Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	346,641	$105M	33.5%	$215.57	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	857,699	$48.9M	15.6%	$44.22	—	VAN FTSE DEV MKT	921943858
DFEM	DIMENSIONAL ETF TRUST	932,988	$27.69M	8.8%	$24.71	—	EMERGING MKTS CO	25434V732
DFSV	DIMENSIONAL ETF TRUST	832,987	$24.51M	7.8%	$26.56	—	US SMALL CAP VAL	25434V815
DISV	DIMENSIONAL ETF TRUST	371,377	$12.22M	3.9%	$24.68	—	INTL SMALL CAP V	25434V781
VGIT	VANGUARD SCOTTSDALE FDS	190,985	$11.42M	3.6%	$58.73	—	INTER TERM TREAS	92206C706
VCIT	VANGUARD SCOTTSDALE FDS	136,955	$11.36M	3.6%	$80.89	—	INT-TERM CORP	92206C870
VCSH	VANGUARD SCOTTSDALE FDS	136,133	$10.82M	3.4%	$77.59	—	SHRT TRM CORP BD	92206C409
AVRE	AMERICAN CENTY ETF TR	229,823	$10.15M	3.2%	$41.38	—	REAL ESTATE ETF	025072356
SCHB	SCHWAB STRATEGIC TR	243,239	$5.796M	1.8%	$28.02	—	US BRD MKT ETF	808524102
MUB	ISHARES TR	53,703	$5.611M	1.8%	$106.39	—	NATIONAL MUN ETF	464288414
SCHF	SCHWAB STRATEGIC TR	165,095	$3.649M	1.2%	$24.51	—	INTL EQTY ETF	808524805
DFAC	DIMENSIONAL ETF TRUST	66,981	$2.401M	0.8%	$25.70	—	US CORE EQUITY 2	25434V708
SPYV	SPDR SERIES TRUST	38,594	$2.02M	0.6%	$38.97	—	PRTFLO S&P500 VL	78464A508
AVEM	AMERICAN CENTY ETF TR	27,166	$1.862M	0.6%	$53.27	—	AVANTIS EMGMKT	025072604
SPTM	SPDR SERIES TRUST	23,021	$1.724M	0.5%	$50.43	—	PORTFOLI S&P1500	78464A805
CVBF	CVB FINL CORP	80,892	$1.601M	0.5%	$15.47	+16.7%	COM	126600105
SUB	ISHARES TR	13,625	$1.449M	0.5%	$104.68	—	SHRT NAT MUN ETF	464288158
MSFT	MICROSOFT CORP	2,868	$1.427M	0.5%	$372.59	+16.0%	COM	594918104
ITOT	ISHARES TR	9,976	$1.347M	0.4%	$135.04	—	CORE S&P TTL STK	464287150
AVUV	AMERICAN CENTY ETF TR	14,677	$1.337M	0.4%	$84.95	—	US SML CP VALU	025072877
AAPL	APPLE INC	6,191	$1.27M	0.4%	$161.57	+24.7%	COM	037833100
VTEB	VANGUARD MUN BD FDS	24,510	$1.202M	0.4%	$49.03	—	TAX EXEMPT BD	922907746
VWO	VANGUARD INTL EQUITY INDEX F	23,116	$1.143M	0.4%	$40.31	—	FTSE EMR MKT ETF	922042858
SPDW	SPDR INDEX SHS FDS	27,559	$1.116M	0.4%	$30.63	—	PORTFOLIO DEVLPD	78463X889
DFUV	DIMENSIONAL ETF TRUST	21,206	$897K	0.3%	$33.40	—	US MKTWIDE VALUE	25434V724
SPY	SPDR S&P 500 ETF TR	1,400	$865K	0.3%	$424.90	—	TR UNIT	78462F103
SPSM	SPDR SERIES TRUST	19,552	$833K	0.3%	$39.65	—	PORTFOLIO S&P600	78468R853
VIG	VANGUARD SPECIALIZED FUNDS	3,702	$758K	0.2%	$153.65	—	DIV APP ETF	921908844
DFUS	DIMENSIONAL ETF TRUST	10,987	$736K	0.2%	$44.53	—	US EQUITY MARKET	25434V401
DFGR	DIMENSIONAL ETF TRUST	25,366	$681K	0.2%	$25.73	—	GLOBAL REAL EST	25434V658
IVV	ISHARES TR	1,003	$623K	0.2%	$428.27	—	CORE S&P500 ETF	464287200
WMT	WALMART INC	5,979	$585K	0.2%	$52.90	+79.1%	COM	931142103
XOM	EXXON MOBIL CORP	5,240	$565K	0.2%	$81.27	+28.6%	COM	30231G102
IJR	ISHARES TR	5,157	$564K	0.2%	$109.29	—	CORE S&P SCP ETF	464287804
AVDV	AMERICAN CENTY ETF TR	7,022	$557K	0.2%	$63.40	—	INTL SMCP VLU	025072802
LLY	ELI LILLY & CO	691	$539K	0.2%	$791.05	-2.2%	COM	532457108
REET	ISHARES TR	19,336	$478K	0.2%	$25.09	—	GLOBAL REIT ETF	46434V647
SLYV	SPDR SERIES TRUST	5,981	$477K	0.2%	$78.08	—	S&P 600 SMCP VAL	78464A300
GWX	SPDR INDEX SHS FDS	12,606	$469K	0.1%	$30.93	—	S&P INTL SMLCP	78463X871
ADP	AUTOMATIC DATA PROCESSING IN	1,494	$461K	0.1%	$219.91	+37.5%	COM	053015103
NVDA	NVIDIA CORPORATION	2,840	$449K	0.1%	$132.91	-5.3%	COM	67066G104
COST	COSTCO WHSL CORP NEW	453	$448K	0.1%	$490.75	+101.9%	COM	22160K105
AMZN	AMAZON COM INC	2,038	$447K	0.1%	$215.58	-8.2%	COM	023135106
DFSD	DIMENSIONAL ETF TRUST	8,253	$396K	0.1%	$46.52	—	SHORT DURATION F	25434V864
SCHX	SCHWAB STRATEGIC TR	15,852	$387K	0.1%	$31.67	—	US LRG CAP ETF	808524201
USRT	ISHARES TR	6,748	$382K	0.1%	$56.51	—	CRE U S REIT ETF	464288521
VOO	VANGUARD INDEX FDS	607	$345K	0.1%	$430.70	—	S&P 500 ETF SHS	922908363
SCHC	SCHWAB STRATEGIC TR	7,857	$335K	0.1%	$32.77	—	INTL SCEQT ETF	808524888
CL	COLGATE PALMOLIVE CO	3,545	$322K	0.1%	$72.46	+24.3%	COM	194162103
AVUS	AMERICAN CENTY ETF TR	3,032	$306K	0.1%	$100.83	—	US EQT ETF	025072885
DFNM	DIMENSIONAL ETF TRUST	6,252	$297K	0.1%	$48.33	—	NATL MUN BD ETF	25434V849
DFIV	DIMENSIONAL ETF TRUST	6,909	$296K	0.1%	$29.76	—	INTERNATNAL VAL	25434V807
MUNI	PIMCO ETF TR	5,722	$294K	0.1%	$52.28	—	INTER MUN BD ACT	72201R866
IGIB	ISHARES TR	5,444	$290K	0.1%	$48.21	—	ISHS 5-10YR INVT	464288638
MCK	MCKESSON CORP	385	$282K	0.1%	$559.16	+25.9%	COM	58155Q103
VGT	VANGUARD WORLD FD	422	$280K	0.1%	$621.80	—	INF TECH ETF	92204A702
SPTI	SPDR SERIES TRUST	9,681	$279K	0.1%	$28.08	—	PORTFLI INTRMDIT	78464A672
BRK/B	BERKSHIRE HATHAWAY INC DEL	555	$270K	0.1%	$400.24	+26.9%	CL B NEW	084670702
BR	BROADRIDGE FINL SOLUTIONS IN	1,098	$267K	0.1%	$171.71	+36.9%	COM	11133T103
HON	HONEYWELL INTL INC	1,027	$239K	0.1%	$173.11	+15.3%	COM	438516106
HD	HOME DEPOT INC	562	$206K	0.1%	$355.91	0.0%	COM	437076102