Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES TR	189,895	$28.24M	18.8%	$108.68	—	CORE S&P TTL STK	464287150
IXUS	ISHARES TR	225,548	$19.09M	12.7%	$65.10	—	CORE MSCI TOTAL	46432F834
VTI	VANGUARD INDEX FDS	54,064	$18.13M	12.1%	$237.22	—	TOTAL STK MKT	922908769
XLK	SELECT SECTOR SPDR TR	70,067	$10.09M	6.7%	$169.35	—	STATE STREET TEC	81369Y803
VXUS	VANGUARD STAR FDS	133,481	$10.07M	6.7%	$58.39	—	VG TL INTL STK F	921909768
VXF	VANGUARD INDEX FDS	24,939	$5.215M	3.5%	$165.02	—	EXTEND MKT ETF	922908652
VGT	VANGUARD WORLD FD	6,168	$4.649M	3.1%	$508.42	—	INF TECH ETF	92204A702
XLF	SELECT SECTOR SPDR TR	61,096	$3.346M	2.2%	$37.60	—	STATE STREET FIN	81369Y605
XLY	SELECT SECTOR SPDR TR	27,105	$3.237M	2.2%	$149.11	—	STATE STREET CON	81369Y407
XLV	SELECT SECTOR SPDR TR	20,564	$3.183M	2.1%	$136.38	—	STATE STREET HEA	81369Y209
XLI	SELECT SECTOR SPDR TR	18,575	$2.881M	1.9%	$113.99	—	STATE STREET IND	81369Y704
VFH	VANGUARD WORLD FD	18,648	$2.489M	1.7%	$95.31	—	FINANCIALS ETF	92204A405
VOX	VANGUARD WORLD FD	11,561	$2.239M	1.5%	$121.62	—	COMM SRVC ETF	92204A884
VHT	VANGUARD WORLD FD	7,246	$2.086M	1.4%	$256.25	—	HEALTH CAR ETF	92204A504
VOO	VANGUARD INDEX FDS	3,201	$2.007M	1.3%	$505.53	—	S&P 500 ETF SHS	922908363
XLC	SELECT SECTOR SPDR TR	16,647	$1.96M	1.3%	$72.66	—	STATE STREET COM	81369Y852
SPY	SPDR S&P 500 ETF TR	2,828	$1.928M	1.3%	$477.24	—	TR UNIT	78462F103
VCR	VANGUARD WORLD FD	4,358	$1.717M	1.1%	$308.57	—	CONSUM DIS ETF	92204A108
VUSB	VANGUARD BD INDEX FDS	33,331	$1.661M	1.1%	$49.44	—	VANGUARD ULTRA	92203C303
VV	VANGUARD INDEX FDS	4,407	$1.387M	0.9%	$218.15	—	LARGE CAP ETF	922908637
VIS	VANGUARD WORLD FD	4,578	$1.366M	0.9%	$227.82	—	INDUSTRIAL ETF	92204A603
VEU	VANGUARD INTL EQUITY INDEX F	18,554	$1.365M	0.9%	$56.14	—	ALLWRLD EX US	922042775
XLP	SELECT SECTOR SPDR TR	16,749	$1.301M	0.9%	$72.03	—	STATE STREET CON	81369Y308
VEA	VANGUARD TAX-MANAGED FDS	19,644	$1.227M	0.8%	$48.92	—	VAN FTSE DEV MKT	921943858
TSLA	TESLA INC	2,649	$1.191M	0.8%	$324.85	+36.5%	COM	88160R101
VDC	VANGUARD WORLD FD	4,945	$1.045M	0.7%	$194.24	—	CONSUM STP ETF	92204A207
MSFT	MICROSOFT CORP	1,889	$914K	0.6%	$378.64	+32.2%	COM	594918104
MDY	SPDR S&P MIDCAP 400 ETF TR	1,447	$873K	0.6%	$516.28	—	UTSER1 S&PDCRP	78467Y107
AAPL	APPLE INC	2,830	$769K	0.5%	$185.63	+44.6%	COM	037833100
XLE	SELECT SECTOR SPDR TR	16,387	$733K	0.5%	$64.67	—	STATE STREET ENE	81369Y506
XLU	SELECT SECTOR SPDR TR	16,855	$720K	0.5%	$53.26	—	STATE STREET UTI	81369Y886
XLB	SELECT SECTOR SPDR TR	15,386	$698K	0.5%	$65.68	—	STATE STREET MAT	81369Y100
VDE	VANGUARD WORLD FD	5,218	$657K	0.4%	$120.66	—	ENERGY ETF	92204A306
DJP	BARCLAYS BANK PLC	17,164	$646K	0.4%	$31.35	—	DJUBS CMDT ETN36	06738C778
IWF	ISHARES TR	1,328	$628K	0.4%	$364.40	—	RUS 1000 GRW ETF	464287614
FBND	FIDELITY MERRIMACK STR TR	12,613	$581K	0.4%	$46.04	—	TOTAL BD ETF	316188309
IEFA	ISHARES TR	5,811	$520K	0.3%	$70.35	—	CORE MSCI EAFE	46432F842
GOOGL	ALPHABET INC	1,652	$517K	0.3%	$167.35	+70.7%	CAP STK CL A	02079K305
XLRE	SELECT SECTOR SPDR TR	12,727	$514K	0.3%	$40.03	—	STATE STREET REA	81369Y860
IXN	ISHARES TR	4,596	$483K	0.3%	$78.60	—	GLOBAL TECH ETF	464287291
JPM	JPMORGAN CHASE & CO.	1,486	$479K	0.3%	$199.37	+55.3%	COM	46625H100
VO	VANGUARD INDEX FDS	1,571	$456K	0.3%	$232.64	—	MID CAP ETF	922908629
COF	CAPITAL ONE FINL CORP	1,870	$453K	0.3%	$176.15	+26.1%	COM	14040H105
VNQ	VANGUARD INDEX FDS	4,939	$437K	0.3%	$87.10	—	REAL ESTATE ETF	922908553
BRK/B	BERKSHIRE HATHAWAY INC DEL	863	$434K	0.3%	$354.11	+40.5%	CL B NEW	084670702
GOOG	ALPHABET INC	1,305	$410K	0.3%	$168.88	+69.5%	CAP STK CL C	02079K107
VT	VANGUARD INTL EQUITY INDEX F	2,654	$374K	0.2%	$102.89	—	TT WRLD ST ETF	922042742
VPU	VANGUARD WORLD FD	2,017	$373K	0.2%	$139.24	—	UTILITIES ETF	92204A876
TRGP	TARGA RES CORP	1,863	$344K	0.2%	$82.03	+104.9%	COM	87612G101
VAW	VANGUARD WORLD FD	1,557	$323K	0.2%	$191.90	—	MATERIALS ETF	92204A801
TSM	TAIWAN SEMICONDUCTOR MFG LTD	1,055	$321K	0.2%	$226.49	—	SPONSORED ADS	874039100
IXG	ISHARES TR	2,561	$309K	0.2%	$111.25	—	GLOBAL FINLS ETF	464287333
RTX	RTX CORPORATION	1,620	$297K	0.2%	$124.76	+38.9%	COM	75513E101
V	VISA INC	817	$287K	0.2%	$302.26	+12.6%	COM CL A	92826C839
GS	GOLDMAN SACHS GROUP INC	323	$284K	0.2%	$571.74	+42.3%	COM	38141G104
ESGU	ISHARES TR	1,819	$271K	0.2%	$104.92	—	ESG AWR MSCI USA	46435G425
GE	GE AEROSPACE	867	$267K	0.2%	$218.59	+37.6%	COM NEW	369604301
VZ	VERIZON COMMUNICATIONS INC	6,474	$264K	0.2%	$33.10	+22.3%	COM	92343V104
IEMG	ISHARES INC	3,831	$258K	0.2%	$53.72	—	CORE MSCI EMKT	46434G103
BOTJ	BANK OF THE JAMES FINL GP IN	13,027	$242K	0.2%	$9.79	+72.6%	COM	470299108
AMZN	AMAZON COM INC	1,007	$232K	0.2%	$197.89	+15.6%	COM	023135106
VTV	VANGUARD INDEX FDS	1,194	$228K	0.2%	$174.57	—	VALUE ETF	922908744
EFA	ISHARES TR	2,364	$227K	0.2%	$89.39	—	MSCI EAFE ETF	464287465
IVV	ISHARES TR	304	$208K	0.1%	$669.30	—	CORE S&P500 ETF	464287200
TJX	TJX COS INC NEW	1,320	$203K	0.1%	$147.70	0.0%	COM	872540109