Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES TR	191,843	$27.32M	18.6%	$109.02	—	CORE S&P TTL STK	464287150
IXUS	ISHARES TR	226,627	$19.63M	13.4%	$65.10	—	CORE MSCI TOTAL	46432F834
VTI	VANGUARD INDEX FDS	53,610	$17.2M	11.7%	$237.22	—	TOTAL STK MKT	922908769
VXUS	VANGUARD STAR FDS	133,671	$10.31M	7.0%	$58.39	—	VG TL INTL STK F	921909768
XLK	SELECT SECTOR SPDR TR	71,280	$9.473M	6.5%	$168.73	—	STATE STREET TEC	81369Y803
VXF	VANGUARD INDEX FDS	25,873	$5.325M	3.6%	$166.49	—	EXTEND MKT ETF	922908652
VGT	VANGUARD WORLD FD	6,160	$4.298M	2.9%	$508.42	—	INF TECH ETF	92204A702
XLF	SELECT SECTOR SPDR TR	62,628	$3.092M	2.1%	$37.89	—	STATE STREET FIN	81369Y605
XLI	SELECT SECTOR SPDR TR	18,684	$3.022M	2.1%	$113.99	—	STATE STREET IND	81369Y704
XLY	SELECT SECTOR SPDR TR	27,445	$2.991M	2.0%	$148.61	—	STATE STREET CON	81369Y407
XLV	SELECT SECTOR SPDR TR	20,203	$2.962M	2.0%	$136.38	—	STATE STREET HEA	81369Y209
VFH	VANGUARD WORLD FD	18,625	$2.25M	1.5%	$95.31	—	FINANCIALS ETF	92204A405
VOX	VANGUARD WORLD FD	11,555	$2.078M	1.4%	$121.62	—	COMM SRVC ETF	92204A884
VOO	VANGUARD INDEX FDS	3,451	$2.062M	1.4%	$512.20	—	S&P 500 ETF SHS	922908363
VHT	VANGUARD WORLD FD	7,246	$1.973M	1.3%	$256.25	—	HEALTH CAR ETF	92204A504
XLC	SELECT SECTOR SPDR TR	17,192	$1.906M	1.3%	$73.87	—	STATE STREET COM	81369Y852
VUSB	VANGUARD BD INDEX FDS	33,331	$1.659M	1.1%	$49.44	—	VANGUARD ULTRA	92203C303
VCR	VANGUARD WORLD FD	4,308	$1.547M	1.1%	$308.57	—	CONSUM DIS ETF	92204A108
SPY	STATE STR SPDR S&P 500 ETF T	2,221	$1.444M	1.0%	$477.24	—	TR UNIT	78462F103
VIS	VANGUARD WORLD FD	4,576	$1.429M	1.0%	$227.82	—	INDUSTRIAL ETF	92204A603
XLP	SELECT SECTOR SPDR TR	16,738	$1.372M	0.9%	$72.03	—	STATE STREET CON	81369Y308
VEU	VANGUARD INTL EQUITY INDEX F	17,884	$1.343M	0.9%	$56.14	—	ALLWRLD EX US	922042775
VV	VANGUARD INDEX FDS	4,407	$1.317M	0.9%	$218.15	—	LARGE CAP ETF	922908637
VEA	VANGUARD TAX-MANAGED FDS	18,712	$1.199M	0.8%	$48.92	—	VAN FTSE DEV MKT	921943858
VDC	VANGUARD WORLD FD	4,848	$1.089M	0.7%	$194.24	—	CONSUM STP ETF	92204A207
XLE	SELECT SECTOR SPDR TR	16,305	$999K	0.7%	$64.67	—	STATE STREET ENE	81369Y506
TSLA	TESLA INC	2,649	$985K	0.7%	$324.85	+31.1%	COM	88160R101
VDE	VANGUARD WORLD FD	5,156	$892K	0.6%	$120.66	—	ENERGY ETF	92204A306
DJP	BARCLAYS BANK PLC	17,296	$833K	0.6%	$31.35	—	DJUBS CMDT ETN36	06738C778
MDY	STATE STR SPDR S&P MIDCAP 40	1,301	$802K	0.5%	$516.28	—	UTSER1 S&PDCRP	78467Y107
XLU	SELECT SECTOR SPDR TR	17,052	$783K	0.5%	$53.17	—	STATE STREET UTI	81369Y886
XLB	SELECT SECTOR SPDR TR	15,458	$772K	0.5%	$65.68	—	STATE STREET MAT	81369Y100
MSFT	MICROSOFT CORP	1,889	$699K	0.5%	$378.64	+14.8%	COM	594918104
AAPL	APPLE INC	2,567	$651K	0.4%	$185.63	+41.6%	COM	037833100
IWF	ISHARES TR	1,328	$566K	0.4%	$364.40	—	RUS 1000 GRW ETF	464287614
FBND	FIDELITY MERRIMACK STR TR	11,748	$536K	0.4%	$46.04	—	TOTAL BD ETF	316188309
XLRE	SELECT SECTOR SPDR TR	13,112	$535K	0.4%	$40.05	—	STATE STREET REA	81369Y860
IEFA	ISHARES TR	5,297	$480K	0.3%	$70.35	—	CORE MSCI EAFE	46432F842
IXN	ISHARES TR	4,591	$459K	0.3%	$78.60	—	GLOBAL TECH ETF	464287291
GOOGL	ALPHABET INC	1,584	$455K	0.3%	$167.35	+93.2%	CAP STK CL A	02079K305
VO	VANGUARD INDEX FDS	1,571	$451K	0.3%	$232.64	—	MID CAP ETF	922908629
VNQ	VANGUARD INDEX FDS	4,860	$431K	0.3%	$87.10	—	REAL ESTATE ETF	922908553
VPU	VANGUARD WORLD FD	2,017	$400K	0.3%	$139.24	—	UTILITIES ETF	92204A876
BRK/B	BERKSHIRE HATHAWAY INC DEL	823	$394K	0.3%	$354.11	+39.4%	CL B NEW	084670702
JPM	JPMORGAN CHASE & CO	1,286	$378K	0.3%	$199.37	+56.2%	COM	46625H100
VT	VANGUARD INTL EQUITY INDEX F	2,634	$364K	0.2%	$102.89	—	TT WRLD ST ETF	922042742
TSM	TAIWAN SEMICONDUCTOR MANUFAC	1,055	$357K	0.2%	$226.49	—	SPONSORED ADS	874039100
TRGP	TARGA RES CORP	1,406	$353K	0.2%	$82.03	+145.9%	COM	87612G101
VAW	VANGUARD WORLD FD	1,557	$351K	0.2%	$191.90	—	MATERIALS ETF	92204A801
COF	CAPITAL ONE FINL CORP	1,791	$327K	0.2%	$176.15	+26.7%	COM	14040H105
VZ	VERIZON COMMUNICATIONS INC	6,296	$316K	0.2%	$33.10	+32.4%	COM	92343V104
GOOG	ALPHABET INC	1,071	$307K	0.2%	$168.88	+91.7%	CAP STK CL C	02079K107
IXG	ISHARES TR	2,559	$292K	0.2%	$111.25	—	GLOBAL FINLS ETF	464287333
GE	GE AEROSPACE	917	$260K	0.2%	$224.02	+42.0%	COM NEW	369604301
BOTJ	BANK OF THE JAMES FINL GP IN	12,527	$258K	0.2%	$9.79	+97.3%	COM	470299108
ESGU	ISHARES TR	1,819	$257K	0.2%	$104.92	—	ESG AWR MSCI USA	46435G425
CVX	CHEVRON CORPORATION	1,208	$250K	0.2%	$171.87	0.0%	COM	166764100
V	VISA INC	817	$247K	0.2%	$302.26	+8.9%	COM CL A	92826C839
IEMG	ISHARES INC	3,410	$238K	0.2%	$53.72	—	CORE MSCI EMKT	46434G103
RTX	RTX CORPORATION	1,220	$235K	0.2%	$124.76	+57.6%	COM	75513E101
JNJ	JOHNSON & JOHNSON	958	$234K	0.2%	$227.87	0.0%	COM	478160104
VTV	VANGUARD INDEX FDS	1,183	$232K	0.2%	$174.57	—	VALUE ETF	922908744
EFA	ISHARES TR	2,364	$230K	0.2%	$89.39	—	MSCI EAFE ETF	464287465
BAC	BANK AMERICA CORP	4,424	$216K	0.1%	$53.66	0.0%	COM	060505104
TJX	TJX COS INC NEW	1,320	$211K	0.1%	$147.70	+4.4%	COM	872540109
AMZN	AMAZON COM INC	1,007	$210K	0.1%	$197.89	+14.6%	COM	023135106
GS	GOLDMAN SACHS GROUP INC	243	$206K	0.1%	$571.74	+63.1%	COM	38141G104