Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	1,169,795	$242M	22.8%	$167.57	—	CORE S&P500 ETF	464287200
IJH	ISHARES TR	877,609	$127M	12.0%	$115.81	—	CORE S&P MCP ETF	464287507
IJR	ISHARES TR	922,398	$105M	9.9%	$90.65	—	CORE S&P SCP ETF	464287804
EFA	ISHARES TR	1,697,865	$103M	9.7%	$59.01	—	MSCI EAFE ETF	464287465
SPY	SPDR S&P 500 ETF TR	481,148	$98.89M	9.3%	$160.42	—	TR UNIT	78462F103
FLOT	ISHARES TR	956,272	$48.33M	4.6%	$50.73	—	FLTG RATE BD ETF	46429B655
VTIP	VANGUARD MALVERN FDS	961,701	$46.39M	4.4%	$49.41	—	STRM INFPROIDX	922020805
—	UBS AG JERSEY BRH	802,107	$32.57M	3.1%	$44.63	—	ALERIAN INFRST	902641646
BND	VANGUARD BD INDEX FD INC	379,613	$31.27M	3.0%	$80.89	—	TOTAL BND MRKT	921937835
RWR	SPDR SERIES TRUST	296,268	$26.93M	2.5%	$75.46	—	DJ REIT ETF	78464A607
RWX	SPDR INDEX SHS FDS	385,704	$16.03M	1.5%	$40.14	—	DJ INTL RL ETF	78463X863
IVE	ISHARES S&P 500 VALUE INDEX	145,284	$13.62M	1.3%	$75.77	—	S&P 500 VAL ETF	464287408
VEA	VANGUARD TAX MANAGED INTL FD	315,073	$11.94M	1.1%	$36.44	—	FTSE DEV MKT ETF	921943858
IWC	ISHARES	136,648	$10.52M	1.0%	$65.94	—	MICRO-CAP ETF	464288869
DJP	BARCLAYS BK PLC	308,681	$9.233M	0.9%	$30.80	—	DJUBS CMDT ETN36	06738C778
VWO	VANGUARD INTL EQUITY INDEX F	170,253	$6.814M	0.6%	$39.20	—	FTSE EMR MKT ETF	922042858
TIP	ISHARES TR	60,355	$6.76M	0.6%	$111.77	—	TIPS BD ETF	464287176
VV	VANGUARD INDEX FDS	51,275	$4.84M	0.5%	$73.41	—	LARGE CAP ETF	922908637
—	POWERSHARES DB CMDTY IDX TRA	252,978	$4.667M	0.4%	$25.17	—	UNIT BEN INT	73935S105
IGSB	ISHARES	41,768	$4.393M	0.4%	$105.28	—	1-3 YR CR BD ETF	464288646
IJK	ISHARES TR	25,466	$4.066M	0.4%	$128.83	—	S&P MC 400GR ETF	464287606
IJJ	ISHARES TR	31,646	$4.045M	0.4%	$101.98	—	S&P MC 400VL ETF	464287705
PAYX	PAYCHEX INC	85,388	$3.942M	0.4%	$25.05	+31.5%	COM	704326107
FTSL	FIRST TR EXCHANGE TRADED FD	79,637	$3.862M	0.4%	$48.83	—	SENIOR LN FD	33738D309
EWX	SPDR INDEX SHS FDS	86,591	$3.839M	0.4%	$44.44	—	S&P EMKTSC ETF	78463X756
—	FIRST NIAGARA FINL GP INC	417,040	$3.516M	0.3%	$10.07	—	COM	33582V108
SCHZ	SCHWAB STRATEGIC TR	63,191	$3.309M	0.3%	$51.04	—	US AGGREGATE B	808524839
—	POWERSHARES DB G10 CURCY HAR	128,500	$3.282M	0.3%	$25.43	—	COM UT BEN INT	73935Y102
IJT	ISHARES TR	26,681	$3.265M	0.3%	$96.84	—	SP SMCP600GR ETF	464287887
IJS	ISHARES TR	27,577	$3.252M	0.3%	$93.43	—	SP SMCP600VL ETF	464287879
EFV	ISHARES	59,051	$3.013M	0.3%	$49.17	—	EAFE VALUE ETF	464288877
SCHF	SCHWAB STRATEGIC TR	101,176	$2.925M	0.3%	$27.79	—	INTL EQTY ETF	808524805
IVW	ISHARES TR	25,222	$2.815M	0.3%	$84.53	—	S&P 500 GRWT ETF	464287309
VNQ	VANGUARD INDEX FDS	32,096	$2.6M	0.2%	$68.45	—	REIT ETF	922908553
AGG	ISHARES TR	22,674	$2.497M	0.2%	$107.43	—	CORE US AGGBD ET	464287226
SCHX	SCHWAB STRATEGIC TR	50,354	$2.47M	0.2%	$42.93	—	US LRG CAP ETF	808524201
SHV	ISHARES	21,825	$2.406M	0.2%	$110.23	—	SHRT TRS BD ETF	464288679
IEI	ISHARES	19,420	$2.375M	0.2%	$120.95	—	3-7 YR TR BD ETF	464288661
GWX	SPDR INDEX SHS FDS	83,496	$2.28M	0.2%	$28.84	—	S&P INTL SMLCP	78463X871
XOM	EXXON MOBIL CORP	19,665	$1.818M	0.2%	$58.17	-0.3%	COM	30231G102
—	ISHARES GOLD TRUST	156,135	$1.786M	0.2%	$11.92	—	ISHARES	464285105
—	ALPS ETF TR	101,680	$1.781M	0.2%	$18.92	—	ALERIAN MLP	00162Q866
MBB	ISHARES	16,008	$1.75M	0.2%	$105.08	—	MBS ETF	464288588
SCZ	ISHARES	37,298	$1.742M	0.2%	$48.28	—	EAFE SML CP ETF	464288273
IWF	ISHARES TR	18,055	$1.726M	0.2%	$74.32	—	RUS 1000 GRW ETF	464287614
LQD	ISHARES TR	14,430	$1.723M	0.2%	$117.26	—	IBOXX INV CP ETF	464287242
VO	VANGUARD INDEX FDS	13,801	$1.705M	0.2%	$95.13	—	MID CAP ETF	922908629
BSV	VANGUARD BD INDEX FD INC	21,045	$1.683M	0.2%	$80.11	—	SHORT TRM BOND	921937827
GNR	SPDR INDEX SHS FDS	38,100	$1.676M	0.2%	$45.81	—	GLB NAT RESRCE	78463X541
GLD	SPDR GOLD TRUST	14,605	$1.659M	0.2%	$119.63	—	GOLD SHS	78463V107
DIA	SPDR DOW JONES INDL AVRG ETF	9,287	$1.652M	0.2%	$148.57	—	UT SER 1	78467X109
AGZ	ISHARES	13,250	$1.499M	0.1%	$110.73	—	AGENCY BOND ETF	464288166
SHY	ISHARES TR	17,460	$1.474M	0.1%	$84.30	—	1-3 YR TR BD ETF	464287457
SCHE	SCHWAB STRATEGIC TR	61,524	$1.47M	0.1%	$23.92	—	EMRG MKTEQ ETF	808524706
NYF	ISHARES	13,023	$1.452M	0.1%	$104.35	—	NY AMTFRE MU ETF	464288323
SCHP	SCHWAB STRATEGIC TR	22,205	$1.204M	0.1%	$53.46	—	US TIPS ETF	808524870
IEMG	ISHARES INC	22,328	$1.05M	0.1%	$47.69	—	CORE MSCI EMKT	46434G103
IGOV	ISHARES	9,680	$937K	0.1%	$98.17	—	INTL TREA BD ETF	464288117
—	RYDEX ETF TRUST	15,769	$867K	0.1%	$40.67	—	GUG S&P500 PU VA	78355W304
JPM	JPMORGAN CHASE & CO	13,387	$838K	0.1%	$42.08	+6.2%	COM	46625H100
VB	VANGUARD INDEX FDS	6,974	$814K	0.1%	$96.09	—	SMALL CP ETF	922908751
MDY	SPDR S&P MIDCAP 400 ETF TR	2,965	$783K	0.1%	$210.16	—	UTSER1 S&PDCRP	78467Y107
EEM	ISHARES TR	19,485	$766K	0.1%	$39.44	—	MSCI EMG MKT ETF	464287234
SCHM	SCHWAB STRATEGIC TR	18,342	$746K	0.1%	$34.13	—	US MID-CAP ETF	808524508
SCHA	SCHWAB STRATEGIC TR	13,493	$744K	0.1%	$47.66	—	US SML CAP ETF	808524607
BRK/A	BERKSHIRE HATHAWAY INC DEL	3	$678K	0.1%	$189817.56	+14.1%	CL A	084670108
IWP	ISHARES TR	7,150	$667K	0.1%	$86.35	—	RUS MD CP GR ETF	464287481
HYS	PIMCO ETF TR	6,450	$650K	0.1%	$100.78	—	0-5 HIGH YIELD	72201R783
—	SPDR SERIES TRUST	26,206	$637K	0.1%	$24.30	—	NUVN BR SHT MUNI	78464A425
STPZ	PIMCO ETF TR	11,332	$586K	0.1%	$52.70	—	1-5 US TIP IDX	72201R205
IEFA	ISHARES TR	10,372	$574K	0.1%	$55.34	—	CORE MSCI EAFE	46432F842
JNJ	JOHNSON & JOHNSON	5,179	$542K	0.1%	$61.52	+25.6%	COM	478160104
LOW	LOWES COS INC	7,740	$533K	0.1%	$39.01	+25.7%	COM	548661107
PFE	PFIZER INC	16,184	$504K	0.0%	$18.17	-1.1%	COM	717081103
—	POWERSHARES ETF TRUST II	20,665	$497K	0.0%	$24.76	—	SENIOR LN PORT	73936Q769
SCHH	SCHWAB STRATEGIC TR	12,606	$491K	0.0%	$31.92	—	US REIT ETF	808524847
SJNK	SPDR SER TR	17,000	$491K	0.0%	$30.82	—	SHT TRM HGH YLD	78468R408
IWO	ISHARES TR	3,255	$463K	0.0%	$136.53	—	RUS 2000 GRW ETF	464287648
ALL	ALLSTATE CORP	6,302	$443K	0.0%	$41.54	+24.4%	COM	020002101
KMB	KIMBERLY CLARK CORP	3,785	$437K	0.0%	$63.06	+20.7%	COM	494368103
SCHC	SCHWAB STRATEGIC TR	14,919	$430K	0.0%	$28.07	—	INTL SCEQT ETF	808524888
—	POWERSHARES ETF TRUST II	14,985	$426K	0.0%	$28.80	—	INTL CORP BOND	73936Q835
SCHV	SCHWAB STRATEGIC TR	9,110	$402K	0.0%	$37.07	—	US LCAP VA ETF	808524409
—	DU PONT E I DE NEMOURS & CO	5,400	$399K	0.0%	$67.04	—	COM	263534109
IWS	ISHARES TR	5,100	$376K	0.0%	$70.55	—	RUS MDCP VAL ETF	464287473
VTI	VANGUARD INDEX FDS	3,235	$343K	0.0%	$83.44	—	TOTAL STK MKT	922908769
PEP	PEPSICO INC	3,619	$342K	0.0%	$56.15	+22.2%	COM	713448108
MSFT	MICROSOFT CORP	6,989	$325K	0.0%	$26.85	+48.5%	COM	594918104
IWN	ISHARES TR	2,915	$296K	0.0%	$101.69	—	RUS 2000 VAL ETF	464287630
—	POWERSHARES GLOBAL ETF TRUST	12,025	$294K	0.0%	$23.34	—	NY MUNI BD ETF	73936T458
AAPL	APPLE INC	2,470	$273K	0.0%	$21.79	+10.5%	COM	037833100
SLB	SCHLUMBERGER LTD	2,831	$242K	0.0%	$52.90	+27.3%	COM	806857108
INTC	INTEL CORP	6,600	$240K	0.0%	$20.69	+28.7%	COM	458140100
—	PRAXAIR INC	1,780	$231K	0.0%	$115.17	—	COM	74005P104
STIP	ISHARES TR	2,313	$229K	0.0%	$99.01	—	0-5 YR TIPS ETF	46429B747
—	GENERAL ELECTRIC CO	8,598	$217K	0.0%	$23.26	—	COM	369604103
EEMS	ISHARES	4,792	$216K	0.0%	$45.08	—	EM MKT SM-CP ETF	464286475
—	MERRIMACK PHARMACEUTICALS IN	17,532	$198K	0.0%	$5.35	—	COM	590328100