Gladwyn Financial Advisors, Inc. Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
MGV	VANGUARD WORLD FD	58,427 (+4.8%)	$8,248 (+7.4%)	5.8%	$131.92	—	MEGA CAP VAL ETF	921910840
VOE	VANGUARD INDEX FDS	59,263 (+2.7%)	$10,511 (+4.3%)	7.4%	$165.10	—	MCAP VL IDXVIP	922908512
VBR	VANGUARD INDEX FDS	50,675 (+1.5%)	$10,733 (+3.0%)	7.5%	$195.41	—	SM CP VAL ETF	922908611
VEU	VANGUARD INTL EQUITY INDEX F	76,032 (+2.5%)	$5,593 (+5.7%)	3.9%	$67.50	—	ALLWRLD EX US	922042775
PDBC	INVESCO ACTVELY MNGD ETC FD	241,652 (+8.7%)	$3,202 (+7.2%)	2.2%	$13.08	—	OPTIMUM YIELD	46090F100
VOT	VANGUARD INDEX FDS	35,337 (+3.4%)	$9,864 (-1.8%)	6.9%	$284.22	—	MCAP GR IDXVIP	922908538
IEI	ISHARES TR	37,901 (+4.1%)	$4,523 (+4.0%)	3.2%	$119.12	—	3 7 YR TREAS BD	464288661
BSV	VANGUARD BD INDEX FDS	59,177 (+3.7%)	$4,664 (+3.6%)	3.3%	$78.71	—	SHORT TRM BOND	921937827
VSS	VANGUARD INTL EQUITY INDEX F	49,180 (+1.7%)	$7,049 (+2.2%)	5.0%	$134.69	—	FTSE SMCAP ETF	922042718
GD	GENERAL DYNAMICS CORP	6,011 (+9.5%)	$2,024 (+8.2%)	1.4%	$278.41	+22.4%	COM	369550108
VCSH	VANGUARD SCOTTSDALE FDS	59,250 (+3.3%)	$4,724 (+3.1%)	3.3%	$79.53	—	SHRT TRM CORP BD	92206C409
VCIT	VANGUARD SCOTTSDALE FDS	52,262 (+3.5%)	$4,377 (+3.1%)	3.1%	$83.00	—	INT-TERM CORP	92206C870
HYG	ISHARES TR	40,428 (+4.4%)	$3,260 (+3.6%)	2.3%	$80.69	—	IBOXX HI YD ETF	464288513
CEMB	ISHARES INC	70,272 (+4.1%)	$3,223 (+3.3%)	2.3%	$45.50	—	JP MRG EM CRP BD	464286251
VWOB	VANGUARD WHITEHALL FDS	36,847 (+3.1%)	$2,485 (+3.9%)	1.7%	$65.49	—	EM MK GOV BD ETF	921946885
EMB	ISHARES TR	25,550 (+2.6%)	$2,460 (+3.8%)	1.7%	$92.84	—	JPMORGAN USD EMG	464288281
BNDX	VANGUARD CHARLOTTE FDS	48,954 (+6.4%)	$2,365 (+3.9%)	1.7%	$49.44	—	TOTAL INT BD ETF	92203J407
JNJ	JOHNSON & JOHNSON	719 (+53.3%)	$149 (+71.1%)	0.1%	$166.89	+18.0%	COM	478160104
KO	COCA COLA CO	7,938 (+4.2%)	$555 (+9.9%)	0.4%	$69.77	-0.5%	COM	191216100
LQD	ISHARES TR	21,793 (+3.3%)	$2,401 (+2.1%)	1.7%	$109.71	—	IBOXX INV CP ETF	464287242
ALL	ALLSTATE CORP	976 (+35.0%)	$203 (+31.0%)	0.1%	$198.74	+2.7%	COM	020002101
XOM	EXXON MOBIL CORP	2,107 (+13.8%)	$254 (+21.6%)	0.2%	$105.85	+9.1%	COM	30231G102
MMM	3M CO	998 (+33.4%)	$160 (+37.6%)	0.1%	$146.74	+11.2%	COM	88579Y101
SOLV	SOLVENTUM CORP	686 (+268.8%)	$54 (+300.3%)	0.0%	$75.02	+2.1%	COM SHS	83444M101
VGLT	VANGUARD SCOTTSDALE FDS	82,599 (+2.7%)	$4,609 (+0.8%)	3.2%	$56.16	—	LONG TERM TREAS	92206C847
PG	PROCTER AND GAMBLE CO	2,391 (+12.5%)	$343 (+4.9%)	0.2%	$159.27	-7.6%	COM	742718109
WEC	WEC ENERGY GROUP INC	1,929 (+14.9%)	$203 (+5.7%)	0.1%	$105.03	+5.0%	COM	92939U106
VZ	VERIZON COMMUNICATIONS INC	3,566 (+1.7%)	$145 (-5.7%)	0.1%	$41.81	-3.2%	COM	92343V104
MDY	SPDR S&P MIDCAP 400 ETF TR	444 (+1.6%)	$268 (+2.8%)	0.2%	$567.32	—	UTSER1 S&PDCRP	78467Y107
VPL	VANGUARD INTL EQUITY INDEX F	235 (+2.6%)	$21 (+5.7%)	0.0%	$87.74	—	FTSE PACIFIC ETF	922042866
LNC	LINCOLN NATL CORP IND	223 (+1.4%)	$10 (+11.6%)	0.0%	$31.67	+30.0%	COM	534187109
EDV	VANGUARD WORLD FD	1,300 (+6.6%)	$85 (+1.2%)	0.1%	$67.21	—	EXTENDED DUR	921910709
D	DOMINION ENERGY INC	400 (+1.0%)	$23 (-3.2%)	0.0%	$53.29	+12.1%	COM	25746U109
EMXC	ISHARES INC	38 (+2.7%)	$3 (+9.7%)	0.0%	$63.94	—	MSCI EMRG CHN	46434G764
IMCV	ISHARES TR	73 (+1.4%)	$6 (+3.1%)	0.0%	$75.77	—	MRGSTR MD CP VAL	464288406
CC	CHEMOURS CO	44 (+2.3%)	$1 (-25.1%)	0.0%	$11.11	+15.1%	COM	163851108
SCHE	SCHWAB STRATEGIC TR	464 (+2.7%)	$15 (+0.9%)	0.0%	$30.18	—	EMRG MKTEQ ETF	808524706
XLY	SELECT SECTOR SPDR TR	251 (+100.8%)	$30 (-0.1%)	0.0%	$179.48	—	STATE STREET CON	81369Y407
TIP	ISHARES TR	235 (+1.3%)	$26 (-0.1%)	0.0%	$110.14	—	TIPS BD ETF	464287176

Decreased Positions (6)

SPY SPDR S&P 500 ETF TR 1.8%

Value ($000) $2,504 (-21.6%) Shares 3,671 (-23.4%) Est. Cost $617.85 Unrealized —

AGG ISHARES TR 0.6%

Value ($000) $885 (-20.6%) Shares 8,857 (-20.3%) Est. Cost $99.23 Unrealized —

EFA ISHARES TR 0.8%

Value ($000) $1,179 (-16.2%) Shares 12,273 (-18.5%) Est. Cost $89.48 Unrealized —

VTI VANGUARD INDEX FDS 0.1%

Value ($000) $94 (-9.2%) Shares 281 (-11.1%) Est. Cost $303.89 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value ($000) $143 (-2.4%) Shares 554 (-3.8%) Est. Cost $236.84 Unrealized —

XLC SELECT SECTOR SPDR TR 0.0%

Value ($000) $45 (-2.8%) Shares 380 (-2.1%) Est. Cost $118.48 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SPY	SPDR S&P 500 ETF TR	3,671 (-23.4%)	$2,504 (-21.6%)	1.8%	$617.85	—	TR UNIT	78462F103
AGG	ISHARES TR	8,857 (-20.3%)	$885 (-20.6%)	0.6%	$99.23	—	CORE US AGGBD ET	464287226
EFA	ISHARES TR	12,273 (-18.5%)	$1,179 (-16.2%)	0.8%	$89.48	—	MSCI EAFE ETF	464287465
VTI	VANGUARD INDEX FDS	281 (-11.1%)	$94 (-9.2%)	0.1%	$303.89	—	TOTAL STK MKT	922908769
VB	VANGUARD INDEX FDS	554 (-3.8%)	$143 (-2.4%)	0.1%	$236.84	—	SMALL CP ETF	922908751
XLC	SELECT SECTOR SPDR TR	380 (-2.1%)	$45 (-2.8%)	0.0%	$118.48	—	STATE STREET COM	81369Y852

Unchanged Positions (40)

MGK VANGUARD WORLD FD 5.6%

Value ($000) $7,923 Shares 19,194 Est. Cost $366.17 Unrealized —

VBK VANGUARD INDEX FDS 7.5%

Value ($000) $10,744 Shares 35,564 Est. Cost $276.95 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 4.7%

Value ($000) $6,647 Shares 123,643 Est. Cost $49.53 Unrealized —

DD DUPONT DE NEMOURS INC 0.0%

Value ($000) $48 Shares 1,187 Est. Cost $27.31 Unrealized +36.9%

CACI CACI INTL INC 0.5%

Value ($000) $693 Shares 1,300 Est. Cost $443.01 Unrealized +27.6%

NEE NEXTERA ENERGY INC 0.5%

Value ($000) $731 Shares 9,103 Est. Cost $68.10 Unrealized +21.2%

VTV VANGUARD INDEX FDS 0.9%

Value ($000) $1,326 Shares 6,943 Est. Cost $176.73 Unrealized —

ACWX ISHARES TR 0.4%

Value ($000) $564 Shares 8,397 Est. Cost $60.94 Unrealized —

AMZN AMAZON COM INC 0.2%

Value ($000) $332 Shares 1,430 Est. Cost $197.89 Unrealized +15.6%

TT TRANE TECHNOLOGIES PLC 0.1%

Value ($000) $198 Shares 509 Est. Cost $392.99 Unrealized +5.2%

GEV GE VERNOVA INC 0.2%

Value ($000) $268 Shares 410 Est. Cost $415.97 Unrealized +46.4%

JPM JPMORGAN CHASE & CO. 0.4%

Value ($000) $597 Shares 1,852 Est. Cost $252.67 Unrealized +22.5%

WMT WALMART INC 0.1%

Value ($000) $204 Shares 1,828 Est. Cost $94.76 Unrealized +13.1%

VUG VANGUARD INDEX FDS 0.9%

Value ($000) $1,343 Shares 2,753 Est. Cost $438.36 Unrealized —

DBC INVESCO DB COMMDY INDX TRCK 3.2%

Value ($000) $4,505 Shares 201,455 Est. Cost $21.81 Unrealized —

GE GE AEROSPACE 0.3%

Value ($000) $432 Shares 1,404 Est. Cost $218.59 Unrealized +37.6%

IEMG ISHARES INC 0.4%

Value ($000) $519 Shares 7,721 Est. Cost $60.03 Unrealized —

SCZ ISHARES TR 0.4%

Value ($000) $588 Shares 7,579 Est. Cost $72.68 Unrealized —

ALLE ALLEGION PLC 0.0%

Value ($000) $55 Shares 348 Est. Cost $136.29 Unrealized +22.3%

GEHC GE HEALTHCARE TECHNOLOGIES I 0.0%

Value ($000) $38 Shares 465 Est. Cost $69.54 Unrealized +12.0%

IR INGERSOLL RAND INC 0.0%

Value ($000) $40 Shares 500 Est. Cost $78.76 Unrealized +0.2%

UNP UNION PAC CORP 0.1%

Value ($000) $72 Shares 309 Est. Cost $218.47 Unrealized +4.0%

IWF ISHARES TR 0.1%

Value ($000) $92 Shares 195 Est. Cost $425.45 Unrealized —

EEM ISHARES TR 0.0%

Value ($000) $42 Shares 759 Est. Cost $48.42 Unrealized —

ESGV VANGUARD WORLD FD 0.0%

Value ($000) $40 Shares 328 Est. Cost $109.79 Unrealized —

XLF SELECT SECTOR SPDR TR 0.0%

Value ($000) $44 Shares 804 Est. Cost $53.85 Unrealized —

PPG PPG INDS INC 0.0%

Value ($000) $28 Shares 271 Est. Cost $106.34 Unrealized -5.9%

ED CONSOLIDATED EDISON INC 0.0%

Value ($000) $53 Shares 531 Est. Cost $103.69 Unrealized -4.7%

DOW DOW INC 0.0%

Value ($000) $30 Shares 1,265 Est. Cost $27.75 Unrealized -17.9%

SUSL ISHARES TR 0.0%

Value ($000) $16 Shares 129 Est. Cost $108.38 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.0%

Value ($000) $15 Shares 105 Est. Cost $128.37 Unrealized —

PFE PFIZER INC 0.0%

Value ($000) $13 Shares 512 Est. Cost $22.35 Unrealized +12.0%

WM WASTE MGMT INC DEL 0.0%

Value ($000) $56 Shares 254 Est. Cost $229.63 Unrealized -7.4%

VO VANGUARD INDEX FDS 0.1%

Value ($000) $88 Shares 304 Est. Cost $280.08 Unrealized —

NCLH NORWEGIAN CRUISE LINE HLDG L 0.0%

Value ($000) $2 Shares 100 Est. Cost $17.89 Unrealized +18.0%

ILCV ISHARES TR 0.0%

Value ($000) $4 Shares 45 Est. Cost $83.49 Unrealized —

CTVA CORTEVA INC 0.0%

Value ($000) $22 Shares 333 Est. Cost $66.17 Unrealized -2.5%

CCL CARNIVAL CORP 0.0%

Value ($000) $3 Shares 100 Est. Cost $21.40 Unrealized +30.3%

VXF VANGUARD INDEX FDS 0.0%

Value ($000) $70 Shares 334 Est. Cost $192.46 Unrealized —

MGC VANGUARD WORLD FD 0.0%

Value ($000) $2 Shares 6 Est. Cost $227.67 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
MGK	VANGUARD WORLD FD	19,194	$7,923	5.6%	$366.17	—	MEGA GRWTH IND	921910816
VBK	VANGUARD INDEX FDS	35,564	$10,744	7.5%	$276.95	—	SML CP GRW ETF	922908595
VWO	VANGUARD INTL EQUITY INDEX F	123,643	$6,647	4.7%	$49.53	—	FTSE EMR MKT ETF	922042858
DD	DUPONT DE NEMOURS INC	1,187	$48	0.0%	$27.31	+36.9%	COM	26614N102
CACI	CACI INTL INC	1,300	$693	0.5%	$443.01	+27.6%	CL A	127190304
NEE	NEXTERA ENERGY INC	9,103	$731	0.5%	$68.10	+21.2%	COM	65339F101
VTV	VANGUARD INDEX FDS	6,943	$1,326	0.9%	$176.73	—	VALUE ETF	922908744
ACWX	ISHARES TR	8,397	$564	0.4%	$60.94	—	MSCI ACWI EX US	464288240
AMZN	AMAZON COM INC	1,430	$332	0.2%	$197.89	+15.6%	COM	023135106
TT	TRANE TECHNOLOGIES PLC	509	$198	0.1%	$392.99	+5.2%	SHS	G8994E103
GEV	GE VERNOVA INC	410	$268	0.2%	$415.97	+46.4%	COM	36828A101
JPM	JPMORGAN CHASE & CO.	1,852	$597	0.4%	$252.67	+22.5%	COM	46625H100
WMT	WALMART INC	1,828	$204	0.1%	$94.76	+13.1%	COM	931142103
VUG	VANGUARD INDEX FDS	2,753	$1,343	0.9%	$438.36	—	GROWTH ETF	922908736
DBC	INVESCO DB COMMDY INDX TRCK	201,455	$4,505	3.2%	$21.81	—	UNIT	46138B103
GE	GE AEROSPACE	1,404	$432	0.3%	$218.59	+37.6%	COM NEW	369604301
IEMG	ISHARES INC	7,721	$519	0.4%	$60.03	—	CORE MSCI EMKT	46434G103
SCZ	ISHARES TR	7,579	$588	0.4%	$72.68	—	EAFE SML CP ETF	464288273
ALLE	ALLEGION PLC	348	$55	0.0%	$136.29	+22.3%	ORD SHS	G0176J109
GEHC	GE HEALTHCARE TECHNOLOGIES I	465	$38	0.0%	$69.54	+12.0%	COMMON STOCK	36266G107
IR	INGERSOLL RAND INC	500	$40	0.0%	$78.76	+0.2%	COM	45687V106
UNP	UNION PAC CORP	309	$72	0.1%	$218.47	+4.0%	COM	907818108
IWF	ISHARES TR	195	$92	0.1%	$425.45	—	RUS 1000 GRW ETF	464287614
EEM	ISHARES TR	759	$42	0.0%	$48.42	—	MSCI EMG MKT ETF	464287234
ESGV	VANGUARD WORLD FD	328	$40	0.0%	$109.79	—	ESG US STK ETF	921910733
XLF	SELECT SECTOR SPDR TR	804	$44	0.0%	$53.85	—	STATE STREET FIN	81369Y605
PPG	PPG INDS INC	271	$28	0.0%	$106.34	-5.9%	COM	693506107
ED	CONSOLIDATED EDISON INC	531	$53	0.0%	$103.69	-4.7%	COM	209115104
DOW	DOW INC	1,265	$30	0.0%	$27.75	-17.9%	COM	260557103
SUSL	ISHARES TR	129	$16	0.0%	$108.38	—	ESG MSCI LEADR	46435U218
VT	VANGUARD INTL EQUITY INDEX F	105	$15	0.0%	$128.37	—	TT WRLD ST ETF	922042742
PFE	PFIZER INC	512	$13	0.0%	$22.35	+12.0%	COM	717081103
WM	WASTE MGMT INC DEL	254	$56	0.0%	$229.63	-7.4%	COM	94106L109
VO	VANGUARD INDEX FDS	304	$88	0.1%	$280.08	—	MID CAP ETF	922908629
NCLH	NORWEGIAN CRUISE LINE HLDG L	100	$2	0.0%	$17.89	+18.0%	SHS	G66721104
ILCV	ISHARES TR	45	$4	0.0%	$83.49	—	MORNINGSTAR VALU	464288109
CTVA	CORTEVA INC	333	$22	0.0%	$66.17	-2.5%	COM	22052L104
CCL	CARNIVAL CORP	100	$3	0.0%	$21.40	+30.3%	UNIT 99/99/9999	143658300
VXF	VANGUARD INDEX FDS	334	$70	0.0%	$192.46	—	EXTEND MKT ETF	922908652
MGC	VANGUARD WORLD FD	6	$2	0.0%	$227.67	—	MEGA CAP INDEX	921910873