STERLING INVESTMENT ADVISORS LLC /ADV Concentrated Active

CIK: 0001009198 · Show all filings

Period: Q3 2025 (← Previous) (Next →)

Filing Date: Oct 29, 2025

Total Value ($000): $201,914 (100.0% shares, 0.0% debt)

Holdings (39)

IEFA ISHARES TR 17.6%

Value ($000) $35,607 Shares 407,825 Est. Cost $59.31 Unrealized —

IVV ISHARES TR 12.5%

Value ($000) $25,184 Shares 37,627 Est. Cost $269.07 Unrealized —

IEMG ISHARES INC 9.3%

Value ($000) $18,719 Shares 283,971 Est. Cost $49.74 Unrealized —

SGOV ISHARES TR 8.8%

Value ($000) $17,700 Shares 175,766 Est. Cost $100.45 Unrealized —

VTV VANGUARD INDEX FDS 5.6%

Value ($000) $11,321 Shares 60,399 Est. Cost $62.82 Unrealized —

LEMB ISHARES INC 5.5%

Value ($000) $11,055 Shares 268,271 Est. Cost $41.36 Unrealized —

QLTA ISHARES TR 3.9%

Value ($000) $7,861 Shares 162,191 Est. Cost $52.19 Unrealized —

IJH ISHARES TR 3.8%

Value ($000) $7,742 Shares 118,628 Est. Cost $78.49 Unrealized —

STIP ISHARES TR 3.8%

Value ($000) $7,705 Shares 74,546 Est. Cost $98.44 Unrealized —

ETHA ISHARES ETHEREUM TR 3.5%

Value ($000) $7,030 Shares 223,094 Est. Cost $31.51 Unrealized —

ISTB ISHARES TR 3.3%

Value ($000) $6,726 Shares 137,720 Est. Cost $53.17 Unrealized —

TIP ISHARES TR 3.2%

Value ($000) $6,501 Shares 58,448 Est. Cost $117.16 Unrealized —

GNR SPDR INDEX SHS FDS 2.6%

Value ($000) $5,304 Shares 89,574 Est. Cost $43.59 Unrealized —

IVE ISHARES TR 2.6%

Value ($000) $5,268 Shares 25,507 Est. Cost $104.80 Unrealized —

IJR ISHARES TR 2.2%

Value ($000) $4,518 Shares 38,018 Est. Cost $86.81 Unrealized —

EFA ISHARES TR 2.0%

Value ($000) $3,949 Shares 42,291 Est. Cost $62.98 Unrealized —

HYG ISHARES TR 1.9%

Value ($000) $3,937 Shares 48,493 Est. Cost $85.55 Unrealized —

AGG ISHARES TR 1.6%

Value ($000) $3,242 Shares 32,342 Est. Cost $108.85 Unrealized —

AVGO BROADCOM INC 1.0%

Value ($000) $1,991 Shares 6,035 Est. Cost $305.74 Unrealized 0.0%

IWM ISHARES TR 1.0%

Value ($000) $1,985 Shares 8,204 Est. Cost $149.68 Unrealized —

IVW ISHARES TR 0.6%

Value ($000) $1,159 Shares 9,604 Est. Cost $92.18 Unrealized —

IYR ISHARES TR 0.4%

Value ($000) $902 Shares 9,292 Est. Cost $82.85 Unrealized —

WMT WALMART INC 0.4%

Value ($000) $877 Shares 8,511 Est. Cost $47.44 Unrealized +109.2%

IAU ISHARES GOLD TR 0.4%

Value ($000) $727 Shares 9,989 Est. Cost $39.90 Unrealized —

NVDA NVIDIA CORPORATION 0.2%

Value ($000) $469 Shares 2,516 Est. Cost $145.32 Unrealized +19.9%

MSFT MICROSOFT CORP 0.2%

Value ($000) $423 Shares 815 Est. Cost $375.12 Unrealized +35.6%

IYW ISHARES TR 0.2%

Value ($000) $414 Shares 2,115 Est. Cost $109.92 Unrealized —

ORLY OREILLY AUTOMOTIVE INC 0.2%

Value ($000) $413 Shares 3,827 Est. Cost $90.22 Unrealized +11.4%

VEA VANGUARD TAX-MANAGED FDS 0.2%

Value ($000) $391 Shares 6,517 Est. Cost $51.82 Unrealized —

META META PLATFORMS INC 0.2%

Value ($000) $377 Shares 513 Est. Cost $743.23 Unrealized 0.0%

WEC WEC ENERGY GROUP INC 0.2%

Value ($000) $374 Shares 3,262 Est. Cost $51.52 Unrealized +107.9%

ITOT ISHARES TR 0.2%

Value ($000) $337 Shares 2,315 Est. Cost $143.86 Unrealized —

HDV ISHARES TR 0.1%

Value ($000) $290 Shares 2,365 Est. Cost $68.09 Unrealized —

IXUS ISHARES TR 0.1%

Value ($000) $259 Shares 3,133 Est. Cost $66.56 Unrealized —

ESGD ISHARES TR 0.1%

Value ($000) $249 Shares 2,672 Est. Cost $76.66 Unrealized —

AAPL APPLE INC 0.1%

Value ($000) $238 Shares 936 Est. Cost $203.72 Unrealized +10.7%

T AT&T INC 0.1%

Value ($000) $230 Shares 8,127 Est. Cost $26.72 Unrealized +5.0%

DVY ISHARES TR 0.1%

Value ($000) $222 Shares 1,559 Est. Cost $119.72 Unrealized —

CVX CHEVRON CORP NEW 0.1%

Value ($000) $219 Shares 1,410 Est. Cost $128.83 Unrealized +18.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IEFA	ISHARES TR	407,825	$35,607	17.6%	$59.31	—	CORE MSCI EAFE	46432F842
IVV	ISHARES TR	37,627	$25,184	12.5%	$269.07	—	CORE S&P500 ETF	464287200
IEMG	ISHARES INC	283,971	$18,719	9.3%	$49.74	—	CORE MSCI EMKT	46434G103
SGOV	ISHARES TR	175,766	$17,700	8.8%	$100.45	—	0-3 MNTH TREASRY	46436E718
VTV	VANGUARD INDEX FDS	60,399	$11,321	5.6%	$62.82	—	VALUE ETF	922908744
LEMB	ISHARES INC	268,271	$11,055	5.5%	$41.36	—	JP MORGAN EM ETF	464286517
QLTA	ISHARES TR	162,191	$7,861	3.9%	$52.19	—	A RATE CP BD ETF	46429B291
IJH	ISHARES TR	118,628	$7,742	3.8%	$78.49	—	CORE S&P MCP ETF	464287507
STIP	ISHARES TR	74,546	$7,705	3.8%	$98.44	—	0-5 YR TIPS ETF	46429B747
ETHA	ISHARES ETHEREUM TR	223,094	$7,030	3.5%	$31.51	—	SHS	46438R105
ISTB	ISHARES TR	137,720	$6,726	3.3%	$53.17	—	CORE 1 5 YR USD	46432F859
TIP	ISHARES TR	58,448	$6,501	3.2%	$117.16	—	TIPS BD ETF	464287176
GNR	SPDR INDEX SHS FDS	89,574	$5,304	2.6%	$43.59	—	GLB NAT RESRCE	78463X541
IVE	ISHARES TR	25,507	$5,268	2.6%	$104.80	—	S&P 500 VAL ETF	464287408
IJR	ISHARES TR	38,018	$4,518	2.2%	$86.81	—	CORE S&P SCP ETF	464287804
EFA	ISHARES TR	42,291	$3,949	2.0%	$62.98	—	MSCI EAFE ETF	464287465
HYG	ISHARES TR	48,493	$3,937	1.9%	$85.55	—	IBOXX HI YD ETF	464288513
AGG	ISHARES TR	32,342	$3,242	1.6%	$108.85	—	CORE US AGGBD ET	464287226
AVGO	BROADCOM INC	6,035	$1,991	1.0%	$305.74	0.0%	COM	11135F101
IWM	ISHARES TR	8,204	$1,985	1.0%	$149.68	—	RUSSELL 2000 ETF	464287655
IVW	ISHARES TR	9,604	$1,159	0.6%	$92.18	—	S&P 500 GRWT ETF	464287309
IYR	ISHARES TR	9,292	$902	0.4%	$82.85	—	U.S. REAL ES ETF	464287739
WMT	WALMART INC	8,511	$877	0.4%	$47.44	+109.2%	COM	931142103
IAU	ISHARES GOLD TR	9,989	$727	0.4%	$39.90	—	ISHARES NEW	464285204
NVDA	NVIDIA CORPORATION	2,516	$469	0.2%	$145.32	+19.9%	COM	67066G104
MSFT	MICROSOFT CORP	815	$423	0.2%	$375.12	+35.6%	COM	594918104
IYW	ISHARES TR	2,115	$414	0.2%	$109.92	—	U.S. TECH ETF	464287721
ORLY	OREILLY AUTOMOTIVE INC	3,827	$413	0.2%	$90.22	+11.4%	COM	67103H107
VEA	VANGUARD TAX-MANAGED FDS	6,517	$391	0.2%	$51.82	—	VAN FTSE DEV MKT	921943858
META	META PLATFORMS INC	513	$377	0.2%	$743.23	0.0%	CL A	30303M102
WEC	WEC ENERGY GROUP INC	3,262	$374	0.2%	$51.52	+107.9%	COM	92939U106
ITOT	ISHARES TR	2,315	$337	0.2%	$143.86	—	CORE S&P TTL STK	464287150
HDV	ISHARES TR	2,365	$290	0.1%	$68.09	—	CORE HIGH DV ETF	46429B663
IXUS	ISHARES TR	3,133	$259	0.1%	$66.56	—	CORE MSCI TOTAL	46432F834
ESGD	ISHARES TR	2,672	$249	0.1%	$76.66	—	ESG AW MSCI EAFE	46435G516
AAPL	APPLE INC	936	$238	0.1%	$203.72	+10.7%	COM	037833100
T	AT&T INC	8,127	$230	0.1%	$26.72	+5.0%	COM	00206R102
DVY	ISHARES TR	1,559	$222	0.1%	$119.72	—	SELECT DIVID ETF	464287168
CVX	CHEVRON CORP NEW	1,410	$219	0.1%	$128.83	+18.2%	COM	166764100