Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	25,809 (+1.7%)	$17.73M (+16.9%)	13.2%	$543.42	—	S&P 500 ETF SHS	922908363
SGOV	ISHARES TR	16,906 (+76.0%)	$1.702M (+76.0%)	1.3%	$100.59	—	0-3 MTH TREASURY	46436E718
CGDV	CAPITAL GROUP DIVIDEND VALUE	22,580 (+3.9%)	$1.113M (+20.4%)	0.8%	$40.88	—	SHS CREAT UNIT	14020W106
SPIB	SPDR SERIES TRUST	153,980 (+3.9%)	$5.152M (+3.7%)	3.8%	$33.62	—	ST INTER BD ETF	78464A375
SHYG	ISHARES TR	265,076 (+1.4%)	$11.24M (+1.6%)	8.4%	$43.17	—	0-5YR HI YL CP	46434V407
CGSD	CAPITAL GRP FIXED INCM ETF T	81,340 (+9.1%)	$2.093M (+8.8%)	1.6%	$25.90	—	SHORT DURATION	14020Y409
AGG	ISHARES TR	137,105 (+1.4%)	$13.57M (+1.1%)	10.1%	$100.09	—	CORE US AGGBD ET	464287226
VWO	VANGUARD INTL EQUITY INDEX F	10,554 (+1.8%)	$630K (+12.4%)	0.5%	$48.70	—	FTSE EMR MKT ETF	922042858
TMUS	T-MOBILE US INC	2,283 (+9.6%)	$383K (-12.5%)	0.3%	$235.02	—	COM	872590104
LVHI	LEGG MASON ETF INVT	57,717 (+1.7%)	$2.342M (+1.9%)	1.7%	$32.98	—	FRANKLIN INTL LW	52468L505
IQLT	ISHARES TR	8,988 (+1.7%)	$445K (+9.0%)	0.3%	$41.70	—	MSCI INTL QUALTY	46434V456
JAAA	JANUS DETROIT STR TR	28,429 (+1.1%)	$1.435M (+1.3%)	1.1%	$50.53	—	HENDRSON AAA CL	47103U845
AVIV	AMERICAN CENTY ETF TR	3,444 (+1.1%)	$267K (+4.6%)	0.2%	$74.86	—	INTERNATIONAL LR	025072364
VGSH	VANGUARD SCOTTSDALE FDS	4,173 (+5.0%)	$243K (+4.4%)	0.2%	$58.53	—	SHORT TERM TREAS	92206C102
—	COHEN & STEERS TOTAL RETURN	20,591 (+2.1%)	$233K (+3.8%)	0.2%	$11.73	—	COM	19247R103
FDHY	FIDELITY COVINGTON TRUST	6,091 (+1.3%)	$299K (+2.3%)	0.2%	$49.28	—	ENHA HIGH YI ETF	316092618
CGMS	CAPITAL GRP FIXED INCM ETF T	17,159 (+1.0%)	$469K (+1.4%)	0.4%	$27.60	—	US MULTI-SECTOR	14020Y300
CCIF	CARLYLE CREDIT INCOME FUND	13,633 (+3.7%)	$38,037 (-9.9%)	0.0%	$6.22	—	SHS BEN INT	92535C104
ECC	EAGLE POINT CR CO	13,675 (+4.5%)	$50,871 (+3.4%)	0.0%	$7.00	—	COM	269808101
—	FS CREDIT OPPORTUNITIES CORP	14,143 (+3.5%)	$70,572 (+1.3%)	0.1%	$6.90	—	COMMON STOCK	30290Y101

Exited Positions (2)

DOW DOW HLDGS INC 0.2%

Value $265K Shares 6,353 Est. Cost $29.05 Unrealized —

AMZN AMAZON COM INC 0.2%

Value $242K Shares 1,161 Est. Cost $182.46 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DOW	DOW HLDGS INC	6,353	$265K	0.2%	$29.05	—	—	260557103
AMZN	AMAZON COM INC	1,161	$242K	0.2%	$182.46	—	—	023135106

Decreased Positions (3)

SPYV SPDR SERIES TRUST 14.8%

Value $19.77M (+4.3%) Shares 325,280 (-2.9%) Est. Cost $38.88 Unrealized —

BIL SPDR SERIES TRUST 2.8%

Value $3.767M (-2.6%) Shares 41,104 (-2.6%) Est. Cost $91.80 Unrealized —

JPM JPMORGAN CHASE & CO 0.3%

Value $467K (+8.8%) Shares 1,427 (-2.3%) Est. Cost $208.89 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPYV	SPDR SERIES TRUST	325,280 (-2.9%)	$19.77M (+4.3%)	14.8%	$38.88	—	ST STR P500VAL	78464A508
BIL	SPDR SERIES TRUST	41,104 (-2.6%)	$3.767M (-2.6%)	2.8%	$91.80	—	ST STR BLO 1 ETF	78468R663
JPM	JPMORGAN CHASE & CO	1,427 (-2.3%)	$467K (+8.8%)	0.3%	$208.89	—	COM	46625H100

Unchanged Positions (17)

SCHF SCHWAB STRATEGIC TR 12.3%

Value $16.46M Shares 594,373 Est. Cost $27.09 Unrealized —

AVUV AMERICAN CENTY ETF TR 5.8%

Value $7.812M Shares 62,615 Est. Cost $90.58 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 2.8%

Value $3.702M Shares 4,958 Est. Cost $237.67 Unrealized —

AAPL APPLE INC 1.0%

Value $1.274M Shares 4,401 Est. Cost $224.11 Unrealized —

T AT&T INC 0.3%

Value $344K Shares 16,609 Est. Cost $18.86 Unrealized —

QGRO AMERICAN CENTY ETF TR 0.8%

Value $1.134M Shares 9,610 Est. Cost $91.28 Unrealized —

SCHD SCHWAB STRATEGIC TR 2.4%

Value $3.246M Shares 102,366 Est. Cost $38.97 Unrealized —

DGRO ISHARES TR 1.0%

Value $1.302M Shares 17,184 Est. Cost $62.87 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.4%

Value $596K Shares 2,121 Est. Cost $188.97 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.3%

Value $390K Shares 9,212 Est. Cost $38.39 Unrealized —

MMM 3M CO 0.5%

Value $664K Shares 4,104 Est. Cost $119.14 Unrealized —

DIA STATE STR SPDR DOW JONES IND 0.4%

Value $534K Shares 1,022 Est. Cost $423.12 Unrealized —

DE DEERE & CO 0.3%

Value $368K Shares 581 Est. Cost $369.25 Unrealized —

IGIB ISHARES TR 7.2%

Value $9.592M Shares 180,403 Est. Cost $56.34 Unrealized —

SHY ISHARES TR 1.1%

Value $1.478M Shares 18,001 Est. Cost $83.02 Unrealized —

EDV VANGUARD WORLD FD 0.2%

Value $245K Shares 3,767 Est. Cost $67.40 Unrealized —

CGCB CAPITAL GRP FIXED INCM ETF T 0.4%

Value $534K Shares 20,399 Est. Cost $26.39 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	594,373	$16.46M	12.3%	$27.09	—	INTL EQTY ETF	808524805
AVUV	AMERICAN CENTY ETF TR	62,615	$7.812M	5.8%	$90.58	—	US SML CP VALU	025072877
SPY	STATE STR SPDR S&P 500 ETF T	4,958	$3.702M	2.8%	$237.67	—	TR UNIT	78462F103
AAPL	APPLE INC	4,401	$1.274M	1.0%	$224.11	—	COM	037833100
T	AT&T INC	16,609	$344K	0.3%	$18.86	—	COM	00206R102
QGRO	AMERICAN CENTY ETF TR	9,610	$1.134M	0.8%	$91.28	—	US QUALITY GROW	025072307
SCHD	SCHWAB STRATEGIC TR	102,366	$3.246M	2.4%	$38.97	—	US DIVIDEND EQ	808524797
DGRO	ISHARES TR	17,184	$1.302M	1.0%	$62.87	—	CORE DIV GRWTH	46434V621
IBM	INTERNATIONAL BUSINESS MACHS	2,121	$596K	0.4%	$188.97	—	COM	459200101
VZ	VERIZON COMMUNICATIONS INC	9,212	$390K	0.3%	$38.39	—	COM	92343V104
MMM	3M CO	4,104	$664K	0.5%	$119.14	—	COM	88579Y101
DIA	STATE STR SPDR DOW JONES IND	1,022	$534K	0.4%	$423.12	—	UT SER 1	78467X109
DE	DEERE & CO	581	$368K	0.3%	$369.25	—	COM	244199105
IGIB	ISHARES TR	180,403	$9.592M	7.2%	$56.34	—	ISHS 5-10YR INVT	464288638
SHY	ISHARES TR	18,001	$1.478M	1.1%	$83.02	—	1 3 YR TREAS BD	464287457
EDV	VANGUARD WORLD FD	3,767	$245K	0.2%	$67.40	—	EXTENDED DUR	921910709
CGCB	CAPITAL GRP FIXED INCM ETF T	20,399	$534K	0.4%	$26.39	—	CORE BOND ETF	14020Y508