Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	1,249,998	$259M	22.9%	$169.92	—	CORE S&P500 ETF	464287200
IJH	ISHARES TR	888,794	$133M	11.8%	$116.63	—	CORE S&P MCP ETF	464287507
IJR	ISHARES TR	939,296	$111M	9.8%	$91.49	—	CORE S&P SCP ETF	464287804
SPY	SPDR S&P 500 ETF TR	469,478	$96.64M	8.6%	$160.42	—	TR UNIT	78462F103
IEFA	ISHARES TR	1,252,564	$73.02M	6.5%	$58.28	—	CORE MSCI EAFE	46432F842
FLOT	ISHARES TR	1,062,190	$53.79M	4.8%	$50.72	—	FLTG RATE BD ETF	46429B655
VTIP	VANGUARD MALVERN FDS	1,036,720	$50.47M	4.5%	$49.34	—	STRM INFPROIDX	922020805
EFA	ISHARES TR	583,352	$37.04M	3.3%	$59.11	—	MSCI EAFE ETF	464287465
BND	VANGUARD BD INDEX FD INC	434,682	$35.32M	3.1%	$81.13	—	TOTAL BND MRKT	921937835
—	UBS AG JERSEY BRH	945,379	$33.19M	2.9%	$43.43	—	ALERIAN INFRST	902641646
RWR	SPDR SERIES TRUST	310,889	$26.23M	2.3%	$76.11	—	DJ REIT ETF	78464A607
IEMG	ISHARES INC	437,129	$21M	1.9%	$48.03	—	CORE MSCI EMKT	46434G103
RWX	SPDR INDEX SHS FDS	406,194	$17M	1.5%	$40.26	—	DJ INTL RL ETF	78463X863
IVE	ISHARES TR	145,229	$13.39M	1.2%	$75.77	—	S&P 500 VAL ETF	464287408
VEA	VANGUARD TAX MANAGED INTL FD	315,500	$12.51M	1.1%	$36.60	—	FTSE DEV MKT ETF	921943858
IWC	ISHARES	150,947	$12.31M	1.1%	$67.34	—	MICRO-CAP ETF	464288869
TIP	ISHARES TR	62,862	$7.044M	0.6%	$111.78	—	TIPS BD ETF	464287176
VWO	VANGUARD INTL EQUITY INDEX F	158,049	$6.461M	0.6%	$39.26	—	FTSE EMR MKT ETF	922042858
SCHZ	SCHWAB STRATEGIC TR	105,655	$5.466M	0.5%	$51.65	—	US AGGREGATE B	808524839
IGSB	ISHARES	51,315	$5.405M	0.5%	$105.33	—	1-3 YR CR BD ETF	464288646
AGG	ISHARES TR	46,841	$5.095M	0.5%	$108.96	—	CORE US AGGBD ET	464287226
VV	VANGUARD INDEX FDS	50,660	$4.804M	0.4%	$73.41	—	LARGE CAP ETF	922908637
SHV	ISHARES	38,365	$4.231M	0.4%	$110.26	—	SHRT TRS BD ETF	464288679
PAYX	PAYCHEX INC	84,412	$3.957M	0.4%	$25.05	+41.4%	COM	704326107
—	FIRST NIAGARA FINL GP INC	417,040	$3.937M	0.3%	$10.07	—	COM	33582V108
IJK	ISHARES TR	22,761	$3.858M	0.3%	$128.83	—	S&P MC 400GR ETF	464287606
FTSL	FIRST TR EXCHANGE TRADED FD	78,680	$3.847M	0.3%	$48.83	—	SENIOR LN FD	33738D309
IJJ	ISHARES TR	29,716	$3.832M	0.3%	$101.98	—	S&P MC 400VL ETF	464287705
EWX	SPDR INDEX SHS FDS	83,758	$3.772M	0.3%	$44.45	—	S&P EMKTSC ETF	78463X756
IJT	ISHARES TR	25,287	$3.313M	0.3%	$96.84	—	SP SMCP600GR ETF	464287887
SCHF	SCHWAB STRATEGIC TR	103,141	$3.143M	0.3%	$27.93	—	INTL EQTY ETF	808524805
EFV	ISHARES	59,606	$3.119M	0.3%	$49.22	—	EAFE VALUE ETF	464288877
IJS	ISHARES TR	26,230	$3.089M	0.3%	$93.43	—	SP SMCP600VL ETF	464287879
SCHX	SCHWAB STRATEGIC TR	60,143	$2.966M	0.3%	$43.97	—	US LRG CAP ETF	808524201
—	POWERSHARES DB CMDTY IDX TRA	164,485	$2.961M	0.3%	$25.17	—	UNIT BEN INT	73935S105
GWX	SPDR INDEX SHS FDS	85,904	$2.622M	0.2%	$28.84	—	S&P INTL SMLCP	78463X871
VNQ	VANGUARD INDEX FDS	30,986	$2.314M	0.2%	$68.45	—	REIT ETF	922908553
SPSB	SPDR SERIES TRUST	71,880	$2.2M	0.2%	$30.61	—	BARC SHT TR CP	78464A474
GNR	SPDR INDEX SHS FDS	49,800	$2.094M	0.2%	$45.14	—	GLB NAT RESRCE	78463X541
—	ALPS ETF TR	132,311	$2.059M	0.2%	$18.19	—	ALERIAN MLP	00162Q866
SCZ	ISHARES	39,344	$2.007M	0.2%	$48.35	—	EAFE SML CP ETF	464288273
IEI	ISHARES	15,870	$1.951M	0.2%	$120.95	—	3-7 YR TR BD ETF	464288661
IWF	ISHARES TR	18,055	$1.788M	0.2%	$74.32	—	RUS 1000 GRW ETF	464287614
IVW	ISHARES TR	15,647	$1.782M	0.2%	$84.53	—	S&P 500 GRWT ETF	464287309
—	ISHARES GOLD TRUST	156,135	$1.771M	0.2%	$11.92	—	ISHARES	464285105
VO	VANGUARD INDEX FDS	13,746	$1.752M	0.2%	$95.81	—	MID CAP ETF	922908629
GLD	SPDR GOLD TRUST	15,205	$1.709M	0.2%	$119.35	—	GOLD SHS	78463V107
LQD	ISHARES TR	14,300	$1.655M	0.1%	$117.26	—	IBOXX INV CP ETF	464287242
IGOV	ISHARES	17,905	$1.608M	0.1%	$94.76	—	INTL TREA BD ETF	464288117
BSV	VANGUARD BD INDEX FD INC	19,875	$1.594M	0.1%	$80.14	—	SHORT TRM BOND	921937827
NYF	ISHARES	13,880	$1.522M	0.1%	$104.74	—	NY AMTFRE MU ETF	464288323
AGZ	ISHARES	13,250	$1.5M	0.1%	$110.73	—	AGENCY BOND ETF	464288166
XOM	EXXON MOBIL CORP	17,890	$1.488M	0.1%	$54.30	0.0%	COM	30231G102
SHY	ISHARES TR	16,645	$1.412M	0.1%	$84.30	—	1-3 YR TR BD ETF	464287457
DJP	BARCLAYS BK PLC	47,262	$1.373M	0.1%	$30.80	—	DJUBS CMDT ETN36	06738C778
FTSM	FIRST TR EXCHANGE TRADED FD	22,000	$1.32M	0.1%	$60.00	—	FIRST TR ENH NEW	33739Q408
SCHP	SCHWAB STRATEGIC TR	23,935	$1.298M	0.1%	$53.54	—	US TIPS ETF	808524870
SCHE	SCHWAB STRATEGIC TR	45,849	$1.127M	0.1%	$23.92	—	EMRG MKTEQ ETF	808524706
—	SPDR SERIES TRUST	39,011	$947K	0.1%	$24.29	—	NUVN BR SHT MUNI	78464A425
VB	VANGUARD INDEX FDS	7,799	$947K	0.1%	$99.99	—	SMALL CP ETF	922908751
JPM	JPMORGAN CHASE & CO	13,359	$905K	0.1%	$49.14	0.0%	COM	46625H100
SCHM	SCHWAB STRATEGIC TR	21,191	$904K	0.1%	$35.29	—	US MID-CAP ETF	808524508
NEAR	ISHARES U S ETF TR	17,555	$880K	0.1%	$50.13	—	SHT MAT BD ETF	46431W507
SCHA	SCHWAB STRATEGIC TR	14,797	$851K	0.1%	$48.55	—	US SML CAP ETF	808524607
—	RYDEX ETF TRUST	15,251	$817K	0.1%	$40.67	—	GUG S&P500 PU VA	78355W304
MDY	SPDR S&P MIDCAP 400 ETF TR	2,905	$794K	0.1%	$210.16	—	UTSER1 S&PDCRP	78467Y107
DIA	SPDR DOW JONES INDL AVRG ETF	4,288	$754K	0.1%	$148.57	—	UT SER 1	78467X109
—	POWERSHARES ETF TRUST II	27,500	$724K	0.1%	$27.70	—	INTL CORP BOND	73936Q835
IWP	ISHARES TR	7,150	$692K	0.1%	$86.35	—	RUS MD CP GR ETF	464287481
EEM	ISHARES TR	17,370	$688K	0.1%	$39.44	—	MSCI EMG MKT ETF	464287234
STPZ	PIMCO ETF TR	12,871	$672K	0.1%	$52.61	—	1-5 US TIP IDX	72201R205
PFE	PFIZER INC	19,534	$655K	0.1%	$18.62	+11.6%	COM	717081103
HYS	PIMCO ETF TR	6,450	$644K	0.1%	$100.78	—	0-5 HIGH YIELD	72201R783
BRK/A	BERKSHIRE HATHAWAY INC DEL	3	$615K	0.1%	$189817.56	+13.0%	CL A	084670108
BWZ	SPDR SERIES TRUST	19,040	$584K	0.1%	$30.43	—	SHRT INTL ETF	78464A334
JNJ	JOHNSON & JOHNSON	5,329	$519K	0.0%	$62.27	+19.6%	COM	478160104
—	POWERSHARES ETF TRUST II	21,730	$517K	0.0%	$24.70	—	SENIOR LN PORT	73936Q769
LOW	LOWES COS INC	7,680	$514K	0.0%	$39.01	+50.7%	COM	548661107
IWO	ISHARES TR	3,255	$503K	0.0%	$136.53	—	RUS 2000 GRW ETF	464287648
SJNK	SPDR SER TR	17,000	$491K	0.0%	$30.82	—	SHT TRM HGH YLD	78468R408
SCHC	SCHWAB STRATEGIC TR	15,291	$479K	0.0%	$28.16	—	INTL SCEQT ETF	808524888
SCHH	SCHWAB STRATEGIC TR	12,372	$449K	0.0%	$32.13	—	US REIT ETF	808524847
SCHV	SCHWAB STRATEGIC TR	9,775	$421K	0.0%	$37.48	—	US LCAP VA ETF	808524409
ALL	ALLSTATE CORP	6,302	$409K	0.0%	$41.54	+30.7%	COM	020002101
CVS	CVS HEALTH CORP	3,846	$403K	0.0%	$75.25	0.0%	COM	126650100
KMB	KIMBERLY CLARK CORP	3,785	$401K	0.0%	$63.06	+20.3%	COM	494368103
IWS	ISHARES TR	5,100	$376K	0.0%	$70.55	—	RUS MDCP VAL ETF	464287473
AAPL	APPLE INC	2,874	$361K	0.0%	$22.50	+26.9%	COM	037833100
ISTB	ISHARES TR	3,410	$342K	0.0%	$100.29	—	CORE ST USDB ETF	46432F859
—	POWERSHARES GLOBAL ETF TRUST	14,325	$342K	0.0%	$23.48	—	NY MUNI BD ETF	73936T458
PEP	PEPSICO INC	3,619	$338K	0.0%	$56.15	+23.4%	COM	713448108
—	GENERAL ELECTRIC CO	12,333	$328K	0.0%	$24.27	—	COM	369604103
—	DU PONT E I DE NEMOURS & CO	5,400	$328K	0.0%	$67.04	—	COM	263534109
STIP	ISHARES TR	3,253	$325K	0.0%	$99.26	—	0-5 YR TIPS ETF	46429B747
VCSH	VANGUARD SCOTTSDALE FDS	4,050	$322K	0.0%	$79.51	—	SHRT TRM CORP BD	92206C409
MSFT	MICROSOFT CORP	7,164	$316K	0.0%	$27.48	+43.0%	COM	594918104
VTI	VANGUARD INDEX FDS	2,935	$314K	0.0%	$83.44	—	TOTAL STK MKT	922908769
IWN	ISHARES TR	2,915	$297K	0.0%	$101.69	—	RUS 2000 VAL ETF	464287630
SLB	SCHLUMBERGER LTD	2,831	$244K	0.0%	$53.10	+25.7%	COM	806857108
AIG	AMERICAN INTL GROUP INC	3,900	$241K	0.0%	$45.50	0.0%	COM NEW	026874784
ABT	ABBOTT LABS	4,503	$221K	0.0%	$39.33	0.0%	COM	002824100
EEMS	ISHARES	4,576	$221K	0.0%	$45.08	—	EM MKT SM-CP ETF	464286475
HIG	HARTFORD FINL SVCS GROUP INC	5,250	$218K	0.0%	$33.30	0.0%	COM	416515104
—	MERRIMACK PHARMACEUTICALS IN	17,532	$217K	0.0%	$5.35	—	COM	590328100
—	PRAXAIR INC	1,780	$213K	0.0%	$115.17	—	COM	74005P104
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,525	$208K	0.0%	$147.14	-3.1%	CL B NEW	084670702
INTC	INTEL CORP	6,600	$201K	0.0%	$20.99	+19.6%	COM	458140100
—	CYPRESS SEMICONDUCTOR CORP	10,425	$123K	0.0%	$11.80	—	COM	232806109