Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VEA	VANGUARD TAX-MANAGED FDS	469,876	$21.22M	12.7%	$42.39	—	VAN FTSE DEV MKT	921943858
VUG	VANGUARD INDEX FDS	74,059	$18.47M	11.1%	$218.40	—	GROWTH ETF	922908736
VTV	VANGUARD INDEX FDS	99,111	$13.69M	8.2%	$139.74	—	VALUE ETF	922908744
AAPL	APPLE INC	77,233	$12.74M	7.6%	$140.84	+3.3%	COM	037833100
V	VISA INC	39,885	$8.992M	5.4%	$196.98	+10.6%	COM CL A	92826C839
BNDX	VANGUARD CHARLOTTE FDS	164,088	$8.027M	4.8%	$47.72	—	TOTAL INT BD ETF	92203J407
BSV	VANGUARD BD INDEX FDS	100,408	$7.68M	4.6%	$75.49	—	SHORT TRM BOND	921937827
VWO	VANGUARD INTL EQUITY INDEX F	189,477	$7.655M	4.6%	$39.25	—	FTSE EMR MKT ETF	922042858
VTI	VANGUARD INDEX FDS	36,247	$7.398M	4.4%	$191.60	—	TOTAL STK MKT	922908769
VB	VANGUARD INDEX FDS	36,611	$6.94M	4.2%	$184.51	—	SMALL CP ETF	922908751
MA	MASTERCARD INCORPORATED	15,986	$5.809M	3.5%	$323.40	+10.5%	CL A	57636Q104
BIV	VANGUARD BD INDEX FDS	51,784	$3.974M	2.4%	$74.55	—	INTERMED TERM	921937819
VMBS	VANGUARD SCOTTSDALE FDS	79,409	$3.697M	2.2%	$45.62	—	MTG-BKD SECS ETF	92206C771
CMF	ISHARES TR	60,669	$3.484M	2.1%	$56.11	—	CALIF MUN BD ETF	464288356
BLV	VANGUARD BD INDEX FDS	43,024	$3.297M	2.0%	$72.58	—	LONG TERM BOND	921937793
—	INVESCO EXCH TRD SLF IDX FD	146,495	$2.971M	1.8%	$20.15	—	BULSHS 2025 CB	46138J825
BSCQ	INVESCO EXCH TRD SLF IDX FD	150,079	$2.875M	1.7%	$18.93	—	BULSHS 2026 CB	46138J791
VEU	VANGUARD INTL EQUITY INDEX F	52,061	$2.784M	1.7%	$50.14	—	ALLWRLD EX US	922042775
DFAX	DIMENSIONAL ETF TRUST	113,590	$2.619M	1.6%	$21.60	—	WORLD EX US CORE	25434V880
BSCR	INVESCO EXCH TRD SLF IDX FD	109,390	$2.112M	1.3%	$19.02	—	BULSHS 2027 CB	46138J783
BSCS	INVESCO EXCH TRD SLF IDX FD	70,876	$1.422M	0.9%	$19.61	—	INVSCO BLSH 28	46138J643
AMZN	AMAZON COM INC	13,160	$1.359M	0.8%	$98.78	-2.2%	COM	023135106
MSFT	MICROSOFT CORP	4,218	$1.216M	0.7%	$240.25	+3.8%	COM	594918104
VV	VANGUARD INDEX FDS	5,850	$1.093M	0.7%	$174.20	—	LARGE CAP ETF	922908637
IVV	ISHARES TR	2,476	$1.018M	0.6%	$384.21	—	CORE S&P500 ETF	464287200
DFAC	DIMENSIONAL ETF TRUST	34,727	$885K	0.5%	$24.28	—	US CORE EQUITY 2	25434V708
VTEB	VANGUARD MUN BD FDS	16,654	$844K	0.5%	$49.57	—	TAX EXEMPT BD	922907746
IXUS	ISHARES TR	13,287	$823K	0.5%	$57.88	—	CORE MSCI TOTAL	46432F834
BSCT	INVESCO EXCH TRD SLF IDX FD	42,129	$771K	0.5%	$17.78	—	BULETSHS 2029	46138J577
BSCU	INVESCO EXCH TRD SLF IDX FD	46,418	$765K	0.5%	$15.97	—	INVSCO 30 CORP	46138J460
SPLV	INVESCO EXCH TRADED FD TR II	11,012	$687K	0.4%	$63.90	—	S&P500 LOW VOL	46138E354
VOO	VANGUARD INDEX FDS	1,644	$618K	0.4%	$364.97	—	S&P 500 ETF SHS	922908363
CDNS	CADENCE DESIGN SYSTEM INC	2,896	$608K	0.4%	$159.86	+18.3%	COM	127387108
SCHF	SCHWAB STRATEGIC TR	16,461	$573K	0.3%	$32.21	—	INTL EQTY ETF	808524805
DFIC	DIMENSIONAL ETF TRUST	19,669	$473K	0.3%	$22.35	—	INTL CORE EQUITY	25434V799
VBR	VANGUARD INDEX FDS	2,889	$459K	0.3%	$158.82	—	SM CP VAL ETF	922908611
—	INVESCO EXCH TRD SLF IDX FD	17,494	$429K	0.3%	$24.32	—	BULSHS 2025 MUNI	46138J528
DFAT	DIMENSIONAL ETF TRUST	9,407	$419K	0.3%	$43.95	—	US TARGETED VLU	25434V609
SCHD	SCHWAB STRATEGIC TR	5,655	$414K	0.2%	$75.54	—	US DIVIDEND EQ	808524797
HD	HOME DEPOT INC	1,272	$375K	0.2%	$284.64	0.0%	COM	437076102
VCSH	VANGUARD SCOTTSDALE FDS	4,155	$317K	0.2%	$75.20	—	SHRT TRM CORP BD	92206C409
VXUS	VANGUARD STAR FDS	5,490	$303K	0.2%	$52.26	—	VG TL INTL STK F	921909768
VSS	VANGUARD INTL EQUITY INDEX F	2,739	$299K	0.2%	$102.81	—	FTSE SMCAP ETF	922042718
IJR	ISHARES TR	3,005	$291K	0.2%	$94.64	—	CORE S&P SCP ETF	464287804
BSMQ	INVESCO EXCH TRD SLF IDX FD	12,117	$288K	0.2%	$23.51	—	BULSHS 2026 MUNI	46138J510
GLD	SPDR GOLD TR	1,482	$272K	0.2%	$170.12	—	GOLD SHS	78463V107
VOE	VANGUARD INDEX FDS	1,967	$264K	0.2%	$135.22	—	MCAP VL IDXVIP	922908512
BSCV	INVESCO EXCH TRD SLF IDX FD	15,568	$253K	0.2%	$15.76	—	BULETSHS 2031 CP	46138J429
EEM	ISHARES TR	6,296	$248K	0.1%	$37.95	—	MSCI EMG MKT ETF	464287234
DIS	DISNEY WALT CO	2,442	$244K	0.1%	$98.50	0.0%	COM	254687106
BSMR	INVESCO EXCH TRD SLF IDX FD	9,919	$237K	0.1%	$23.52	—	BULSHS 2027 MUNI	46138J494
VCIT	VANGUARD SCOTTSDALE FDS	2,871	$230K	0.1%	$77.51	—	INT-TERM CORP	92206C870
BSMS	INVESCO EXCH TRD SLF IDX FD	9,691	$229K	0.1%	$23.23	—	BULSHS 2028 MUNI	46138J486
SCHV	SCHWAB STRATEGIC TR	3,443	$226K	0.1%	$66.02	—	US LCAP VA ETF	808524409
BSMT	INVESCO EXCH TRD SLF IDX FD	9,493	$222K	0.1%	$22.90	—	BULSHS 2029 MUNI	46138J478
META	META PLATFORMS INC	1,030	$218K	0.1%	$169.12	0.0%	CL A	30303M102
BSMU	INVESCO EXCH TRD SLF IDX FD	9,710	$216K	0.1%	$21.67	—	INVSC 30 MUNI BD	46138J445
SHV	ISHARES TR	1,952	$216K	0.1%	$109.89	—	SHORT TREAS BD	464288679
BSMV	INVESCO EXCH TRD SLF IDX FD	9,782	$210K	0.1%	$20.77	—	BULLETSHS 31 MUN	46138J411
USMV	ISHARES TR	2,854	$208K	0.1%	$72.10	—	MSCI USA MIN VOL	46429B697
BSCW	INVESCO EXCH TRD SLF IDX FD	10,068	$207K	0.1%	$20.53	—	BULLETSHS 2032	46139W858
JNJ	JOHNSON & JOHNSON	1,302	$202K	0.1%	$147.89	0.0%	COM	478160104