Towneley Capital Management, Inc / DE Concentrated Active

CIK: 0002004980 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 30, 2026

Total Value ($000): $474,311 (100.0% shares, 0.0% debt)

Holdings (40)

New Positions (5)

IWB ISHARES TR 0.2%

Value ($000) $783 Shares 2,096 Est. Cost $373.44 Unrealized —

JMST J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $250 Shares 4,909 Est. Cost $50.94 Unrealized —

MEAR ISHARES U S ETF TR 0.1%

Value ($000) $250 Shares 4,961 Est. Cost $50.32 Unrealized —

DFIV DIMENSIONAL ETF TRUST 0.0%

Value ($000) $218 Shares 4,366 Est. Cost $49.90 Unrealized —

DFSI DIMENSIONAL ETF TRUST 0.0%

Value ($000) $213 Shares 4,974 Est. Cost $42.84 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IWB	ISHARES TR	2,096	$783	0.2%	$373.44	—	RUS 1000 ETF	464287622
JMST	J P MORGAN EXCHANGE TRADED F	4,909	$250	0.1%	$50.94	—	ULTRA SHT MUNCPL	46641Q654
MEAR	ISHARES U S ETF TR	4,961	$250	0.1%	$50.32	—	SHORT MATURITY M	46431W838
DFIV	DIMENSIONAL ETF TRUST	4,366	$218	0.0%	$49.90	—	INTERNATNAL VAL	25434V807
DFSI	DIMENSIONAL ETF TRUST	4,974	$213	0.0%	$42.84	—	INTERNATIONAL	25434V690

Increased Positions (14)

VXUS VANGUARD STAR FDS 13.1%

Value ($000) $62,358 (+4.5%) Shares 826,594 (+1.8%) Est. Cost $58.54 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 7.3%

Value ($000) $34,444 (+1.7%) Shares 574,729 (+1.8%) Est. Cost $59.27 Unrealized —

JMBS JANUS DETROIT STR TR 5.8%

Value ($000) $27,335 (+1.5%) Shares 598,262 (+1.5%) Est. Cost $45.57 Unrealized —

AVUV AMERICAN CENTY ETF TR 2.0%

Value ($000) $9,671 (+3.6%) Shares 94,836 (+1.1%) Est. Cost $90.65 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 5.5%

Value ($000) $26,064 (+1.0%) Shares 326,904 (+1.2%) Est. Cost $77.49 Unrealized —

SCHO SCHWAB STRATEGIC TR 2.8%

Value ($000) $13,104 (+1.4%) Shares 537,693 (+1.6%) Est. Cost $35.37 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.3%

Value ($000) $1,317 (+7.4%) Shares 22,421 (+7.6%) Est. Cost $58.37 Unrealized —

VGLT VANGUARD SCOTTSDALE FDS 1.6%

Value ($000) $7,518 (-0.8%) Shares 134,733 (+1.1%) Est. Cost $58.21 Unrealized —

DFSU DIMENSIONAL ETF TRUST 0.1%

Value ($000) $387 (+6.0%) Shares 8,919 (+3.7%) Est. Cost $33.06 Unrealized —

CWI SPDR INDEX SHS FDS 0.1%

Value ($000) $519 (+4.3%) Shares 14,445 (+1.4%) Est. Cost $27.17 Unrealized —

VTV VANGUARD INDEX FDS 0.1%

Value ($000) $349 (+3.5%) Shares 1,826 (+1.1%) Est. Cost $149.93 Unrealized —

ANGL VANECK ETF TRUST 0.8%

Value ($000) $3,892 (+0.2%) Shares 132,528 (+1.5%) Est. Cost $28.83 Unrealized —

SELF GLOBAL SELF STORAGE INC 0.1%

Value ($000) $243 (+2.8%) Shares 47,693 (+1.4%) Est. Cost $4.68 Unrealized —

VTIP VANGUARD MALVERN FDS 0.1%

Value ($000) $258 (-0.9%) Shares 5,214 (+1.4%) Est. Cost $47.52 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VXUS	VANGUARD STAR FDS	826,594 (+1.8%)	$62,358 (+4.5%)	13.1%	$58.54	—	VG TL INTL STK F	921909768
VGIT	VANGUARD SCOTTSDALE FDS	574,729 (+1.8%)	$34,444 (+1.7%)	7.3%	$59.27	—	INTER TERM TREAS	92206C706
JMBS	JANUS DETROIT STR TR	598,262 (+1.5%)	$27,335 (+1.5%)	5.8%	$45.57	—	HENDERSON MTG	47103U852
AVUV	AMERICAN CENTY ETF TR	94,836 (+1.1%)	$9,671 (+3.6%)	2.0%	$90.65	—	US SML CP VALU	025072877
VCSH	VANGUARD SCOTTSDALE FDS	326,904 (+1.2%)	$26,064 (+1.0%)	5.5%	$77.49	—	SHRT TRM CORP BD	92206C409
SCHO	SCHWAB STRATEGIC TR	537,693 (+1.6%)	$13,104 (+1.4%)	2.8%	$35.37	—	SHT TM US TRES	808524862
VGSH	VANGUARD SCOTTSDALE FDS	22,421 (+7.6%)	$1,317 (+7.4%)	0.3%	$58.37	—	SHORT TERM TREAS	92206C102
VGLT	VANGUARD SCOTTSDALE FDS	134,733 (+1.1%)	$7,518 (-0.8%)	1.6%	$58.21	—	LONG TERM TREAS	92206C847
DFSU	DIMENSIONAL ETF TRUST	8,919 (+3.7%)	$387 (+6.0%)	0.1%	$33.06	—	US SUSTAINABILTY	25434V716
CWI	SPDR INDEX SHS FDS	14,445 (+1.4%)	$519 (+4.3%)	0.1%	$27.17	—	MSCI ACWI EXUS	78463X848
VTV	VANGUARD INDEX FDS	1,826 (+1.1%)	$349 (+3.5%)	0.1%	$149.93	—	VALUE ETF	922908744
ANGL	VANECK ETF TRUST	132,528 (+1.5%)	$3,892 (+0.2%)	0.8%	$28.83	—	FALLEN ANGEL HG	92189F437
SELF	GLOBAL SELF STORAGE INC	47,693 (+1.4%)	$243 (+2.8%)	0.1%	$4.68	—	COM	37955N106
VTIP	VANGUARD MALVERN FDS	5,214 (+1.4%)	$258 (-0.9%)	0.1%	$47.52	—	STRM INFPROIDX	922020805

Exited Positions (3)

CVX CHEVRON CORP NEW 0.3%

Value ($000) $1,213 Shares 7,808 Est. Cost $152.28 Unrealized -0.6%

AAPL APPLE INC 0.0%

Value ($000) $209 Shares 820 Est. Cost $225.58 Unrealized +19.0%

LOW LOWES COS INC 0.0%

Value ($000) $201 Shares 800 Est. Cost $244.20 Unrealized -1.8%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
CVX	CHEVRON CORP NEW	7,808	$1,213	0.3%	$152.28	-0.6%	—	166764100
AAPL	APPLE INC	820	$209	0.0%	$225.58	+19.0%	—	037833100
LOW	LOWES COS INC	800	$201	0.0%	$244.20	-1.8%	—	548661107

Decreased Positions (10)

GLTR ABRDN PRECIOUS METALS BASKET 2.1%

Value ($000) $9,735 (+20.7%) Shares 47,349 (-2.8%) Est. Cost $92.50 Unrealized —

SGOL ETFS GOLD TR 5.1%

Value ($000) $24,024 (+7.5%) Shares 584,802 (-3.7%) Est. Cost $20.00 Unrealized —

IAU ISHARES GOLD TR 1.8%

Value ($000) $8,657 (+9.2%) Shares 106,657 (-2.1%) Est. Cost $39.49 Unrealized —

BND VANGUARD BD INDEX FDS 0.1%

Value ($000) $322 (-35.2%) Shares 4,349 (-34.9%) Est. Cost $73.79 Unrealized —

GLD SPDR GOLD TR 0.8%

Value ($000) $3,716 (+4.0%) Shares 9,376 (-6.7%) Est. Cost $191.17 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $434 (-10.4%) Shares 863 (-10.4%) Est. Cost $439.60 Unrealized +13.2%

DFAS DIMENSIONAL ETF TRUST 0.1%

Value ($000) $282 (-8.6%) Shares 4,043 (-10.2%) Est. Cost $59.62 Unrealized —

IVV ISHARES TR 0.2%

Value ($000) $1,021 (-0.4%) Shares 1,491 (-2.7%) Est. Cost $477.57 Unrealized —

VUG VANGUARD INDEX FDS 0.1%

Value ($000) $582 (+0.6%) Shares 1,193 (-1.2%) Est. Cost $310.88 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.1%

Value ($000) $268 (+1.0%) Shares 3,637 (-2.0%) Est. Cost $56.14 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GLTR	ABRDN PRECIOUS METALS BASKET	47,349 (-2.8%)	$9,735 (+20.7%)	2.1%	$92.50	—	PHYSCL PRECS MET	003263100
SGOL	ETFS GOLD TR	584,802 (-3.7%)	$24,024 (+7.5%)	5.1%	$20.00	—	PHYSCL GOLD SHS	00326A104
IAU	ISHARES GOLD TR	106,657 (-2.1%)	$8,657 (+9.2%)	1.8%	$39.49	—	ISHARES NEW	464285204
BND	VANGUARD BD INDEX FDS	4,349 (-34.9%)	$322 (-35.2%)	0.1%	$73.79	—	TOTAL BND MRKT	921937835
GLD	SPDR GOLD TR	9,376 (-6.7%)	$3,716 (+4.0%)	0.8%	$191.17	—	GOLD SHS	78463V107
BRK/B	BERKSHIRE HATHAWAY INC DEL	863 (-10.4%)	$434 (-10.4%)	0.1%	$439.60	+13.2%	CL B NEW	084670702
DFAS	DIMENSIONAL ETF TRUST	4,043 (-10.2%)	$282 (-8.6%)	0.1%	$59.62	—	US SMALL CAP ETF	25434V500
IVV	ISHARES TR	1,491 (-2.7%)	$1,021 (-0.4%)	0.2%	$477.57	—	CORE S&P500 ETF	464287200
VUG	VANGUARD INDEX FDS	1,193 (-1.2%)	$582 (+0.6%)	0.1%	$310.88	—	GROWTH ETF	922908736
VEU	VANGUARD INTL EQUITY INDEX F	3,637 (-2.0%)	$268 (+1.0%)	0.1%	$56.14	—	ALLWRLD EX US	922042775

Unchanged Positions (11)

VTI VANGUARD INDEX FDS 32.4%

Value ($000) $153,528 Shares 457,922 Est. Cost $247.00 Unrealized —

PVAL PUTNAM ETF TRUST 4.1%

Value ($000) $19,562 Shares 429,271 Est. Cost $42.72 Unrealized —

DFAE DIMENSIONAL ETF TRUST 1.9%

Value ($000) $9,054 Shares 277,986 Est. Cost $24.17 Unrealized —

WINN HARBOR ETF TRUST 7.4%

Value ($000) $35,168 Shares 1,130,654 Est. Cost $25.26 Unrealized —

PHYS SPROTT ASSET MANAGEMENT LP 0.1%

Value ($000) $248 Shares 7,510 Est. Cost $29.62 Unrealized —

DFUV DIMENSIONAL ETF TRUST 0.1%

Value ($000) $468 Shares 10,050 Est. Cost $37.22 Unrealized —

DFUS DIMENSIONAL ETF TRUST 0.2%

Value ($000) $738 Shares 9,945 Est. Cost $51.83 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.1%

Value ($000) $312 Shares 5,241 Est. Cost $52.33 Unrealized —

VTEB VANGUARD MUN BD FDS 3.5%

Value ($000) $16,592 Shares 329,923 Est. Cost $50.35 Unrealized —

VO VANGUARD INDEX FDS 0.0%

Value ($000) $224 Shares 772 Est. Cost $232.64 Unrealized —

AGG ISHARES TR 0.0%

Value ($000) $206 Shares 2,066 Est. Cost $99.25 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	457,922	$153,528	32.4%	$247.00	—	TOTAL STK MKT	922908769
PVAL	PUTNAM ETF TRUST	429,271	$19,562	4.1%	$42.72	—	FOCUSED LAR CAP	746729300
DFAE	DIMENSIONAL ETF TRUST	277,986	$9,054	1.9%	$24.17	—	EMGR CRE EQT MNG	25434V302
WINN	HARBOR ETF TRUST	1,130,654	$35,168	7.4%	$25.26	—	LONG TERM GROWER	41151J406
PHYS	SPROTT ASSET MANAGEMENT LP	7,510	$248	0.1%	$29.62	—	PHYSICAL GOLD TR	85207H104
DFUV	DIMENSIONAL ETF TRUST	10,050	$468	0.1%	$37.22	—	US MKTWIDE VALUE	25434V724
DFUS	DIMENSIONAL ETF TRUST	9,945	$738	0.2%	$51.83	—	US EQUITY MARKET	25434V401
DFAT	DIMENSIONAL ETF TRUST	5,241	$312	0.1%	$52.33	—	US TARGETED VLU	25434V609
VTEB	VANGUARD MUN BD FDS	329,923	$16,592	3.5%	$50.35	—	TAX EXEMPT BD	922907746
VO	VANGUARD INDEX FDS	772	$224	0.0%	$232.64	—	MID CAP ETF	922908629
AGG	ISHARES TR	2,066	$206	0.0%	$99.25	—	CORE US AGGBD ET	464287226