Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES	1,173,949	$231M	23.0%	$166.90	—	CORE S&P500 ETF	464287200
IJH	ISHARES	869,359	$124M	12.3%	$115.81	—	CORE S&P MCP ETF	464287507
SPY	SPDR S&P 500 ETF TR	528,144	$103M	10.3%	$160.42	—	TR UNIT	78462F103
IJR	ISHARES	902,952	$101M	10.0%	$90.31	—	CORE S&P SCP ETF	464287804
EFA	ISHARES	1,238,915	$84.7M	8.4%	$58.09	—	MSCI EAFE ETF	464287465
FLOT	ISHARES TR	902,618	$45.85M	4.6%	$50.72	—	FLTG RATE BD ETF	46429B655
VTIP	VANGUARD MALVERN FDS	908,114	$45.52M	4.5%	$49.44	—	STRM INFPROIDX	922020805
BND	VANGUARD BD INDEX FD INC	377,293	$31.02M	3.1%	$80.88	—	TOTAL BND MRKT	921937835
—	UBS AG JERSEY BRH	677,843	$30.22M	3.0%	$44.58	—	ALERIAN INFRST	902641646
RWR	SPDR SERIES TRUST	297,768	$24.71M	2.5%	$75.46	—	DJ REIT ETF	78464A607
RWX	SPDR INDEX SHS FDS	376,087	$16.64M	1.7%	$40.10	—	DJ INTL RL ETF	78463X863
IVE	ISHARES	150,032	$13.54M	1.3%	$75.77	—	S&P 500 VAL ETF	464287408
VEA	VANGUARD TAX MANAGED INTL FD	218,978	$9.326M	0.9%	$35.74	—	FTSE DEV MKT ETF	921943858
IWC	ISHARES	110,510	$8.412M	0.8%	$63.68	—	MICRO-CAP ETF	464288869
—	POWERSHARES DB CMDTY IDX TRA	298,760	$7.941M	0.8%	$25.20	—	UNIT BEN INT	73935S105
TIP	ISHARES	58,225	$6.717M	0.7%	$111.77	—	TIPS BD ETF	464287176
VWO	VANGUARD INTL EQUITY INDEX F	149,492	$6.448M	0.6%	$39.07	—	FTSE EMR MKT ETF	922042858
VV	VANGUARD INDEX FDS	56,675	$5.101M	0.5%	$73.41	—	LARGE CAP ETF	922908637
—	POWERSHARES ETF TRUST II	195,975	$4.874M	0.5%	$24.76	—	SENIOR LN PORT	73936Q769
IGSB	ISHARES	40,397	$4.269M	0.4%	$105.28	—	1-3 YR CR BD ETF	464288646
IJK	ISHARES	25,951	$4.076M	0.4%	$128.83	—	S&P MC 400GR ETF	464287606
IJJ	ISHARES	32,096	$4.074M	0.4%	$101.98	—	S&P MC 400VL ETF	464287705
EWX	SPDR INDEX SHS FDS	76,063	$3.827M	0.4%	$44.35	—	S&P EMKTSC ETF	78463X756
—	FIRST NIAGARA FINL GP INC	417,040	$3.645M	0.4%	$10.07	—	COM	33582V108
PAYX	PAYCHEX INC	86,562	$3.598M	0.4%	$25.05	+14.9%	COM	704326107
GWX	SPDR INDEX SHS FDS	100,825	$3.556M	0.4%	$28.84	—	S&P INTL SMLCP	78463X871
DIA	SPDR DOW JONES INDL AVRG ETF	20,644	$3.466M	0.3%	$148.57	—	UT SER 1	78467X109
IJT	ISHARES	27,264	$3.293M	0.3%	$96.84	—	SP SMCP600GR ETF	464287887
—	POWERSHARES DB G10 CURCY HAR	125,500	$3.274M	0.3%	$25.43	—	COM UT BEN INT	73935Y102
IJS	ISHARES	28,065	$3.24M	0.3%	$93.43	—	SP SMCP600VL ETF	464287879
IVW	ISHARES	28,762	$3.025M	0.3%	$84.53	—	S&P 500 GRWT ETF	464287309
EFV	ISHARES	47,443	$2.779M	0.3%	$48.64	—	EAFE VALUE ETF	464288877
SCHZ	SCHWAB STRATEGIC TR	50,329	$2.612M	0.3%	$50.72	—	US AGGREGATE B	808524839
SCHF	SCHWAB STRATEGIC TR	79,116	$2.609M	0.3%	$27.46	—	INTL EQTY ETF	808524805
VNQ	VANGUARD INDEX FDS	33,026	$2.472M	0.2%	$68.45	—	REIT ETF	922908553
SHV	ISHARES	21,875	$2.412M	0.2%	$110.23	—	SHRT TRS BD ETF	464288679
IEI	ISHARES	19,420	$2.365M	0.2%	$120.95	—	3-7 YR TR BD ETF	464288661
AGG	ISHARES	19,269	$2.108M	0.2%	$107.12	—	CORE TOTUSBD ETF	464287226
VO	VANGUARD INDEX FDS	16,786	$1.992M	0.2%	$95.13	—	MID CAP ETF	922908629
XOM	EXXON MOBIL CORP	19,665	$1.98M	0.2%	$58.08	+6.5%	COM	30231G102
NYF	ISHARES	17,840	$1.963M	0.2%	$104.35	—	NY AMTFRE MU ETF	464288323
GLD	SPDR GOLD TRUST	15,265	$1.955M	0.2%	$119.79	—	GOLD SHS	78463V107
IWF	ISHARES	21,061	$1.915M	0.2%	$74.32	—	RUS 1000 GRW ETF	464287614
GNR	SPDR INDEX SHS FDS	35,800	$1.892M	0.2%	$45.63	—	GLB NAT RESRCE	78463X541
SCHX	SCHWAB STRATEGIC TR	40,000	$1.873M	0.2%	$41.56	—	US LRG CAP ETF	808524201
—	ISHARES GOLD TRUST	137,135	$1.766M	0.2%	$11.99	—	ISHARES	464285105
MBB	ISHARES	15,518	$1.679M	0.2%	$105.01	—	MBS ETF	464288588
DJP	BARCLAYS BK PLC	40,820	$1.61M	0.2%	$36.50	—	DJUBS CMDT ETN36	06738C778
AGZ	ISHARES	13,250	$1.493M	0.1%	$110.73	—	AGENCY BOND ETF	464288166
BSV	VANGUARD BD INDEX FD INC	17,915	$1.439M	0.1%	$80.13	—	SHORT TRM BOND	921937827
—	ALPS ETF TR	72,165	$1.371M	0.1%	$19.00	—	ALERIAN MLP	00162Q866
SHY	ISHARES	16,100	$1.361M	0.1%	$84.28	—	1-3 YR TR BD ETF	464287457
STPZ	PIMCO ETF TR	24,261	$1.3M	0.1%	$52.70	—	1-5 US TIP IDX	72201R205
—	RYDEX ETF TRUST	23,119	$1.256M	0.1%	$40.67	—	GUG S&P500 PU VA	78355W304
SCHP	SCHWAB STRATEGIC TR	17,559	$978K	0.1%	$53.26	—	US TIPS ETF	808524870
EEM	ISHARES	20,160	$872K	0.1%	$39.44	—	MSCI EMG MKT ETF	464287234
SCHE	SCHWAB STRATEGIC TR	30,474	$793K	0.1%	$23.90	—	EMRG MKTEQ ETF	808524706
JPM	JPMORGAN CHASE & CO	13,507	$778K	0.1%	$42.08	-2.1%	COM	46625H100
MDY	SPDR S&P MIDCAP 400 ETF TR	2,965	$773K	0.1%	$210.16	—	UTSER1 S&PDCRP	78467Y107
IWP	ISHARES	8,531	$764K	0.1%	$86.35	—	RUS MD CP GR ETF	464287481
VB	VANGUARD INDEX FDS	6,249	$732K	0.1%	$93.69	—	SMALL CP ETF	922908751
LQD	ISHARES	5,610	$669K	0.1%	$113.89	—	IBOXX INV CP ETF	464287242
SCHM	SCHWAB STRATEGIC TR	16,031	$645K	0.1%	$33.26	—	US MID-CAP ETF	808524508
IWS	ISHARES	8,666	$629K	0.1%	$70.55	—	RUS MDCP VAL ETF	464287473
—	SPDR SERIES TRUST	25,323	$616K	0.1%	$24.29	—	NUVN BR SHT MUNI	78464A425
SCHA	SCHWAB STRATEGIC TR	11,065	$606K	0.1%	$46.28	—	US SML CAP ETF	808524607
SCZ	ISHARES	10,905	$577K	0.1%	$51.85	—	EAFE SML CP ETF	464288273
BRK/A	BERKSHIRE HATHAWAY INC DEL	3	$570K	0.1%	$189817.56	0.0%	CL A	084670108
IWO	ISHARES	4,018	$556K	0.1%	$136.53	—	RUS 2000 GRW ETF	464287648
JNJ	JOHNSON & JOHNSON	5,179	$542K	0.1%	$61.52	+18.9%	COM	478160104
SJNK	SPDR SER TR	16,700	$517K	0.1%	$30.86	—	SHT TRM HGH YLD	78468R408
PFE	PFIZER INC	16,184	$480K	0.0%	$18.20	-3.6%	COM	717081103
IWN	ISHARES	4,455	$460K	0.0%	$101.69	—	RUS 2000 VAL ETF	464287630
SCHH	SCHWAB STRATEGIC TR	12,064	$427K	0.0%	$31.55	—	US REIT ETF	808524847
KMB	KIMBERLY CLARK CORP	3,785	$421K	0.0%	$63.06	+13.8%	COM	494368103
SCHC	SCHWAB STRATEGIC TR	11,154	$382K	0.0%	$27.55	—	INTL SCEQT ETF	808524888
LOW	LOWES COS INC	7,740	$371K	0.0%	$39.01	-3.0%	COM	548661107
ALL	ALLSTATE CORP	6,302	$370K	0.0%	$41.54	+8.0%	COM	020002101
SCHV	SCHWAB STRATEGIC TR	8,361	$358K	0.0%	$36.54	—	US LCAP VA ETF	808524409
—	DU PONT E I DE NEMOURS & CO	5,400	$353K	0.0%	$67.04	—	COM	263534109
SLB	SCHLUMBERGER LTD	2,931	$346K	0.0%	$52.90	+41.5%	COM	806857108
VTI	VANGUARD INDEX FDS	3,335	$339K	0.0%	$83.44	—	TOTAL STK MKT	922908769
PEP	PEPSICO INC	3,619	$323K	0.0%	$56.15	+8.5%	COM	713448108
MSFT	MICROSOFT CORP	7,047	$294K	0.0%	$26.85	+26.5%	COM	594918104
IWD	ISHARES	2,696	$273K	0.0%	$101.26	—	RUS 1000 VAL ETF	464287598
IEMG	ISHARES INC	5,286	$273K	0.0%	$49.79	—	CORE MSCI EMKT	46434G103
—	POWERSHARES GLOBAL ETF TRUST	11,025	$265K	0.0%	$23.24	—	NY MUNI BD ETF	73936T458
VOO	VANGUARD INDEX FDS	1,450	$260K	0.0%	$171.03	—	S&P 500 ETF SHS	922908363
—	GENERAL ELECTRIC CO	9,411	$247K	0.0%	$23.26	—	COM	369604103
—	PRAXAIR INC	1,780	$236K	0.0%	$115.17	—	COM	74005P104
INTC	INTEL CORP	6,600	$204K	0.0%	$20.69	0.0%	COM	458140100
—	MERRIMACK PHARMACEUTICALS IN	17,532	$128K	0.0%	$5.35	—	COM	590328100