Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES TR	190,274	$27.71M	18.6%	$108.68	—	CORE S&P TTL STK	464287150
IXUS	ISHARES TR	227,493	$18.79M	12.6%	$65.10	—	CORE MSCI TOTAL	46432F834
VTI	VANGUARD INDEX FDS	54,497	$17.88M	12.0%	$237.22	—	TOTAL STK MKT	922908769
XLK	SELECT SECTOR SPDR TR	36,663	$10.33M	6.9%	$192.48	—	TECHNOLOGY	81369Y803
VXUS	VANGUARD STAR FDS	134,318	$9.867M	6.6%	$58.39	—	VG TL INTL STK F	921909768
VXF	VANGUARD INDEX FDS	24,994	$5.232M	3.5%	$165.02	—	EXTEND MKT ETF	922908652
VGT	VANGUARD WORLD FD	6,458	$4.822M	3.2%	$508.42	—	INF TECH ETF	92204A702
XLF	SELECT SECTOR SPDR TR	62,801	$3.383M	2.3%	$37.60	—	FINANCIAL	81369Y605
XLY	SELECT SECTOR SPDR TR	13,551	$3.247M	2.2%	$178.81	—	SBI CONS DISCR	81369Y407
XLI	SELECT SECTOR SPDR TR	18,998	$2.93M	2.0%	$113.99	—	INDL	81369Y704
XLV	SELECT SECTOR SPDR TR	20,823	$2.898M	1.9%	$136.38	—	SBI HEALTHCARE	81369Y209
VFH	VANGUARD WORLD FD	18,648	$2.447M	1.6%	$95.31	—	FINANCIALS ETF	92204A405
VOX	VANGUARD WORLD FD	11,561	$2.17M	1.5%	$121.62	—	COMM SRVC ETF	92204A884
SPY	SPDR S&P 500 ETF TR	3,086	$2.056M	1.4%	$477.24	—	TR UNIT	78462F103
XLC	SELECT SECTOR SPDR TR	16,760	$1.984M	1.3%	$72.66	—	COMMUNICATION	81369Y852
VOO	VANGUARD INDEX FDS	3,201	$1.96M	1.3%	$505.53	—	S&P 500 ETF SHS	922908363
VHT	VANGUARD WORLD FD	7,296	$1.894M	1.3%	$256.25	—	HEALTH CAR ETF	92204A504
VUSB	VANGUARD BD INDEX FDS	34,944	$1.747M	1.2%	$49.44	—	VANGUARD ULTRA	92203C303
VCR	VANGUARD WORLD FD	4,358	$1.726M	1.2%	$308.57	—	CONSUM DIS ETF	92204A108
VIS	VANGUARD WORLD FD	4,585	$1.358M	0.9%	$227.82	—	INDUSTRIAL ETF	92204A603
VV	VANGUARD INDEX FDS	4,407	$1.357M	0.9%	$218.15	—	LARGE CAP ETF	922908637
XLP	SELECT SECTOR SPDR TR	16,935	$1.327M	0.9%	$72.03	—	SBI CONS STPLS	81369Y308
VEU	VANGUARD INTL EQUITY INDEX F	18,554	$1.324M	0.9%	$56.14	—	ALLWRLD EX US	922042775
TSLA	TESLA INC	2,678	$1.191M	0.8%	$324.85	+6.8%	COM	88160R101
VEA	VANGUARD TAX-MANAGED FDS	19,337	$1.159M	0.8%	$48.70	—	VAN FTSE DEV MKT	921943858
VDC	VANGUARD WORLD FD	4,945	$1.057M	0.7%	$194.24	—	CONSUM STP ETF	92204A207
MSFT	MICROSOFT CORP	1,889	$978K	0.7%	$378.64	+34.3%	COM	594918104
MDY	SPDR S&P MIDCAP 400 ETF TR	1,417	$845K	0.6%	$514.44	—	UTSER1 S&PDCRP	78467Y107
XLU	SELECT SECTOR SPDR TR	8,630	$753K	0.5%	$63.33	—	SBI INT-UTILS	81369Y886
XLE	SELECT SECTOR SPDR TR	8,360	$747K	0.5%	$83.84	—	ENERGY	81369Y506
AAPL	APPLE INC	2,782	$708K	0.5%	$184.20	+22.5%	COM	037833100
XLB	SELECT SECTOR SPDR TR	7,783	$698K	0.5%	$85.54	—	SBI MATERIALS	81369Y100
VDE	VANGUARD WORLD FD	5,218	$657K	0.4%	$120.66	—	ENERGY ETF	92204A306
IWF	ISHARES TR	1,328	$622K	0.4%	$364.40	—	RUS 1000 GRW ETF	464287614
DJP	BARCLAYS BANK PLC	16,913	$599K	0.4%	$31.26	—	DJUBS CMDT ETN36	06738C778
FBND	FIDELITY MERRIMACK STR TR	12,696	$587K	0.4%	$46.04	—	TOTAL BD ETF	316188309
XLRE	SELECT SECTOR SPDR TR	12,877	$542K	0.4%	$40.03	—	RL EST SEL SEC	81369Y860
IEFA	ISHARES TR	5,811	$507K	0.3%	$70.35	—	CORE MSCI EAFE	46432F842
JPM	JPMORGAN CHASE & CO.	1,541	$486K	0.3%	$199.37	+48.4%	COM	46625H100
ESGU	ISHARES TR	3,275	$477K	0.3%	$104.92	—	ESG AWR MSCI USA	46435G425
IXN	ISHARES TR	4,596	$474K	0.3%	$78.60	—	GLOBAL TECH ETF	464287291
VO	VANGUARD INDEX FDS	1,571	$461K	0.3%	$232.64	—	MID CAP ETF	922908629
VNQ	VANGUARD INDEX FDS	4,939	$452K	0.3%	$87.10	—	REAL ESTATE ETF	922908553
BRK/B	BERKSHIRE HATHAWAY INC DEL	863	$434K	0.3%	$354.11	+36.8%	CL B NEW	084670702
GOOGL	ALPHABET INC	1,652	$402K	0.3%	$167.35	+25.0%	CAP STK CL A	02079K305
COF	CAPITAL ONE FINL CORP	1,870	$398K	0.3%	$176.15	+23.6%	COM	14040H105
VPU	VANGUARD WORLD FD	2,017	$382K	0.3%	$139.24	—	UTILITIES ETF	92204A876
VT	VANGUARD INTL EQUITY INDEX F	2,654	$366K	0.2%	$102.89	—	TT WRLD ST ETF	922042742
VAW	VANGUARD WORLD FD	1,557	$319K	0.2%	$191.90	—	MATERIALS ETF	92204A801
GOOG	ALPHABET INC	1,305	$318K	0.2%	$168.88	+24.3%	CAP STK CL C	02079K107
TRGP	TARGA RES CORP	1,863	$312K	0.2%	$82.03	+101.3%	COM	87612G101
VZ	VERIZON COMMUNICATIONS INC	6,870	$302K	0.2%	$33.10	+28.4%	COM	92343V104
IXG	ISHARES TR	2,561	$299K	0.2%	$111.25	—	GLOBAL FINLS ETF	464287333
TSM	TAIWAN SEMICONDUCTOR MFG LTD	1,055	$295K	0.2%	$226.49	—	SPONSORED ADS	874039100
V	VISA INC	817	$279K	0.2%	$302.26	+14.2%	COM CL A	92826C839
RTX	RTX CORPORATION	1,620	$271K	0.2%	$124.76	+23.7%	COM	75513E101
GE	GE AEROSPACE	867	$261K	0.2%	$218.59	+24.8%	COM NEW	369604301
ORCL	ORACLE CORP	918	$258K	0.2%	$160.80	+58.1%	COM	68389X105
GS	GOLDMAN SACHS GROUP INC	323	$257K	0.2%	$571.74	+28.5%	COM	38141G104
IEMG	ISHARES INC	3,829	$252K	0.2%	$53.72	—	CORE MSCI EMKT	46434G103
VTV	VANGUARD INDEX FDS	1,194	$223K	0.1%	$174.57	—	VALUE ETF	922908744
AMZN	AMAZON COM INC	1,007	$221K	0.1%	$197.89	+14.4%	COM	023135106
EFA	ISHARES TR	2,364	$221K	0.1%	$89.39	—	MSCI EAFE ETF	464287465
META	META PLATFORMS INC	293	$215K	0.1%	$616.61	+20.5%	CL A	30303M102
IVV	ISHARES TR	304	$203K	0.1%	$669.30	—	CORE S&P500 ETF	464287200
BOTJ	BANK OF THE JAMES FINL GP IN	13,027	$203K	0.1%	$9.79	+46.7%	COM	470299108