Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	1,199,474	$238M	23.6%	$167.57	—	CORE S&P500 ETF	464287200
IJH	ISHARES TR	877,138	$120M	11.9%	$115.81	—	CORE S&P MCP ETF	464287507
SPY	SPDR S&P 500 ETF TR	517,031	$102M	10.1%	$160.42	—	TR UNIT	78462F103
IJR	ISHARES TR	925,369	$96.52M	9.6%	$90.65	—	CORE S&P SCP ETF	464287804
EFA	ISHARES TR	1,330,630	$85.32M	8.5%	$58.50	—	MSCI EAFE ETF	464287465
FLOT	ISHARES TR	948,209	$48.2M	4.8%	$50.73	—	FLTG RATE BD ETF	46429B655
VTIP	VANGUARD MALVERN FDS	935,933	$46.21M	4.6%	$49.44	—	STRM INFPROIDX	922020805
—	UBS AG JERSEY BRH	783,016	$35.8M	3.6%	$44.73	—	ALERIAN INFRST	902641646
BND	VANGUARD BD INDEX FD INC	382,273	$31.32M	3.1%	$80.89	—	TOTAL BND MRKT	921937835
RWR	SPDR SERIES TRUST	298,574	$23.83M	2.4%	$75.46	—	DJ REIT ETF	78464A607
RWX	SPDR INDEX SHS FDS	380,976	$15.78M	1.6%	$40.12	—	DJ INTL RL ETF	78463X863
IVE	ISHARES TR	150,873	$13.59M	1.3%	$75.77	—	S&P 500 VAL ETF	464287408
VEA	VANGUARD TAX MANAGED INTL FD	226,955	$9.021M	0.9%	$35.88	—	FTSE DEV MKT ETF	921943858
IWC	ISHARES	115,698	$8.043M	0.8%	$63.94	—	MICRO-CAP ETF	464288869
—	POWERSHARES DB CMDTY IDX TRA	303,465	$7.046M	0.7%	$25.17	—	UNIT BEN INT	73935S105
TIP	ISHARES TR	59,058	$6.619M	0.7%	$111.77	—	TIPS BD ETF	464287176
VWO	VANGUARD INTL EQUITY INDEX F	151,256	$6.309M	0.6%	$39.10	—	FTSE EMR MKT ETF	922042858
VV	VANGUARD INDEX FDS	56,130	$5.078M	0.5%	$73.41	—	LARGE CAP ETF	922908637
IGSB	ISHARES	41,168	$4.334M	0.4%	$105.28	—	1-3 YR CR BD ETF	464288646
IJK	ISHARES TR	25,601	$3.877M	0.4%	$128.83	—	S&P MC 400GR ETF	464287606
FTSL	FIRST TR EXCHANGE TRADED FD	78,670	$3.842M	0.4%	$48.84	—	SENIOR LN FD	33738D309
IJJ	ISHARES TR	31,646	$3.807M	0.4%	$101.98	—	S&P MC 400VL ETF	464287705
PAYX	PAYCHEX INC	85,376	$3.774M	0.4%	$25.05	+18.7%	COM	704326107
EWX	SPDR INDEX SHS FDS	78,268	$3.755M	0.4%	$44.46	—	S&P EMKTSC ETF	78463X756
—	FIRST NIAGARA FINL GP INC	417,040	$3.474M	0.3%	$10.07	—	COM	33582V108
—	POWERSHARES DB G10 CURCY HAR	128,500	$3.302M	0.3%	$25.43	—	COM UT BEN INT	73935Y102
DIA	SPDR DOW JONES INDL AVRG ETF	19,409	$3.301M	0.3%	$148.57	—	UT SER 1	78467X109
GWX	SPDR INDEX SHS FDS	100,755	$3.294M	0.3%	$28.84	—	S&P INTL SMLCP	78463X871
IJT	ISHARES TR	27,239	$3.066M	0.3%	$96.84	—	SP SMCP600GR ETF	464287887
IJS	ISHARES TR	28,030	$3.007M	0.3%	$93.43	—	SP SMCP600VL ETF	464287879
IVW	ISHARES TR	27,062	$2.891M	0.3%	$84.53	—	S&P 500 GRWT ETF	464287309
SCHZ	SCHWAB STRATEGIC TR	52,631	$2.725M	0.3%	$50.77	—	US AGGREGATE B	808524839
EFV	ISHARES	48,345	$2.643M	0.3%	$48.76	—	EAFE VALUE ETF	464288877
AGG	ISHARES TR	22,960	$2.505M	0.2%	$107.43	—	CORE US AGGBD ET	464287226
SCHF	SCHWAB STRATEGIC TR	80,004	$2.482M	0.2%	$27.50	—	INTL EQTY ETF	808524805
SHV	ISHARES	21,875	$2.412M	0.2%	$110.23	—	SHRT TRS BD ETF	464288679
IEI	ISHARES	19,420	$2.356M	0.2%	$120.95	—	3-7 YR TR BD ETF	464288661
VNQ	VANGUARD INDEX FDS	32,321	$2.322M	0.2%	$68.45	—	REIT ETF	922908553
BSV	VANGUARD BD INDEX FD INC	27,515	$2.203M	0.2%	$80.11	—	SHORT TRM BOND	921937827
SCHX	SCHWAB STRATEGIC TR	44,217	$2.078M	0.2%	$42.08	—	US LRG CAP ETF	808524201
VO	VANGUARD INDEX FDS	16,536	$1.94M	0.2%	$95.13	—	MID CAP ETF	922908629
XOM	EXXON MOBIL CORP	20,228	$1.902M	0.2%	$58.17	+5.7%	COM	30231G102
GNR	SPDR INDEX SHS FDS	38,100	$1.856M	0.2%	$45.81	—	GLB NAT RESRCE	78463X541
GLD	SPDR GOLD TRUST	15,965	$1.855M	0.2%	$119.63	—	GOLD SHS	78463V107
—	ALPS ETF TR	93,695	$1.796M	0.2%	$19.04	—	ALERIAN MLP	00162Q866
IWF	ISHARES TR	19,255	$1.764M	0.2%	$74.32	—	RUS 1000 GRW ETF	464287614
MBB	ISHARES	15,863	$1.715M	0.2%	$105.08	—	MBS ETF	464288588
—	ISHARES GOLD TRUST	137,135	$1.604M	0.2%	$11.99	—	ISHARES	464285105
NYF	ISHARES	13,485	$1.496M	0.1%	$104.35	—	NY AMTFRE MU ETF	464288323
AGZ	ISHARES	13,250	$1.488M	0.1%	$110.73	—	AGENCY BOND ETF	464288166
SHY	ISHARES TR	17,060	$1.442M	0.1%	$84.29	—	1-3 YR TR BD ETF	464287457
DJP	BARCLAYS BK PLC	41,940	$1.441M	0.1%	$36.44	—	DJUBS CMDT ETN36	06738C778
STPZ	PIMCO ETF TR	23,466	$1.233M	0.1%	$52.70	—	1-5 US TIP IDX	72201R205
—	RYDEX ETF TRUST	22,750	$1.203M	0.1%	$40.67	—	GUG S&P500 PU VA	78355W304
SCHP	SCHWAB STRATEGIC TR	17,896	$970K	0.1%	$53.28	—	US TIPS ETF	808524870
EEM	ISHARES TR	20,083	$835K	0.1%	$39.44	—	MSCI EMG MKT ETF	464287234
JPM	JPMORGAN CHASE & CO	13,507	$814K	0.1%	$42.08	+2.5%	COM	46625H100
SCHE	SCHWAB STRATEGIC TR	31,577	$802K	0.1%	$23.95	—	EMRG MKTEQ ETF	808524706
MDY	SPDR S&P MIDCAP 400 ETF TR	2,965	$739K	0.1%	$210.16	—	UTSER1 S&PDCRP	78467Y107
VB	VANGUARD INDEX FDS	6,249	$691K	0.1%	$93.69	—	SMALL CP ETF	922908751
LQD	ISHARES TR	5,610	$663K	0.1%	$113.89	—	IBOXX INV CP ETF	464287242
SCHM	SCHWAB STRATEGIC TR	16,657	$645K	0.1%	$33.47	—	US MID-CAP ETF	808524508
IWP	ISHARES TR	7,150	$632K	0.1%	$86.35	—	RUS MD CP GR ETF	464287481
—	SPDR SERIES TRUST	25,852	$631K	0.1%	$24.30	—	NUVN BR SHT MUNI	78464A425
BRK/A	BERKSHIRE HATHAWAY INC DEL	3	$621K	0.1%	$189817.56	+5.3%	CL A	084670108
SCHA	SCHWAB STRATEGIC TR	11,846	$609K	0.1%	$46.62	—	US SML CAP ETF	808524607
SCZ	ISHARES	12,352	$599K	0.1%	$51.45	—	EAFE SML CP ETF	464288273
JNJ	JOHNSON & JOHNSON	5,179	$552K	0.1%	$61.52	+22.8%	COM	478160104
—	POWERSHARES ETF TRUST II	22,365	$543K	0.1%	$24.76	—	SENIOR LN PORT	73936Q769
IGOV	ISHARES	5,245	$521K	0.1%	$99.33	—	INTL TREA BD ETF	464288117
PFE	PFIZER INC	16,959	$501K	0.0%	$18.17	-4.0%	COM	717081103
SJNK	SPDR SER TR	16,700	$500K	0.0%	$30.86	—	SHT TRM HGH YLD	78468R408
IWO	ISHARES TR	3,255	$422K	0.0%	$136.53	—	RUS 2000 GRW ETF	464287648
LOW	LOWES COS INC	7,740	$410K	0.0%	$39.01	+5.6%	COM	548661107
SCHH	SCHWAB STRATEGIC TR	11,984	$408K	0.0%	$31.55	—	US REIT ETF	808524847
KMB	KIMBERLY CLARK CORP	3,785	$407K	0.0%	$63.06	+12.3%	COM	494368103
—	DU PONT EI DE NEMOURS & CO	5,400	$388K	0.0%	$67.04	—	COM	263534109
ALL	ALLSTATE CORP	6,302	$387K	0.0%	$41.54	+13.0%	COM	020002101
SCHC	SCHWAB STRATEGIC TR	12,337	$387K	0.0%	$27.92	—	INTL SCEQT ETF	808524888
SCHV	SCHWAB STRATEGIC TR	8,919	$380K	0.0%	$36.92	—	US LCAP VA ETF	808524409
IWS	ISHARES TR	5,250	$368K	0.0%	$70.55	—	RUS MDCP VAL ETF	464287473
PEP	PEPSICO INC	3,619	$337K	0.0%	$56.15	+15.5%	COM	713448108
VTI	VANGUARD INDEX FDS	3,235	$328K	0.0%	$83.44	—	TOTAL STK MKT	922908769
MSFT	MICROSOFT CORP	6,989	$324K	0.0%	$26.85	+40.3%	COM	594918104
SLB	SCHLUMBERGER LTD	2,931	$298K	0.0%	$52.90	+50.3%	COM	806857108
IWN	ISHARES TR	2,915	$273K	0.0%	$101.69	—	RUS 2000 VAL ETF	464287630
IEMG	ISHARES INC	5,381	$269K	0.0%	$49.80	—	CORE MSCI EMKT	46434G103
—	POWERSHARES GLOBAL ETF TRUST	11,025	$267K	0.0%	$23.24	—	NY MUNI BD ETF	73936T458
—	GENERAL ELECTRIC CO	9,415	$241K	0.0%	$23.26	—	COM	369604103
—	POWERSHARES ETF TRUST II	8,140	$237K	0.0%	$29.12	—	INTL CORP BOND	73936Q835
AAPL	APPLE INC	2,300	$232K	0.0%	$21.63	0.0%	COM	037833100
INTC	INTEL CORP	6,600	$230K	0.0%	$20.69	+24.5%	COM	458140100
—	PRAXAIR INC	1,780	$230K	0.0%	$115.17	—	COM	74005P104
—	MERRIMACK PHARMACEUTICALS IN	17,532	$154K	0.0%	$5.35	—	COM	590328100