Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
STX	SEAGATE TECHNOLOGY HLDNGS PL	463	$447K	0.2%	$965.00	—	ORD SHS	G7997R103
INTC	INTEL CORP	2,829	$395K	0.2%	$139.63	—	COM	458140100
XOM	EXXON MOBIL CORP	2,482	$339K	0.1%	$136.71	—	COM	30233Q108
TJX	TJX COS INC NEW	2,146	$325K	0.1%	$151.50	—	COM	872540109
PANW	PALO ALTO NETWORKS INC	890	$304K	0.1%	$341.02	—	COM	697435105
CAT	CATERPILLAR INC	250	$266K	0.1%	$1064.90	—	COM	149123101
RTX	RTX CORPORATION	1,374	$261K	0.1%	$189.73	—	COM	75513E101
ABBV	ABBVIE INC	991	$249K	0.1%	$251.64	—	COM	00287Y109
TSM	TAIWAN SEMICONDUCTOR MANUFAC	512	$245K	0.1%	$477.57	—	SPONSORED ADS	874039100
UNH	UNITEDHEALTH GROUP INC	503	$209K	0.1%	$415.63	—	COM	91324P102
SCHX	SCHWAB STRATEGIC TR	6,941	$204K	0.1%	$29.43	—	US LRG CAP ETF	808524201
RITM	RITHM CAPITAL CORP	10,875	$102K	0.0%	$9.39	—	COM NEW	64828T201

Increased Positions (15)

IVV ISHARES TR 45.1%

Value $104M (+17.5%) Shares 139,376 (+2.5%) Est. Cost $536.49 Unrealized —

IWM ISHARES TR 5.7%

Value $13.3M (+28.2%) Shares 44,256 (+5.9%) Est. Cost $217.98 Unrealized —

EFA ISHARES TR 6.2%

Value $14.39M (+16.7%) Shares 138,509 (+9.1%) Est. Cost $83.55 Unrealized —

VNQ VANGUARD INDEX FDS 4.1%

Value $9.5M (+15.0%) Shares 98,520 (+5.8%) Est. Cost $87.64 Unrealized —

DGRW WISDOMTREE TR 3.7%

Value $8.488M (+11.6%) Shares 88,769 (+2.5%) Est. Cost $77.70 Unrealized —

HDV ISHARES TR 3.3%

Value $7.638M (+5.3%) Shares 278,649 (+421.2%) Est. Cost $43.67 Unrealized —

AVGO BROADCOM INC 0.2%

Value $538K (+62.0%) Shares 1,423 (+32.7%) Est. Cost $255.84 Unrealized —

JPM JPMORGAN CHASE & CO. 0.2%

Value $360K (+73.2%) Shares 1,099 (+55.7%) Est. Cost $279.40 Unrealized —

IWF ISHARES TR 0.4%

Value $856K (+16.5%) Shares 6,896 (+300.0%) Est. Cost $177.39 Unrealized —

IEFA ISHARES TR 0.3%

Value $626K (+21.0%) Shares 6,477 (+13.4%) Est. Cost $77.50 Unrealized —

HD HOME DEPOT 0.1%

Value $296K (+22.8%) Shares 838 (+14.5%) Est. Cost $350.56 Unrealized —

VOO VANGUARD INDEX FDS 0.1%

Value $294K (+21.9%) Shares 429 (+6.2%) Est. Cost $627.38 Unrealized —

MSFT MICROSOFT CORP 0.7%

Value $1.612M (+3.2%) Shares 4,323 (+2.4%) Est. Cost $411.02 Unrealized —

AGG ISHARES TR 0.2%

Value $484K (+6.2%) Shares 4,886 (+6.5%) Est. Cost $97.92 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value $227K (+12.2%) Shares 2,812 (+300.0%) Est. Cost $133.86 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	139,376 (+2.5%)	$104M (+17.5%)	45.1%	$536.49	—	CORE S&P500 ETF	464287200
IWM	ISHARES TR	44,256 (+5.9%)	$13.3M (+28.2%)	5.7%	$217.98	—	RUSSELL 2000 ETF	464287655
EFA	ISHARES TR	138,509 (+9.1%)	$14.39M (+16.7%)	6.2%	$83.55	—	MSCI EAFE ETF	464287465
VNQ	VANGUARD INDEX FDS	98,520 (+5.8%)	$9.5M (+15.0%)	4.1%	$87.64	—	REAL ESTATE ETF	922908553
DGRW	WISDOMTREE TR	88,769 (+2.5%)	$8.488M (+11.6%)	3.7%	$77.70	—	US QTLY DIV GRT	97717X669
HDV	ISHARES TR	278,649 (+421.2%)	$7.638M (+5.3%)	3.3%	$43.67	—	CORE HIGH DV ETF	46429B663
AVGO	BROADCOM INC	1,423 (+32.7%)	$538K (+62.0%)	0.2%	$255.84	—	COM	11135F101
JPM	JPMORGAN CHASE & CO.	1,099 (+55.7%)	$360K (+73.2%)	0.2%	$279.40	—	COM	46625H100
IWF	ISHARES TR	6,896 (+300.0%)	$856K (+16.5%)	0.4%	$177.39	—	RUS 1000 GRW ETF	464287614
IEFA	ISHARES TR	6,477 (+13.4%)	$626K (+21.0%)	0.3%	$77.50	—	CORE MSCI EAFE	46432F842
HD	HOME DEPOT	838 (+14.5%)	$296K (+22.8%)	0.1%	$350.56	—	COM	437076102
VOO	VANGUARD INDEX FDS	429 (+6.2%)	$294K (+21.9%)	0.1%	$627.38	—	S&P 500 ETF SHS	922908363
MSFT	MICROSOFT CORP	4,323 (+2.4%)	$1.612M (+3.2%)	0.7%	$411.02	—	COM	594918104
AGG	ISHARES TR	4,886 (+6.5%)	$484K (+6.2%)	0.2%	$97.92	—	CORE US AGGBD ET	464287226
VO	VANGUARD INDEX FDS	2,812 (+300.0%)	$227K (+12.2%)	0.1%	$133.86	—	MID CAP ETF	922908629

Exited Positions (4)

VTI VANGUARD INDEX FDS 0.2%

Value $434K Shares 1,354 Est. Cost $320.81 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $296K Shares 1,743 Est. Cost $115.49 Unrealized —

DVY ISHARES TR 0.1%

Value $262K Shares 1,729 Est. Cost $123.21 Unrealized —

XLE SELECT SECTOR SPDR TR S 0.1%

Value $209K Shares 3,416 Est. Cost $61.26 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	1,354	$434K	0.2%	$320.81	—	—	922908769
XOM	EXXON MOBIL CORP	1,743	$296K	0.1%	$115.49	—	—	30231G102
DVY	ISHARES TR	1,729	$262K	0.1%	$123.21	—	—	464287168
XLE	SELECT SECTOR SPDR TR S	3,416	$209K	0.1%	$61.26	—	—	81369Y506

Decreased Positions (10)

IWB ISHARES TR 14.8%

Value $34.14M (+12.3%) Shares 83,372 (-2.2%) Est. Cost $290.40 Unrealized —

IVW ISHARES TR 1.8%

Value $4.265M (+15.9%) Shares 31,014 (-4.6%) Est. Cost $84.44 Unrealized —

IVE ISHARES TR 1.6%

Value $3.698M (+5.6%) Shares 16,285 (-1.8%) Est. Cost $186.81 Unrealized —

IYR ISHARES TR 0.7%

Value $1.728M (+4.8%) Shares 16,898 (-3.0%) Est. Cost $90.25 Unrealized —

GOOG ALPHABET INC 0.2%

Value $419K (+15.3%) Shares 1,186 (-6.4%) Est. Cost $164.85 Unrealized —

BAC BANK AMERICA CORP 0.1%

Value $241K (+15.3%) Shares 4,230 (-1.4%) Est. Cost $53.66 Unrealized —

TMO THERMO FISHER SCIENTIFIC INC 0.1%

Value $225K (-11.8%) Shares 448 (-13.5%) Est. Cost $557.97 Unrealized —

ORCL ORACLE CORP 0.3%

Value $737K (-3.3%) Shares 5,029 (-2.9%) Est. Cost $113.42 Unrealized —

PG PROCTER AND GAMBLE CO 0.2%

Value $490K (-1.6%) Shares 3,343 (-3.1%) Est. Cost $149.08 Unrealized —

V VISA INC 0.1%

Value $236K (+2.9%) Shares 687 (-9.4%) Est. Cost $309.75 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IWB	ISHARES TR	83,372 (-2.2%)	$34.14M (+12.3%)	14.8%	$290.40	—	RUS 1000 ETF	464287622
IVW	ISHARES TR	31,014 (-4.6%)	$4.265M (+15.9%)	1.8%	$84.44	—	S&P 500 GRWT ETF	464287309
IVE	ISHARES TR	16,285 (-1.8%)	$3.698M (+5.6%)	1.6%	$186.81	—	S&P 500 VAL ETF	464287408
IYR	ISHARES TR	16,898 (-3.0%)	$1.728M (+4.8%)	0.7%	$90.25	—	U.S. REAL ES ETF	464287739
GOOG	ALPHABET INC	1,186 (-6.4%)	$419K (+15.3%)	0.2%	$164.85	—	CAP STK CL C	02079K107
BAC	BANK AMERICA CORP	4,230 (-1.4%)	$241K (+15.3%)	0.1%	$53.66	—	COM	060505104
TMO	THERMO FISHER SCIENTIFIC INC	448 (-13.5%)	$225K (-11.8%)	0.1%	$557.97	—	COM	883556102
ORCL	ORACLE CORP	5,029 (-2.9%)	$737K (-3.3%)	0.3%	$113.42	—	COM	68389X105
PG	PROCTER AND GAMBLE CO	3,343 (-3.1%)	$490K (-1.6%)	0.2%	$149.08	—	COM	742718109
V	VISA INC	687 (-9.4%)	$236K (+2.9%)	0.1%	$309.75	—	COM CL A	92826C839

Unchanged Positions (21)

VEA VANGUARD TAX-MANAGED FDS 1.8%

Value $4.225M Shares 59,292 Est. Cost $50.06 Unrealized —

AAPL APPLE INC 1.4%

Value $3.345M Shares 11,560 Est. Cost $182.40 Unrealized —

VB VANGUARD INDEX FDS 0.9%

Value $1.981M Shares 6,535 Est. Cost $229.27 Unrealized —

XLK SELECT SECTOR SPDR TR 0.4%

Value $852K Shares 4,472 Est. Cost $178.67 Unrealized —

GOOGL ALPHABET INC 0.3%

Value $700K Shares 1,958 Est. Cost $163.29 Unrealized —

AMZN AMAZON 0.4%

Value $899K Shares 3,771 Est. Cost $174.53 Unrealized —

NVDA NVIDIA CORPORATION 0.4%

Value $871K Shares 4,352 Est. Cost $130.63 Unrealized —

MCD MCDONALDS CORP 0.3%

Value $593K Shares 2,194 Est. Cost $279.13 Unrealized —

HCA HCA HEALTHCARE INC. 0.1%

Value $340K Shares 873 Est. Cost $306.87 Unrealized —

IWD ISHARES TR 0.2%

Value $478K Shares 1,970 Est. Cost $179.11 Unrealized —

MRK MERCK & CO INC 0.3%

Value $797K Shares 6,199 Est. Cost $113.51 Unrealized —

XVV ISHARES TR 0.2%

Value $357K Shares 6,283 Est. Cost $42.78 Unrealized —

SPY SPDR S&P 500 ETF TR 0.2%

Value $356K Shares 477 Est. Cost $527.67 Unrealized —

XLI SELECT SECTOR SPDR TR 0.1%

Value $325K Shares 1,753 Est. Cost $136.78 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.3%

Value $594K Shares 1,188 Est. Cost $421.98 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.1%

Value $343K Shares 2,172 Est. Cost $121.06 Unrealized —

XLF SELECT SECTOR SPDR TR 0.1%

Value $267K Shares 4,988 Est. Cost $42.12 Unrealized —

XLV SELECT SECTOR SPDR TR 0.1%

Value $241K Shares 1,516 Est. Cost $147.73 Unrealized —

MUB ISHARES TR 0.3%

Value $689K Shares 6,403 Est. Cost $106.91 Unrealized —

META META PLATFORMS INC 0.2%

Value $409K Shares 726 Est. Cost $516.75 Unrealized —

NBBK NB BANCORP INC 0.1%

Value $224K Shares 10,588 Est. Cost $13.97 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VEA	VANGUARD TAX-MANAGED FDS	59,292	$4.225M	1.8%	$50.06	—	VAN FTSE DEV MKT	921943858
AAPL	APPLE INC	11,560	$3.345M	1.4%	$182.40	—	COM	037833100
VB	VANGUARD INDEX FDS	6,535	$1.981M	0.9%	$229.27	—	SMALL CP ETF	922908751
XLK	SELECT SECTOR SPDR TR	4,472	$852K	0.4%	$178.67	—	TECHNOLOGY	81369Y803
GOOGL	ALPHABET INC	1,958	$700K	0.3%	$163.29	—	CAP STK CL A	02079K305
AMZN	AMAZON	3,771	$899K	0.4%	$174.53	—	COM	023135106
NVDA	NVIDIA CORPORATION	4,352	$871K	0.4%	$130.63	—	COM	67066G104
MCD	MCDONALDS CORP	2,194	$593K	0.3%	$279.13	—	COM	580135101
HCA	HCA HEALTHCARE INC.	873	$340K	0.1%	$306.87	—	COM	40412C101
IWD	ISHARES TR	1,970	$478K	0.2%	$179.11	—	RUS 1000 VAL ETF	464287598
MRK	MERCK & CO INC	6,199	$797K	0.3%	$113.51	—	COM	58933Y105
XVV	ISHARES TR	6,283	$357K	0.2%	$42.78	—	ESG SELECT SCRE	46436E569
SPY	SPDR S&P 500 ETF TR	477	$356K	0.2%	$527.67	—	TR UNIT	78462F103
XLI	SELECT SECTOR SPDR TR	1,753	$325K	0.1%	$136.78	—	INDL	81369Y704
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,188	$594K	0.3%	$421.98	—	CL B NEW	084670702
VYM	VANGUARD WHITEHALL FDS	2,172	$343K	0.1%	$121.06	—	HIGH DIV YLD	921946406
XLF	SELECT SECTOR SPDR TR	4,988	$267K	0.1%	$42.12	—	FINANCIAL	81369Y605
XLV	SELECT SECTOR SPDR TR	1,516	$241K	0.1%	$147.73	—	SBI HEALTHCARE	81369Y209
MUB	ISHARES TR	6,403	$689K	0.3%	$106.91	—	NATIONAL MUN ETF	464288414
META	META PLATFORMS INC	726	$409K	0.2%	$516.75	—	CL A	30303M102
NBBK	NB BANCORP INC	10,588	$224K	0.1%	$13.97	—	COM	63945M107