Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IALT	BLACKROCK ETF TRUST	147,878	$4.157M	0.1%	$28.11	—	ISHA SYST AL ETF	09290C665
CORO	BLACKROCK ETF TRUST	107,860	$3.924M	0.1%	$36.38	—	ISHA IN CTRY ETF	09290C764
GGOV	BLACKROCK ETF TRUST II	68,509	$3.456M	0.1%	$50.45	—	ISHA GLO USD ETF	092528835
SPSM	SPDR SERIES TRUST	36,714	$2.103M	0.1%	$57.28	—	ST STR SP600 SML	78468R853
SUSB	ISHARES TR	34,853	$872K	0.0%	$25.02	—	ESG AWRE 1 5 YR	46435G243
STIP	ISHARES TR	4,584	$469K	0.0%	$102.21	—	0-5 YR TIPS ETF	46429B747
JHHY	JOHN HANCOCK EXCHANGE TRADED	16,040	$410K	0.0%	$25.59	—	HIGH YIELD ETF	47804J719
ICLN	ISHARES TR	11,920	$237K	0.0%	$19.88	—	GL CLEAN ENE ETF	464288224

Increased Positions (55)

GSLC GOLDMAN SACHS ETF TR 7.5%

Value $282M (+13.9%) Shares 1,998,523 (+1.2%) Est. Cost $74.64 Unrealized —

LRGF ISHARES TR 5.8%

Value $220M (+15.3%) Shares 2,927,890 (+1.2%) Est. Cost $50.65 Unrealized —

VO VANGUARD INDEX FDS 5.4%

Value $202M (+14.3%) Shares 2,511,036 (+308.0%) Est. Cost $130.39 Unrealized —

IVV ISHARES TR 1.9%

Value $70.49M (+39.3%) Shares 94,718 (+22.2%) Est. Cost $569.95 Unrealized —

GSIE GOLDMAN SACHS ETF TR 6.0%

Value $227M (+8.1%) Shares 4,972,665 (+2.4%) Est. Cost $32.22 Unrealized —

AGG ISHARES TR 11.2%

Value $423M (+3.7%) Shares 4,261,394 (+3.6%) Est. Cost $103.66 Unrealized —

SCHX SCHWAB STRATEGIC TR 1.6%

Value $61.1M (+30.0%) Shares 2,091,615 (+14.1%) Est. Cost $27.82 Unrealized —

IUSB ISHARES TR 6.8%

Value $255M (+5.4%) Shares 5,503,503 (+5.1%) Est. Cost $49.36 Unrealized —

IEFA ISHARES TR 3.3%

Value $124M (+7.5%) Shares 1,283,865 (+1.0%) Est. Cost $65.23 Unrealized —

PDBC INVESCO ACTVELY MNGD ETC FD 2.9%

Value $110M (-5.5%) Shares 6,921,377 (+3.3%) Est. Cost $15.41 Unrealized —

SPYG SPDR SERIES TRUST 0.3%

Value $12.95M (+98.4%) Shares 110,263 (+65.5%) Est. Cost $102.03 Unrealized —

EMB ISHARES TR 2.4%

Value $90.8M (+6.6%) Shares 937,805 (+3.4%) Est. Cost $91.24 Unrealized —

SPDW SPDR INDEX SHS FDS 1.0%

Value $37.9M (+16.4%) Shares 756,494 (+6.1%) Est. Cost $35.32 Unrealized —

USHY ISHARES TR 3.1%

Value $119M (+4.2%) Shares 3,203,583 (+3.7%) Est. Cost $35.72 Unrealized —

SMMD ISHARES TR 0.4%

Value $16.11M (+34.2%) Shares 176,920 (+12.5%) Est. Cost $71.85 Unrealized —

SPAB SPDR SERIES TRUST 0.4%

Value $15.89M (+8.8%) Shares 620,079 (+8.7%) Est. Cost $27.31 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 0.1%

Value $2.96M (+70.4%) Shares 50,028 (+71.5%) Est. Cost $59.15 Unrealized —

BLCR BLACKROCK ETF TRUST 0.1%

Value $4.45M (+35.7%) Shares 89,141 (+11.6%) Est. Cost $41.98 Unrealized —

SPHY SPDR SERIES TRUST 0.2%

Value $6.182M (+21.1%) Shares 263,612 (+20.4%) Est. Cost $23.56 Unrealized —

EFG ISHARES TR 0.2%

Value $6.007M (+16.3%) Shares 48,755 (+5.1%) Est. Cost $111.45 Unrealized —

VTEB VANGUARD MUN BD FDS 0.1%

Value $4.054M (+18.7%) Shares 80,055 (+16.9%) Est. Cost $50.99 Unrealized —

GOVT ISHARES TR 0.2%

Value $7.202M (+9.5%) Shares 314,903 (+9.6%) Est. Cost $23.01 Unrealized —

MBB ISHARES TR 0.2%

Value $6.513M (+10.2%) Shares 68,576 (+10.1%) Est. Cost $83.55 Unrealized —

EAGG ISHARES TR 0.1%

Value $2.342M (+27.3%) Shares 49,186 (+27.1%) Est. Cost $47.33 Unrealized —

HYMB SPDR SERIES TRUST 0.1%

Value $2.782M (+21.3%) Shares 109,265 (+18.2%) Est. Cost $25.18 Unrealized —

IDEF BLACKROCK ETF TRUST 0.1%

Value $3.672M (+15.2%) Shares 117,322 (+20.4%) Est. Cost $32.48 Unrealized —

BIV VANGUARD BD INDEX FDS 0.3%

Value $10.07M (+3.7%) Shares 130,756 (+3.9%) Est. Cost $84.86 Unrealized —

XMMO INVESCO EXCHANGE TRADED FD T 0.1%

Value $2.273M (+18.7%) Shares 13,574 (+2.8%) Est. Cost $145.63 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.3%

Value $11.2M (+3.1%) Shares 482,157 (+3.1%) Est. Cost $26.80 Unrealized —

PCY INVESCO EXCH TRADED FD TR II 0.1%

Value $4.144M (+7.8%) Shares 190,633 (+3.6%) Est. Cost $23.93 Unrealized —

IQDG WISDOMTREE TR 0.1%

Value $3.215M (+8.7%) Shares 74,859 (+1.6%) Est. Cost $39.90 Unrealized —

MUB ISHARES TR 0.1%

Value $2.287M (+11.8%) Shares 21,235 (+10.2%) Est. Cost $107.28 Unrealized —

BALI BLACKROCK ETF TRUST 0.0%

Value $634K (+59.5%) Shares 18,861 (+46.1%) Est. Cost $31.25 Unrealized —

VYMI VANGUARD WHITEHALL FDS 0.0%

Value $1.25M (+16.0%) Shares 12,724 (+11.3%) Est. Cost $79.79 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.0%

Value $1.068M (+19.2%) Shares 6,743 (+11.4%) Est. Cost $120.62 Unrealized —

VTEI VANGUARD MUN BD FDS 0.0%

Value $1.681M (+10.6%) Shares 16,637 (+9.5%) Est. Cost $99.43 Unrealized —

SPYM SPDR SERIES TRUST 0.0%

Value $439K (+49.1%) Shares 5,038 (+30.9%) Est. Cost $81.04 Unrealized —

VUG VANGUARD INDEX FDS 0.0%

Value $722K (+24.6%) Shares 8,514 (+541.1%) Est. Cost $117.96 Unrealized —

LMUB ISHARES TR 0.0%

Value $1.055M (+13.5%) Shares 20,591 (+10.6%) Est. Cost $50.06 Unrealized —

DGRO ISHARES TR 0.0%

Value $826K (+13.5%) Shares 10,878 (+4.9%) Est. Cost $54.52 Unrealized —

ACWX ISHARES TR 0.0%

Value $308K (+44.6%) Shares 4,086 (+31.2%) Est. Cost $70.14 Unrealized —

ISTB ISHARES TR 0.0%

Value $510K (+20.0%) Shares 10,563 (+20.4%) Est. Cost $48.57 Unrealized —

BSV VANGUARD BD INDEX FDS 0.4%

Value $14.32M (+0.6%) Shares 183,517 (+1.1%) Est. Cost $81.11 Unrealized —

SYSB ISHARES TR 0.0%

Value $1.283M (+6.6%) Shares 14,404 (+6.5%) Est. Cost $89.68 Unrealized —

HYLB DBX ETF TR 0.0%

Value $923K (+5.6%) Shares 25,285 (+4.6%) Est. Cost $38.13 Unrealized —

VTES VANGUARD WELLINGTON FD 0.0%

Value $437K (+11.5%) Shares 4,319 (+11.3%) Est. Cost $101.12 Unrealized —

EUSB ISHARES TR 0.0%

Value $342K (+12.3%) Shares 7,835 (+12.0%) Est. Cost $43.93 Unrealized —

SHM SPDR SERIES TRUST 0.0%

Value $258K (+16.8%) Shares 5,369 (+16.4%) Est. Cost $47.85 Unrealized —

SCHP SCHWAB STRATEGIC TR 0.0%

Value $1.684M (+2.2%) Shares 63,295 (+2.2%) Est. Cost $29.50 Unrealized —

SCHO SCHWAB STRATEGIC TR 0.1%

Value $2.974M (+1.2%) Shares 123,085 (+1.7%) Est. Cost $30.64 Unrealized —

HIMU BLACKROCK ETF TRUST II 0.0%

Value $256K (+15.5%) Shares 5,136 (+11.2%) Est. Cost $49.30 Unrealized —

IAU ISHARES GOLD TR 0.0%

Value $1.429M (-2.1%) Shares 18,924 (+14.3%) Est. Cost $62.59 Unrealized —

IGEB ISHARES TR 0.0%

Value $268K (+6.6%) Shares 5,924 (+6.1%) Est. Cost $45.25 Unrealized —

HDV ISHARES TR 0.0%

Value $260K (+2.9%) Shares 9,406 (+404.3%) Est. Cost $49.11 Unrealized —

TFI SPDR SERIES TRUST 0.0%

Value $321K (+2.3%) Shares 7,003 (+1.2%) Est. Cost $45.35 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GSLC	GOLDMAN SACHS ETF TR	1,998,523 (+1.2%)	$282M (+13.9%)	7.5%	$74.64	—	ACTIVEBETA US LG	381430503
LRGF	ISHARES TR	2,927,890 (+1.2%)	$220M (+15.3%)	5.8%	$50.65	—	U S EQUITY FACTR	46434V282
VO	VANGUARD INDEX FDS	2,511,036 (+308.0%)	$202M (+14.3%)	5.4%	$130.39	—	MID CAP ETF	922908629
IVV	ISHARES TR	94,718 (+22.2%)	$70.49M (+39.3%)	1.9%	$569.95	—	CORE S&P500 ETF	464287200
GSIE	GOLDMAN SACHS ETF TR	4,972,665 (+2.4%)	$227M (+8.1%)	6.0%	$32.22	—	ACTIVEBETA INT	381430107
AGG	ISHARES TR	4,261,394 (+3.6%)	$423M (+3.7%)	11.2%	$103.66	—	CORE US AGGBD ET	464287226
SCHX	SCHWAB STRATEGIC TR	2,091,615 (+14.1%)	$61.1M (+30.0%)	1.6%	$27.82	—	US LRG CAP ETF	808524201
IUSB	ISHARES TR	5,503,503 (+5.1%)	$255M (+5.4%)	6.8%	$49.36	—	CORE UNIVRSL USD	46434V613
IEFA	ISHARES TR	1,283,865 (+1.0%)	$124M (+7.5%)	3.3%	$65.23	—	CORE MSCI EAFE	46432F842
PDBC	INVESCO ACTVELY MNGD ETC FD	6,921,377 (+3.3%)	$110M (-5.5%)	2.9%	$15.41	—	OPTIMUM YIELD	46090F100
SPYG	SPDR SERIES TRUST	110,263 (+65.5%)	$12.95M (+98.4%)	0.3%	$102.03	—	ST STR P500GRW	78464A409
EMB	ISHARES TR	937,805 (+3.4%)	$90.8M (+6.6%)	2.4%	$91.24	—	JPMORGAN USD EMG	464288281
SPDW	SPDR INDEX SHS FDS	756,494 (+6.1%)	$37.9M (+16.4%)	1.0%	$35.32	—	ST STR PO EX ETF	78463X889
USHY	ISHARES TR	3,203,583 (+3.7%)	$119M (+4.2%)	3.1%	$35.72	—	BROAD USD HIGH	46435U853
SMMD	ISHARES TR	176,920 (+12.5%)	$16.11M (+34.2%)	0.4%	$71.85	—	RUSEL 2500 ETF	46435G268
SPAB	SPDR SERIES TRUST	620,079 (+8.7%)	$15.89M (+8.8%)	0.4%	$27.31	—	ST STR AGGRE ETF	78464A649
VGIT	VANGUARD SCOTTSDALE FDS	50,028 (+71.5%)	$2.96M (+70.4%)	0.1%	$59.15	—	INTER TERM TREAS	92206C706
BLCR	BLACKROCK ETF TRUST	89,141 (+11.6%)	$4.45M (+35.7%)	0.1%	$41.98	—	ISHA LA CORE ETF	09290C855
SPHY	SPDR SERIES TRUST	263,612 (+20.4%)	$6.182M (+21.1%)	0.2%	$23.56	—	ST PORT HIGH ETF	78468R606
EFG	ISHARES TR	48,755 (+5.1%)	$6.007M (+16.3%)	0.2%	$111.45	—	EAFE GRWTH ETF	464288885
VTEB	VANGUARD MUN BD FDS	80,055 (+16.9%)	$4.054M (+18.7%)	0.1%	$50.99	—	TAX EXEMPT BD	922907746
GOVT	ISHARES TR	314,903 (+9.6%)	$7.202M (+9.5%)	0.2%	$23.01	—	US TREAS BD ETF	46429B267
MBB	ISHARES TR	68,576 (+10.1%)	$6.513M (+10.2%)	0.2%	$83.55	—	MBS ETF	464288588
EAGG	ISHARES TR	49,186 (+27.1%)	$2.342M (+27.3%)	0.1%	$47.33	—	ESG AWR US AGRGT	46435U549
HYMB	SPDR SERIES TRUST	109,265 (+18.2%)	$2.782M (+21.3%)	0.1%	$25.18	—	ST NUVE HIGH ETF	78464A284
IDEF	BLACKROCK ETF TRUST	117,322 (+20.4%)	$3.672M (+15.2%)	0.1%	$32.48	—	ISHARES DEFENSE	09290C699
BIV	VANGUARD BD INDEX FDS	130,756 (+3.9%)	$10.07M (+3.7%)	0.3%	$84.86	—	INTERMED TERM	921937819
XMMO	INVESCO EXCHANGE TRADED FD T	13,574 (+2.8%)	$2.273M (+18.7%)	0.1%	$145.63	—	S&P MDCP MOMNTUM	46137V464
SCHZ	SCHWAB STRATEGIC TR	482,157 (+3.1%)	$11.2M (+3.1%)	0.3%	$26.80	—	US AGGREGATE B	808524839
PCY	INVESCO EXCH TRADED FD TR II	190,633 (+3.6%)	$4.144M (+7.8%)	0.1%	$23.93	—	EMRNG MKT SVRG	46138E784
IQDG	WISDOMTREE TR	74,859 (+1.6%)	$3.215M (+8.7%)	0.1%	$39.90	—	INTL QULTY DIV	97717X131
MUB	ISHARES TR	21,235 (+10.2%)	$2.287M (+11.8%)	0.1%	$107.28	—	NATIONAL MUN ETF	464288414
BALI	BLACKROCK ETF TRUST	18,861 (+46.1%)	$634K (+59.5%)	0.0%	$31.25	—	ISHARES US LARG	09290C863
VYMI	VANGUARD WHITEHALL FDS	12,724 (+11.3%)	$1.25M (+16.0%)	0.0%	$79.79	—	INTL HIGH ETF	921946794
VYM	VANGUARD WHITEHALL FDS	6,743 (+11.4%)	$1.068M (+19.2%)	0.0%	$120.62	—	HIGH DIV YLD	921946406
VTEI	VANGUARD MUN BD FDS	16,637 (+9.5%)	$1.681M (+10.6%)	0.0%	$99.43	—	INTERMEDIATE TRM	922907738
SPYM	SPDR SERIES TRUST	5,038 (+30.9%)	$439K (+49.1%)	0.0%	$81.04	—	ST STR P500ETF	78464A854
VUG	VANGUARD INDEX FDS	8,514 (+541.1%)	$722K (+24.6%)	0.0%	$117.96	—	GROWTH ETF	922908736
LMUB	ISHARES TR	20,591 (+10.6%)	$1.055M (+13.5%)	0.0%	$50.06	—	LONG TERM MUNI	46438G448
DGRO	ISHARES TR	10,878 (+4.9%)	$826K (+13.5%)	0.0%	$54.52	—	CORE DIV GRWTH	46434V621
ACWX	ISHARES TR	4,086 (+31.2%)	$308K (+44.6%)	0.0%	$70.14	—	MSCI ACWI EX US	464288240
ISTB	ISHARES TR	10,563 (+20.4%)	$510K (+20.0%)	0.0%	$48.57	—	CORE 1 5 YR USD	46432F859
BSV	VANGUARD BD INDEX FDS	183,517 (+1.1%)	$14.32M (+0.6%)	0.4%	$81.11	—	SHORT TRM BOND	921937827
SYSB	ISHARES TR	14,404 (+6.5%)	$1.283M (+6.6%)	0.0%	$89.68	—	SYSTEMATIC BD ET	46435U796
HYLB	DBX ETF TR	25,285 (+4.6%)	$923K (+5.6%)	0.0%	$38.13	—	XTRACK USD HIGH	233051432
VTES	VANGUARD WELLINGTON FD	4,319 (+11.3%)	$437K (+11.5%)	0.0%	$101.12	—	SHORT TRM TAX EX	921935870
EUSB	ISHARES TR	7,835 (+12.0%)	$342K (+12.3%)	0.0%	$43.93	—	ESG ADVAN ETF	46436E619
SHM	SPDR SERIES TRUST	5,369 (+16.4%)	$258K (+16.8%)	0.0%	$47.85	—	ST NUVE TERM ETF	78468R739
SCHP	SCHWAB STRATEGIC TR	63,295 (+2.2%)	$1.684M (+2.2%)	0.0%	$29.50	—	US TIPS ETF	808524870
SCHO	SCHWAB STRATEGIC TR	123,085 (+1.7%)	$2.974M (+1.2%)	0.1%	$30.64	—	SHT TM US TRES	808524862
HIMU	BLACKROCK ETF TRUST II	5,136 (+11.2%)	$256K (+15.5%)	0.0%	$49.30	—	ISH HIG MUN ETF	092528843
IAU	ISHARES GOLD TR	18,924 (+14.3%)	$1.429M (-2.1%)	0.0%	$62.59	—	ISHARES NEW	464285204
IGEB	ISHARES TR	5,924 (+6.1%)	$268K (+6.6%)	0.0%	$45.25	—	INVT GRAD SY ETF	46435G219
HDV	ISHARES TR	9,406 (+404.3%)	$260K (+2.9%)	0.0%	$49.11	—	CORE HIGH DV ETF	46429B663
TFI	SPDR SERIES TRUST	7,003 (+1.2%)	$321K (+2.3%)	0.0%	$45.35	—	ST STR NUVEE ETF	78468R721

Exited Positions (5)

IWX ISHARES TR 0.1%

Value $3.779M Shares 40,777 Est. Cost $91.86 Unrealized —

COWZ PACER FDS TR 0.1%

Value $2.005M Shares 32,046 Est. Cost $62.56 Unrealized —

ICVT ISHARES TR 0.0%

Value $339K Shares 3,332 Est. Cost $85.66 Unrealized —

QLTA ISHARES TR 0.0%

Value $309K Shares 6,498 Est. Cost $47.99 Unrealized —

FTGC FIRST TR EXCHANGE TRAD FD VI 0.0%

Value $222K Shares 7,722 Est. Cost $28.71 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IWX	ISHARES TR	40,777	$3.779M	0.1%	$91.86	—	—	464289420
COWZ	PACER FDS TR	32,046	$2.005M	0.1%	$62.56	—	—	69374H881
ICVT	ISHARES TR	3,332	$339K	0.0%	$85.66	—	—	46435G102
QLTA	ISHARES TR	6,498	$309K	0.0%	$47.99	—	—	46429B291
FTGC	FIRST TR EXCHANGE TRAD FD VI	7,722	$222K	0.0%	$28.71	—	—	33739H101

Decreased Positions (49)

IEMG ISHARES INC 3.0%

Value $114M (+13.3%) Shares 1,393,406 (-3.3%) Est. Cost $53.69 Unrealized —

IJR ISHARES TR 1.6%

Value $59.52M (+10.5%) Shares 403,881 (-6.8%) Est. Cost $103.26 Unrealized —

EFV ISHARES TR 0.1%

Value $3.355M (-58.5%) Shares 43,820 (-59.7%) Est. Cost $56.91 Unrealized —

QUAL ISHARES TR 0.0%

Value $323K (-93.2%) Shares 1,486 (-94.0%) Est. Cost $135.78 Unrealized —

IAGG ISHARES TR 0.0%

Value $222K (-94.6%) Shares 4,377 (-94.7%) Est. Cost $50.99 Unrealized —

SPTM SPDR SERIES TRUST 0.7%

Value $25.38M (+11.4%) Shares 281,572 (-2.3%) Est. Cost $55.00 Unrealized —

BINC BLACKROCK ETF TRUST II 0.1%

Value $1.895M (-50.8%) Shares 36,135 (-51.3%) Est. Cost $52.66 Unrealized —

IVE ISHARES TR 0.3%

Value $9.722M (-14.3%) Shares 42,796 (-20.3%) Est. Cost $194.81 Unrealized —

IVW ISHARES TR 0.3%

Value $11.45M (+15.9%) Shares 84,432 (-3.3%) Est. Cost $86.53 Unrealized —

THRO BLACKROCK ETF TRUST 0.1%

Value $3.191M (-27.5%) Shares 74,868 (-38.4%) Est. Cost $35.29 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.4%

Value $14.96M (+8.0%) Shares 252,981 (-1.3%) Est. Cost $42.07 Unrealized —

TLH ISHARES TR 0.1%

Value $4.811M (-18.5%) Shares 47,481 (-19.0%) Est. Cost $102.71 Unrealized —

SPEM SPDR INDEX SHS FDS 0.4%

Value $14.45M (+7.4%) Shares 281,548 (-1.8%) Est. Cost $39.14 Unrealized —

BAI BLACKROCK ETF TRUST 0.2%

Value $5.768M (+19.2%) Shares 113,468 (-22.8%) Est. Cost $32.11 Unrealized —

VTI VANGUARD INDEX FDS 0.2%

Value $8.158M (+12.7%) Shares 22,344 (-1.4%) Est. Cost $139.98 Unrealized —

SUSC ISHARES TR 0.0%

Value $1.671M (-26.6%) Shares 71,806 (-27.1%) Est. Cost $20.96 Unrealized —

ESGU ISHARES TR 0.1%

Value $3.538M (+12.2%) Shares 21,765 (-2.3%) Est. Cost $113.60 Unrealized —

IWB ISHARES TR 0.2%

Value $6.14M (+6.7%) Shares 15,111 (-6.4%) Est. Cost $180.97 Unrealized —

VV VANGUARD INDEX FDS 0.1%

Value $4.338M (+8.7%) Shares 12,715 (-4.8%) Est. Cost $192.59 Unrealized —

IJH ISHARES TR 0.1%

Value $4.11M (+7.8%) Shares 53,698 (-4.9%) Est. Cost $89.85 Unrealized —

DSI ISHARES TR 0.1%

Value $2.471M (+13.6%) Shares 17,526 (-2.3%) Est. Cost $48.16 Unrealized —

FREL FIDELITY COVINGTON TRUST 0.1%

Value $3.379M (+9.6%) Shares 113,284 (-1.1%) Est. Cost $24.96 Unrealized —

USXF ISHARES TR 0.1%

Value $1.92M (+17.6%) Shares 28,043 (-5.2%) Est. Cost $37.69 Unrealized —

LCTU BLACKROCK ETF TRUST 0.1%

Value $3.584M (+8.6%) Shares 45,034 (-4.3%) Est. Cost $41.66 Unrealized —

MTUM ISHARES TR 0.1%

Value $4.651M (+4.9%) Shares 13,843 (-25.1%) Est. Cost $233.37 Unrealized —

VB VANGUARD INDEX FDS 0.0%

Value $1.718M (+12.1%) Shares 5,702 (-2.5%) Est. Cost $197.27 Unrealized —

PRF INVESCO EXCHANGE TRADED FD T 0.1%

Value $2.629M (+7.2%) Shares 48,682 (-5.6%) Est. Cost $54.36 Unrealized —

ESGD ISHARES TR 0.0%

Value $529K (-22.0%) Shares 5,162 (-27.2%) Est. Cost $89.53 Unrealized —

IWR ISHARES TR 0.1%

Value $1.904M (+8.4%) Shares 17,285 (-4.3%) Est. Cost $96.41 Unrealized —

IJS ISHARES TR 0.0%

Value $1.792M (+8.8%) Shares 13,144 (-5.5%) Est. Cost $103.79 Unrealized —

USRT ISHARES TR 0.0%

Value $1.435M (+11.0%) Shares 21,243 (-2.8%) Est. Cost $45.98 Unrealized —

TIP ISHARES TR 0.1%

Value $3.243M (-3.6%) Shares 29,512 (-3.2%) Est. Cost $117.76 Unrealized —

RGLO RUSSELL INVTS EXCHANGE TRADE 0.0%

Value $1.473M (+8.1%) Shares 45,583 (-3.1%) Est. Cost $29.67 Unrealized —

JHEM JOHN HANCOCK EXCHANGE TRADED 0.0%

Value $754K (+13.5%) Shares 19,028 (-1.9%) Est. Cost $26.18 Unrealized —

PXH INVESCO EXCH TRADED FD TR II 0.1%

Value $2.954M (-2.8%) Shares 106,364 (-5.8%) Est. Cost $20.65 Unrealized —

INTF ISHARES TR 0.1%

Value $4.71M (+1.7%) Shares 115,189 (-3.1%) Est. Cost $26.36 Unrealized —

CLOA BLACKROCK ETF TRUST II 0.0%

Value $435K (-14.7%) Shares 8,376 (-14.9%) Est. Cost $51.86 Unrealized —

SCHK SCHWAB STRATEGIC TR 0.0%

Value $1.271M (+5.3%) Shares 35,494 (-7.9%) Est. Cost $28.88 Unrealized —

BND VANGUARD BD INDEX FDS 0.2%

Value $6.016M (-1.0%) Shares 81,612 (-1.1%) Est. Cost $79.17 Unrealized —

REMG RUSSELL INVTS EXCHANGE TRADE 0.0%

Value $469K (+14.4%) Shares 12,822 (-3.6%) Est. Cost $29.54 Unrealized —

ESGE ISHARES INC 0.0%

Value $1.377M (-3.6%) Shares 25,545 (-18.7%) Est. Cost $33.06 Unrealized —

SPTS SPDR SERIES TRUST 0.1%

Value $2.39M (-2.1%) Shares 82,327 (-1.6%) Est. Cost $30.04 Unrealized —

SPIP SPDR SERIES TRUST 0.0%

Value $1.484M (-2.6%) Shares 57,557 (-1.7%) Est. Cost $35.25 Unrealized —

RINT RUSSELL INVTS EXCHANGE TRADE 0.0%

Value $646K (+6.2%) Shares 20,341 (-2.6%) Est. Cost $29.20 Unrealized —

RUSC RUSSELL INVTS EXCHANGE TRADE 0.0%

Value $250K (+17.3%) Shares 6,443 (-3.4%) Est. Cost $31.14 Unrealized —

VWOB VANGUARD WHITEHALL FDS 0.0%

Value $818K (-4.0%) Shares 12,124 (-6.5%) Est. Cost $62.39 Unrealized —

HYG ISHARES TR 0.0%

Value $400K (-7.7%) Shares 4,997 (-8.2%) Est. Cost $84.18 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.0%

Value $557K (+1.7%) Shares 10,591 (-5.4%) Est. Cost $40.80 Unrealized —

LCTD BLACKROCK ETF TRUST 0.0%

Value $509K (+0.0%) Shares 8,864 (-3.7%) Est. Cost $41.90 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IEMG	ISHARES INC	1,393,406 (-3.3%)	$114M (+13.3%)	3.0%	$53.69	—	CORE MSCI EMKT	46434G103
IJR	ISHARES TR	403,881 (-6.8%)	$59.52M (+10.5%)	1.6%	$103.26	—	CORE S&P SCP ETF	464287804
EFV	ISHARES TR	43,820 (-59.7%)	$3.355M (-58.5%)	0.1%	$56.91	—	EAFE VALUE ETF	464288877
QUAL	ISHARES TR	1,486 (-94.0%)	$323K (-93.2%)	0.0%	$135.78	—	MSCI USA QLT FCT	46432F339
IAGG	ISHARES TR	4,377 (-94.7%)	$222K (-94.6%)	0.0%	$50.99	—	CORE INTL AGGR	46435G672
SPTM	SPDR SERIES TRUST	281,572 (-2.3%)	$25.38M (+11.4%)	0.7%	$55.00	—	ST STR PR SP1500	78464A805
BINC	BLACKROCK ETF TRUST II	36,135 (-51.3%)	$1.895M (-50.8%)	0.1%	$52.66	—	ISHA FLEX IN ETF	092528603
IVE	ISHARES TR	42,796 (-20.3%)	$9.722M (-14.3%)	0.3%	$194.81	—	S&P 500 VAL ETF	464287408
IVW	ISHARES TR	84,432 (-3.3%)	$11.45M (+15.9%)	0.3%	$86.53	—	S&P 500 GRWT ETF	464287309
THRO	BLACKROCK ETF TRUST	74,868 (-38.4%)	$3.191M (-27.5%)	0.1%	$35.29	—	ISHA US THEM ETF	09290C806
VWO	VANGUARD INTL EQUITY INDEX F	252,981 (-1.3%)	$14.96M (+8.0%)	0.4%	$42.07	—	FTSE EMR MKT ETF	922042858
TLH	ISHARES TR	47,481 (-19.0%)	$4.811M (-18.5%)	0.1%	$102.71	—	10-20 YR TRS ETF	464288653
SPEM	SPDR INDEX SHS FDS	281,548 (-1.8%)	$14.45M (+7.4%)	0.4%	$39.14	—	ST PORT MARK ETF	78463X509
BAI	BLACKROCK ETF TRUST	113,468 (-22.8%)	$5.768M (+19.2%)	0.2%	$32.11	—	ISHA I IN TE ETF	09290C780
VTI	VANGUARD INDEX FDS	22,344 (-1.4%)	$8.158M (+12.7%)	0.2%	$139.98	—	TOTAL STK MKT	922908769
SUSC	ISHARES TR	71,806 (-27.1%)	$1.671M (-26.6%)	0.0%	$20.96	—	ESG AWRE USD ETF	46435G193
ESGU	ISHARES TR	21,765 (-2.3%)	$3.538M (+12.2%)	0.1%	$113.60	—	ESG AWR MSCI USA	46435G425
IWB	ISHARES TR	15,111 (-6.4%)	$6.14M (+6.7%)	0.2%	$180.97	—	RUS 1000 ETF	464287622
VV	VANGUARD INDEX FDS	12,715 (-4.8%)	$4.338M (+8.7%)	0.1%	$192.59	—	LARGE CAP ETF	922908637
IJH	ISHARES TR	53,698 (-4.9%)	$4.11M (+7.8%)	0.1%	$89.85	—	CORE S&P MCP ETF	464287507
DSI	ISHARES TR	17,526 (-2.3%)	$2.471M (+13.6%)	0.1%	$48.16	—	ESG MSCI KLD ETF	464288570
FREL	FIDELITY COVINGTON TRUST	113,284 (-1.1%)	$3.379M (+9.6%)	0.1%	$24.96	—	MSCI RL EST ETF	316092857
USXF	ISHARES TR	28,043 (-5.2%)	$1.92M (+17.6%)	0.1%	$37.69	—	ESG MSCI USA ETF	46436E767
LCTU	BLACKROCK ETF TRUST	45,034 (-4.3%)	$3.584M (+8.6%)	0.1%	$41.66	—	ISHA US AWAR ETF	09290C509
MTUM	ISHARES TR	13,843 (-25.1%)	$4.651M (+4.9%)	0.1%	$233.37	—	MSCI USA MMENTM	46432F396
VB	VANGUARD INDEX FDS	5,702 (-2.5%)	$1.718M (+12.1%)	0.0%	$197.27	—	SMALL CP ETF	922908751
PRF	INVESCO EXCHANGE TRADED FD T	48,682 (-5.6%)	$2.629M (+7.2%)	0.1%	$54.36	—	RAFI US 1000 ETF	46137V613
ESGD	ISHARES TR	5,162 (-27.2%)	$529K (-22.0%)	0.0%	$89.53	—	ESG AW MSCI EAFE	46435G516
IWR	ISHARES TR	17,285 (-4.3%)	$1.904M (+8.4%)	0.1%	$96.41	—	RUS MID CAP ETF	464287499
IJS	ISHARES TR	13,144 (-5.5%)	$1.792M (+8.8%)	0.0%	$103.79	—	SP SMCP600VL ETF	464287879
USRT	ISHARES TR	21,243 (-2.8%)	$1.435M (+11.0%)	0.0%	$45.98	—	CRE U S REIT ETF	464288521
TIP	ISHARES TR	29,512 (-3.2%)	$3.243M (-3.6%)	0.1%	$117.76	—	TIPS BD ETF	464287176
RGLO	RUSSELL INVTS EXCHANGE TRADE	45,583 (-3.1%)	$1.473M (+8.1%)	0.0%	$29.67	—	GLOBA EQUIT ETF	78249U308
JHEM	JOHN HANCOCK EXCHANGE TRADED	19,028 (-1.9%)	$754K (+13.5%)	0.0%	$26.18	—	MULTFCTR EMRNG	47804J834
PXH	INVESCO EXCH TRADED FD TR II	106,364 (-5.8%)	$2.954M (-2.8%)	0.1%	$20.65	—	RAFI EMRGNG MRKT	46138E727
INTF	ISHARES TR	115,189 (-3.1%)	$4.71M (+1.7%)	0.1%	$26.36	—	INTL EQTY FACTOR	46434V274
CLOA	BLACKROCK ETF TRUST II	8,376 (-14.9%)	$435K (-14.7%)	0.0%	$51.86	—	ISHARES AAA CLO	092528504
SCHK	SCHWAB STRATEGIC TR	35,494 (-7.9%)	$1.271M (+5.3%)	0.0%	$28.88	—	1000 INDEX ETF	808524722
BND	VANGUARD BD INDEX FDS	81,612 (-1.1%)	$6.016M (-1.0%)	0.2%	$79.17	—	TOTAL BND MRKT	921937835
REMG	RUSSELL INVTS EXCHANGE TRADE	12,822 (-3.6%)	$469K (+14.4%)	0.0%	$29.54	—	EMER MARK EQ ETF	78249U407
ESGE	ISHARES INC	25,545 (-18.7%)	$1.377M (-3.6%)	0.0%	$33.06	—	ESG AWR MSCI EM	46434G863
SPTS	SPDR SERIES TRUST	82,327 (-1.6%)	$2.39M (-2.1%)	0.1%	$30.04	—	ST SHO TREAS ETF	78468R101
SPIP	SPDR SERIES TRUST	57,557 (-1.7%)	$1.484M (-2.6%)	0.0%	$35.25	—	ST STR TIPS ETF	78464A656
RINT	RUSSELL INVTS EXCHANGE TRADE	20,341 (-2.6%)	$646K (+6.2%)	0.0%	$29.20	—	INTL DEVE EQ ETF	78249U209
RUSC	RUSSELL INVTS EXCHANGE TRADE	6,443 (-3.4%)	$250K (+17.3%)	0.0%	$31.14	—	US SM CA EQ ETF	78249U100
VWOB	VANGUARD WHITEHALL FDS	12,124 (-6.5%)	$818K (-4.0%)	0.0%	$62.39	—	EM MK GOV BD ETF	921946885
HYG	ISHARES TR	4,997 (-8.2%)	$400K (-7.7%)	0.0%	$84.18	—	IBOXX HI YD ETF	464288513
FNDF	SCHWAB STRATEGIC TR	10,591 (-5.4%)	$557K (+1.7%)	0.0%	$40.80	—	FUNDAMENTAL INTL	808524755
LCTD	BLACKROCK ETF TRUST	8,864 (-3.7%)	$509K (+0.0%)	0.0%	$41.90	—	ISHA WORL EX ETF	09290C608

Unchanged Positions (30)

ITOT ISHARES TR 17.6%

Value $664M Shares 4,070,270 Est. Cost $102.60 Unrealized —

GEM GOLDMAN SACHS ETF TR 4.6%

Value $173M Shares 3,357,316 Est. Cost $34.02 Unrealized —

VOO VANGUARD INDEX FDS 1.2%

Value $43.86M Shares 64,400 Est. Cost $402.51 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.9%

Value $33.79M Shares 476,632 Est. Cost $44.93 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.4%

Value $15.05M Shares 523,931 Est. Cost $30.00 Unrealized —

DYNF BLACKROCK ETF TRUST 0.3%

Value $11.37M Shares 168,621 Est. Cost $47.01 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.3%

Value $12.57M Shares 456,464 Est. Cost $19.75 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.3%

Value $11.72M Shares 326,107 Est. Cost $22.86 Unrealized —

VXF VANGUARD INDEX FDS 0.2%

Value $6.004M Shares 24,590 Est. Cost $131.60 Unrealized —

VTV VANGUARD INDEX FDS 0.2%

Value $8.642M Shares 39,529 Est. Cost $160.05 Unrealized —

BCI ABRDN ETFS 0.1%

Value $3.445M Shares 155,594 Est. Cost $21.76 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 0.4%

Value $15.08M Shares 310,749 Est. Cost $54.42 Unrealized —

JHML JOHN HANCOCK EXCHANGE TRADED 0.0%

Value $1.454M Shares 16,386 Est. Cost $56.31 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.0%

Value $1.083M Shares 44,919 Est. Cost $25.69 Unrealized —

BLV VANGUARD BD INDEX FDS 0.2%

Value $6.825M Shares 98,063 Est. Cost $93.64 Unrealized —

EVUS ISHARES TR 0.0%

Value $1.143M Shares 32,519 Est. Cost $31.58 Unrealized —

DMXF ISHARES TR 0.0%

Value $996K Shares 11,868 Est. Cost $61.96 Unrealized —

JHMM JOHN HANCOCK EXCHANGE TRADED 0.0%

Value $806K Shares 10,792 Est. Cost $51.88 Unrealized —

AAPL APPLE INC 0.0%

Value $518K Shares 1,838 Est. Cost $126.41 Unrealized —

SPMD SPDR SERIES TRUST 0.0%

Value $380K Shares 5,663 Est. Cost $55.59 Unrealized —

VMBS VANGUARD SCOTTSDALE FDS 0.2%

Value $7M Shares 148,909 Est. Cost $52.03 Unrealized —

VNQ VANGUARD INDEX FDS 0.0%

Value $495K Shares 5,037 Est. Cost $89.69 Unrealized —

DGS WISDOMTREE TR 0.0%

Value $601K Shares 9,365 Est. Cost $54.92 Unrealized —

JHSC JOHN HANCOCK EXCHANGE TRADED 0.0%

Value $322K Shares 6,631 Est. Cost $37.21 Unrealized —

JHMD JOHN HANCOCK EXCHANGE TRADED 0.0%

Value $839K Shares 18,933 Est. Cost $32.29 Unrealized —

EMLC VANECK ETF TRUST 0.0%

Value $211K Shares 8,262 Est. Cost $25.11 Unrealized —

BSCQ INVESCO EXCH TRD SLF IDX FD 0.0%

Value $246K Shares 12,596 Est. Cost $19.46 Unrealized —

BSCR INVESCO EXCH TRD SLF IDX FD 0.0%

Value $245K Shares 12,511 Est. Cost $19.51 Unrealized —

BSCS INVESCO EXCH TRD SLF IDX FD 0.0%

Value $245K Shares 12,049 Est. Cost $20.60 Unrealized —

SHY ISHARES TR 0.1%

Value $4.742M Shares 57,713 Est. Cost $84.29 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES TR	4,070,270	$664M	17.6%	$102.60	—	CORE S&P TTL STK	464287150
GEM	GOLDMAN SACHS ETF TR	3,357,316	$173M	4.6%	$34.02	—	ACTIVEBETA EME	381430206
VOO	VANGUARD INDEX FDS	64,400	$43.86M	1.2%	$402.51	—	S&P 500 ETF SHS	922908363
VEA	VANGUARD TAX-MANAGED FDS	476,632	$33.79M	0.9%	$44.93	—	VAN FTSE DEV MKT	921943858
SCHB	SCHWAB STRATEGIC TR	523,931	$15.05M	0.4%	$30.00	—	US BRD MKT ETF	808524102
DYNF	BLACKROCK ETF TRUST	168,621	$11.37M	0.3%	$47.01	—	ISHARES US EQUIT	09290C103
SCHF	SCHWAB STRATEGIC TR	456,464	$12.57M	0.3%	$19.75	—	INTL EQTY ETF	808524805
SCHE	SCHWAB STRATEGIC TR	326,107	$11.72M	0.3%	$22.86	—	EMRG MKTEQ ETF	808524706
VXF	VANGUARD INDEX FDS	24,590	$6.004M	0.2%	$131.60	—	EXTEND MKT ETF	922908652
VTV	VANGUARD INDEX FDS	39,529	$8.642M	0.2%	$160.05	—	VALUE ETF	922908744
BCI	ABRDN ETFS	155,594	$3.445M	0.1%	$21.76	—	BBRG ALL COMD K1	003261104
BNDX	VANGUARD CHARLOTTE FDS	310,749	$15.08M	0.4%	$54.42	—	TOTAL INT BD ETF	92203J407
JHML	JOHN HANCOCK EXCHANGE TRADED	16,386	$1.454M	0.0%	$56.31	—	MLTFCTR LRG CAP	47804J107
SCHH	SCHWAB STRATEGIC TR	44,919	$1.083M	0.0%	$25.69	—	US REIT ETF	808524847
BLV	VANGUARD BD INDEX FDS	98,063	$6.825M	0.2%	$93.64	—	LONG TERM BOND	921937793
EVUS	ISHARES TR	32,519	$1.143M	0.0%	$31.58	—	ESG AWR MSCI USA	46436E221
DMXF	ISHARES TR	11,868	$996K	0.0%	$61.96	—	ESG EAFE ETF	46436E759
JHMM	JOHN HANCOCK EXCHANGE TRADED	10,792	$806K	0.0%	$51.88	—	MULTIFACTOR MI	47804J206
AAPL	APPLE INC	1,838	$518K	0.0%	$126.41	—	COM	037833100
SPMD	SPDR SERIES TRUST	5,663	$380K	0.0%	$55.59	—	ST STR P400MID	78464A847
VMBS	VANGUARD SCOTTSDALE FDS	148,909	$7M	0.2%	$52.03	—	MTG-BKD SECS ETF	92206C771
VNQ	VANGUARD INDEX FDS	5,037	$495K	0.0%	$89.69	—	REAL ESTATE ETF	922908553
DGS	WISDOMTREE TR	9,365	$601K	0.0%	$54.92	—	EMG MKTS SMCAP	97717W281
JHSC	JOHN HANCOCK EXCHANGE TRADED	6,631	$322K	0.0%	$37.21	—	MULTIFACTR SML	47804J842
JHMD	JOHN HANCOCK EXCHANGE TRADED	18,933	$839K	0.0%	$32.29	—	MULTI INTL ETF	47804J859
EMLC	VANECK ETF TRUST	8,262	$211K	0.0%	$25.11	—	JP MRGAN EM LOC	92189H300
BSCQ	INVESCO EXCH TRD SLF IDX FD	12,596	$246K	0.0%	$19.46	—	BULSHS 2026 CB	46138J791
BSCR	INVESCO EXCH TRD SLF IDX FD	12,511	$245K	0.0%	$19.51	—	BULSHS 2027 CB	46138J783
BSCS	INVESCO EXCH TRD SLF IDX FD	12,049	$245K	0.0%	$20.60	—	INVSCO BLSH 28	46138J643
SHY	ISHARES TR	57,713	$4.742M	0.1%	$84.29	—	1 3 YR TREAS BD	464287457