Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CMF	ISHARES TR	17,117	$987K	0.4%	$57.64	—	CALIF MUN BD ETF	464288356
MU	MICRON TECHNOLOGY INC	485	$560K	0.2%	$1154.62	—	COM	595112103
MMCA	NEW YORK LIFE INVTS ACTIVE E	13,445	$293K	0.1%	$21.79	—	MACKAY CALI MUN	45409F777
LRCX	LAM RESEARCH CORP	624	$270K	0.1%	$433.33	—	COM NEW	512807306
PWZ	INVESCO EXCH TRADED FD TR II	9,824	$241K	0.1%	$24.51	—	CALIF AMT MUN	46138E206
IGSB	ISHARES TR	4,257	$223K	0.1%	$52.41	—	ISHS 1-5YR INVS	464288646
CSCO	CISCO SYS INC	1,869	$220K	0.1%	$117.46	—	COM	17275R102
LLY	ELI LILLY & CO	183	$219K	0.1%	$1199.43	—	COM	532457108
IYW	ISHARES TR	867	$219K	0.1%	$252.23	—	U.S. TECH ETF	464287721
WM	WASTE MGMT INC DEL	941	$210K	0.1%	$222.88	—	COM	94106L109
IWV	ISHARES TR	476	$203K	0.1%	$426.40	—	RUSSELL 3000 ETF	464287689
KMI	KINDER MORGAN INC DEL	6,317	$202K	0.1%	$31.97	—	COM	49456B101
MSBT	MORGAN STANLEY BITCOIN TR	10,506	$177K	0.1%	$16.85	—	COMMON UNITS	61692G109

Increased Positions (31)

SCHI SCHWAB STRATEGIC TR 3.4%

Value $9.066M (+119.5%) Shares 400,463 (+121.0%) Est. Cost $22.71 Unrealized —

SCHJ SCHWAB STRATEGIC TR 2.4%

Value $6.516M (+89.0%) Shares 264,253 (+89.8%) Est. Cost $24.72 Unrealized —

VTV VANGUARD INDEX FDS 5.9%

Value $15.76M (+13.9%) Shares 72,331 (+6.6%) Est. Cost $171.34 Unrealized —

SPMD SPDR SERIES TRUST 4.8%

Value $12.94M (+7.9%) Shares 191,508 (+1.7%) Est. Cost $52.09 Unrealized —

SCHA SCHWAB STRATEGIC TR 2.4%

Value $6.301M (+16.8%) Shares 174,400 (+3.7%) Est. Cost $34.94 Unrealized —

XLK SELECT SECTOR SPDR TR 1.7%

Value $4.56M (+24.6%) Shares 23,933 (+1.9%) Est. Cost $168.24 Unrealized —

SCYB SCHWAB STRATEGIC TR 1.3%

Value $3.36M (+23.1%) Shares 128,326 (+23.6%) Est. Cost $26.32 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 4.8%

Value $12.71M (+4.7%) Shares 212,872 (+1.6%) Est. Cost $43.61 Unrealized —

EEM ISHARES TR 1.2%

Value $3.296M (+14.2%) Shares 48,183 (+4.1%) Est. Cost $43.99 Unrealized —

VO VANGUARD INDEX FDS 0.7%

Value $1.797M (+21.3%) Shares 22,308 (+15.6%) Est. Cost $118.60 Unrealized —

VXUS VANGUARD STAR FDS 0.2%

Value $665K (+62.1%) Shares 7,775 (+54.9%) Est. Cost $76.24 Unrealized —

AMJB JPMORGAN CHASE FINL CO LLC 2.6%

Value $7.005M (+3.3%) Shares 203,102 (+2.3%) Est. Cost $29.81 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 0.2%

Value $575K (+52.8%) Shares 6,956 (+53.7%) Est. Cost $82.97 Unrealized —

IEMG ISHARES INC 0.7%

Value $1.941M (+10.0%) Shares 23,426 (+1.7%) Est. Cost $66.79 Unrealized —

SPEM SPDR INDEX SHS FDS 0.8%

Value $2.036M (+9.4%) Shares 39,317 (+6.2%) Est. Cost $40.60 Unrealized —

SPDW SPDR INDEX SHS FDS 1.1%

Value $3.051M (+5.9%) Shares 60,546 (+1.4%) Est. Cost $34.29 Unrealized —

QQQM INVESCO EXCH TRADED FD TR II 0.3%

Value $671K (+33.6%) Shares 2,216 (+18.2%) Est. Cost $260.64 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.1%

Value $373K (+74.7%) Shares 11,017 (+67.4%) Est. Cost $33.00 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.8%

Value $2.134M (+7.5%) Shares 77,040 (+1.4%) Est. Cost $25.32 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.4%

Value $1.107M (+9.4%) Shares 37,624 (+3.9%) Est. Cost $34.00 Unrealized —

PFFD GLOBAL X FDS 0.9%

Value $2.485M (+3.0%) Shares 132,940 (+5.1%) Est. Cost $19.40 Unrealized —

PGX INVESCO EXCH TRADED FD TR II 0.2%

Value $445K (+15.5%) Shares 41,067 (+18.9%) Est. Cost $11.30 Unrealized —

TSLA TESLA INC 0.2%

Value $454K (+13.7%) Shares 1,079 (+1.0%) Est. Cost $241.22 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.3%

Value $719K (+8.2%) Shares 963 (+2.7%) Est. Cost $539.06 Unrealized —

AMZN AMAZON COM INC 0.3%

Value $919K (-5.4%) Shares 3,854 (+1.2%) Est. Cost $153.90 Unrealized —

AVGO BROADCOM INC 0.2%

Value $629K (-7.6%) Shares 1,664 (+2.7%) Est. Cost $179.21 Unrealized —

GOOGL ALPHABET INC 0.2%

Value $557K (+8.1%) Shares 1,558 (+2.5%) Est. Cost $150.37 Unrealized —

NVDA NVIDIA CORPORATION 0.5%

Value $1.366M (+1.3%) Shares 6,829 (+1.1%) Est. Cost $106.52 Unrealized —

IWF ISHARES TR 0.1%

Value $271K (+5.0%) Shares 2,184 (+300.0%) Est. Cost $199.27 Unrealized —

SUB ISHARES TR 0.3%

Value $709K (+1.7%) Shares 6,657 (+1.9%) Est. Cost $105.75 Unrealized —

RSG REPUBLIC SVCS INC 0.2%

Value $426K (+0.8%) Shares 2,000 (+1.2%) Est. Cost $153.68 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHI	SCHWAB STRATEGIC TR	400,463 (+121.0%)	$9.066M (+119.5%)	3.4%	$22.71	—	5 10YR CORP BD	808524698
SCHJ	SCHWAB STRATEGIC TR	264,253 (+89.8%)	$6.516M (+89.0%)	2.4%	$24.72	—	1 5YR CORP BD	808524714
VTV	VANGUARD INDEX FDS	72,331 (+6.6%)	$15.76M (+13.9%)	5.9%	$171.34	—	VALUE ETF	922908744
SPMD	SPDR SERIES TRUST	191,508 (+1.7%)	$12.94M (+7.9%)	4.8%	$52.09	—	ST STR P400MID	78464A847
SCHA	SCHWAB STRATEGIC TR	174,400 (+3.7%)	$6.301M (+16.8%)	2.4%	$34.94	—	US SML CAP ETF	808524607
XLK	SELECT SECTOR SPDR TR	23,933 (+1.9%)	$4.56M (+24.6%)	1.7%	$168.24	—	ST STR TECHN ETF	81369Y803
SCYB	SCHWAB STRATEGIC TR	128,326 (+23.6%)	$3.36M (+23.1%)	1.3%	$26.32	—	HIGH YIEL BD ETF	808524631
VWO	VANGUARD INTL EQUITY INDEX F	212,872 (+1.6%)	$12.71M (+4.7%)	4.8%	$43.61	—	FTSE EMR MKT ETF	922042858
EEM	ISHARES TR	48,183 (+4.1%)	$3.296M (+14.2%)	1.2%	$43.99	—	MSCI EMG MKT ETF	464287234
VO	VANGUARD INDEX FDS	22,308 (+15.6%)	$1.797M (+21.3%)	0.7%	$118.60	—	MID CAP ETF	922908629
VXUS	VANGUARD STAR FDS	7,775 (+54.9%)	$665K (+62.1%)	0.2%	$76.24	—	VG TL INTL STK F	921909768
AMJB	JPMORGAN CHASE FINL CO LLC	203,102 (+2.3%)	$7.005M (+3.3%)	2.6%	$29.81	—	CAL LKD 44	48133Q309
VCIT	VANGUARD SCOTTSDALE FDS	6,956 (+53.7%)	$575K (+52.8%)	0.2%	$82.97	—	INT-TERM CORP	92206C870
IEMG	ISHARES INC	23,426 (+1.7%)	$1.941M (+10.0%)	0.7%	$66.79	—	CORE MSCI EMKT	46434G103
SPEM	SPDR INDEX SHS FDS	39,317 (+6.2%)	$2.036M (+9.4%)	0.8%	$40.60	—	ST PORT MARK ETF	78463X509
SPDW	SPDR INDEX SHS FDS	60,546 (+1.4%)	$3.051M (+5.9%)	1.1%	$34.29	—	ST STR PO EX ETF	78463X889
QQQM	INVESCO EXCH TRADED FD TR II	2,216 (+18.2%)	$671K (+33.6%)	0.3%	$260.64	—	NASDAQ 100 ETF	46138G649
SCHG	SCHWAB STRATEGIC TR	11,017 (+67.4%)	$373K (+74.7%)	0.1%	$33.00	—	US LCAP GR ETF	808524300
SCHF	SCHWAB STRATEGIC TR	77,040 (+1.4%)	$2.134M (+7.5%)	0.8%	$25.32	—	INTL EQTY ETF	808524805
SCHX	SCHWAB STRATEGIC TR	37,624 (+3.9%)	$1.107M (+9.4%)	0.4%	$34.00	—	US LRG CAP ETF	808524201
PFFD	GLOBAL X FDS	132,940 (+5.1%)	$2.485M (+3.0%)	0.9%	$19.40	—	US PFD ETF	37954Y657
PGX	INVESCO EXCH TRADED FD TR II	41,067 (+18.9%)	$445K (+15.5%)	0.2%	$11.30	—	PFD ETF	46138E511
TSLA	TESLA INC	1,079 (+1.0%)	$454K (+13.7%)	0.2%	$241.22	—	COM	88160R101
SPY	STATE STR SPDR S&P 500 ETF T	963 (+2.7%)	$719K (+8.2%)	0.3%	$539.06	—	TR UNIT	78462F103
AMZN	AMAZON COM INC	3,854 (+1.2%)	$919K (-5.4%)	0.3%	$153.90	—	COM	023135106
AVGO	BROADCOM INC	1,664 (+2.7%)	$629K (-7.6%)	0.2%	$179.21	—	COM	11135F101
GOOGL	ALPHABET INC	1,558 (+2.5%)	$557K (+8.1%)	0.2%	$150.37	—	CAP STK CL A	02079K305
NVDA	NVIDIA CORPORATION	6,829 (+1.1%)	$1.366M (+1.3%)	0.5%	$106.52	—	COM	67066G104
IWF	ISHARES TR	2,184 (+300.0%)	$271K (+5.0%)	0.1%	$199.27	—	RUS 1000 GRW ETF	464287614
SUB	ISHARES TR	6,657 (+1.9%)	$709K (+1.7%)	0.3%	$105.75	—	SHRT NAT MUN ETF	464288158
RSG	REPUBLIC SVCS INC	2,000 (+1.2%)	$426K (+0.8%)	0.2%	$153.68	—	COM	760759100

Exited Positions (4)

IBTK ISHARES TR 0.4%

Value $1.05M Shares 53,279 Est. Cost $19.67 Unrealized —

IBTJ ISHARES TR 0.4%

Value $1.032M Shares 47,308 Est. Cost $21.74 Unrealized —

IGIB ISHARES TR 0.1%

Value $298K Shares 5,577 Est. Cost $53.48 Unrealized —

DIS DISNEY WALT CO 0.1%

Value $201K Shares 1,940 Est. Cost $102.94 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IBTK	ISHARES TR	53,279	$1.05M	0.4%	$19.67	—	—	46436E593
IBTJ	ISHARES TR	47,308	$1.032M	0.4%	$21.74	—	—	46436E825
IGIB	ISHARES TR	5,577	$298K	0.1%	$53.48	—	—	464288638
DIS	DISNEY WALT CO	1,940	$201K	0.1%	$102.94	—	—	254687106

Decreased Positions (19)

IBHF ISHARES TR 0.3%

Value $895K (-71.4%) Shares 39,502 (-71.2%) Est. Cost $23.05 Unrealized —

IBDS ISHARES TR 0.2%

Value $432K (-79.8%) Shares 17,826 (-79.8%) Est. Cost $24.01 Unrealized —

IBDT ISHARES TR 0.2%

Value $404K (-80.7%) Shares 16,011 (-80.6%) Est. Cost $25.16 Unrealized —

BITB BITWISE BITCOIN ETF TR 0.4%

Value $1.136M (-34.6%) Shares 35,652 (-13.4%) Est. Cost $45.32 Unrealized —

MSFT MICROSOFT CORP 0.9%

Value $2.508M (-12.4%) Shares 6,724 (-2.4%) Est. Cost $364.34 Unrealized —

VTEB VANGUARD MUN BD FDS 0.3%

Value $671K (-26.3%) Shares 13,273 (-26.5%) Est. Cost $50.71 Unrealized —

VUG VANGUARD INDEX FDS 2.4%

Value $6.369M (+3.1%) Shares 73,932 (-1.8%) Est. Cost $117.13 Unrealized —

IBMR ISHARES TR 0.4%

Value $1.083M (-11.8%) Shares 42,640 (-11.7%) Est. Cost $25.42 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.1%

Value $209K (-37.8%) Shares 2,644 (-37.5%) Est. Cost $79.34 Unrealized —

CMCSA COMCAST CORP NEW 0.1%

Value $239K (-23.9%) Shares 9,750 (-2.0%) Est. Cost $39.68 Unrealized —

IBMP ISHARES TR 0.1%

Value $210K (-22.5%) Shares 8,249 (-22.5%) Est. Cost $25.39 Unrealized —

IBMQ ISHARES TR 0.2%

Value $611K (-7.5%) Shares 23,867 (-7.6%) Est. Cost $25.42 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.4%

Value $1.072M (+4.1%) Shares 37,005 (-1.6%) Est. Cost $31.57 Unrealized —

CRM SALESFORCE INC 0.1%

Value $284K (-11.6%) Shares 1,814 (-2.2%) Est. Cost $229.04 Unrealized —

IJR ISHARES TR 0.1%

Value $330K (-9.4%) Shares 2,222 (-17.2%) Est. Cost $108.47 Unrealized —

— NUVEEN MUN CR INCOME FD 0.4%

Value $1.073M (-2.8%) Shares 84,603 (-3.3%) Est. Cost $11.90 Unrealized —

— NUVEEN MUN HIGH INCOME OPPOR 0.1%

Value $179K (-13.9%) Shares 16,905 (-16.0%) Est. Cost $10.19 Unrealized —

IBMO ISHARES TR 0.1%

Value $249K (-9.5%) Shares 9,715 (-9.5%) Est. Cost $25.64 Unrealized —

SPYM SPDR SERIES TRUST 0.1%

Value $328K (+4.1%) Shares 3,738 (-1.2%) Est. Cost $55.90 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IBHF	ISHARES TR	39,502 (-71.2%)	$895K (-71.4%)	0.3%	$23.05	—	IBON 2026 TE ETF	46436E528
IBDS	ISHARES TR	17,826 (-79.8%)	$432K (-79.8%)	0.2%	$24.01	—	IBONDS 27 ETF	46435UAA9
IBDT	ISHARES TR	16,011 (-80.6%)	$404K (-80.7%)	0.2%	$25.16	—	IBDS DEC28 ETF	46435U515
BITB	BITWISE BITCOIN ETF TR	35,652 (-13.4%)	$1.136M (-34.6%)	0.4%	$45.32	—	SHS BEN INT	09174C104
MSFT	MICROSOFT CORP	6,724 (-2.4%)	$2.508M (-12.4%)	0.9%	$364.34	—	COM	594918104
VTEB	VANGUARD MUN BD FDS	13,273 (-26.5%)	$671K (-26.3%)	0.3%	$50.71	—	TAX EXEMPT BD	922907746
VUG	VANGUARD INDEX FDS	73,932 (-1.8%)	$6.369M (+3.1%)	2.4%	$117.13	—	GROWTH ETF	922908736
IBMR	ISHARES TR	42,640 (-11.7%)	$1.083M (-11.8%)	0.4%	$25.42	—	IBONDS DEC 2029	46436E163
VCSH	VANGUARD SCOTTSDALE FDS	2,644 (-37.5%)	$209K (-37.8%)	0.1%	$79.34	—	SHRT TRM CORP BD	92206C409
CMCSA	COMCAST CORP NEW	9,750 (-2.0%)	$239K (-23.9%)	0.1%	$39.68	—	CL A	20030N101
IBMP	ISHARES TR	8,249 (-22.5%)	$210K (-22.5%)	0.1%	$25.39	—	IBONDS DEC 27	46435U283
IBMQ	ISHARES TR	23,867 (-7.6%)	$611K (-7.5%)	0.2%	$25.42	—	IBONDS DEC 28	46435U325
SCHB	SCHWAB STRATEGIC TR	37,005 (-1.6%)	$1.072M (+4.1%)	0.4%	$31.57	—	US BRD MKT ETF	808524102
CRM	SALESFORCE INC	1,814 (-2.2%)	$284K (-11.6%)	0.1%	$229.04	—	COM	79466L302
IJR	ISHARES TR	2,222 (-17.2%)	$330K (-9.4%)	0.1%	$108.47	—	CORE S&P SCP ETF	464287804
—	NUVEEN MUN CR INCOME FD	84,603 (-3.3%)	$1.073M (-2.8%)	0.4%	$11.90	—	COM SH BEN INT	67070X101
—	NUVEEN MUN HIGH INCOME OPPOR	16,905 (-16.0%)	$179K (-13.9%)	0.1%	$10.19	—	COM	670682103
IBMO	ISHARES TR	9,715 (-9.5%)	$249K (-9.5%)	0.1%	$25.64	—	IBONDS DEC 26	46435U259
SPYM	SPDR SERIES TRUST	3,738 (-1.2%)	$328K (+4.1%)	0.1%	$55.90	—	ST STR P500ETF	78464A854

Unchanged Positions (60)

QQQ INVESCO QQQ TR 16.6%

Value $44.4M Shares 60,288 Est. Cost $458.24 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 6.6%

Value $17.62M Shares 247,306 Est. Cost $50.64 Unrealized —

AAPL APPLE INC 6.5%

Value $17.38M Shares 60,060 Est. Cost $224.74 Unrealized —

META META PLATFORMS INC 0.5%

Value $1.281M Shares 2,275 Est. Cost $348.60 Unrealized —

VTI VANGUARD INDEX FDS 1.5%

Value $3.908M Shares 10,560 Est. Cost $247.84 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.8%

Value $2.171M Shares 58,884 Est. Cost $38.78 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 1.0%

Value $2.766M Shares 5,527 Est. Cost $350.99 Unrealized —

IVV ISHARES TR 1.1%

Value $3.032M Shares 4,048 Est. Cost $481.75 Unrealized —

AMAT APPLIED MATLS INC 0.1%

Value $367K Shares 507 Est. Cost $326.57 Unrealized —

SPSM SPDR SERIES TRUST 0.7%

Value $1.738M Shares 30,132 Est. Cost $42.28 Unrealized —

EZBC FRANKLIN TEMPLETON DIGITAL H 0.2%

Value $424K Shares 12,500 Est. Cost $55.73 Unrealized —

VXF VANGUARD INDEX FDS 0.6%

Value $1.514M Shares 6,150 Est. Cost $164.42 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.9%

Value $2.283M Shares 27,260 Est. Cost $61.49 Unrealized —

IDEV ISHARES TR 1.6%

Value $4.39M Shares 49,324 Est. Cost $65.50 Unrealized —

ABBV ABBVIE INC 0.1%

Value $394K Shares 1,567 Est. Cost $139.70 Unrealized —

MDY STATE STR SPDR S&P MIDCAP 40 0.5%

Value $1.395M Shares 1,984 Est. Cost $513.44 Unrealized —

IJH ISHARES TR 0.5%

Value $1.37M Shares 17,765 Est. Cost $92.87 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.6%

Value $1.486M Shares 9,470 Est. Cost $102.88 Unrealized —

SPYV SPDR SERIES TRUST 0.9%

Value $2.497M Shares 41,074 Est. Cost $46.72 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.3%

Value $841K Shares 24,168 Est. Cost $36.14 Unrealized —

VTWO VANGUARD SCOTTSDALE FDS 0.3%

Value $734K Shares 6,047 Est. Cost $79.77 Unrealized —

VTWG VANGUARD SCOTTSDALE FDS 0.2%

Value $522K Shares 1,814 Est. Cost $183.55 Unrealized —

MGK VANGUARD WORLD FD 0.3%

Value $838K Shares 9,530 Est. Cost $130.54 Unrealized —

COP CONOCOPHILLIPS 0.1%

Value $232K Shares 2,227 Est. Cost $107.23 Unrealized —

VB VANGUARD INDEX FDS 0.3%

Value $692K Shares 2,284 Est. Cost $239.64 Unrealized —

VBK VANGUARD INDEX FDS 0.2%

Value $512K Shares 1,401 Est. Cost $333.51 Unrealized —

VV VANGUARD INDEX FDS 0.3%

Value $850K Shares 2,471 Est. Cost $223.87 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 0.3%

Value $749K Shares 1 Est. Cost $533852.10 Unrealized —

IWP ISHARES TR 0.2%

Value $530K Shares 3,620 Est. Cost $104.46 Unrealized —

IUSG ISHARES TR 0.2%

Value $472K Shares 2,510 Est. Cost $132.32 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.9%

Value $2.288M Shares 14,477 Est. Cost $112.02 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.3%

Value $781K Shares 3,299 Est. Cost $187.21 Unrealized —

VONG VANGUARD SCOTTSDALE FDS 0.2%

Value $592K Shares 4,631 Est. Cost $121.69 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.5%

Value $1.21M Shares 33,374 Est. Cost $30.04 Unrealized —

GATX GATX CORP 0.1%

Value $205K Shares 1,159 Est. Cost $184.07 Unrealized —

FNDE SCHWAB STRATEGIC TR 0.8%

Value $2.02M Shares 50,911 Est. Cost $27.14 Unrealized —

GOOG ALPHABET INC 0.1%

Value $292K Shares 827 Est. Cost $286.33 Unrealized —

USMV ISHARES TR 0.2%

Value $617K Shares 6,394 Est. Cost $78.03 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.1%

Value $270K Shares 3,868 Est. Cost $53.96 Unrealized —

MGC VANGUARD WORLD FD 0.1%

Value $219K Shares 802 Est. Cost $251.17 Unrealized —

IUSV ISHARES TR 0.2%

Value $415K Shares 3,772 Est. Cost $89.34 Unrealized —

VTEC VANGUARD CALIF TAX FREE FDS 0.9%

Value $2.312M Shares 22,979 Est. Cost $100.19 Unrealized —

JMUB J P MORGAN EXCHANGE TRADED F 0.4%

Value $1.123M Shares 22,174 Est. Cost $50.52 Unrealized —

EWX SPDR INDEX SHS FDS 0.1%

Value $240K Shares 3,235 Est. Cost $62.03 Unrealized —

DGS WISDOMTREE TR 0.1%

Value $322K Shares 4,980 Est. Cost $51.10 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.1%

Value $291K Shares 12,289 Est. Cost $20.74 Unrealized —

PZA INVESCO EXCH TRADED FD TR II 0.2%

Value $591K Shares 25,142 Est. Cost $23.33 Unrealized —

AMLP ALPS ETF TR 0.3%

Value $715K Shares 13,788 Est. Cost $43.38 Unrealized —

BSJQ INVESCO EXCH TRD SLF IDX FD 0.2%

Value $500K Shares 21,800 Est. Cost $23.13 Unrealized —

MLPA GLOBAL X FDS 0.1%

Value $312K Shares 5,883 Est. Cost $45.48 Unrealized —

CAM AB ACTIVE ETFS INC 0.4%

Value $990K Shares 39,332 Est. Cost $25.10 Unrealized —

FTCA PUTNAM ETF TRUST 0.1%

Value $337K Shares 45,419 Est. Cost $7.37 Unrealized —

DFNM DIMENSIONAL ETF TRUST 1.0%

Value $2.668M Shares 55,193 Est. Cost $48.51 Unrealized —

MUB ISHARES TR 0.3%

Value $744K Shares 6,913 Est. Cost $107.91 Unrealized —

JNK SPDR SERIES TRUST 0.1%

Value $246K Shares 2,552 Est. Cost $96.74 Unrealized —

SCMB SCHWAB STRATEGIC TR 0.2%

Value $434K Shares 16,819 Est. Cost $33.88 Unrealized —

BSMT INVESCO EXCH TRD SLF IDX FD 0.1%

Value $298K Shares 12,961 Est. Cost $23.41 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.3%

Value $786K Shares 24,793 Est. Cost $29.19 Unrealized —

BSMS INVESCO EXCH TRD SLF IDX FD 0.1%

Value $335K Shares 14,285 Est. Cost $23.58 Unrealized —

ITM VANECK ETF TRUST 0.1%

Value $347K Shares 7,381 Est. Cost $45.34 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QQQ	INVESCO QQQ TR	60,288	$44.4M	16.6%	$458.24	—	UNIT SER 1	46090E103
VEA	VANGUARD TAX-MANAGED FDS	247,306	$17.62M	6.6%	$50.64	—	VAN FTSE DEV MKT	921943858
AAPL	APPLE INC	60,060	$17.38M	6.5%	$224.74	—	COM	037833100
META	META PLATFORMS INC	2,275	$1.281M	0.5%	$348.60	—	CL A	30303M102
VTI	VANGUARD INDEX FDS	10,560	$3.908M	1.5%	$247.84	—	TOTAL STK MKT	922908769
SCHM	SCHWAB STRATEGIC TR	58,884	$2.171M	0.8%	$38.78	—	US MID-CAP ETF	808524508
BRK/B	BERKSHIRE HATHAWAY INC DEL	5,527	$2.766M	1.0%	$350.99	—	CL B NEW	084670702
IVV	ISHARES TR	4,048	$3.032M	1.1%	$481.75	—	CORE S&P500 ETF	464287200
AMAT	APPLIED MATLS INC	507	$367K	0.1%	$326.57	—	COM	038222105
SPSM	SPDR SERIES TRUST	30,132	$1.738M	0.7%	$42.28	—	ST STR SP600 SML	78468R853
EZBC	FRANKLIN TEMPLETON DIGITAL H	12,500	$424K	0.2%	$55.73	—	BITCOIN ETF SHS	354921108
VXF	VANGUARD INDEX FDS	6,150	$1.514M	0.6%	$164.42	—	EXTEND MKT ETF	922908652
VEU	VANGUARD INTL EQUITY INDEX F	27,260	$2.283M	0.9%	$61.49	—	ALLWRLD EX US	922042775
IDEV	ISHARES TR	49,324	$4.39M	1.6%	$65.50	—	CORE MSCI INTL	46435G326
ABBV	ABBVIE INC	1,567	$394K	0.1%	$139.70	—	COM	00287Y109
MDY	STATE STR SPDR S&P MIDCAP 40	1,984	$1.395M	0.5%	$513.44	—	UTSER1 S&PDCRP	78467Y107
IJH	ISHARES TR	17,765	$1.37M	0.5%	$92.87	—	CORE S&P MCP ETF	464287507
VT	VANGUARD INTL EQUITY INDEX F	9,470	$1.486M	0.6%	$102.88	—	TT WRLD ST ETF	922042742
SPYV	SPDR SERIES TRUST	41,074	$2.497M	0.9%	$46.72	—	ST STR P500VAL	78464A508
SCHV	SCHWAB STRATEGIC TR	24,168	$841K	0.3%	$36.14	—	US LCAP VA ETF	808524409
VTWO	VANGUARD SCOTTSDALE FDS	6,047	$734K	0.3%	$79.77	—	VNG RUS2000IDX	92206C664
VTWG	VANGUARD SCOTTSDALE FDS	1,814	$522K	0.2%	$183.55	—	VNG RUS2000GRW	92206C623
MGK	VANGUARD WORLD FD	9,530	$838K	0.3%	$130.54	—	MEGA GRWTH IND	921910816
COP	CONOCOPHILLIPS	2,227	$232K	0.1%	$107.23	—	COM	20825C104
VB	VANGUARD INDEX FDS	2,284	$692K	0.3%	$239.64	—	SMALL CP ETF	922908751
VBK	VANGUARD INDEX FDS	1,401	$512K	0.2%	$333.51	—	SML CP GRW ETF	922908595
VV	VANGUARD INDEX FDS	2,471	$850K	0.3%	$223.87	—	LARGE CAP ETF	922908637
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$749K	0.3%	$533852.10	—	CL A	084670108
IWP	ISHARES TR	3,620	$530K	0.2%	$104.46	—	RUS MD CP GR ETF	464287481
IUSG	ISHARES TR	2,510	$472K	0.2%	$132.32	—	CORE S&P US GWT	464287671
VYM	VANGUARD WHITEHALL FDS	14,477	$2.288M	0.9%	$112.02	—	HIGH DIV YLD	921946406
VIG	VANGUARD SPECIALIZED FUNDS	3,299	$781K	0.3%	$187.21	—	DIV APP ETF	921908844
VONG	VANGUARD SCOTTSDALE FDS	4,631	$592K	0.2%	$121.69	—	VNG RUS1000GRW	92206C680
SCHE	SCHWAB STRATEGIC TR	33,374	$1.21M	0.5%	$30.04	—	EMRG MKTEQ ETF	808524706
GATX	GATX CORP	1,159	$205K	0.1%	$184.07	—	COM	361448103
FNDE	SCHWAB STRATEGIC TR	50,911	$2.02M	0.8%	$27.14	—	FUND EM EQUI ETF	808524730
GOOG	ALPHABET INC	827	$292K	0.1%	$286.33	—	CAP STK CL C	02079K107
USMV	ISHARES TR	6,394	$617K	0.2%	$78.03	—	MSCI USA MIN ETF	46429B697
DFAT	DIMENSIONAL ETF TRUST	3,868	$270K	0.1%	$53.96	—	US TARGETED VLU	25434V609
MGC	VANGUARD WORLD FD	802	$219K	0.1%	$251.17	—	MEGA CAP INDEX	921910873
IUSV	ISHARES TR	3,772	$415K	0.2%	$89.34	—	CORE S&P US VLU	464287663
VTEC	VANGUARD CALIF TAX FREE FDS	22,979	$2.312M	0.9%	$100.19	—	TAX EXEMPT BD FD	922021605
JMUB	J P MORGAN EXCHANGE TRADED F	22,174	$1.123M	0.4%	$50.52	—	MUNICIPAL ETF	46641Q647
EWX	SPDR INDEX SHS FDS	3,235	$240K	0.1%	$62.03	—	ST MARKE CAP ETF	78463X756
DGS	WISDOMTREE TR	4,980	$322K	0.1%	$51.10	—	EMG MKTS SMCAP	97717W281
SCHH	SCHWAB STRATEGIC TR	12,289	$291K	0.1%	$20.74	—	US REIT ETF	808524847
PZA	INVESCO EXCH TRADED FD TR II	25,142	$591K	0.2%	$23.33	—	NATL AMT MUNI	46138E537
AMLP	ALPS ETF TR	13,788	$715K	0.3%	$43.38	—	ALERIAN MLP	00162Q452
BSJQ	INVESCO EXCH TRD SLF IDX FD	21,800	$500K	0.2%	$23.13	—	INVSCO BLSH 26	46138J635
MLPA	GLOBAL X FDS	5,883	$312K	0.1%	$45.48	—	GLBL X MLP ETF	37954Y343
CAM	AB ACTIVE ETFS INC	39,332	$990K	0.4%	$25.10	—	CALIF INTER ETF	00039J772
FTCA	PUTNAM ETF TRUST	45,419	$337K	0.1%	$7.37	—	FRANKLIN CALIF	746729839
DFNM	DIMENSIONAL ETF TRUST	55,193	$2.668M	1.0%	$48.51	—	NATL MUN BD ETF	25434V849
MUB	ISHARES TR	6,913	$744K	0.3%	$107.91	—	NATIONAL MUN ETF	464288414
JNK	SPDR SERIES TRUST	2,552	$246K	0.1%	$96.74	—	ST BLOO HIGH ETF	78468R622
SCMB	SCHWAB STRATEGIC TR	16,819	$434K	0.2%	$33.88	—	MUN BD ETF	808524649
BSMT	INVESCO EXCH TRD SLF IDX FD	12,961	$298K	0.1%	$23.41	—	BULSHS 2029 MUNI	46138J478
SCHD	SCHWAB STRATEGIC TR	24,793	$786K	0.3%	$29.19	—	US DIVIDEND EQ	808524797
BSMS	INVESCO EXCH TRD SLF IDX FD	14,285	$335K	0.1%	$23.58	—	BULSHS 2028 MUNI	46138J486
ITM	VANECK ETF TRUST	7,381	$347K	0.1%	$45.34	—	INTRMDT MUNI ETF	92189H201