Chandler Asset Management, Inc. Long-Term Concentrated

CIK: 0001665018 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Feb 13, 2026

Total Value ($000): $631,864 (100.0% shares, 0.0% debt)

Holdings (22)

Increased Positions (9)

IJH ISHARES TR 15.4%

Value ($000) $97,398 (+5.4%) Shares 1,475,728 (+4.3%) Est. Cost $2072.98 Unrealized —

IVV ISHARES TR 18.5%

Value ($000) $116,885 (+4.3%) Shares 170,651 (+1.9%) Est. Cost $9464.89 Unrealized —

VB SCHWAB STRATEGIC TR 10.6%

Value ($000) $67,152 (+6.2%) Shares 260,330 (+4.7%) Est. Cost $2797.15 Unrealized —

VNQI VANGUARD INTL EQUITY INDEX F 2.0%

Value ($000) $12,687 (+23.7%) Shares 276,760 (+28.8%) Est. Cost $41.67 Unrealized —

JNK SPDR SERIES TRUST 4.3%

Value ($000) $27,202 (+6.7%) Shares 279,826 (+7.5%) Est. Cost $6586.06 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 1.1%

Value ($000) $6,911 (+21.6%) Shares 143,035 (+24.4%) Est. Cost $334.22 Unrealized —

VNQ VANGUARD INDEX FDS 5.9%

Value ($000) $37,026 (+1.9%) Shares 418,418 (+5.3%) Est. Cost $3637.00 Unrealized —

VMBS VANGUARD SCOTTSDALE FDS 1.0%

Value ($000) $6,267 (+9.4%) Shares 133,105 (+9.1%) Est. Cost $454.14 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 3.6%

Value ($000) $22,858 (+0.8%) Shares 425,182 (+1.6%) Est. Cost $408.33 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IJH	ISHARES TR	1,475,728 (+4.3%)	$97,398 (+5.4%)	15.4%	$2072.98	—	CORE S&P MCP ETF	464287507
IVV	ISHARES TR	170,651 (+1.9%)	$116,885 (+4.3%)	18.5%	$9464.89	—	CORE S&P500 ETF	464287200
VB	SCHWAB STRATEGIC TR	260,330 (+4.7%)	$67,152 (+6.2%)	10.6%	$2797.15	—	US MID-CAP ETF	922908751
VNQI	VANGUARD INTL EQUITY INDEX F	276,760 (+28.8%)	$12,687 (+23.7%)	2.0%	$41.67	—	GLB EX US ETF	922042676
JNK	SPDR SERIES TRUST	279,826 (+7.5%)	$27,202 (+6.7%)	4.3%	$6586.06	—	BLOOMBERG HIGH Y	78468R622
BNDX	VANGUARD CHARLOTTE FDS	143,035 (+24.4%)	$6,911 (+21.6%)	1.1%	$334.22	—	TOTAL INT BD ETF	92203J407
VNQ	VANGUARD INDEX FDS	418,418 (+5.3%)	$37,026 (+1.9%)	5.9%	$3637.00	—	REAL ESTATE ETF	922908553
VMBS	VANGUARD SCOTTSDALE FDS	133,105 (+9.1%)	$6,267 (+9.4%)	1.0%	$454.14	—	MTG-BKD SECS ETF	92206C771
VWO	VANGUARD INTL EQUITY INDEX F	425,182 (+1.6%)	$22,858 (+0.8%)	3.6%	$408.33	—	FTSE EMR MKT ETF	922042858

Decreased Positions (1)

VTI VANGUARD INDEX FDS 5.4%

Value ($000) $34,410 (-0.3%) Shares 102,635 (-2.4%) Est. Cost $149804.25 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	102,635 (-2.4%)	$34,410 (-0.3%)	5.4%	$149804.25	—	TOTAL STK MKT	922908769

Unchanged Positions (12)

VEA VANGUARD TAX-MANAGED FDS 9.1%

Value ($000) $57,641 Shares 922,703 Est. Cost $1651.22 Unrealized —

BND VANGUARD BD INDEX FDS 19.7%

Value ($000) $124,592 Shares 1,682,087 Est. Cost $13585.58 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.3%

Value ($000) $1,641 Shares 54,585 Est. Cost $43.22 Unrealized —

IWB ISHARES TR 0.2%

Value ($000) $1,120 Shares 3,000 Est. Cost $161.72 Unrealized —

VO VANGUARD INDEX FDS 0.3%

Value ($000) $1,606 Shares 5,533 Est. Cost $166.62 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 0.5%

Value ($000) $3,033 Shares 36,215 Est. Cost $85.04 Unrealized —

AGG ISHARES TR 0.5%

Value ($000) $3,444 Shares 34,482 Est. Cost $106.13 Unrealized —

IJR ISHARES TR 0.2%

Value ($000) $1,100 Shares 9,150 Est. Cost $108.25 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.4%

Value ($000) $2,241 Shares 38,160 Est. Cost $59.37 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 0.3%

Value ($000) $1,975 Shares 32,955 Est. Cost $61.60 Unrealized —

GSG ISHARES S&P GSCI COMMODITY- 0.1%

Value ($000) $498 Shares 21,605 Est. Cost $16.60 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.7%

Value ($000) $4,175 Shares 52,370 Est. Cost $79.58 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VEA	VANGUARD TAX-MANAGED FDS	922,703	$57,641	9.1%	$1651.22	—	VAN FTSE DEV MKT	921943858
BND	VANGUARD BD INDEX FDS	1,682,087	$124,592	19.7%	$13585.58	—	TOTAL BND MRKT	921937835
SCHM	SCHWAB STRATEGIC TR	54,585	$1,641	0.3%	$43.22	—	US MID-CAP ETF	808524508
IWB	ISHARES TR	3,000	$1,120	0.2%	$161.72	—	RUS 1000 ETF	464287622
VO	VANGUARD INDEX FDS	5,533	$1,606	0.3%	$166.62	—	MID CAP ETF	922908629
VCIT	VANGUARD SCOTTSDALE FDS	36,215	$3,033	0.5%	$85.04	—	INT-TERM CORP	92206C870
AGG	ISHARES TR	34,482	$3,444	0.5%	$106.13	—	CORE US AGGBD ET	464287226
IJR	ISHARES TR	9,150	$1,100	0.2%	$108.25	—	CORE S&P SCP ETF	464287804
VGSH	VANGUARD SCOTTSDALE FDS	38,160	$2,241	0.4%	$59.37	—	SHORT TERM TREAS	92206C102
VGIT	VANGUARD SCOTTSDALE FDS	32,955	$1,975	0.3%	$61.60	—	INTER TERM TREAS	92206C706
GSG	ISHARES S&P GSCI COMMODITY-	21,605	$498	0.1%	$16.60	—	UNIT BEN INT	46428R107
VCSH	VANGUARD SCOTTSDALE FDS	52,370	$4,175	0.7%	$79.58	—	SHRT TRM CORP BD	92206C409