SAGE FINANCIAL GROUP INC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
RSP	INVESCO EXCHANGE TRADED FD T	173,187	$33,176	2.2%	$191.56	—	S&P500 EQL WGT	46137V357
SHYD	VANECK ETF TRUST	60,150	$1,378	0.1%	$22.91	—	SHRT HGH YLD MUN	92189F387
VCIT	VANGUARD SCOTTSDALE FDS	7,471	$626	0.0%	$83.75	—	INT-TERM CORP	92206C870
AOK	ISHARES TR	9,495	$381	0.0%	$40.13	—	CORE 30/70 CONSE	464289883
IWO	ISHARES TR	763	$246	0.0%	$323.01	—	RUS 2000 GRW ETF	464287648
BNDW	VANGUARD SCOTTSDALE FDS	3,342	$230	0.0%	$68.74	—	TOTAL WLD BD ETF	92206C565
CAT	CATERPILLAR INC	400	$229	0.0%	$555.50	0.0%	COM	149123101
EWX	SPDR INDEX SHS FDS	3,339	$219	0.0%	$65.66	—	S&P EMKTSC ETF	78463X756
GSUS	GOLDMAN SACHS ETF TR	2,180	$206	0.0%	$94.40	—	MARKETBETA US EQ	381430123
VPU	VANGUARD WORLD FD	1,110	$205	0.0%	$185.04	—	UTILITIES ETF	92204A876
EIS	ISHARES INC	1,841	$203	0.0%	$110.03	—	MSCI ISRAEL ETF	464286632

Increased Positions (31)

VEU VANGUARD INTL EQUITY INDEX F 3.2%

Value ($000) $48,905 (+10.2%) Shares 664,829 (+7.0%) Est. Cost $53.04 Unrealized —

BKLN INVESCO EXCH TRADED FD TR II 0.4%

Value ($000) $5,535 (+321.6%) Shares 263,584 (+320.2%) Est. Cost $21.02 Unrealized —

IJH ISHARES TR 6.2%

Value ($000) $93,221 (+3.9%) Shares 1,412,434 (+2.8%) Est. Cost $85.82 Unrealized —

IJR ISHARES TR 4.7%

Value ($000) $71,187 (+3.4%) Shares 592,334 (+2.2%) Est. Cost $93.55 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 2.9%

Value ($000) $43,428 (+5.3%) Shares 807,812 (+6.1%) Est. Cost $44.76 Unrealized —

VNQ VANGUARD INDEX FDS 1.5%

Value ($000) $22,951 (+5.5%) Shares 259,358 (+9.0%) Est. Cost $86.60 Unrealized —

SCHM SCHWAB STRATEGIC TR 1.9%

Value ($000) $29,289 (+2.7%) Shares 974,044 (+1.3%) Est. Cost $35.54 Unrealized —

ACWX ISHARES TR 0.4%

Value ($000) $6,686 (+9.0%) Shares 99,598 (+5.6%) Est. Cost $50.61 Unrealized —

VB VANGUARD INDEX FDS 0.9%

Value ($000) $13,715 (+3.0%) Shares 53,169 (+1.6%) Est. Cost $221.41 Unrealized —

VOT VANGUARD INDEX FDS 0.7%

Value ($000) $10,130 (-3.2%) Shares 36,290 (+1.9%) Est. Cost $137.52 Unrealized —

EFV ISHARES TR 0.2%

Value ($000) $3,423 (+8.8%) Shares 47,932 (+3.3%) Est. Cost $52.84 Unrealized —

SLYG SPDR SERIES TRUST 0.2%

Value ($000) $2,809 (+10.5%) Shares 29,827 (+10.6%) Est. Cost $70.55 Unrealized —

IGF ISHARES TR 0.5%

Value ($000) $7,179 (+3.8%) Shares 116,991 (+3.4%) Est. Cost $49.13 Unrealized —

SHV ISHARES TR 0.0%

Value ($000) $598 (+64.4%) Shares 5,425 (+64.9%) Est. Cost $110.31 Unrealized —

JUST GOLDMAN SACHS ETF TR 0.3%

Value ($000) $4,183 (+4.9%) Shares 43,261 (+1.7%) Est. Cost $65.91 Unrealized —

DIA SPDR DOW JONES INDL AVERAGE 0.0%

Value ($000) $520 (+49.5%) Shares 1,082 (+44.3%) Est. Cost $363.79 Unrealized —

IYR ISHARES TR 0.0%

Value ($000) $452 (+44.4%) Shares 4,809 (+49.3%) Est. Cost $92.55 Unrealized —

JMST J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $1,273 (+8.1%) Shares 24,990 (+8.3%) Est. Cost $50.90 Unrealized —

XJH ISHARES TR 0.1%

Value ($000) $1,383 (+3.8%) Shares 30,972 (+2.0%) Est. Cost $36.85 Unrealized —

VO VANGUARD INDEX FDS 1.2%

Value ($000) $17,613 (+0.3%) Shares 60,688 (+1.5%) Est. Cost $222.48 Unrealized —

IEMG ISHARES INC 0.0%

Value ($000) $515 (+8.2%) Shares 7,666 (+6.1%) Est. Cost $50.06 Unrealized —

QQQ INVESCO QQQ TR 0.1%

Value ($000) $838 (+4.8%) Shares 1,364 (+2.4%) Est. Cost $369.64 Unrealized —

IGSB ISHARES TR 0.1%

Value ($000) $1,332 (+2.9%) Shares 25,187 (+3.2%) Est. Cost $51.41 Unrealized —

MDYG SPDR SERIES TRUST 0.1%

Value ($000) $1,762 (+2.0%) Shares 19,060 (+1.0%) Est. Cost $65.45 Unrealized —

AOR ISHARES TR 0.1%

Value ($000) $1,362 (+2.6%) Shares 20,947 (+1.6%) Est. Cost $53.39 Unrealized —

IJS ISHARES TR 0.0%

Value ($000) $628 (+5.3%) Shares 5,526 (+2.4%) Est. Cost $94.55 Unrealized —

EAGG ISHARES TR 0.0%

Value ($000) $305 (+8.3%) Shares 6,382 (+8.7%) Est. Cost $48.32 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.0%

Value ($000) $524 (+3.9%) Shares 3,654 (+2.1%) Est. Cost $129.48 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.1%

Value ($000) $790 (+1.8%) Shares 24,113 (+3.7%) Est. Cost $26.82 Unrealized —

IJK ISHARES TR 0.0%

Value ($000) $293 (+3.5%) Shares 3,021 (+2.4%) Est. Cost $72.60 Unrealized —

AGG ISHARES TR 0.1%

Value ($000) $900 (+0.6%) Shares 9,011 (+1.0%) Est. Cost $98.45 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VEU	VANGUARD INTL EQUITY INDEX F	664,829 (+7.0%)	$48,905 (+10.2%)	3.2%	$53.04	—	ALLWRLD EX US	922042775
BKLN	INVESCO EXCH TRADED FD TR II	263,584 (+320.2%)	$5,535 (+321.6%)	0.4%	$21.02	—	SR LN ETF	46138G508
IJH	ISHARES TR	1,412,434 (+2.8%)	$93,221 (+3.9%)	6.2%	$85.82	—	CORE S&P MCP ETF	464287507
IJR	ISHARES TR	592,334 (+2.2%)	$71,187 (+3.4%)	4.7%	$93.55	—	CORE S&P SCP ETF	464287804
VWO	VANGUARD INTL EQUITY INDEX F	807,812 (+6.1%)	$43,428 (+5.3%)	2.9%	$44.76	—	FTSE EMR MKT ETF	922042858
VNQ	VANGUARD INDEX FDS	259,358 (+9.0%)	$22,951 (+5.5%)	1.5%	$86.60	—	REAL ESTATE ETF	922908553
SCHM	SCHWAB STRATEGIC TR	974,044 (+1.3%)	$29,289 (+2.7%)	1.9%	$35.54	—	US MID-CAP ETF	808524508
ACWX	ISHARES TR	99,598 (+5.6%)	$6,686 (+9.0%)	0.4%	$50.61	—	MSCI ACWI EX US	464288240
VB	VANGUARD INDEX FDS	53,169 (+1.6%)	$13,715 (+3.0%)	0.9%	$221.41	—	SMALL CP ETF	922908751
VOT	VANGUARD INDEX FDS	36,290 (+1.9%)	$10,130 (-3.2%)	0.7%	$137.52	—	MCAP GR IDXVIP	922908538
EFV	ISHARES TR	47,932 (+3.3%)	$3,423 (+8.8%)	0.2%	$52.84	—	EAFE VALUE ETF	464288877
SLYG	SPDR SERIES TRUST	29,827 (+10.6%)	$2,809 (+10.5%)	0.2%	$70.55	—	STATE STREET SPD	78464A201
IGF	ISHARES TR	116,991 (+3.4%)	$7,179 (+3.8%)	0.5%	$49.13	—	GLB INFRASTR ETF	464288372
SHV	ISHARES TR	5,425 (+64.9%)	$598 (+64.4%)	0.0%	$110.31	—	TRUST ISHARE 0-1	464288679
JUST	GOLDMAN SACHS ETF TR	43,261 (+1.7%)	$4,183 (+4.9%)	0.3%	$65.91	—	JUST US LRG CP	381430396
DIA	SPDR DOW JONES INDL AVERAGE	1,082 (+44.3%)	$520 (+49.5%)	0.0%	$363.79	—	UT SER 1	78467X109
IYR	ISHARES TR	4,809 (+49.3%)	$452 (+44.4%)	0.0%	$92.55	—	U.S. REAL ES ETF	464287739
JMST	J P MORGAN EXCHANGE TRADED F	24,990 (+8.3%)	$1,273 (+8.1%)	0.1%	$50.90	—	ULTRA SHT MUNCPL	46641Q654
XJH	ISHARES TR	30,972 (+2.0%)	$1,383 (+3.8%)	0.1%	$36.85	—	ESG SELECT SCRE	46436E551
VO	VANGUARD INDEX FDS	60,688 (+1.5%)	$17,613 (+0.3%)	1.2%	$222.48	—	MID CAP ETF	922908629
IEMG	ISHARES INC	7,666 (+6.1%)	$515 (+8.2%)	0.0%	$50.06	—	CORE MSCI EMKT	46434G103
QQQ	INVESCO QQQ TR	1,364 (+2.4%)	$838 (+4.8%)	0.1%	$369.64	—	UNIT SER 1	46090E103
IGSB	ISHARES TR	25,187 (+3.2%)	$1,332 (+2.9%)	0.1%	$51.41	—	ISHS 1-5YR INVS	464288646
MDYG	SPDR SERIES TRUST	19,060 (+1.0%)	$1,762 (+2.0%)	0.1%	$65.45	—	STATE STREET SPD	78464A821
AOR	ISHARES TR	20,947 (+1.6%)	$1,362 (+2.6%)	0.1%	$53.39	—	CORE 60/40 BALAN	464289867
IJS	ISHARES TR	5,526 (+2.4%)	$628 (+5.3%)	0.0%	$94.55	—	SP SMCP600VL ETF	464287879
EAGG	ISHARES TR	6,382 (+8.7%)	$305 (+8.3%)	0.0%	$48.32	—	ESG AWR US AGRGT	46435U549
VYM	VANGUARD WHITEHALL FDS	3,654 (+2.1%)	$524 (+3.9%)	0.0%	$129.48	—	HIGH DIV YLD	921946406
SCHE	SCHWAB STRATEGIC TR	24,113 (+3.7%)	$790 (+1.8%)	0.1%	$26.82	—	EMRG MKTEQ ETF	808524706
IJK	ISHARES TR	3,021 (+2.4%)	$293 (+3.5%)	0.0%	$72.60	—	S&P MC 400GR ETF	464287606
AGG	ISHARES TR	9,011 (+1.0%)	$900 (+0.6%)	0.1%	$98.45	—	CORE US AGGBD ET	464287226

Exited Positions (2)

FBND FIDELITY MERRIMACK STR TR 0.0%

Value ($000) $501 Shares 10,824 Est. Cost $46.04 Unrealized —

GLD SPDR GOLD TR 0.0%

Value ($000) $350 Shares 985 Est. Cost $244.74 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
FBND	FIDELITY MERRIMACK STR TR	10,824	$501	0.0%	$46.04	—	—	316188309
GLD	SPDR GOLD TR	985	$350	0.0%	$244.74	—	—	78463V107

Decreased Positions (24)

SCHX SCHWAB STRATEGIC TR 42.4%

Value ($000) $641,440 (-2.6%) Shares 23,836,476 (-4.7%) Est. Cost $32.77 Unrealized —

VTI VANGUARD INDEX FDS 0.2%

Value ($000) $3,091 (-26.1%) Shares 9,219 (-27.7%) Est. Cost $209.84 Unrealized —

VUG VANGUARD INDEX FDS 4.7%

Value ($000) $70,333 (-1.4%) Shares 144,167 (-3.0%) Est. Cost $132.36 Unrealized —

VTV VANGUARD INDEX FDS 4.5%

Value ($000) $67,460 (+0.7%) Shares 353,213 (-1.7%) Est. Cost $95.04 Unrealized —

SCHG SCHWAB STRATEGIC TR 1.1%

Value ($000) $16,878 (-2.4%) Shares 517,410 (-4.6%) Est. Cost $38.09 Unrealized —

JPST J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $2,091 (-14.5%) Shares 41,330 (-14.3%) Est. Cost $50.39 Unrealized —

MUB ISHARES TR 0.1%

Value ($000) $1,937 (-9.4%) Shares 18,080 (-10.0%) Est. Cost $105.01 Unrealized —

VV VANGUARD INDEX FDS 2.3%

Value ($000) $34,816 (-0.4%) Shares 110,598 (-2.6%) Est. Cost $153.60 Unrealized —

IWS ISHARES TR 0.2%

Value ($000) $3,380 (-2.1%) Shares 23,963 (-3.1%) Est. Cost $73.44 Unrealized —

SMH VANECK ETF TRUST 0.0%

Value ($000) $256 (-21.5%) Shares 711 (-28.9%) Est. Cost $278.88 Unrealized —

ITOT ISHARES TR 0.2%

Value ($000) $2,693 (-2.3%) Shares 18,112 (-4.3%) Est. Cost $98.98 Unrealized —

IVW ISHARES TR 0.0%

Value ($000) $630 (-7.4%) Shares 5,111 (-9.3%) Est. Cost $60.70 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.1%

Value ($000) $760 (-5.8%) Shares 27,705 (-6.3%) Est. Cost $33.21 Unrealized —

IWN ISHARES TR 0.0%

Value ($000) $466 (-7.7%) Shares 2,574 (-9.9%) Est. Cost $136.86 Unrealized —

ESGD ISHARES TR 0.0%

Value ($000) $616 (-3.0%) Shares 6,477 (-5.1%) Est. Cost $68.27 Unrealized —

EFA ISHARES TR 0.0%

Value ($000) $499 (+1.3%) Shares 5,200 (-1.5%) Est. Cost $62.39 Unrealized —

IVE ISHARES TR 0.0%

Value ($000) $271 (+1.6%) Shares 1,276 (-1.0%) Est. Cost $174.43 Unrealized —

DSI ISHARES TR 0.1%

Value ($000) $1,600 (-0.2%) Shares 12,421 (-2.4%) Est. Cost $73.03 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.0%

Value ($000) $409 (+0.8%) Shares 1,862 (-1.1%) Est. Cost $150.68 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.0%

Value ($000) $463 (+0.6%) Shares 17,649 (-1.4%) Est. Cost $29.17 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.0%

Value ($000) $245 (-1.2%) Shares 10,207 (-4.3%) Est. Cost $24.38 Unrealized —

VXUS VANGUARD STAR FDS 0.0%

Value ($000) $533 (-0.5%) Shares 7,063 (-3.1%) Est. Cost $52.47 Unrealized —

NULV NUSHARES ETF TR 0.0%

Value ($000) $749 (+0.1%) Shares 16,637 (-2.6%) Est. Cost $36.16 Unrealized —

ESGU ISHARES TR 0.0%

Value ($000) $291 (-0.2%) Shares 1,950 (-2.5%) Est. Cost $84.09 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB STRATEGIC TR	23,836,476 (-4.7%)	$641,440 (-2.6%)	42.4%	$32.77	—	US LRG CAP ETF	808524201
VTI	VANGUARD INDEX FDS	9,219 (-27.7%)	$3,091 (-26.1%)	0.2%	$209.84	—	TOTAL STK MKT	922908769
VUG	VANGUARD INDEX FDS	144,167 (-3.0%)	$70,333 (-1.4%)	4.7%	$132.36	—	GROWTH ETF	922908736
VTV	VANGUARD INDEX FDS	353,213 (-1.7%)	$67,460 (+0.7%)	4.5%	$95.04	—	VALUE ETF	922908744
SCHG	SCHWAB STRATEGIC TR	517,410 (-4.6%)	$16,878 (-2.4%)	1.1%	$38.09	—	US LCAP GR ETF	808524300
JPST	J P MORGAN EXCHANGE TRADED F	41,330 (-14.3%)	$2,091 (-14.5%)	0.1%	$50.39	—	ULTRA SHRT ETF	46641Q837
MUB	ISHARES TR	18,080 (-10.0%)	$1,937 (-9.4%)	0.1%	$105.01	—	NATIONAL MUN ETF	464288414
VV	VANGUARD INDEX FDS	110,598 (-2.6%)	$34,816 (-0.4%)	2.3%	$153.60	—	LARGE CAP ETF	922908637
IWS	ISHARES TR	23,963 (-3.1%)	$3,380 (-2.1%)	0.2%	$73.44	—	RUS MDCP VAL ETF	464287473
SMH	VANECK ETF TRUST	711 (-28.9%)	$256 (-21.5%)	0.0%	$278.88	—	SEMICONDUCTR ETF	92189F676
ITOT	ISHARES TR	18,112 (-4.3%)	$2,693 (-2.3%)	0.2%	$98.98	—	CORE S&P TTL STK	464287150
IVW	ISHARES TR	5,111 (-9.3%)	$630 (-7.4%)	0.0%	$60.70	—	S&P 500 GRWT ETF	464287309
SCHD	SCHWAB STRATEGIC TR	27,705 (-6.3%)	$760 (-5.8%)	0.1%	$33.21	—	US DIVIDEND EQ	808524797
IWN	ISHARES TR	2,574 (-9.9%)	$466 (-7.7%)	0.0%	$136.86	—	RUS 2000 VAL ETF	464287630
ESGD	ISHARES TR	6,477 (-5.1%)	$616 (-3.0%)	0.0%	$68.27	—	ESG AW MSCI EAFE	46435G516
EFA	ISHARES TR	5,200 (-1.5%)	$499 (+1.3%)	0.0%	$62.39	—	MSCI EAFE ETF	464287465
IVE	ISHARES TR	1,276 (-1.0%)	$271 (+1.6%)	0.0%	$174.43	—	S&P 500 VAL ETF	464287408
DSI	ISHARES TR	12,421 (-2.4%)	$1,600 (-0.2%)	0.1%	$73.03	—	ESG MSCI KLD 400	464288570
VIG	VANGUARD SPECIALIZED FUNDS	1,862 (-1.1%)	$409 (+0.8%)	0.0%	$150.68	—	DIV APP ETF	921908844
SCHB	SCHWAB STRATEGIC TR	17,649 (-1.4%)	$463 (+0.6%)	0.0%	$29.17	—	US BRD MKT ETF	808524102
SCHF	SCHWAB STRATEGIC TR	10,207 (-4.3%)	$245 (-1.2%)	0.0%	$24.38	—	INTL EQTY ETF	808524805
VXUS	VANGUARD STAR FDS	7,063 (-3.1%)	$533 (-0.5%)	0.0%	$52.47	—	VG TL INTL STK F	921909768
NULV	NUSHARES ETF TR	16,637 (-2.6%)	$749 (+0.1%)	0.0%	$36.16	—	NUVEEN ESG LRGVL	67092P300
ESGU	ISHARES TR	1,950 (-2.5%)	$291 (-0.2%)	0.0%	$84.09	—	ESG AWR MSCI USA	46435G425

Unchanged Positions (40)

VOO VANGUARD INDEX FDS 3.4%

Value ($000) $51,178 Shares 81,607 Est. Cost $354.10 Unrealized —

SLYV SPDR SERIES TRUST 1.0%

Value ($000) $14,563 Shares 160,090 Est. Cost $59.61 Unrealized —

SCHV SCHWAB STRATEGIC TR 1.5%

Value ($000) $23,144 Shares 781,637 Est. Cost $35.68 Unrealized —

VBK VANGUARD INDEX FDS 1.3%

Value ($000) $19,535 Shares 64,663 Est. Cost $159.29 Unrealized —

VOE VANGUARD INDEX FDS 1.2%

Value ($000) $18,422 Shares 103,863 Est. Cost $92.22 Unrealized —

SCHA SCHWAB STRATEGIC TR 1.3%

Value ($000) $19,780 Shares 694,510 Est. Cost $37.98 Unrealized —

SCHP SCHWAB STRATEGIC TR 1.1%

Value ($000) $16,392 Shares 618,792 Est. Cost $41.08 Unrealized —

VBR VANGUARD INDEX FDS 0.7%

Value ($000) $9,879 Shares 46,643 Est. Cost $121.08 Unrealized —

MDYV SPDR SERIES TRUST 0.4%

Value ($000) $6,226 Shares 73,545 Est. Cost $47.35 Unrealized —

SPY SPDR S&P 500 ETF TR 0.3%

Value ($000) $4,179 Shares 6,128 Est. Cost $421.26 Unrealized —

IWD ISHARES TR 0.3%

Value ($000) $3,899 Shares 18,534 Est. Cost $113.24 Unrealized —

IVV ISHARES TR 0.3%

Value ($000) $4,526 Shares 6,607 Est. Cost $412.71 Unrealized —

IWP ISHARES TR 0.1%

Value ($000) $1,688 Shares 12,327 Est. Cost $103.70 Unrealized —

IWB ISHARES TR 0.2%

Value ($000) $2,680 Shares 7,176 Est. Cost $208.90 Unrealized —

EMXC ISHARES INC 0.0%

Value ($000) $640 Shares 8,803 Est. Cost $51.12 Unrealized —

IXUS ISHARES TR 0.1%

Value ($000) $1,742 Shares 20,576 Est. Cost $58.83 Unrealized —

JNJ JOHNSON & JOHNSON 0.0%

Value ($000) $372 Shares 1,798 Est. Cost $102.19 Unrealized +92.8%

TIP ISHARES TR 0.2%

Value ($000) $3,013 Shares 27,414 Est. Cost $109.71 Unrealized —

FNDX SCHWAB STRATEGIC TR 0.1%

Value ($000) $1,002 Shares 36,808 Est. Cost $34.88 Unrealized —

IAT ISHARES TR 0.0%

Value ($000) $562 Shares 10,198 Est. Cost $34.03 Unrealized —

CWI SPDR INDEX SHS FDS 0.1%

Value ($000) $926 Shares 25,771 Est. Cost $29.83 Unrealized —

ESML ISHARES TR 0.1%

Value ($000) $2,103 Shares 45,733 Est. Cost $34.59 Unrealized —

SUSA ISHARES TR 0.0%

Value ($000) $611 Shares 4,382 Est. Cost $80.60 Unrealized —

AAPL APPLE INC 0.0%

Value ($000) $257 Shares 947 Est. Cost $225.58 Unrealized +19.0%

NULG NUSHARES ETF TR 0.0%

Value ($000) $726 Shares 7,424 Est. Cost $52.63 Unrealized —

DFAX DIMENSIONAL ETF TRUST 0.0%

Value ($000) $336 Shares 10,263 Est. Cost $25.12 Unrealized —

IWF ISHARES TR 0.9%

Value ($000) $13,701 Shares 28,947 Est. Cost $100.32 Unrealized —

IMCV ISHARES TR 0.0%

Value ($000) $526 Shares 6,392 Est. Cost $59.80 Unrealized —

ICLN ISHARES TR 0.0%

Value ($000) $211 Shares 12,838 Est. Cost $11.42 Unrealized —

ESGE ISHARES INC 0.0%

Value ($000) $692 Shares 15,678 Est. Cost $30.92 Unrealized —

AIQ GLOBAL X FDS 0.0%

Value ($000) $318 Shares 6,248 Est. Cost $36.38 Unrealized —

IJJ ISHARES TR 0.0%

Value ($000) $438 Shares 3,329 Est. Cost $98.22 Unrealized —

IWM ISHARES TR 0.0%

Value ($000) $407 Shares 1,654 Est. Cost $178.28 Unrealized —

HDV ISHARES TR 0.1%

Value ($000) $975 Shares 8,021 Est. Cost $100.49 Unrealized —

EFG ISHARES TR 0.1%

Value ($000) $1,018 Shares 8,936 Est. Cost $92.38 Unrealized —

USMV ISHARES TR 0.0%

Value ($000) $442 Shares 4,690 Est. Cost $71.68 Unrealized —

NUSC NUSHARES ETF TR 0.0%

Value ($000) $318 Shares 7,126 Est. Cost $39.93 Unrealized —

SJNK SPDR SERIES TRUST 0.0%

Value ($000) $356 Shares 14,077 Est. Cost $25.24 Unrealized —

JPIB J P MORGAN EXCHANGE TRADED F 0.0%

Value ($000) $269 Shares 5,516 Est. Cost $47.63 Unrealized —

GII SPDR INDEX SHS FDS 0.0%

Value ($000) $381 Shares 5,458 Est. Cost $53.54 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	81,607	$51,178	3.4%	$354.10	—	S&P 500 ETF SHS	922908363
SLYV	SPDR SERIES TRUST	160,090	$14,563	1.0%	$59.61	—	STATE STREET SPD	78464A300
SCHV	SCHWAB STRATEGIC TR	781,637	$23,144	1.5%	$35.68	—	US LCAP VA ETF	808524409
VBK	VANGUARD INDEX FDS	64,663	$19,535	1.3%	$159.29	—	SML CP GRW ETF	922908595
VOE	VANGUARD INDEX FDS	103,863	$18,422	1.2%	$92.22	—	MCAP VL IDXVIP	922908512
SCHA	SCHWAB STRATEGIC TR	694,510	$19,780	1.3%	$37.98	—	US SML CAP ETF	808524607
SCHP	SCHWAB STRATEGIC TR	618,792	$16,392	1.1%	$41.08	—	US TIPS ETF	808524870
VBR	VANGUARD INDEX FDS	46,643	$9,879	0.7%	$121.08	—	SM CP VAL ETF	922908611
MDYV	SPDR SERIES TRUST	73,545	$6,226	0.4%	$47.35	—	STATE STREET SPD	78464A839
SPY	SPDR S&P 500 ETF TR	6,128	$4,179	0.3%	$421.26	—	TR UNIT	78462F103
IWD	ISHARES TR	18,534	$3,899	0.3%	$113.24	—	RUS 1000 VAL ETF	464287598
IVV	ISHARES TR	6,607	$4,526	0.3%	$412.71	—	CORE S&P500 ETF	464287200
IWP	ISHARES TR	12,327	$1,688	0.1%	$103.70	—	RUS MD CP GR ETF	464287481
IWB	ISHARES TR	7,176	$2,680	0.2%	$208.90	—	RUS 1000 ETF	464287622
EMXC	ISHARES INC	8,803	$640	0.0%	$51.12	—	MSCI EMRG CHN	46434G764
IXUS	ISHARES TR	20,576	$1,742	0.1%	$58.83	—	CORE MSCI TOTAL	46432F834
JNJ	JOHNSON & JOHNSON	1,798	$372	0.0%	$102.19	+92.8%	COM	478160104
TIP	ISHARES TR	27,414	$3,013	0.2%	$109.71	—	TIPS BD ETF	464287176
FNDX	SCHWAB STRATEGIC TR	36,808	$1,002	0.1%	$34.88	—	FUNDAMENTAL US L	808524771
IAT	ISHARES TR	10,198	$562	0.0%	$34.03	—	US REGNL BKS ETF	464288778
CWI	SPDR INDEX SHS FDS	25,771	$926	0.1%	$29.83	—	MSCI ACWI EXUS	78463X848
ESML	ISHARES TR	45,733	$2,103	0.1%	$34.59	—	ESG AWARE MSCI	46435U663
SUSA	ISHARES TR	4,382	$611	0.0%	$80.60	—	ESG OPTIMIZED	464288802
AAPL	APPLE INC	947	$257	0.0%	$225.58	+19.0%	COM	037833100
NULG	NUSHARES ETF TR	7,424	$726	0.0%	$52.63	—	NUVEEN ESG LRGCP	67092P201
DFAX	DIMENSIONAL ETF TRUST	10,263	$336	0.0%	$25.12	—	WORLD EX US CORE	25434V880
IWF	ISHARES TR	28,947	$13,701	0.9%	$100.32	—	RUS 1000 GRW ETF	464287614
IMCV	ISHARES TR	6,392	$526	0.0%	$59.80	—	MRGSTR MD CP VAL	464288406
ICLN	ISHARES TR	12,838	$211	0.0%	$11.42	—	GL CLEAN ENE ETF	464288224
ESGE	ISHARES INC	15,678	$692	0.0%	$30.92	—	ESG AWR MSCI EM	46434G863
AIQ	GLOBAL X FDS	6,248	$318	0.0%	$36.38	—	ARTIFICIAL ETF	37954Y632
IJJ	ISHARES TR	3,329	$438	0.0%	$98.22	—	S&P MC 400VL ETF	464287705
IWM	ISHARES TR	1,654	$407	0.0%	$178.28	—	RUSSELL 2000 ETF	464287655
HDV	ISHARES TR	8,021	$975	0.1%	$100.49	—	CORE HIGH DV ETF	46429B663
EFG	ISHARES TR	8,936	$1,018	0.1%	$92.38	—	EAFE GRWTH ETF	464288885
USMV	ISHARES TR	4,690	$442	0.0%	$71.68	—	MSCI USA MIN VOL	46429B697
NUSC	NUSHARES ETF TR	7,126	$318	0.0%	$39.93	—	NUVEEN ESG SMLCP	67092P607
SJNK	SPDR SERIES TRUST	14,077	$356	0.0%	$25.24	—	STATE STREET SPD	78468R408
JPIB	J P MORGAN EXCHANGE TRADED F	5,516	$269	0.0%	$47.63	—	INTL BD OPP ETF	46641Q852
GII	SPDR INDEX SHS FDS	5,458	$381	0.0%	$53.54	—	S&P GBLINF ETF	78463X855