Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GSUS	GOLDMAN SACHS ETF TR	2,180	$225K	0.0%	$103.10	—	MARKETBETA US EQ	381430123
IMCG	ISHARES TR	2,265	$223K	0.0%	$98.30	—	MRGSTR MD CP GRW	464288307
ISCV	ISHARES TR	2,758	$216K	0.0%	$78.32	—	MRNING SM CP ETF	464288703
ISCB	ISHARES TR	2,685	$203K	0.0%	$75.51	—	MRGSTR SM CP ETF	464288505
IJT	ISHARES TR	1,125	$201K	0.0%	$178.67	—	S&P SML 600 GWT	464287887

Increased Positions (43)

AAPL APPLE INC 1.4%

Value $25.24M (+10866.1%) Shares 87,236 (+9518.1%) Est. Cost $288.70 Unrealized —

IJR ISHARES TR 5.1%

Value $92.33M (+22.6%) Shares 622,538 (+2.7%) Est. Cost $95.67 Unrealized —

IJH ISHARES TR 6.4%

Value $115M (+16.8%) Shares 1,488,196 (+2.3%) Est. Cost $85.10 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 4.8%

Value $86.74M (+22.0%) Shares 407,650 (+10.1%) Est. Cost $193.67 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 4.3%

Value $78M (+16.0%) Shares 1,306,682 (+5.0%) Est. Cost $48.57 Unrealized —

VUG VANGUARD INDEX FDS 3.9%

Value $70.45M (+15.6%) Shares 817,902 (+486.0%) Est. Cost $94.03 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 3.5%

Value $62.99M (+15.7%) Shares 752,152 (+3.8%) Est. Cost $55.91 Unrealized —

SCHM SCHWAB STRATEGIC TR 2.1%

Value $37.06M (+21.6%) Shares 1,005,202 (+2.1%) Est. Cost $35.52 Unrealized —

SCHA SCHWAB STRATEGIC TR 1.4%

Value $25.7M (+25.5%) Shares 711,360 (+1.0%) Est. Cost $37.84 Unrealized —

IEMG ISHARES INC 0.7%

Value $13.2M (+54.0%) Shares 159,308 (+29.7%) Est. Cost $71.80 Unrealized —

VNQ VANGUARD INDEX FDS 1.6%

Value $29.49M (+14.7%) Shares 305,846 (+5.5%) Est. Cost $87.32 Unrealized —

JNJ JOHNSON & JOHNSON 0.2%

Value $3.631M (+726.1%) Shares 14,297 (+695.2%) Est. Cost $234.88 Unrealized —

VO VANGUARD INDEX FDS 1.2%

Value $21.13M (+15.3%) Shares 262,271 (+310.9%) Est. Cost $115.88 Unrealized —

IWF ISHARES TR 0.8%

Value $14.73M (+16.0%) Shares 118,651 (+298.2%) Est. Cost $120.51 Unrealized —

VOT VANGUARD INDEX FDS 0.6%

Value $11.56M (+21.1%) Shares 37,754 (+1.7%) Est. Cost $143.00 Unrealized —

CAT CATERPILLAR INC 0.1%

Value $1.775M (+526.4%) Shares 1,667 (+316.8%) Est. Cost $942.67 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.3%

Value $5.203M (+31.5%) Shares 6,967 (+14.5%) Est. Cost $462.43 Unrealized —

ACWX ISHARES TR 0.4%

Value $7.795M (+15.3%) Shares 102,415 (+3.7%) Est. Cost $51.52 Unrealized —

SLYG SPDR SERIES TRUST 0.2%

Value $3.839M (+27.6%) Shares 32,224 (+3.5%) Est. Cost $73.26 Unrealized —

SCHP SCHWAB STRATEGIC TR 1.0%

Value $17.4M (+4.8%) Shares 656,690 (+5.2%) Est. Cost $40.35 Unrealized —

JUST GOLDMAN SACHS ETF TR 0.3%

Value $4.63M (+17.8%) Shares 43,398 (+2.2%) Est. Cost $66.78 Unrealized —

JPST J P MORGAN EXCHANGE TRADED F 0.2%

Value $3.085M (+28.3%) Shares 61,003 (+28.4%) Est. Cost $50.45 Unrealized —

IGF ISHARES TR 0.5%

Value $8.528M (+6.8%) Shares 128,052 (+7.5%) Est. Cost $50.65 Unrealized —

VTI VANGUARD INDEX FDS 0.2%

Value $3.438M (+16.6%) Shares 9,291 (+1.1%) Est. Cost $211.57 Unrealized —

ESML ISHARES TR 0.1%

Value $2.591M (+22.1%) Shares 46,334 (+2.6%) Est. Cost $35.14 Unrealized —

MDYG SPDR SERIES TRUST 0.1%

Value $2.322M (+18.1%) Shares 20,716 (+1.1%) Est. Cost $68.07 Unrealized —

EFG ISHARES TR 0.1%

Value $1.366M (+33.9%) Shares 10,982 (+19.9%) Est. Cost $98.08 Unrealized —

XJH ISHARES TR 0.1%

Value $1.753M (+22.4%) Shares 33,606 (+6.5%) Est. Cost $37.93 Unrealized —

EFV ISHARES TR 0.2%

Value $3.947M (+8.7%) Shares 51,564 (+5.6%) Est. Cost $54.47 Unrealized —

ESGE ISHARES INC 0.1%

Value $1.465M (+23.6%) Shares 26,784 (+2.8%) Est. Cost $37.20 Unrealized —

QQQ INVESCO QQQ TR 0.1%

Value $966K (+34.0%) Shares 1,311 (+5.0%) Est. Cost $386.99 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.1%

Value $1.373M (+18.2%) Shares 37,870 (+7.4%) Est. Cost $29.27 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 0.0%

Value $772K (+24.9%) Shares 9,339 (+25.0%) Est. Cost $83.53 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.1%

Value $931K (+15.2%) Shares 33,602 (+2.9%) Est. Cost $24.72 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.0%

Value $655K (+19.5%) Shares 4,144 (+12.0%) Est. Cost $132.74 Unrealized —

ESGD ISHARES TR 0.0%

Value $711K (+9.7%) Shares 6,911 (+2.0%) Est. Cost $70.13 Unrealized —

IVE ISHARES TR 0.0%

Value $317K (+17.5%) Shares 1,397 (+9.2%) Est. Cost $178.87 Unrealized —

ICLN ISHARES TR 0.0%

Value $273K (+16.7%) Shares 13,341 (+4.1%) Est. Cost $11.78 Unrealized —

GLD SPDR GOLD TR 0.0%

Value $401K (-7.9%) Shares 1,090 (+7.6%) Est. Cost $425.91 Unrealized —

AGG ISHARES TR 0.1%

Value $1.236M (+2.0%) Shares 12,484 (+2.3%) Est. Cost $98.67 Unrealized —

JPIB J P MORGAN EXCHANGE TRADED F 0.0%

Value $279K (+5.7%) Shares 5,766 (+4.5%) Est. Cost $47.67 Unrealized —

HDV ISHARES TR 0.1%

Value $1.099M (+1.0%) Shares 40,106 (+400.0%) Est. Cost $42.03 Unrealized —

EAGG ISHARES TR 0.0%

Value $232K (+2.9%) Shares 4,892 (+3.2%) Est. Cost $48.29 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	87,236 (+9518.1%)	$25.24M (+10866.1%)	1.4%	$288.70	—	COM	037833100
IJR	ISHARES TR	622,538 (+2.7%)	$92.33M (+22.6%)	5.1%	$95.67	—	CORE S&P SCP ETF	464287804
IJH	ISHARES TR	1,488,196 (+2.3%)	$115M (+16.8%)	6.4%	$85.10	—	CORE S&P MCP ETF	464287507
RSP	INVESCO EXCHANGE TRADED FD T	407,650 (+10.1%)	$86.74M (+22.0%)	4.8%	$193.67	—	S&P500 EQL WGT	46137V357
VWO	VANGUARD INTL EQUITY INDEX F	1,306,682 (+5.0%)	$78M (+16.0%)	4.3%	$48.57	—	FTSE EMR MKT ETF	922042858
VUG	VANGUARD INDEX FDS	817,902 (+486.0%)	$70.45M (+15.6%)	3.9%	$94.03	—	GROWTH ETF	922908736
VEU	VANGUARD INTL EQUITY INDEX F	752,152 (+3.8%)	$62.99M (+15.7%)	3.5%	$55.91	—	ALLWRLD EX US	922042775
SCHM	SCHWAB STRATEGIC TR	1,005,202 (+2.1%)	$37.06M (+21.6%)	2.1%	$35.52	—	US MID-CAP ETF	808524508
SCHA	SCHWAB STRATEGIC TR	711,360 (+1.0%)	$25.7M (+25.5%)	1.4%	$37.84	—	US SML CAP ETF	808524607
IEMG	ISHARES INC	159,308 (+29.7%)	$13.2M (+54.0%)	0.7%	$71.80	—	CORE MSCI EMKT	46434G103
VNQ	VANGUARD INDEX FDS	305,846 (+5.5%)	$29.49M (+14.7%)	1.6%	$87.32	—	REAL ESTATE ETF	922908553
JNJ	JOHNSON & JOHNSON	14,297 (+695.2%)	$3.631M (+726.1%)	0.2%	$234.88	—	COM	478160104
VO	VANGUARD INDEX FDS	262,271 (+310.9%)	$21.13M (+15.3%)	1.2%	$115.88	—	MID CAP ETF	922908629
IWF	ISHARES TR	118,651 (+298.2%)	$14.73M (+16.0%)	0.8%	$120.51	—	RUS 1000 GRW ETF	464287614
VOT	VANGUARD INDEX FDS	37,754 (+1.7%)	$11.56M (+21.1%)	0.6%	$143.00	—	MCAP GR IDXVIP	922908538
CAT	CATERPILLAR INC	1,667 (+316.8%)	$1.775M (+526.4%)	0.1%	$942.67	—	COM	149123101
SPY	STATE STR SPDR S&P 500 ETF T	6,967 (+14.5%)	$5.203M (+31.5%)	0.3%	$462.43	—	TR UNIT	78462F103
ACWX	ISHARES TR	102,415 (+3.7%)	$7.795M (+15.3%)	0.4%	$51.52	—	MSCI ACWI EX US	464288240
SLYG	SPDR SERIES TRUST	32,224 (+3.5%)	$3.839M (+27.6%)	0.2%	$73.26	—	ST STR SP600GRWO	78464A201
SCHP	SCHWAB STRATEGIC TR	656,690 (+5.2%)	$17.4M (+4.8%)	1.0%	$40.35	—	US TIPS ETF	808524870
JUST	GOLDMAN SACHS ETF TR	43,398 (+2.2%)	$4.63M (+17.8%)	0.3%	$66.78	—	JUST US LRG CP	381430396
JPST	J P MORGAN EXCHANGE TRADED F	61,003 (+28.4%)	$3.085M (+28.3%)	0.2%	$50.45	—	ULTRA SHRT ETF	46641Q837
IGF	ISHARES TR	128,052 (+7.5%)	$8.528M (+6.8%)	0.5%	$50.65	—	GLB INFRASTR ETF	464288372
VTI	VANGUARD INDEX FDS	9,291 (+1.1%)	$3.438M (+16.6%)	0.2%	$211.57	—	TOTAL STK MKT	922908769
ESML	ISHARES TR	46,334 (+2.6%)	$2.591M (+22.1%)	0.1%	$35.14	—	ESG AWARE MSCI	46435U663
MDYG	SPDR SERIES TRUST	20,716 (+1.1%)	$2.322M (+18.1%)	0.1%	$68.07	—	ST STR SP400GRW	78464A821
EFG	ISHARES TR	10,982 (+19.9%)	$1.366M (+33.9%)	0.1%	$98.08	—	EAFE GRWTH ETF	464288885
XJH	ISHARES TR	33,606 (+6.5%)	$1.753M (+22.4%)	0.1%	$37.93	—	ESG SELECT SCRE	46436E551
EFV	ISHARES TR	51,564 (+5.6%)	$3.947M (+8.7%)	0.2%	$54.47	—	EAFE VALUE ETF	464288877
ESGE	ISHARES INC	26,784 (+2.8%)	$1.465M (+23.6%)	0.1%	$37.20	—	ESG AWR MSCI EM	46434G863
QQQ	INVESCO QQQ TR	1,311 (+5.0%)	$966K (+34.0%)	0.1%	$386.99	—	UNIT SER 1	46090E103
SCHE	SCHWAB STRATEGIC TR	37,870 (+7.4%)	$1.373M (+18.2%)	0.1%	$29.27	—	EMRG MKTEQ ETF	808524706
VCIT	VANGUARD SCOTTSDALE FDS	9,339 (+25.0%)	$772K (+24.9%)	0.0%	$83.53	—	INT-TERM CORP	92206C870
SCHF	SCHWAB STRATEGIC TR	33,602 (+2.9%)	$931K (+15.2%)	0.1%	$24.72	—	INTL EQTY ETF	808524805
VYM	VANGUARD WHITEHALL FDS	4,144 (+12.0%)	$655K (+19.5%)	0.0%	$132.74	—	HIGH DIV YLD	921946406
ESGD	ISHARES TR	6,911 (+2.0%)	$711K (+9.7%)	0.0%	$70.13	—	ESG AW MSCI EAFE	46435G516
IVE	ISHARES TR	1,397 (+9.2%)	$317K (+17.5%)	0.0%	$178.87	—	S&P 500 VAL ETF	464287408
ICLN	ISHARES TR	13,341 (+4.1%)	$273K (+16.7%)	0.0%	$11.78	—	GL CLEAN ENE ETF	464288224
GLD	SPDR GOLD TR	1,090 (+7.6%)	$401K (-7.9%)	0.0%	$425.91	—	GOLD SHS	78463V107
AGG	ISHARES TR	12,484 (+2.3%)	$1.236M (+2.0%)	0.1%	$98.67	—	CORE US AGGBD ET	464287226
JPIB	J P MORGAN EXCHANGE TRADED F	5,766 (+4.5%)	$279K (+5.7%)	0.0%	$47.67	—	INTL BD OPP ETF	46641Q852
HDV	ISHARES TR	40,106 (+400.0%)	$1.099M (+1.0%)	0.1%	$42.03	—	CORE HIGH DV ETF	46429B663
EAGG	ISHARES TR	4,892 (+3.2%)	$232K (+2.9%)	0.0%	$48.29	—	ESG AWR US AGRGT	46435U549

Exited Positions (2)

IAT ISHARES TR 0.0%

Value $551K Shares 10,242 Est. Cost $34.03 Unrealized —

HSY HERSHEY CO 0.0%

Value $201K Shares 965 Est. Cost $204.74 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IAT	ISHARES TR	10,242	$551K	0.0%	$34.03	—	—	464288778
HSY	HERSHEY CO	965	$201K	0.0%	$204.74	—	—	427866108

Decreased Positions (19)

VTV VANGUARD INDEX FDS 4.2%

Value $76.23M (+9.9%) Shares 349,814 (-1.1%) Est. Cost $95.04 Unrealized —

VV VANGUARD INDEX FDS 2.0%

Value $36.5M (+13.6%) Shares 106,130 (-1.3%) Est. Cost $153.60 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.9%

Value $16.76M (+14.6%) Shares 495,236 (-1.3%) Est. Cost $38.09 Unrealized —

SLYV SPDR SERIES TRUST 0.9%

Value $16.67M (+10.8%) Shares 152,819 (-3.9%) Est. Cost $59.61 Unrealized —

SHYD VANECK ETF TRUST 0.0%

Value $511K (-53.7%) Shares 22,324 (-54.2%) Est. Cost $22.91 Unrealized —

BKLN INVESCO EXCH TRADED FD TR II 0.0%

Value $433K (-47.5%) Shares 21,252 (-47.3%) Est. Cost $21.02 Unrealized —

IWS ISHARES TR 0.2%

Value $3.86M (+10.5%) Shares 23,453 (-2.1%) Est. Cost $73.44 Unrealized —

IWB ISHARES TR 0.2%

Value $2.9M (+13.6%) Shares 7,083 (-1.1%) Est. Cost $208.90 Unrealized —

IVW ISHARES TR 0.0%

Value $672K (+16.2%) Shares 4,886 (-4.4%) Est. Cost $60.70 Unrealized —

JMST J P MORGAN EXCHANGE TRADED F 0.1%

Value $1.238M (-6.7%) Shares 24,282 (-6.8%) Est. Cost $50.90 Unrealized —

IWM ISHARES TR 0.0%

Value $489K (+19.5%) Shares 1,626 (-1.4%) Est. Cost $178.28 Unrealized —

SHV ISHARES TR 0.0%

Value $553K (-8.3%) Shares 5,007 (-8.2%) Est. Cost $110.31 Unrealized —

IJK ISHARES TR 0.0%

Value $349K (+14.8%) Shares 2,971 (-1.7%) Est. Cost $72.60 Unrealized —

ESGU ISHARES TR 0.0%

Value $303K (+14.2%) Shares 1,850 (-1.3%) Est. Cost $84.09 Unrealized —

IJJ ISHARES TR 0.0%

Value $472K (+8.3%) Shares 3,193 (-2.9%) Est. Cost $98.22 Unrealized —

IMCV ISHARES TR 0.0%

Value $567K (+5.1%) Shares 6,207 (-2.4%) Est. Cost $59.80 Unrealized —

BNDW VANGUARD SCOTTSDALE FDS 0.0%

Value $243K (-5.8%) Shares 3,545 (-6.1%) Est. Cost $68.70 Unrealized —

NUSC NUSHARES ETF TR 0.0%

Value $329K (+2.4%) Shares 6,308 (-11.5%) Est. Cost $39.93 Unrealized —

EIS ISHARES INC 0.0%

Value $209K (-2.3%) Shares 1,731 (-6.1%) Est. Cost $110.03 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTV	VANGUARD INDEX FDS	349,814 (-1.1%)	$76.23M (+9.9%)	4.2%	$95.04	—	VALUE ETF	922908744
VV	VANGUARD INDEX FDS	106,130 (-1.3%)	$36.5M (+13.6%)	2.0%	$153.60	—	LARGE CAP ETF	922908637
SCHG	SCHWAB STRATEGIC TR	495,236 (-1.3%)	$16.76M (+14.6%)	0.9%	$38.09	—	US LCAP GR ETF	808524300
SLYV	SPDR SERIES TRUST	152,819 (-3.9%)	$16.67M (+10.8%)	0.9%	$59.61	—	ST STR SP600SM C	78464A300
SHYD	VANECK ETF TRUST	22,324 (-54.2%)	$511K (-53.7%)	0.0%	$22.91	—	SHRT HGH YLD MUN	92189F387
BKLN	INVESCO EXCH TRADED FD TR II	21,252 (-47.3%)	$433K (-47.5%)	0.0%	$21.02	—	SR LN ETF	46138G508
IWS	ISHARES TR	23,453 (-2.1%)	$3.86M (+10.5%)	0.2%	$73.44	—	RUS MDCP VAL ETF	464287473
IWB	ISHARES TR	7,083 (-1.1%)	$2.9M (+13.6%)	0.2%	$208.90	—	RUS 1000 ETF	464287622
IVW	ISHARES TR	4,886 (-4.4%)	$672K (+16.2%)	0.0%	$60.70	—	S&P 500 GRWT ETF	464287309
JMST	J P MORGAN EXCHANGE TRADED F	24,282 (-6.8%)	$1.238M (-6.7%)	0.1%	$50.90	—	ULTRA SHT MUNCPL	46641Q654
IWM	ISHARES TR	1,626 (-1.4%)	$489K (+19.5%)	0.0%	$178.28	—	RUSSELL 2000 ETF	464287655
SHV	ISHARES TR	5,007 (-8.2%)	$553K (-8.3%)	0.0%	$110.31	—	TRUST ISHARE 0-1	464288679
IJK	ISHARES TR	2,971 (-1.7%)	$349K (+14.8%)	0.0%	$72.60	—	S&P MC 400GR ETF	464287606
ESGU	ISHARES TR	1,850 (-1.3%)	$303K (+14.2%)	0.0%	$84.09	—	ESG AWR MSCI USA	46435G425
IJJ	ISHARES TR	3,193 (-2.9%)	$472K (+8.3%)	0.0%	$98.22	—	S&P MC 400VL ETF	464287705
IMCV	ISHARES TR	6,207 (-2.4%)	$567K (+5.1%)	0.0%	$59.80	—	MRGSTR MD CP VAL	464288406
BNDW	VANGUARD SCOTTSDALE FDS	3,545 (-6.1%)	$243K (-5.8%)	0.0%	$68.70	—	TOTAL WLD BD ETF	92206C565
NUSC	NUSHARES ETF TR	6,308 (-11.5%)	$329K (+2.4%)	0.0%	$39.93	—	NUVEEN ESG SMLCP	67092P607
EIS	ISHARES INC	1,731 (-6.1%)	$209K (-2.3%)	0.0%	$110.03	—	MSCI ISRAEL ETF	464286632

Unchanged Positions (43)

SCHX SCHWAB STRATEGIC TR 37.5%

Value $677M Shares 23,002,052 Est. Cost $32.77 Unrealized —

VOO VANGUARD INDEX FDS 3.1%

Value $55.83M Shares 81,282 Est. Cost $354.10 Unrealized —

VBK VANGUARD INDEX FDS 1.3%

Value $23.77M Shares 64,985 Est. Cost $159.29 Unrealized —

SCHV SCHWAB STRATEGIC TR 1.5%

Value $27.04M Shares 776,729 Est. Cost $35.68 Unrealized —

VB VANGUARD INDEX FDS 0.9%

Value $16.23M Shares 53,537 Est. Cost $221.81 Unrealized —

VOE VANGUARD INDEX FDS 1.1%

Value $20.45M Shares 103,488 Est. Cost $92.22 Unrealized —

VBR VANGUARD INDEX FDS 0.6%

Value $11.25M Shares 46,304 Est. Cost $121.08 Unrealized —

IVV ISHARES TR 0.3%

Value $5.845M Shares 7,804 Est. Cost $449.37 Unrealized —

MDYV SPDR SERIES TRUST 0.4%

Value $6.962M Shares 73,395 Est. Cost $47.35 Unrealized —

IWD ISHARES TR 0.2%

Value $4.493M Shares 18,535 Est. Cost $113.24 Unrealized —

ITOT ISHARES TR 0.2%

Value $2.975M Shares 18,108 Est. Cost $98.98 Unrealized —

DSI ISHARES TR 0.1%

Value $1.731M Shares 12,156 Est. Cost $73.03 Unrealized —

EMXC ISHARES INC 0.1%

Value $1.024M Shares 10,014 Est. Cost $54.50 Unrealized —

IWP ISHARES TR 0.1%

Value $1.782M Shares 12,170 Est. Cost $103.70 Unrealized —

SMH VANECK ETF TRUST 0.0%

Value $466K Shares 711 Est. Cost $278.88 Unrealized —

IXUS ISHARES TR 0.1%

Value $1.964M Shares 20,577 Est. Cost $58.83 Unrealized —

NULG NUSHARES ETF TR 0.0%

Value $779K Shares 6,656 Est. Cost $52.63 Unrealized —

FNDX SCHWAB STRATEGIC TR 0.1%

Value $1.145M Shares 36,808 Est. Cost $34.88 Unrealized —

AIQ GLOBAL X FDS 0.0%

Value $410K Shares 6,248 Est. Cost $36.38 Unrealized —

CWI SPDR INDEX SHS FDS 0.1%

Value $1.057M Shares 25,978 Est. Cost $29.83 Unrealized —

AOR ISHARES TR 0.1%

Value $1.437M Shares 20,677 Est. Cost $53.39 Unrealized —

IJS ISHARES TR 0.0%

Value $755K Shares 5,526 Est. Cost $94.55 Unrealized —

SUSA ISHARES TR 0.0%

Value $677K Shares 4,389 Est. Cost $80.60 Unrealized —

IWN ISHARES TR 0.0%

Value $557K Shares 2,520 Est. Cost $136.86 Unrealized —

NULV NUSHARES ETF TR 0.0%

Value $834K Shares 16,680 Est. Cost $36.16 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.0%

Value $516K Shares 17,828 Est. Cost $29.17 Unrealized —

VXUS VANGUARD STAR FDS 0.0%

Value $667K Shares 7,798 Est. Cost $54.75 Unrealized —

DIA STATE STR SPDR DOW JONES IND 0.0%

Value $565K Shares 1,082 Est. Cost $363.79 Unrealized —

IWO ISHARES TR 0.0%

Value $301K Shares 763 Est. Cost $323.01 Unrealized —

IYR ISHARES TR 0.0%

Value $604K Shares 5,911 Est. Cost $92.93 Unrealized —

EFA ISHARES TR 0.0%

Value $626K Shares 6,023 Est. Cost $67.12 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.0%

Value $438K Shares 1,853 Est. Cost $150.68 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.0%

Value $881K Shares 27,792 Est. Cost $33.21 Unrealized —

DFAX DIMENSIONAL ETF TRUST 0.0%

Value $378K Shares 10,263 Est. Cost $25.12 Unrealized —

EWX SPDR INDEX SHS FDS 0.0%

Value $248K Shares 3,339 Est. Cost $65.66 Unrealized —

MUB ISHARES TR 0.1%

Value $2.186M Shares 20,315 Est. Cost $105.14 Unrealized —

USMV ISHARES TR 0.0%

Value $452K Shares 4,690 Est. Cost $71.68 Unrealized —

AOK ISHARES TR 0.0%

Value $394K Shares 9,495 Est. Cost $40.13 Unrealized —

SJNK SPDR SERIES TRUST 0.0%

Value $394K Shares 15,753 Est. Cost $25.21 Unrealized —

TIP ISHARES TR 0.2%

Value $3.105M Shares 28,375 Est. Cost $109.72 Unrealized —

VPU VANGUARD WORLD FD 0.0%

Value $217K Shares 1,110 Est. Cost $185.04 Unrealized —

IGSB ISHARES TR 0.0%

Value $717K Shares 13,679 Est. Cost $51.41 Unrealized —

GII SPDR INDEX SHS FDS 0.0%

Value $413K Shares 5,458 Est. Cost $53.54 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB STRATEGIC TR	23,002,052	$677M	37.5%	$32.77	—	US LRG CAP ETF	808524201
VOO	VANGUARD INDEX FDS	81,282	$55.83M	3.1%	$354.10	—	S&P 500 ETF SHS	922908363
VBK	VANGUARD INDEX FDS	64,985	$23.77M	1.3%	$159.29	—	SML CP GRW ETF	922908595
SCHV	SCHWAB STRATEGIC TR	776,729	$27.04M	1.5%	$35.68	—	US LCAP VA ETF	808524409
VB	VANGUARD INDEX FDS	53,537	$16.23M	0.9%	$221.81	—	SMALL CP ETF	922908751
VOE	VANGUARD INDEX FDS	103,488	$20.45M	1.1%	$92.22	—	MCAP VL IDXVIP	922908512
VBR	VANGUARD INDEX FDS	46,304	$11.25M	0.6%	$121.08	—	SM CP VAL ETF	922908611
IVV	ISHARES TR	7,804	$5.845M	0.3%	$449.37	—	CORE S&P500 ETF	464287200
MDYV	SPDR SERIES TRUST	73,395	$6.962M	0.4%	$47.35	—	ST STR SP400VAL	78464A839
IWD	ISHARES TR	18,535	$4.493M	0.2%	$113.24	—	RUS 1000 VAL ETF	464287598
ITOT	ISHARES TR	18,108	$2.975M	0.2%	$98.98	—	CORE S&P TTL STK	464287150
DSI	ISHARES TR	12,156	$1.731M	0.1%	$73.03	—	ESG MSCI KLD ETF	464288570
EMXC	ISHARES INC	10,014	$1.024M	0.1%	$54.50	—	MSCI EMRG CHN	46434G764
IWP	ISHARES TR	12,170	$1.782M	0.1%	$103.70	—	RUS MD CP GR ETF	464287481
SMH	VANECK ETF TRUST	711	$466K	0.0%	$278.88	—	SEMICONDUCTR ETF	92189F676
IXUS	ISHARES TR	20,577	$1.964M	0.1%	$58.83	—	CORE MSCI TOTAL	46432F834
NULG	NUSHARES ETF TR	6,656	$779K	0.0%	$52.63	—	NUVEEN ESG LRGCP	67092P201
FNDX	SCHWAB STRATEGIC TR	36,808	$1.145M	0.1%	$34.88	—	FUNDAMENTAL US L	808524771
AIQ	GLOBAL X FDS	6,248	$410K	0.0%	$36.38	—	ARTIFICIAL ETF	37954Y632
CWI	SPDR INDEX SHS FDS	25,978	$1.057M	0.1%	$29.83	—	ST STR ACWI ETF	78463X848
AOR	ISHARES TR	20,677	$1.437M	0.1%	$53.39	—	CORE 60 BALA ETF	464289867
IJS	ISHARES TR	5,526	$755K	0.0%	$94.55	—	SP SMCP600VL ETF	464287879
SUSA	ISHARES TR	4,389	$677K	0.0%	$80.60	—	ESG OPTIMIZED	464288802
IWN	ISHARES TR	2,520	$557K	0.0%	$136.86	—	RUS 2000 VAL ETF	464287630
NULV	NUSHARES ETF TR	16,680	$834K	0.0%	$36.16	—	NUVEEN ESG LRGVL	67092P300
SCHB	SCHWAB STRATEGIC TR	17,828	$516K	0.0%	$29.17	—	US BRD MKT ETF	808524102
VXUS	VANGUARD STAR FDS	7,798	$667K	0.0%	$54.75	—	VG TL INTL STK F	921909768
DIA	STATE STR SPDR DOW JONES IND	1,082	$565K	0.0%	$363.79	—	UT SER 1	78467X109
IWO	ISHARES TR	763	$301K	0.0%	$323.01	—	RUS 2000 GRW ETF	464287648
IYR	ISHARES TR	5,911	$604K	0.0%	$92.93	—	U.S. REAL ES ETF	464287739
EFA	ISHARES TR	6,023	$626K	0.0%	$67.12	—	MSCI EAFE ETF	464287465
VIG	VANGUARD SPECIALIZED FUNDS	1,853	$438K	0.0%	$150.68	—	DIV APP ETF	921908844
SCHD	SCHWAB STRATEGIC TR	27,792	$881K	0.0%	$33.21	—	US DIVIDEND EQ	808524797
DFAX	DIMENSIONAL ETF TRUST	10,263	$378K	0.0%	$25.12	—	WORLD EX US CORE	25434V880
EWX	SPDR INDEX SHS FDS	3,339	$248K	0.0%	$65.66	—	ST MARKE CAP ETF	78463X756
MUB	ISHARES TR	20,315	$2.186M	0.1%	$105.14	—	NATIONAL MUN ETF	464288414
USMV	ISHARES TR	4,690	$452K	0.0%	$71.68	—	MSCI USA MIN ETF	46429B697
AOK	ISHARES TR	9,495	$394K	0.0%	$40.13	—	CORE 30 70 ETF	464289883
SJNK	SPDR SERIES TRUST	15,753	$394K	0.0%	$25.21	—	ST TERM HIGH ETF	78468R408
TIP	ISHARES TR	28,375	$3.105M	0.2%	$109.72	—	TIPS BD ETF	464287176
VPU	VANGUARD WORLD FD	1,110	$217K	0.0%	$185.04	—	UTILITIES ETF	92204A876
IGSB	ISHARES TR	13,679	$717K	0.0%	$51.41	—	ISHS 1-5YR INVS	464288646
GII	SPDR INDEX SHS FDS	5,458	$413K	0.0%	$53.54	—	ST STR INFRA ETF	78463X855