Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	295,396	$14.73M	9.3%	$57.56	—	US BRD MKT ETF	808524102
VOO	VANGUARD INDEX FDS	28,170	$11.06M	7.0%	$281.73	—	S&P 500 ETF SHS	922908363
VGT	VANGUARD WORLD FDS	25,227	$10.47M	6.6%	$130.10	—	INF TECH ETF	92204A702
VTV	VANGUARD INDEX FDS	65,585	$9.046M	5.7%	$129.31	—	VALUE ETF	922908744
EFA	ISHARES TR	94,406	$6.506M	4.1%	$71.63	—	MSCI EAFE ETF	464287465
—	ISHARES TR	222,050	$5.631M	3.6%	$25.66	—	IBONDS DEC23 ETF	46434VAX8
SCHX	SCHWAB STRATEGIC TR	96,056	$4.86M	3.1%	$56.84	—	US LRG CAP ETF	808524201
VDC	VANGUARD WORLD FDS	25,233	$4.609M	2.9%	$158.67	—	CONSUM STP ETF	92204A207
MSFT	MICROSOFT CORP	14,296	$4.514M	2.9%	$235.65	+37.7%	COM	594918104
—	ISHARES TR	174,974	$4.327M	2.7%	$25.14	—	IBONDS DEC24 ETF	46434VBG4
IHI	ISHARES TR	79,012	$3.832M	2.4%	$107.30	—	U.S. MED DVC ETF	464288810
VHT	VANGUARD WORLD FDS	15,471	$3.637M	2.3%	$235.45	—	HEALTH CAR ETF	92204A504
SPY	SPDR S&P 500 ETF TR	7,952	$3.399M	2.2%	$270.52	—	TR UNIT	78462F103
FLTR	VANECK ETF TRUST	131,980	$3.338M	2.1%	$24.90	—	IG FLOATING RATE	92189F486
SCHG	SCHWAB STRATEGIC TR	44,598	$3.243M	2.1%	$65.41	—	US LCAP GR ETF	808524300
SCHM	SCHWAB STRATEGIC TR	46,716	$3.162M	2.0%	$52.59	—	US MID-CAP ETF	808524508
IAU	ISHARES GOLD TR	85,914	$3.006M	1.9%	$34.03	—	ISHARES NEW	464285204
STIP	ISHARES TR	30,356	$2.942M	1.9%	$99.46	—	0-5 YR TIPS ETF	46429B747
VXUS	VANGUARD STAR FDS	53,776	$2.878M	1.8%	$52.64	—	VG TL INTL STK F	921909768
IJR	ISHARES TR	29,762	$2.807M	1.8%	$87.06	—	CORE S&P SCP ETF	464287804
VIG	VANGUARD SPECIALIZED FUNDS	16,677	$2.591M	1.6%	$142.36	—	DIV APP ETF	921908844
SHYG	ISHARES TR	62,044	$2.546M	1.6%	$41.31	—	0-5YR HI YL CP	46434V407
VTI	VANGUARD INDEX FDS	11,662	$2.477M	1.6%	$131.56	—	TOTAL STK MKT	922908769
—	ISHARES TR	89,496	$2.181M	1.4%	$24.86	—	IBONDS DEC25 ETF	46434VBD1
VCR	VANGUARD WORLD FDS	7,757	$2.089M	1.3%	$208.50	—	CONSUM DIS ETF	92204A108
VCSH	VANGUARD SCOTTSDALE FDS	26,302	$1.977M	1.3%	$78.74	—	SHRT TRM CORP BD	92206C409
SCHD	SCHWAB STRATEGIC TR	26,531	$1.877M	1.2%	$62.74	—	US DIVIDEND EQ	808524797
SCHH	SCHWAB STRATEGIC TR	89,552	$1.59M	1.0%	$31.99	—	US REIT ETF	808524847
AGG	ISHARES TR	16,237	$1.527M	1.0%	$117.71	—	CORE US AGGBD ET	464287226
VIS	VANGUARD WORLD FDS	7,355	$1.434M	0.9%	$118.70	—	INDUSTRIAL ETF	92204A603
HDV	ISHARES TR	14,123	$1.397M	0.9%	$77.82	—	CORE HIGH DV ETF	46429B663
VPU	VANGUARD WORLD FDS	10,108	$1.289M	0.8%	$142.30	—	UTILITIES ETF	92204A876
IJH	ISHARES TR	5,054	$1.26M	0.8%	$191.85	—	CORE S&P MCP ETF	464287507
TIP	ISHARES TR	11,261	$1.168M	0.7%	$114.55	—	TIPS BD ETF	464287176
VB	VANGUARD INDEX FDS	6,114	$1.156M	0.7%	$131.81	—	SMALL CP ETF	922908751
AAPL	APPLE INC	6,174	$1.057M	0.7%	$135.05	+34.3%	COM	037833100
XLK	SELECT SECTOR SPDR TR	6,260	$1.026M	0.6%	$69.41	—	TECHNOLOGY	81369Y803
FQAL	FIDELITY COVINGTON TRUST	19,692	$971K	0.6%	$45.31	—	QLTY FCTOR ETF	316092790
CORP	PIMCO ETF TR	10,531	$960K	0.6%	$104.16	—	INV GRD CRP BD	72201R817
XLY	SELECT SECTOR SPDR TR	5,830	$939K	0.6%	$90.26	—	SBI CONS DISCR	81369Y407
FTSM	FIRST TR EXCHANGE-TRADED FD	15,786	$938K	0.6%	$59.77	—	FIRST TR ENH NEW	33739Q408
XLI	SELECT SECTOR SPDR TR	8,500	$862K	0.5%	$49.74	—	INDL	81369Y704
SCHE	SCHWAB STRATEGIC TR	32,994	$790K	0.5%	$24.38	—	EMRG MKTEQ ETF	808524706
SCHF	SCHWAB STRATEGIC TR	22,811	$775K	0.5%	$32.00	—	INTL EQTY ETF	808524805
SDOG	ALPS ETF TR	16,283	$766K	0.5%	$33.47	—	SECTR DIV DOGS	00162Q858
IBDR	ISHARES TR	31,578	$737K	0.5%	$23.34	—	IBONDS DEC2026	46435GAA0
QQQ	INVESCO QQQ TR	2,047	$733K	0.5%	$358.02	—	UNIT SER 1	46090E103
IEFA	ISHARES TR	11,389	$733K	0.5%	$65.62	—	CORE MSCI EAFE	46432F842
VNQ	VANGUARD INDEX FDS	9,483	$717K	0.5%	$73.94	—	REAL ESTATE ETF	922908553
VO	VANGUARD INDEX FDS	3,142	$654K	0.4%	$178.59	—	MID CAP ETF	922908629
ITOT	ISHARES TR	6,728	$634K	0.4%	$63.15	—	CORE S&P TTL STK	464287150
IVV	ISHARES TR	1,412	$606K	0.4%	$379.69	—	CORE S&P500 ETF	464287200
VUG	VANGUARD INDEX FDS	2,206	$601K	0.4%	$224.77	—	GROWTH ETF	922908736
WELL	WELLTOWER INC	7,069	$579K	0.4%	$44.80	+74.4%	COM	95040Q104
VONE	VANGUARD SCOTTSDALE FDS	2,695	$525K	0.3%	$171.10	—	VNG RUS1000IDX	92206C730
FXG	FIRST TR EXCHANGE TRADED FD	7,991	$482K	0.3%	$44.96	—	CONSUMR STAPLE	33734X119
SCHA	SCHWAB STRATEGIC TR	10,794	$447K	0.3%	$53.19	—	US SML CAP ETF	808524607
IQLT	ISHARES TR	12,658	$425K	0.3%	$30.89	—	MSCI INTL QUALTY	46434V456
EFV	ISHARES TR	8,366	$409K	0.3%	$37.74	—	EAFE VALUE ETF	464288877
SGOL	ABRDN GOLD ETF TRUST	21,826	$386K	0.2%	$27.05	—	PHYSCL GOLD SHS	00326A104
CEF	SPROTT PHYSICAL GOLD & SILVE	21,783	$377K	0.2%	$12.54	—	TR UNIT	85208R101
BSV	VANGUARD BD INDEX FDS	4,785	$360K	0.2%	$76.55	—	SHORT TRM BOND	921937827
GLD	SPDR GOLD TR	1,936	$332K	0.2%	$126.73	—	GOLD SHS	78463V107
XHB	SPDR SER TR	4,289	$328K	0.2%	$43.88	—	S&P HOMEBUILD	78464A888
IDU	ISHARES TR	4,357	$321K	0.2%	$106.25	—	U.S. UTILITS ETF	464287697
IWB	ISHARES TR	1,294	$304K	0.2%	$133.31	—	RUS 1000 ETF	464287622
PRU	PRUDENTIAL FINL INC	3,121	$296K	0.2%	$86.71	-2.8%	COM	744320102
IWM	ISHARES TR	1,673	$296K	0.2%	$116.24	—	RUSSELL 2000 ETF	464287655
XLU	SELECT SECTOR SPDR TR	4,958	$292K	0.2%	$58.93	—	SBI INT-UTILS	81369Y886
VWO	VANGUARD INTL EQUITY INDEX F	7,398	$290K	0.2%	$39.21	—	FTSE EMR MKT ETF	922042858
SPDW	SPDR INDEX SHS FDS	8,939	$277K	0.2%	$28.61	—	PORTFOLIO DEVLPD	78463X889
JNK	SPDR SER TR	2,903	$262K	0.2%	$105.66	—	BLOOMBERG HIGH Y	78468R622
JNJ	JOHNSON & JOHNSON	1,628	$254K	0.2%	$131.45	+16.6%	COM	478160104
IYW	ISHARES TR	2,331	$245K	0.2%	$92.81	—	U.S. TECH ETF	464287721
VTIP	VANGUARD MALVERN FDS	5,018	$237K	0.2%	$47.74	—	STRM INFPROIDX	922020805
SPYG	SPDR SER TR	3,971	$235K	0.1%	$50.67	—	PRTFLO S&P500 GW	78464A409
SPHY	SPDR SER TR	10,162	$228K	0.1%	$41.83	—	PORTFLI HIGH YLD	78468R606
PEP	PEPSICO INC	1,308	$222K	0.1%	$154.42	+8.2%	COM	713448108
KXI	ISHARES TR	3,875	$221K	0.1%	$67.04	—	GLB CNSM STP ETF	464288737
VYM	VANGUARD WHITEHALL FDS	1,995	$206K	0.1%	$103.34	—	HIGH DIV YLD	921946406
—	ISHARES TR	7,953	$203K	0.1%	$25.46	—	IBONDS DEC2023	46435G318