Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	1,175,878	$244M	22.6%	$167.57	—	CORE S&P500 ETF	464287200
IJH	ISHARES TR	867,432	$132M	12.2%	$115.81	—	CORE S&P MCP ETF	464287507
EFA	ISHARES TR	1,730,185	$111M	10.3%	$59.11	—	MSCI EAFE ETF	464287465
IJR	ISHARES TR	910,460	$107M	9.9%	$90.65	—	CORE S&P SCP ETF	464287804
SPY	SPDR S&P 500 ETF TR	473,826	$97.81M	9.0%	$160.42	—	TR UNIT	78462F103
FLOT	ISHARES TR	1,006,163	$50.95M	4.7%	$50.72	—	FLTG RATE BD ETF	46429B655
VTIP	VANGUARD MALVERN FDS	1,003,116	$48.61M	4.5%	$49.37	—	STRM INFPROIDX	922020805
BND	VANGUARD BD INDEX FD INC	418,772	$34.91M	3.2%	$81.12	—	TOTAL BND MRKT	921937835
—	UBS AG JERSEY BRH	881,226	$33.43M	3.1%	$44.03	—	ALERIAN INFRST	902641646
RWR	SPDR SERIES TRUST	303,193	$28.67M	2.7%	$75.90	—	DJ REIT ETF	78464A607
RWX	SPDR INDEX SHS FDS	395,595	$17.14M	1.6%	$40.22	—	DJ INTL RL ETF	78463X863
IVE	ISHARES TR	146,104	$13.52M	1.3%	$75.77	—	S&P 500 VAL ETF	464287408
VEA	VANGUARD TAX MANAGED INTL FD	330,651	$13.17M	1.2%	$36.60	—	FTSE DEV MKT ETF	921943858
IWC	ISHARES	141,064	$11.15M	1.0%	$66.35	—	MICRO-CAP ETF	464288869
VWO	VANGUARD INTL EQUITY INDEX F	177,054	$7.236M	0.7%	$39.26	—	FTSE EMR MKT ETF	922042858
TIP	ISHARES TR	60,928	$6.921M	0.6%	$111.77	—	TIPS BD ETF	464287176
IGSB	ISHARES	51,608	$5.446M	0.5%	$105.33	—	1-3 YR CR BD ETF	464288646
SCHZ	SCHWAB STRATEGIC TR	93,233	$4.933M	0.5%	$51.64	—	US AGGREGATE B	808524839
VV	VANGUARD INDEX FDS	50,770	$4.833M	0.4%	$73.41	—	LARGE CAP ETF	922908637
PAYX	PAYCHEX INC	84,401	$4.188M	0.4%	$25.05	+39.5%	COM	704326107
AGG	ISHARES TR	37,372	$4.164M	0.4%	$109.00	—	CORE US AGGBD ET	464287226
IJK	ISHARES TR	24,241	$4.158M	0.4%	$128.83	—	S&P MC 400GR ETF	464287606
EWX	SPDR INDEX SHS FDS	88,877	$3.977M	0.4%	$44.45	—	S&P EMKTSC ETF	78463X756
IJJ	ISHARES TR	30,181	$3.952M	0.4%	$101.98	—	S&P MC 400VL ETF	464287705
FTSL	FIRST TR EXCHANGE TRADED FD	79,883	$3.933M	0.4%	$48.83	—	SENIOR LN FD	33738D309
—	FIRST NIAGARA FINL GP INC	417,040	$3.687M	0.3%	$10.07	—	COM	33582V108
IJT	ISHARES TR	25,406	$3.307M	0.3%	$96.84	—	SP SMCP600GR ETF	464287887
EFV	ISHARES	59,785	$3.185M	0.3%	$49.22	—	EAFE VALUE ETF	464288877
IJS	ISHARES TR	26,328	$3.131M	0.3%	$93.43	—	SP SMCP600VL ETF	464287879
SCHF	SCHWAB STRATEGIC TR	97,760	$2.955M	0.3%	$27.79	—	INTL EQTY ETF	808524805
—	POWERSHARES DB CMDTY IDX TRA	164,444	$2.807M	0.3%	$25.17	—	UNIT BEN INT	73935S105
IVW	ISHARES TR	24,547	$2.797M	0.3%	$84.53	—	S&P 500 GRWT ETF	464287309
VNQ	VANGUARD INDEX FDS	32,026	$2.7M	0.2%	$68.45	—	REIT ETF	922908553
SCHX	SCHWAB STRATEGIC TR	51,499	$2.553M	0.2%	$43.08	—	US LRG CAP ETF	808524201
GWX	SPDR INDEX SHS FDS	85,731	$2.483M	0.2%	$28.84	—	S&P INTL SMLCP	78463X871
GNR	SPDR INDEX SHS FDS	49,800	$2.138M	0.2%	$45.14	—	GLB NAT RESRCE	78463X541
SHV	ISHARES	18,425	$2.032M	0.2%	$110.23	—	SHRT TRS BD ETF	464288679
IEI	ISHARES	15,870	$1.971M	0.2%	$120.95	—	3-7 YR TR BD ETF	464288661
SCZ	ISHARES	39,683	$1.963M	0.2%	$48.35	—	EAFE SML CP ETF	464288273
—	ALPS ETF TR	108,585	$1.799M	0.2%	$18.77	—	ALERIAN MLP	00162Q866
—	ISHARES GOLD TRUST	156,135	$1.788M	0.2%	$11.92	—	ISHARES	464285105
IWF	ISHARES TR	18,055	$1.786M	0.2%	$74.32	—	RUS 1000 GRW ETF	464287614
VO	VANGUARD INDEX FDS	13,456	$1.786M	0.2%	$95.13	—	MID CAP ETF	922908629
LQD	ISHARES TR	14,300	$1.74M	0.2%	$117.26	—	IBOXX INV CP ETF	464287242
—	EXXON MOBIL CORP	19,665	$1.672M	0.2%	$85.02	—	COM	30231g102
GLD	SPDR GOLD TRUST	14,605	$1.66M	0.2%	$119.63	—	GOLD SHS	78463V107
AGZ	ISHARES	13,250	$1.513M	0.1%	$110.73	—	AGENCY BOND ETF	464288166
NYF	ISHARES	13,360	$1.5M	0.1%	$104.55	—	NY AMTFRE MU ETF	464288323
SHY	ISHARES TR	17,660	$1.499M	0.1%	$84.30	—	1-3 YR TR BD ETF	464287457
DJP	BARCLAYS BK PLC	48,371	$1.341M	0.1%	$30.80	—	DJUBS CMDT ETN36	06738C778
DIA	SPDR DOW JONES INDL AVRG ETF	7,347	$1.305M	0.1%	$148.57	—	UT SER 1	78467X109
IGOV	ISHARES	14,045	$1.286M	0.1%	$96.12	—	INTL TREA BD ETF	464288117
SCHP	SCHWAB STRATEGIC TR	22,818	$1.253M	0.1%	$53.50	—	US TIPS ETF	808524870
BSV	VANGUARD BD INDEX FD INC	14,375	$1.157M	0.1%	$80.11	—	SHORT TRM BOND	921937827
SCHE	SCHWAB STRATEGIC TR	46,219	$1.126M	0.1%	$23.92	—	EMRG MKTEQ ETF	808524706
—	RYDEX ETF TRUST	15,274	$825K	0.1%	$40.67	—	GUG S&P500 PU VA	78355W304
SCHM	SCHWAB STRATEGIC TR	18,869	$814K	0.1%	$34.38	—	US MID-CAP ETF	808524508
—	JPMORGAN CHASE & CO	13,359	$809K	0.1%	$60.56	—	COM	46625h100
VB	VANGUARD INDEX FDS	6,599	$809K	0.1%	$96.09	—	SMALL CP ETF	922908751
MDY	SPDR S&P MIDCAP 400 ETF TR	2,915	$808K	0.1%	$210.16	—	UTSER1 S&PDCRP	78467Y107
SCHA	SCHWAB STRATEGIC TR	13,449	$774K	0.1%	$47.66	—	US SML CAP ETF	808524607
EEM	ISHARES TR	19,170	$769K	0.1%	$39.44	—	MSCI EMG MKT ETF	464287234
IWP	ISHARES TR	7,150	$700K	0.1%	$86.35	—	RUS MD CP GR ETF	464287481
STPZ	PIMCO ETF TR	12,646	$656K	0.1%	$52.62	—	1-5 US TIP IDX	72201R205
HYS	PIMCO ETF TR	6,450	$655K	0.1%	$100.78	—	0-5 HIGH YIELD	72201R783
BRK/A	BERKSHIRE HATHAWAY INC DEL	3	$653K	0.1%	$189817.56	+16.4%	CL A	084670108
—	SPDR SERIES TRUST	26,283	$639K	0.1%	$24.30	—	NUVN BR SHT MUNI	78464A425
IEFA	ISHARES TR	10,895	$637K	0.1%	$55.49	—	CORE MSCI EAFE	46432F842
—	POWERSHARES ETF TRUST II	22,060	$583K	0.1%	$28.04	—	INTL CORP BOND	73936Q835
IEMG	ISHARES INC	11,975	$579K	0.1%	$47.69	—	CORE MSCI EMKT	46434G103
LOW	LOWES COS INC	7,680	$571K	0.1%	$39.01	+51.1%	COM	548661107
PFE	PFIZER INC	16,184	$563K	0.1%	$18.17	+10.6%	COM	717081103
JNJ	JOHNSON & JOHNSON	5,479	$551K	0.1%	$62.27	+20.6%	COM	478160104
—	POWERSHARES ETF TRUST II	22,725	$547K	0.1%	$24.70	—	SENIOR LN PORT	73936Q769
SJNK	SPDR SER TR	17,000	$496K	0.0%	$30.82	—	SHT TRM HGH YLD	78468R408
IWO	ISHARES TR	3,255	$493K	0.0%	$136.53	—	RUS 2000 GRW ETF	464287648
SCHH	SCHWAB STRATEGIC TR	11,776	$478K	0.0%	$31.92	—	US REIT ETF	808524847
BWZ	SPDR SERIES TRUST	15,410	$468K	0.0%	$30.37	—	SHRT INTL ETF	78464A334
SCHC	SCHWAB STRATEGIC TR	14,902	$449K	0.0%	$28.07	—	INTL SCEQT ETF	808524888
ALL	ALLSTATE CORP	6,302	$449K	0.0%	$41.54	+34.0%	COM	020002101
KMB	KIMBERLY CLARK CORP	3,785	$405K	0.0%	$63.06	+21.0%	COM	494368103
SCHV	SCHWAB STRATEGIC TR	9,290	$402K	0.0%	$37.19	—	US LCAP VA ETF	808524409
—	DU PONT E I DE NEMOURS & CO	5,400	$386K	0.0%	$67.04	—	COM	263534109
IWS	ISHARES TR	5,100	$384K	0.0%	$70.55	—	RUS MDCP VAL ETF	464287473
AAPL	APPLE INC	2,870	$357K	0.0%	$22.50	+19.3%	COM	037833100
PEP	PEPSICO INC	3,619	$346K	0.0%	$56.15	+24.1%	COM	713448108
VTI	VANGUARD INDEX FDS	3,035	$326K	0.0%	$83.44	—	TOTAL STK MKT	922908769
—	POWERSHARES GLOBAL ETF TRUST	13,225	$324K	0.0%	$23.45	—	NY MUNI BD ETF	73936T458
MSFT	MICROSOFT CORP	7,439	$302K	0.0%	$27.48	+35.5%	COM	594918104
IWN	ISHARES TR	2,915	$301K	0.0%	$101.69	—	RUS 2000 VAL ETF	464287630
SLB	SCHLUMBERGER LTD	2,901	$242K	0.0%	$53.10	+15.5%	COM	806857108
STIP	ISHARES TR	2,381	$237K	0.0%	$99.02	—	0-5 YR TIPS ETF	46429B747
EEMS	ISHARES	4,651	$220K	0.0%	$45.08	—	EM MKT SM-CP ETF	464286475
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,525	$220K	0.0%	$147.14	0.0%	CL B NEW	084670702
INTC	INTEL CORP	7,000	$219K	0.0%	$20.99	+23.9%	COM	458140100
—	PRAXAIR INC	1,780	$215K	0.0%	$115.17	—	COM	74005P104
—	GENERAL ELECTRIC CO	8,603	$213K	0.0%	$23.26	—	COM	369604103
—	MERRIMACK PHARMACEUTICALS IN	17,532	$208K	0.0%	$5.35	—	COM	590328100