Orcam Financial Group Long-Term Concentrated

CIK: 0001905367 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Feb 6, 2026

Total Value ($000): $133,384 (100.0% shares, 0.0% debt)

Holdings (58)

New Positions (4)

DDV EA Series Trust 3.0%

Value ($000) $4,063 Shares 162,248 Est. Cost $25.04 Unrealized —

DDXX EA Series Trust 1.5%

Value ($000) $1,975 Shares 78,565 Est. Cost $25.14 Unrealized —

GMOI GMO ETF TRUST 0.4%

Value ($000) $485 Shares 14,450 Est. Cost $33.58 Unrealized —

AOR ISHARES TR 0.3%

Value ($000) $386 Shares 5,940 Est. Cost $65.01 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DDV	EA Series Trust	162,248	$4,063	3.0%	$25.04	—	Defined Duration 5	02072Q333
DDXX	EA Series Trust	78,565	$1,975	1.5%	$25.14	—	Defined Duration 20	02072Q325
GMOI	GMO ETF TRUST	14,450	$485	0.4%	$33.58	—	GMO INTL VALUE	90139K407
AOR	ISHARES TR	5,940	$386	0.3%	$65.01	—	GRWT ALLOCAT ETF	464289867

Increased Positions (12)

DDX ALPHA ARCHITECT ETF TR 32.4%

Value ($000) $43,170 (+6.2%) Shares 1,785,229 (+5.4%) Est. Cost $21.65 Unrealized —

VTI VANGUARD INDEX FDS 6.6%

Value ($000) $8,798 (+5.6%) Shares 26,242 (+3.4%) Est. Cost $198.78 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 9.7%

Value ($000) $12,982 (+3.4%) Shares 92,028 (+1.0%) Est. Cost $106.42 Unrealized —

HYD VANECK ETF TRUST 1.1%

Value ($000) $1,467 (+36.1%) Shares 28,691 (+35.5%) Est. Cost $15.47 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 2.5%

Value ($000) $3,324 (+7.1%) Shares 55,462 (+7.3%) Est. Cost $58.62 Unrealized —

VEA VANGUARD TAX-MANAGED INTL FD 1.9%

Value ($000) $2,570 (+6.3%) Shares 41,135 (+2.0%) Est. Cost $46.45 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 1.3%

Value ($000) $1,704 (+3.6%) Shares 31,687 (+4.5%) Est. Cost $46.59 Unrealized —

CAOS EA Series Trust 0.2%

Value ($000) $330 (+18.5%) Shares 3,680 (+18.1%) Est. Cost $87.28 Unrealized —

AVNM AMERICAN CENTY ETF TR 0.5%

Value ($000) $655 (+5.6%) Shares 8,911 (+1.4%) Est. Cost $58.98 Unrealized —

SCHE SCHWAB STRATEGIC TR 2.2%

Value ($000) $2,939 (+0.5%) Shares 89,737 (+2.4%) Est. Cost $29.46 Unrealized —

IVV ISHARES TR 0.3%

Value ($000) $399 (+3.6%) Shares 582 (+1.2%) Est. Cost $479.03 Unrealized —

AVES AMERICAN CENTY ETF TR 0.2%

Value ($000) $235 (+3.6%) Shares 4,038 (+1.9%) Est. Cost $53.64 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DDX	ALPHA ARCHITECT ETF TR	1,785,229 (+5.4%)	$43,170 (+6.2%)	32.4%	$21.65	—	DISCIPLINE FUND	02072L748
VTI	VANGUARD INDEX FDS	26,242 (+3.4%)	$8,798 (+5.6%)	6.6%	$198.78	—	TOTAL STK MKT	922908769
VT	VANGUARD INTL EQUITY INDEX F	92,028 (+1.0%)	$12,982 (+3.4%)	9.7%	$106.42	—	TT WRLD ST ETF	922042742
HYD	VANECK ETF TRUST	28,691 (+35.5%)	$1,467 (+36.1%)	1.1%	$15.47	—	HIGH YLD MUNIETF	92189H409
VGIT	VANGUARD SCOTTSDALE FDS	55,462 (+7.3%)	$3,324 (+7.1%)	2.5%	$58.62	—	INTER TERM TREAS	92206C706
VEA	VANGUARD TAX-MANAGED INTL FD	41,135 (+2.0%)	$2,570 (+6.3%)	1.9%	$46.45	—	FTSE DEV MKT ETF	921943858
VWO	VANGUARD INTL EQUITY INDEX F	31,687 (+4.5%)	$1,704 (+3.6%)	1.3%	$46.59	—	FTSE EMR MKT ETF	922042858
CAOS	EA Series Trust	3,680 (+18.1%)	$330 (+18.5%)	0.2%	$87.28	—	Alpha Architect	02072L516
AVNM	AMERICAN CENTY ETF TR	8,911 (+1.4%)	$655 (+5.6%)	0.5%	$58.98	—	AVANTIS ALL INT	025072174
SCHE	SCHWAB STRATEGIC TR	89,737 (+2.4%)	$2,939 (+0.5%)	2.2%	$29.46	—	EMRG MKTEQ ETF	808524706
IVV	ISHARES TR	582 (+1.2%)	$399 (+3.6%)	0.3%	$479.03	—	CORE S&P500 ETF	464287200
AVES	AMERICAN CENTY ETF TR	4,038 (+1.9%)	$235 (+3.6%)	0.2%	$53.64	—	EMERGING MKT VAL	025072372

Exited Positions (1)

TIP ISHARES TR 0.2%

Value ($000) $285 Shares 2,563 Est. Cost $9.80 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
TIP	ISHARES TR	2,563	$285	0.2%	$9.80	—	—	464287176

Decreased Positions (16)

VCIT VANGUARD SCOTTSDALE FDS 1.1%

Value ($000) $1,417 (-30.2%) Shares 16,916 (-29.9%) Est. Cost $89.73 Unrealized —

HYMB SPDR SER TR 1.1%

Value ($000) $1,526 (-20.2%) Shares 61,180 (-20.2%) Est. Cost $29.83 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.6%

Value ($000) $797 (-27.6%) Shares 13,570 (-27.5%) Est. Cost $21.03 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.7%

Value ($000) $887 (-25.4%) Shares 37,957 (-25.1%) Est. Cost $38.19 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.4%

Value ($000) $542 (-25.7%) Shares 6,802 (-25.5%) Est. Cost $79.04 Unrealized —

VOO VANGUARD INDEX FDS 1.1%

Value ($000) $1,409 (-10.1%) Shares 2,246 (-12.2%) Est. Cost $461.84 Unrealized —

BND VANGUARD BD INDEX FDS 0.5%

Value ($000) $633 (-17.3%) Shares 8,543 (-17.0%) Est. Cost $3.19 Unrealized —

VTEB VANGUARD MUN BD FDS 0.5%

Value ($000) $668 (-12.9%) Shares 13,284 (-13.3%) Est. Cost $54.89 Unrealized —

SPY SPDR S&P 500 ETF TR 1.2%

Value ($000) $1,574 (-4.0%) Shares 2,308 (-6.2%) Est. Cost $470.68 Unrealized —

TAIL CAMBRIA ETF TR 0.2%

Value ($000) $213 (-18.3%) Shares 18,500 (-15.9%) Est. Cost $9.64 Unrealized —

PFF ISHARES TR 0.8%

Value ($000) $1,019 (-4.4%) Shares 32,917 (-2.3%) Est. Cost $28.80 Unrealized —

VO VANGUARD INDEX FDS 0.4%

Value ($000) $549 (-5.9%) Shares 1,893 (-4.7%) Est. Cost $14.37 Unrealized —

AAPL APPLE INC 0.5%

Value ($000) $601 (+1.9%) Shares 2,212 (-4.5%) Est. Cost $193.54 Unrealized +38.6%

SCHD SCHWAB STRATEGIC TR 0.6%

Value ($000) $765 (-1.2%) Shares 27,879 (-1.7%) Est. Cost $43.13 Unrealized —

IAU ISHARES GOLD TR 0.4%

Value ($000) $522 (-1.2%) Shares 6,437 (-11.4%) Est. Cost $6.46 Unrealized —

JNJ JOHNSON & JOHNSON 0.2%

Value ($000) $319 (+1.1%) Shares 1,540 (-9.4%) Est. Cost $155.96 Unrealized +26.3%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VCIT	VANGUARD SCOTTSDALE FDS	16,916 (-29.9%)	$1,417 (-30.2%)	1.1%	$89.73	—	INT-TERM CORP	92206C870
HYMB	SPDR SER TR	61,180 (-20.2%)	$1,526 (-20.2%)	1.1%	$29.83	—	NUVEEN BLOOMBERG	78464A284
VGSH	VANGUARD SCOTTSDALE FDS	13,570 (-27.5%)	$797 (-27.6%)	0.6%	$21.03	—	SHORT TERM TREAS	92206C102
SCHZ	SCHWAB STRATEGIC TR	37,957 (-25.1%)	$887 (-25.4%)	0.7%	$38.19	—	US AGGREGATE B	808524839
VCSH	VANGUARD SCOTTSDALE FDS	6,802 (-25.5%)	$542 (-25.7%)	0.4%	$79.04	—	SHRT TRM CORP BD	92206C409
VOO	VANGUARD INDEX FDS	2,246 (-12.2%)	$1,409 (-10.1%)	1.1%	$461.84	—	S&P 500 ETF SHS	922908363
BND	VANGUARD BD INDEX FDS	8,543 (-17.0%)	$633 (-17.3%)	0.5%	$3.19	—	TOTAL BND MRKT	921937835
VTEB	VANGUARD MUN BD FDS	13,284 (-13.3%)	$668 (-12.9%)	0.5%	$54.89	—	TAX EXEMPT BD	922907746
SPY	SPDR S&P 500 ETF TR	2,308 (-6.2%)	$1,574 (-4.0%)	1.2%	$470.68	—	TR UNIT	78462F103
TAIL	CAMBRIA ETF TR	18,500 (-15.9%)	$213 (-18.3%)	0.2%	$9.64	—	TAIL RISK	132061862
PFF	ISHARES TR	32,917 (-2.3%)	$1,019 (-4.4%)	0.8%	$28.80	—	PFD AND INCM SEC	464288687
VO	VANGUARD INDEX FDS	1,893 (-4.7%)	$549 (-5.9%)	0.4%	$14.37	—	MID CAP ETF	922908629
AAPL	APPLE INC	2,212 (-4.5%)	$601 (+1.9%)	0.5%	$193.54	+38.6%	COM	037833100
SCHD	SCHWAB STRATEGIC TR	27,879 (-1.7%)	$765 (-1.2%)	0.6%	$43.13	—	US DIVIDEND EQ	808524797
IAU	ISHARES GOLD TR	6,437 (-11.4%)	$522 (-1.2%)	0.4%	$6.46	—	ISHARES NEW	464285204
JNJ	JOHNSON & JOHNSON	1,540 (-9.4%)	$319 (+1.1%)	0.2%	$155.96	+26.3%	COM	478160104

Unchanged Positions (26)

PL PLANET LABS PBC 0.5%

Value ($000) $684 Shares 34,691 Est. Cost $5.51 Unrealized +160.0%

SCHF SCHWAB STRATEGIC TR 4.1%

Value ($000) $5,455 Shares 226,896 Est. Cost $28.26 Unrealized —

SCHB SCHWAB STRATEGIC TR 6.4%

Value ($000) $8,563 Shares 326,475 Est. Cost $43.36 Unrealized —

VXUS VANGUARD STAR FDS 4.0%

Value ($000) $5,302 Shares 70,282 Est. Cost $46.54 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 1.1%

Value ($000) $1,458 Shares 19,816 Est. Cost $60.47 Unrealized —

SCHM SCHWAB STRATEGIC TR 2.3%

Value ($000) $3,041 Shares 101,119 Est. Cost $45.26 Unrealized —

XOM EXXON MOBIL CORP 0.4%

Value ($000) $536 Shares 4,453 Est. Cost $109.70 Unrealized +5.3%

VTV VANGUARD INDEX FDS 1.2%

Value ($000) $1,601 Shares 8,384 Est. Cost $162.66 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.8%

Value ($000) $1,123 Shares 41,725 Est. Cost $43.39 Unrealized —

MSFT MICROSOFT CORP 0.2%

Value ($000) $290 Shares 600 Est. Cost $454.01 Unrealized +10.3%

WMT WALMART INC 0.2%

Value ($000) $234 Shares 2,100 Est. Cost $94.76 Unrealized +13.1%

AMZN AMAZON COM INC 0.2%

Value ($000) $305 Shares 1,320 Est. Cost $226.35 Unrealized +1.1%

VGLT VANGUARD SCOTTSDALE FDS 0.9%

Value ($000) $1,144 Shares 20,496 Est. Cost $69.58 Unrealized —

QQQ INVESCO QQQ TR 0.4%

Value ($000) $574 Shares 934 Est. Cost $420.58 Unrealized —

DFAI DIMENSIONAL ETF TRUST 0.2%

Value ($000) $277 Shares 7,262 Est. Cost $28.64 Unrealized —

VGZ VISTA GOLD CORP 0.1%

Value ($000) $146 Shares 73,929 Est. Cost $1.30 Unrealized +48.3%

CGDV CAPITAL GROUP DIVIDEND VALUE 0.2%

Value ($000) $240 Shares 5,493 Est. Cost $39.49 Unrealized —

QLTI 2023 ETF Series Trust II 0.2%

Value ($000) $239 Shares 9,000 Est. Cost $23.56 Unrealized —

CTA SIMPLIFY EXCHANGE TRADED FUN 0.2%

Value ($000) $276 Shares 10,140 Est. Cost $28.14 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.5%

Value ($000) $616 Shares 3,214 Est. Cost $169.37 Unrealized —

VGT VANGUARD WORLD FDS 0.4%

Value ($000) $555 Shares 736 Est. Cost $594.75 Unrealized —

IWF ISHARES TR 0.3%

Value ($000) $355 Shares 750 Est. Cost $468.32 Unrealized —

AFL AFLAC INC 0.2%

Value ($000) $265 Shares 2,400 Est. Cost $78.75 Unrealized +39.5%

SPEM SPDR INDEX SHS FDS 0.5%

Value ($000) $646 Shares 13,796 Est. Cost $40.00 Unrealized —

VCLT VANGUARD SCOTTSDALE FDS 0.2%

Value ($000) $206 Shares 2,715 Est. Cost $75.92 Unrealized —

VFMO VANGUARD WELLINGTON FD 0.2%

Value ($000) $333 Shares 1,743 Est. Cost $160.94 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
PL	PLANET LABS PBC	34,691	$684	0.5%	$5.51	+160.0%	COM CL A	72703X106
SCHF	SCHWAB STRATEGIC TR	226,896	$5,455	4.1%	$28.26	—	INTL EQTY ETF	808524805
SCHB	SCHWAB STRATEGIC TR	326,475	$8,563	6.4%	$43.36	—	US BRD MKT ETF	808524102
VXUS	VANGUARD STAR FDS	70,282	$5,302	4.0%	$46.54	—	VG TL INTL STK F	921909768
VEU	VANGUARD INTL EQUITY INDEX F	19,816	$1,458	1.1%	$60.47	—	ALLWRLD EX US	922042775
SCHM	SCHWAB STRATEGIC TR	101,119	$3,041	2.3%	$45.26	—	US MID-CAP ETF	808524508
XOM	EXXON MOBIL CORP	4,453	$536	0.4%	$109.70	+5.3%	COM	30231G102
VTV	VANGUARD INDEX FDS	8,384	$1,601	1.2%	$162.66	—	VALUE ETF	922908744
SCHX	SCHWAB STRATEGIC TR	41,725	$1,123	0.8%	$43.39	—	US LRG CAP ETF	808524201
MSFT	MICROSOFT CORP	600	$290	0.2%	$454.01	+10.3%	COM	594918104
WMT	WALMART INC	2,100	$234	0.2%	$94.76	+13.1%	COM	931142103
AMZN	AMAZON COM INC	1,320	$305	0.2%	$226.35	+1.1%	COM	023135106
VGLT	VANGUARD SCOTTSDALE FDS	20,496	$1,144	0.9%	$69.58	—	LONG TERM TREAS	92206C847
QQQ	INVESCO QQQ TR	934	$574	0.4%	$420.58	—	UNIT SER 1	46090E103
DFAI	DIMENSIONAL ETF TRUST	7,262	$277	0.2%	$28.64	—	INTL CORE EQT MK	25434V203
VGZ	VISTA GOLD CORP	73,929	$146	0.1%	$1.30	+48.3%	COM NEW	927926303
CGDV	CAPITAL GROUP DIVIDEND VALUE	5,493	$240	0.2%	$39.49	—	SHS CREATION UNI	14020W106
QLTI	2023 ETF Series Trust II	9,000	$239	0.2%	$23.56	—	GMO INTL QUALITY	90139K308
CTA	SIMPLIFY EXCHANGE TRADED FUN	10,140	$276	0.2%	$28.14	—	MANAGED FUTURES	82889N699
RSP	INVESCO EXCHANGE TRADED FD T	3,214	$616	0.5%	$169.37	—	S&P500 EQL WGT	46137V357
VGT	VANGUARD WORLD FDS	736	$555	0.4%	$594.75	—	INF TECH ETF	92204A702
IWF	ISHARES TR	750	$355	0.3%	$468.32	—	RUS 1000 GRW ETF	464287614
AFL	AFLAC INC	2,400	$265	0.2%	$78.75	+39.5%	COM	001055102
SPEM	SPDR INDEX SHS FDS	13,796	$646	0.5%	$40.00	—	PORTFOLIO EMG MK	78463X509
VCLT	VANGUARD SCOTTSDALE FDS	2,715	$206	0.2%	$75.92	—	LG-TERM COR BD	92206C813
VFMO	VANGUARD WELLINGTON FD	1,743	$333	0.2%	$160.94	—	US MOMENTUM	921935508