Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	14,037	$389K	0.1%	$27.70	—	INTL EQTY ETF	808524805
UNH	UNITEDHEALTH GROUP INC	635	$264K	0.1%	$415.30	—	COM	91324P102
ABBV	ABBVIE INC	930	$234K	0.1%	$251.62	—	COM	00287Y109
MTB	M & T BK CORP	908	$216K	0.1%	$238.01	—	COM	55261F104
VTI	VANGUARD INDEX FDS	582	$215K	0.1%	$370.13	—	TOTAL STK MKT	922908769
DIS	DISNEY WALT CO	2,116	$204K	0.1%	$96.24	—	COM	254687106
HBAN	HUNTINGTON BANCSHARES INC	10,385	$184K	0.0%	$17.73	—	COM	446150104

Increased Positions (25)

QQQ INVESCO QQQ TR 17.4%

Value $66.22M (+29.9%) Shares 89,921 (+1.8%) Est. Cost $406.13 Unrealized —

CGDV CAPITAL GROUP DIVIDEND VALUE 6.5%

Value $24.57M (+32.2%) Shares 498,563 (+14.2%) Est. Cost $42.61 Unrealized —

KLAC KLA CORP 0.5%

Value $1.81M (+104.9%) Shares 6,000 (+900.0%) Est. Cost $305.33 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 1.2%

Value $4.571M (+12.8%) Shares 64,153 (+1.5%) Est. Cost $47.71 Unrealized —

IWD ISHARES TR 0.7%

Value $2.657M (+17.9%) Shares 10,962 (+3.9%) Est. Cost $166.28 Unrealized —

IWF ISHARES TR 1.8%

Value $6.937M (+5.3%) Shares 55,869 (+261.7%) Est. Cost $173.03 Unrealized —

IAU ISHARES GOLD TR 0.4%

Value $1.468M (+30.0%) Shares 19,447 (+51.8%) Est. Cost $78.93 Unrealized —

LLY ELI LILLY & CO 0.2%

Value $876K (+32.1%) Shares 730 (+1.2%) Est. Cost $897.14 Unrealized —

IVV ISHARES TR 0.1%

Value $465K (+52.1%) Shares 622 (+32.6%) Est. Cost $595.31 Unrealized —

VNQ VANGUARD INDEX FDS 0.1%

Value $542K (+32.6%) Shares 5,619 (+22.0%) Est. Cost $100.95 Unrealized —

T AT&T INC 0.1%

Value $303K (-23.8%) Shares 14,653 (+6.8%) Est. Cost $20.99 Unrealized —

VO VANGUARD INDEX FDS 0.3%

Value $1.279M (+7.5%) Shares 15,880 (+283.1%) Est. Cost $126.04 Unrealized —

NEE NEXTERA ENERGY INC 0.3%

Value $1.236M (-4.5%) Shares 14,085 (+1.1%) Est. Cost $64.37 Unrealized —

JNJ JOHNSON & JOHNSON 0.3%

Value $996K (+5.0%) Shares 3,922 (+1.1%) Est. Cost $154.91 Unrealized —

VUG VANGUARD INDEX FDS 0.1%

Value $252K (+22.0%) Shares 2,931 (+518.4%) Est. Cost $149.46 Unrealized —

HD HOME DEPOT INC 0.1%

Value $544K (+8.5%) Shares 1,542 (+1.2%) Est. Cost $343.98 Unrealized —

TSLA TESLA INC 0.1%

Value $264K (+18.6%) Shares 628 (+4.8%) Est. Cost $350.25 Unrealized —

MSFT MICROSOFT CORP 0.5%

Value $1.942M (+2.2%) Shares 5,205 (+1.4%) Est. Cost $326.80 Unrealized —

PG PROCTER & GAMBLE CO 0.4%

Value $1.4M (+2.7%) Shares 9,548 (+1.2%) Est. Cost $134.28 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.1%

Value $316K (-9.0%) Shares 7,474 (+7.8%) Est. Cost $39.85 Unrealized —

META META PLATFORMS INC 0.1%

Value $352K (+7.8%) Shares 625 (+9.5%) Est. Cost $647.59 Unrealized —

LIN LINDE PLC 0.1%

Value $298K (+7.0%) Shares 575 (+2.3%) Est. Cost $450.05 Unrealized —

IBIT ISHARES BITCOIN TRUST ETF 0.1%

Value $329K (-3.4%) Shares 9,875 (+11.4%) Est. Cost $54.27 Unrealized —

WMT WALMART INC 0.1%

Value $421K (-2.3%) Shares 3,721 (+7.2%) Est. Cost $61.07 Unrealized —

— BNY MELLON STRATEGIC MUN BD 0.0%

Value $97,460 (+3.7%) Shares 15,847 (+1.4%) Est. Cost $5.78 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QQQ	INVESCO QQQ TR	89,921 (+1.8%)	$66.22M (+29.9%)	17.4%	$406.13	—	UNIT SER 1	46090E103
CGDV	CAPITAL GROUP DIVIDEND VALUE	498,563 (+14.2%)	$24.57M (+32.2%)	6.5%	$42.61	—	SHS CREAT UNIT	14020W106
KLAC	KLA CORP	6,000 (+900.0%)	$1.81M (+104.9%)	0.5%	$305.33	—	COM NEW	482480100
VEA	VANGUARD TAX-MANAGED FDS	64,153 (+1.5%)	$4.571M (+12.8%)	1.2%	$47.71	—	VAN FTSE DEV MKT	921943858
IWD	ISHARES TR	10,962 (+3.9%)	$2.657M (+17.9%)	0.7%	$166.28	—	RUS 1000 VAL ETF	464287598
IWF	ISHARES TR	55,869 (+261.7%)	$6.937M (+5.3%)	1.8%	$173.03	—	RUS 1000 GRW ETF	464287614
IAU	ISHARES GOLD TR	19,447 (+51.8%)	$1.468M (+30.0%)	0.4%	$78.93	—	ISHARES NEW	464285204
LLY	ELI LILLY & CO	730 (+1.2%)	$876K (+32.1%)	0.2%	$897.14	—	COM	532457108
IVV	ISHARES TR	622 (+32.6%)	$465K (+52.1%)	0.1%	$595.31	—	CORE S&P500 ETF	464287200
VNQ	VANGUARD INDEX FDS	5,619 (+22.0%)	$542K (+32.6%)	0.1%	$100.95	—	REAL ESTATE ETF	922908553
T	AT&T INC	14,653 (+6.8%)	$303K (-23.8%)	0.1%	$20.99	—	COM	00206R102
VO	VANGUARD INDEX FDS	15,880 (+283.1%)	$1.279M (+7.5%)	0.3%	$126.04	—	MID CAP ETF	922908629
NEE	NEXTERA ENERGY INC	14,085 (+1.1%)	$1.236M (-4.5%)	0.3%	$64.37	—	COM	65339F101
JNJ	JOHNSON & JOHNSON	3,922 (+1.1%)	$996K (+5.0%)	0.3%	$154.91	—	COM	478160104
VUG	VANGUARD INDEX FDS	2,931 (+518.4%)	$252K (+22.0%)	0.1%	$149.46	—	GROWTH ETF	922908736
HD	HOME DEPOT INC	1,542 (+1.2%)	$544K (+8.5%)	0.1%	$343.98	—	COM	437076102
TSLA	TESLA INC	628 (+4.8%)	$264K (+18.6%)	0.1%	$350.25	—	COM	88160R101
MSFT	MICROSOFT CORP	5,205 (+1.4%)	$1.942M (+2.2%)	0.5%	$326.80	—	COM	594918104
PG	PROCTER & GAMBLE CO	9,548 (+1.2%)	$1.4M (+2.7%)	0.4%	$134.28	—	COM	742718109
VZ	VERIZON COMMUNICATIONS INC	7,474 (+7.8%)	$316K (-9.0%)	0.1%	$39.85	—	COM	92343V104
META	META PLATFORMS INC	625 (+9.5%)	$352K (+7.8%)	0.1%	$647.59	—	CL A	30303M102
LIN	LINDE PLC	575 (+2.3%)	$298K (+7.0%)	0.1%	$450.05	—	SHS	G54950103
IBIT	ISHARES BITCOIN TRUST ETF	9,875 (+11.4%)	$329K (-3.4%)	0.1%	$54.27	—	SHS BEN INT	46438F101
WMT	WALMART INC	3,721 (+7.2%)	$421K (-2.3%)	0.1%	$61.07	—	COM	931142103
—	BNY MELLON STRATEGIC MUN BD	15,847 (+1.4%)	$97,460 (+3.7%)	0.0%	$5.78	—	COM	09662E109

Exited Positions (1)

HCA HCA HEALTHCARE INC 0.1%

Value $226K Shares 477 Est. Cost $358.58 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HCA	HCA HEALTHCARE INC	477	$226K	0.1%	$358.58	—	—	40412C101

Decreased Positions (22)

IJH ISHARES TR 10.8%

Value $41.03M (+12.2%) Shares 532,055 (-1.7%) Est. Cost $100.86 Unrealized —

IJR ISHARES TR 6.6%

Value $25.22M (+16.0%) Shares 170,022 (-2.8%) Est. Cost $101.74 Unrealized —

VBK VANGUARD INDEX FDS 2.9%

Value $10.94M (+17.5%) Shares 29,920 (-2.9%) Est. Cost $277.34 Unrealized —

VTV VANGUARD INDEX FDS 3.6%

Value $13.86M (+4.3%) Shares 63,607 (-6.1%) Est. Cost $140.95 Unrealized —

GOOG ALPHABET INC 0.6%

Value $2.379M (+19.5%) Shares 6,733 (-3.0%) Est. Cost $143.18 Unrealized —

IWM ISHARES TR 0.6%

Value $2.464M (+17.9%) Shares 8,202 (-2.7%) Est. Cost $219.71 Unrealized —

VOT VANGUARD INDEX FDS 0.7%

Value $2.622M (+9.5%) Shares 8,559 (-8.0%) Est. Cost $253.81 Unrealized —

NVDA NVIDIA CORPORATION 0.5%

Value $1.946M (+13.1%) Shares 9,725 (-1.4%) Est. Cost $156.59 Unrealized —

TCAF T ROWE PRICE EXCHANGE-TRADED 0.5%

Value $1.791M (+13.5%) Shares 43,569 (-1.7%) Est. Cost $29.87 Unrealized —

AMZN AMAZON COM INC 0.5%

Value $1.978M (+9.5%) Shares 8,298 (-4.3%) Est. Cost $155.61 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 2.0%

Value $7.655M (+2.1%) Shares 15,298 (-2.2%) Est. Cost $304.49 Unrealized —

NOC NORTHROP GRUMMAN CORP 0.1%

Value $401K (-27.3%) Shares 787 (-2.5%) Est. Cost $365.33 Unrealized —

JPM JPMORGAN CHASE & CO 0.4%

Value $1.613M (+8.9%) Shares 4,928 (-2.1%) Est. Cost $180.10 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.1%

Value $460K (-18.0%) Shares 7,901 (-17.5%) Est. Cost $57.91 Unrealized —

VOE VANGUARD INDEX FDS 0.4%

Value $1.405M (+6.0%) Shares 7,110 (-1.2%) Est. Cost $146.39 Unrealized —

ORCL ORACLE CORP 0.1%

Value $338K (-10.1%) Shares 2,306 (-9.8%) Est. Cost $97.95 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.2%

Value $607K (+6.1%) Shares 813 (-7.6%) Est. Cost $495.67 Unrealized —

AGG ISHARES TR 0.1%

Value $396K (-7.7%) Shares 3,996 (-7.4%) Est. Cost $100.58 Unrealized —

SYK STRYKER CORPORATION 0.1%

Value $260K (-9.5%) Shares 825 (-5.5%) Est. Cost $265.45 Unrealized —

AXP AMERICAN EXPRESS CO 0.1%

Value $311K (+7.4%) Shares 919 (-4.0%) Est. Cost $204.50 Unrealized —

D DOMINION ENERGY INC 0.1%

Value $296K (+6.0%) Shares 4,332 (-4.0%) Est. Cost $45.29 Unrealized —

VBR VANGUARD INDEX FDS 0.6%

Value $2.226M (+0.4%) Shares 9,161 (-10.2%) Est. Cost $166.30 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IJH	ISHARES TR	532,055 (-1.7%)	$41.03M (+12.2%)	10.8%	$100.86	—	CORE S&P MCP ETF	464287507
IJR	ISHARES TR	170,022 (-2.8%)	$25.22M (+16.0%)	6.6%	$101.74	—	CORE S&P SCP ETF	464287804
VBK	VANGUARD INDEX FDS	29,920 (-2.9%)	$10.94M (+17.5%)	2.9%	$277.34	—	SML CP GRW ETF	922908595
VTV	VANGUARD INDEX FDS	63,607 (-6.1%)	$13.86M (+4.3%)	3.6%	$140.95	—	VALUE ETF	922908744
GOOG	ALPHABET INC	6,733 (-3.0%)	$2.379M (+19.5%)	0.6%	$143.18	—	CAP STK CL C	02079K107
IWM	ISHARES TR	8,202 (-2.7%)	$2.464M (+17.9%)	0.6%	$219.71	—	RUSSELL 2000 ETF	464287655
VOT	VANGUARD INDEX FDS	8,559 (-8.0%)	$2.622M (+9.5%)	0.7%	$253.81	—	MCAP GR IDXVIP	922908538
NVDA	NVIDIA CORPORATION	9,725 (-1.4%)	$1.946M (+13.1%)	0.5%	$156.59	—	COM	67066G104
TCAF	T ROWE PRICE EXCHANGE-TRADED	43,569 (-1.7%)	$1.791M (+13.5%)	0.5%	$29.87	—	CAP APPRECIATION	87283Q867
AMZN	AMAZON COM INC	8,298 (-4.3%)	$1.978M (+9.5%)	0.5%	$155.61	—	COM	023135106
BRK/B	BERKSHIRE HATHAWAY INC DEL	15,298 (-2.2%)	$7.655M (+2.1%)	2.0%	$304.49	—	CL B NEW	084670702
NOC	NORTHROP GRUMMAN CORP	787 (-2.5%)	$401K (-27.3%)	0.1%	$365.33	—	COM	666807102
JPM	JPMORGAN CHASE & CO	4,928 (-2.1%)	$1.613M (+8.9%)	0.4%	$180.10	—	COM	46625H100
VGSH	VANGUARD SCOTTSDALE FDS	7,901 (-17.5%)	$460K (-18.0%)	0.1%	$57.91	—	SHORT TERM TREAS	92206C102
VOE	VANGUARD INDEX FDS	7,110 (-1.2%)	$1.405M (+6.0%)	0.4%	$146.39	—	MCAP VL IDXVIP	922908512
ORCL	ORACLE CORP	2,306 (-9.8%)	$338K (-10.1%)	0.1%	$97.95	—	COM	68389X105
SPY	STATE STR SPDR S&P 500 ETF T	813 (-7.6%)	$607K (+6.1%)	0.2%	$495.67	—	TR UNIT	78462F103
AGG	ISHARES TR	3,996 (-7.4%)	$396K (-7.7%)	0.1%	$100.58	—	CORE US AGGBD ET	464287226
SYK	STRYKER CORPORATION	825 (-5.5%)	$260K (-9.5%)	0.1%	$265.45	—	COM	863667101
AXP	AMERICAN EXPRESS CO	919 (-4.0%)	$311K (+7.4%)	0.1%	$204.50	—	COM	025816109
D	DOMINION ENERGY INC	4,332 (-4.0%)	$296K (+6.0%)	0.1%	$45.29	—	COM	25746U109
VBR	VANGUARD INDEX FDS	9,161 (-10.2%)	$2.226M (+0.4%)	0.6%	$166.30	—	SM CP VAL ETF	922908611

Unchanged Positions (24)

VOO VANGUARD INDEX FDS 28.2%

Value $107M Shares 156,230 Est. Cost $418.76 Unrealized —

XOM EXXON MOBIL CORP 1.7%

Value $6.356M Shares 46,486 Est. Cost $58.30 Unrealized —

AAPL APPLE INC 1.5%

Value $5.765M Shares 19,923 Est. Cost $171.34 Unrealized —

QCOM QUALCOMM INC 0.5%

Value $1.905M Shares 10,308 Est. Cost $159.68 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.9%

Value $3.285M Shares 11,683 Est. Cost $190.09 Unrealized —

CAT CATERPILLAR INC 0.3%

Value $1.14M Shares 1,071 Est. Cost $206.59 Unrealized —

GOOGL ALPHABET INC 0.4%

Value $1.432M Shares 4,006 Est. Cost $129.81 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.6%

Value $2.44M Shares 10,313 Est. Cost $171.68 Unrealized —

GE GE AEROSPACE 0.2%

Value $805K Shares 2,154 Est. Cost $123.39 Unrealized —

LDOS LEIDOS HOLDINGS INC 0.1%

Value $378K Shares 3,674 Est. Cost $88.71 Unrealized —

GEV GE VERNOVA INC 0.2%

Value $615K Shares 523 Est. Cost $451.15 Unrealized —

IWB ISHARES TR 0.3%

Value $1.198M Shares 2,926 Est. Cost $264.43 Unrealized —

ESGV VANGUARD WORLD FD 0.3%

Value $1.038M Shares 7,846 Est. Cost $86.81 Unrealized —

V VISA INC 0.3%

Value $1.213M Shares 3,537 Est. Cost $230.80 Unrealized —

CVX CHEVRON CORPORATION 0.1%

Value $519K Shares 3,133 Est. Cost $105.12 Unrealized —

IWN ISHARES TR 0.1%

Value $504K Shares 2,278 Est. Cost $165.89 Unrealized —

VSGX VANGUARD WORLD FD 0.1%

Value $543K Shares 6,598 Est. Cost $58.92 Unrealized —

ADP AUTOMATIC DATA PROCESSING IN 0.2%

Value $575K Shares 2,566 Est. Cost $207.28 Unrealized —

MCD MCDONALDS CORP 0.1%

Value $326K Shares 1,207 Est. Cost $229.61 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.1%

Value $244K Shares 6,618 Est. Cost $30.96 Unrealized —

AFL AFLAC INC 0.1%

Value $555K Shares 4,735 Est. Cost $109.84 Unrealized —

MRT MARTI TECHNOLOGIES INC 0.0%

Value $45,850 Shares 35,000 Est. Cost $0.60 Unrealized —

RTX RTX CORPORATION 0.1%

Value $473K Shares 2,495 Est. Cost $150.36 Unrealized —

CI THE CIGNA GROUP 0.1%

Value $210K Shares 761 Est. Cost $218.34 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	156,230	$107M	28.2%	$418.76	—	S&P 500 ETF SHS	922908363
XOM	EXXON MOBIL CORP	46,486	$6.356M	1.7%	$58.30	—	COM	30231G102
AAPL	APPLE INC	19,923	$5.765M	1.5%	$171.34	—	COM	037833100
QCOM	QUALCOMM INC	10,308	$1.905M	0.5%	$159.68	—	COM	747525103
IBM	INTERNATIONAL BUSINESS MACHS	11,683	$3.285M	0.9%	$190.09	—	COM	459200101
CAT	CATERPILLAR INC	1,071	$1.14M	0.3%	$206.59	—	COM	149123101
GOOGL	ALPHABET INC	4,006	$1.432M	0.4%	$129.81	—	CAP STK CL A	02079K305
VIG	VANGUARD SPECIALIZED FUNDS	10,313	$2.44M	0.6%	$171.68	—	DIV APP ETF	921908844
GE	GE AEROSPACE	2,154	$805K	0.2%	$123.39	—	COM NEW	369604301
LDOS	LEIDOS HOLDINGS INC	3,674	$378K	0.1%	$88.71	—	COM	525327102
GEV	GE VERNOVA INC	523	$615K	0.2%	$451.15	—	COM	36828A101
IWB	ISHARES TR	2,926	$1.198M	0.3%	$264.43	—	RUS 1000 ETF	464287622
ESGV	VANGUARD WORLD FD	7,846	$1.038M	0.3%	$86.81	—	ESG US STK ETF	921910733
V	VISA INC	3,537	$1.213M	0.3%	$230.80	—	COM CL A	92826C839
CVX	CHEVRON CORPORATION	3,133	$519K	0.1%	$105.12	—	COM	166764100
IWN	ISHARES TR	2,278	$504K	0.1%	$165.89	—	RUS 2000 VAL ETF	464287630
VSGX	VANGUARD WORLD FD	6,598	$543K	0.1%	$58.92	—	ESG INTL STK ETF	921910725
ADP	AUTOMATIC DATA PROCESSING IN	2,566	$575K	0.2%	$207.28	—	COM	053015103
MCD	MCDONALDS CORP	1,207	$326K	0.1%	$229.61	—	COM	580135101
SCHM	SCHWAB STRATEGIC TR	6,618	$244K	0.1%	$30.96	—	US MID-CAP ETF	808524508
AFL	AFLAC INC	4,735	$555K	0.1%	$109.84	—	COM	001055102
MRT	MARTI TECHNOLOGIES INC	35,000	$45,850	0.0%	$0.60	—	SHS CL A	573134103
RTX	RTX CORPORATION	2,495	$473K	0.1%	$150.36	—	COM	75513E101
CI	THE CIGNA GROUP	761	$210K	0.1%	$218.34	—	COM	125523100