195.55 Est. Cost/Share $169.06 Unrealized @ Report Date +15.7%

DFIC DIMENSIONAL ETF TRUST 0.2%

Value $471K Shares 12,536 Share Price $37.61 Est. Cost/Share $26.99 Unrealized @ Report Date +39.4%

BSCQ INVESCO EXCH TRD SLF IDX FD 0.6%

Value $1.403M Shares 71,871 Share Price $19.52 Est. Cost/Share $19.47 Unrealized @ Report Date +0.3%

VTI VANGUARD INDEX FDS 0.9%

Value $2.228M Shares 5,954 Share Price $374.23 Est. Cost/Share $298.68 Unrealized @ Report Date +25.3%

ESGD ISHARES TR 1.1%

Value $2.615M Shares 25,375 Share Price $103.05 Est. Cost/Share $81.11 Unrealized @ Report Date +27.1%

DFUS DIMENSIONAL ETF TRUST 0.2%

Value $380K Shares 4,579 Share Price $83.03 Est. Cost/Share $64.12 Unrealized @ Report Date +29.5%

MMM 3M CO 0.2%

Value $424K Shares 2,581 Share Price $164.15 Est. Cost/Share $163.18 Unrealized @ Report Date +0.6%

EFA ISHARES TR 0.7%

Value $1.649M Shares 15,868 Share Price $103.89 Est. Cost/Share $79.32 Unrealized @ Report Date +31.0%

IWD ISHARES TR 0.1%

Value $231K Shares 930 Share Price $247.95 Est. Cost/Share $232.93 Unrealized @ Report Date +6.4%

IMTM ISHARES TR 0.1%

Value $343K Shares 6,516 Share Price $52.63 Est. Cost/Share $39.05 Unrealized @ Report Date +34.8%

VGSH VANGUARD SCOTTSDALE FDS 0.2%

Value $583K Shares 10,130 Share Price $57.56 Est. Cost/Share $58.76 Unrealized @ Report Date -2.0%

VEA VANGUARD TAX-MANAGED FDS 1.9%

Value $4.676M Shares 66,224 Share Price $70.61 Est. Cost/Share $55.30 Unrealized @ Report Date +27.7%

BSCR INVESCO EXCH TRD SLF IDX FD 0.6%

Value $1.436M Shares 73,476 Share Price $19.54 Est. Cost/Share $19.54 Unrealized @ Report Date +0.0%

IWF ISHARES TR 0.1%

Value $298K Shares 2,380 Share Price $125.29 Est. Cost/Share $120.03 Unrealized @ Report Date +4.4%

DFEV DIMENSIONAL ETF TRUST 0.2%

Value $367K Shares 8,661 Share Price $42.40 Est. Cost/Share $27.41 Unrealized @ Report Date +54.7%

DFAC DIMENSIONAL ETF TRUST 0.1%

Value $314K Shares 7,071 Share Price $44.45 Est. Cost/Share $35.22 Unrealized @ Report Date +26.2%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
CVX	CHEVRON CORPORATION	8,693	$1.775M	0.7%	$204.22	$145.47	+40.4%	COM	166764100
BND	VANGUARD BD INDEX FDS	72,905	$5.114M	2.1%	$70.15	$73.53	-4.6%	TOTAL BND MRKT	921937835
GOOGL	ALPHABET INC	11,325	$3.897M	1.6%	$344.08	$176.01	+95.5%	CAP STK CL A	02079K305
VB	VANGUARD INDEX FDS	5,425	$1.543M	0.6%	$284.47	$245.62	+15.8%	MRNGSTR SML CAP	922908751
QLTY	GMO ETF TRUST	77,262	$3.308M	1.4%	$42.81	$33.07	+29.4%	US QUALITY ETF	90139K100
IBM	INTERNATIONAL BUSINESS MACHS	1,527	$336K	0.1%	$219.93	$267.05	-17.6%	COM	459200101
RSP	INVESCO EXCHANGE TRADED FD T	16,500	$3.432M	1.4%	$208.02	$184.61	+12.7%	S&P500 EQL WGT	46137V357
VGT	VANGUARD WORLD FD	9,640	$1.211M	0.5%	$125.67	$105.60	+19.0%	INF TECH ETF	92204A702
SPY	STATE STR SPDR S&P 500 ETF T	2,792	$2.129M	0.9%	$762.52	$594.74	+28.2%	TR UNIT	78462F103
EFV	ISHARES TR	23,562	$1.865M	0.8%	$79.14	$55.18	+43.4%	EAFE VALUE ETF	464288877
ESGV	VANGUARD WORLD FD	15,498	$2.1M	0.9%	$135.53	$106.25	+27.6%	ESG US STK ETF	921910733
MUB	ISHARES TR	8,752	$885K	0.4%	$101.10	$107.44	-5.9%	NATIONAL MUN ETF	464288414
WMT	WALMART INC	6,053	$629K	0.3%	$103.92	$92.15	+12.8%	COM	931142103
PM	PHILIP MORRIS INTL INC	5,086	$971K	0.4%	$190.82	$132.50	+44.0%	COM	718172109
ITA	ISHARES TR	1,347	$279K	0.1%	$207.24	$210.13	-1.4%	US AER DEF ETF	464288760
AMZN	AMAZON COM INC	4,008	$999K	0.4%	$249.15	$218.53	+14.0%	COM	023135106
GLD	SPDR GOLD TR	3,547	$1.351M	0.6%	$380.84	$251.44	+51.5%	GOLD SHS	78463V107
VOO	VANGUARD INDEX FDS	2,738	$1.919M	0.8%	$700.84	$561.80	+24.8%	S&P 500 ETF SHS	922908363
IVV	ISHARES TR	1,959	$1.501M	0.6%	$766.02	$599.28	+27.8%	CORE S&P500 ETF	464287200
PEP	PEPSICO INC	2,955	$374K	0.2%	$126.70	$153.68	-17.5%	COM	713448108
XLI	SELECT SECTOR SPDR TR	1,346	$225K	0.1%	$167.02	$167.84	-0.5%	ST STR INDL ETF	81369Y704
CRMD	CORMEDIX INC	128,002	$986K	0.4%	$7.70	$10.02	-23.1%	COM	21900C308
SUB	ISHARES TR	12,341	$1.29M	0.5%	$104.54	$106.14	-1.5%	SHRT NAT MUN ETF	464288158
BSCU	INVESCO EXCH TRD SLF IDX FD	51,727	$835K	0.3%	$16.14	$16.82	-4.1%	INVSCO 30 CORP	46138J460
BAC	BANK OF AMER CORP	6,752	$368K	0.2%	$54.43	$49.59	+9.8%	COM	060505104
EMR	EMERSON ELEC CO	1,400	$217K	0.1%	$155.10	$140.76	+10.2%	COM	291011104
MRSH	MARSH & MCLENNAN COS INC	4,036	$689K	0.3%	$170.73	$217.77	-21.6%	COM	571748102
MDY	STATE STR SPDR S&P MIDCAP 40	325	$214K	0.1%	$657.35	$633.70	+3.6%	UTSER1 S&PDCRP	78467Y107
IJH	ISHARES TR	2,871	$207K	0.1%	$71.94	$73.37	-1.9%	CORE S&P MCP ETF	464287507
VXUS	VANGUARD STAR FDS	26,114	$2.219M	0.9%	$84.96	$61.95	+37.2%	VG TL INTL STK F	921909768
SCHD	SCHWAB STRATEGIC TR	15,650	$509K	0.2%	$32.53	$28.43	+14.4%	US DIVIDEND EQ	808524797
IVW	ISHARES TR	2,382	$339K	0.1%	$142.28	$100.28	+41.9%	S&P 500 GRWT ETF	464287309
NULG	NUSHARES ETF TR	4,279	$486K	0.2%	$113.69	$89.98	+26.3%	NUVEEN ESG LRGCP	67092P201
DFLV	DIMENSIONAL ETF TRUST	14,658	$589K	0.2%	$40.17	$31.28	+28.4%	US LARG VALU ETF	25434V666
RTX	RTX CORPORATION	2,766	$514K	0.2%	$185.65	$118.27	+57.0%	COM	75513E101
XVV	ISHARES TR	7,344	$428K	0.2%	$58.30	$52.11	+11.9%	ESG SELECT SCRE	46436E569
BJUL	INNOVATOR ETFS TRUST	9,864	$547K	0.2%	$55.42	$46.71	+18.7%	US EQTY BUFR JUL	45782C789
VAW	VANGUARD WORLD FD	1,047	$228K	0.1%	$218.11	$228.81	-4.6%	MATERIALS ETF	92204A801
TSM	TAIWAN SEMICONDUCTOR MANUFAC	493	$225K	0.1%	$456.19	$405.79	+12.4%	SPONSORED ADS	874039100
BSCS	INVESCO EXCH TRD SLF IDX FD	82,435	$1.659M	0.7%	$20.12	$20.28	-0.7%	INVSCO BLSH 28	46138J643
COST	COSTCO WHOLESALE CORPORATION	480	$437K	0.2%	$910.21	$936.68	-2.8%	COM	22160K105
IEFA	ISHARES TR	10,061	$975K	0.4%	$96.88	$73.95	+31.0%	CORE MSCI EAFE	46432F842
VOE	VANGUARD INDEX FDS	4,225	$826K	0.3%	$195.55	$169.06	+15.7%	MRNGSTR MD CP VA	922908512
DFIC	DIMENSIONAL ETF TRUST	12,536	$471K	0.2%	$37.61	$26.99	+39.4%	INTL CORE EQUITY	25434V799
BSCQ	INVESCO EXCH TRD SLF IDX FD	71,871	$1.403M	0.6%	$19.52	$19.47	+0.3%	BULSHS 2026 CB	46138J791
VTI	VANGUARD INDEX FDS	5,954	$2.228M	0.9%	$374.23	$298.68	+25.3%	MRNGSTR TTL STK	922908769
ESGD	ISHARES TR	25,375	$2.615M	1.1%	$103.05	$81.11	+27.1%	ESG AW MSCI EAFE	46435G516
DFUS	DIMENSIONAL ETF TRUST	4,579	$380K	0.2%	$83.03	$64.12	+29.5%	US EQUI MARK ETF	25434V401
MMM	3M CO	2,581	$424K	0.2%	$164.15	$163.18	+0.6%	COM	88579Y101
EFA	ISHARES TR	15,868	$1.649M	0.7%	$103.89	$79.32	+31.0%	MSCI EAFE ETF	464287465
IWD	ISHARES TR	930	$231K	0.1%	$247.95	$232.93	+6.4%	RUS 1000 VAL ETF	464287598
IMTM	ISHARES TR	6,516	$343K	0.1%	$52.63	$39.05	+34.8%	MSCI INTL MOMENT	46434V449
VGSH	VANGUARD SCOTTSDALE FDS	10,130	$583K	0.2%	$57.56	$58.76	-2.0%	SHORT TERM TREAS	92206C102
VEA	VANGUARD TAX-MANAGED FDS	66,224	$4.676M	1.9%	$70.61	$55.30	+27.7%	VAN FTSE DEV MKT	921943858
BSCR	INVESCO EXCH TRD SLF IDX FD	73,476	$1.436M	0.6%	$19.54	$19.54	+0.0%	BULSHS 2027 CB	46138J783
IWF	ISHARES TR	2,380	$298K	0.1%	$125.29	$120.03	+4.4%	RUS 1000 GRW ETF	464287614
DFEV	DIMENSIONAL ETF TRUST	8,661	$367K	0.2%	$42.40	$27.41	+54.7%	EMERGING MKTS VA	25434V740
DFAC	DIMENSIONAL ETF TRUST	7,071	$314K	0.1%	$44.45	$35.22	+26.2%	US COR EQU 2 ETF	25434V708