Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	273,398	$15.22M	8.6%	$57.56	—	US BRD MKT ETF	808524102
VOO	VANGUARD INDEX FDS	28,274	$12.35M	7.0%	$281.73	—	S&P 500 ETF SHS	922908363
VGT	VANGUARD WORLD FDS	24,054	$11.64M	6.6%	$130.10	—	INF TECH ETF	92204A702
VTV	VANGUARD INDEX FDS	71,701	$10.72M	6.0%	$131.04	—	VALUE ETF	922908744
EFA	ISHARES TR	91,007	$6.857M	3.9%	$71.63	—	MSCI EAFE ETF	464287465
—	ISHARES TR	243,305	$6.061M	3.4%	$25.08	—	IBONDS DEC24 ETF	46434VBG4
SCHX	SCHWAB STRATEGIC TR	96,464	$5.441M	3.1%	$56.84	—	US LRG CAP ETF	808524201
MSFT	MICROSOFT CORP	14,094	$5.3M	3.0%	$235.65	+48.7%	COM	594918104
VDC	VANGUARD WORLD FDS	27,396	$5.231M	2.9%	$161.22	—	CONSUM STP ETF	92204A207
VHT	VANGUARD WORLD FDS	19,814	$4.967M	2.8%	$238.79	—	HEALTH CAR ETF	92204A504
—	ISHARES TR	157,759	$3.906M	2.2%	$24.82	—	IBONDS DEC25 ETF	46434VBD1
VXUS	VANGUARD STAR FDS	67,231	$3.897M	2.2%	$53.70	—	VG TL INTL STK F	921909768
IAU	ISHARES GOLD TR	93,413	$3.646M	2.1%	$34.43	—	ISHARES NEW	464285204
SPY	SPDR S&P 500 ETF TR	7,625	$3.624M	2.0%	$270.52	—	TR UNIT	78462F103
FLTR	VANECK ETF TRUST	143,969	$3.621M	2.0%	$24.92	—	IG FLOATING RATE	92189F486
SCHM	SCHWAB STRATEGIC TR	47,191	$3.554M	2.0%	$52.82	—	US MID-CAP ETF	808524508
SCHG	SCHWAB STRATEGIC TR	42,435	$3.52M	2.0%	$65.41	—	US LCAP GR ETF	808524300
VIG	VANGUARD SPECIALIZED FUNDS	20,117	$3.428M	1.9%	$147.16	—	DIV APP ETF	921908844
SHYG	ISHARES TR	74,230	$3.134M	1.8%	$41.46	—	0-5YR HI YL CP	46434V407
IJR	ISHARES TR	28,448	$3.079M	1.7%	$87.06	—	CORE S&P SCP ETF	464287804
IHI	ISHARES TR	56,047	$3.025M	1.7%	$107.30	—	U.S. MED DVC ETF	464288810
STIP	ISHARES TR	29,034	$2.862M	1.6%	$99.46	—	0-5 YR TIPS ETF	46429B747
VTI	VANGUARD INDEX FDS	11,611	$2.754M	1.6%	$131.56	—	TOTAL STK MKT	922908769
SCHD	SCHWAB STRATEGIC TR	32,821	$2.499M	1.4%	$65.31	—	US DIVIDEND EQ	808524797
VCR	VANGUARD WORLD FDS	7,702	$2.346M	1.3%	$208.50	—	CONSUM DIS ETF	92204A108
VCSH	VANGUARD SCOTTSDALE FDS	26,992	$2.088M	1.2%	$78.71	—	SHRT TRM CORP BD	92206C409
SCHH	SCHWAB STRATEGIC TR	88,938	$1.842M	1.0%	$31.99	—	US REIT ETF	808524847
IBDR	ISHARES TR	75,310	$1.8M	1.0%	$23.66	—	IBONDS DEC2026	46435GAA0
VIS	VANGUARD WORLD FDS	7,103	$1.566M	0.9%	$118.70	—	INDUSTRIAL ETF	92204A603
VPU	VANGUARD WORLD FDS	10,954	$1.501M	0.8%	$141.90	—	UTILITIES ETF	92204A876
HDV	ISHARES TR	14,264	$1.455M	0.8%	$77.82	—	CORE HIGH DV ETF	46429B663
IJH	ISHARES TR	5,110	$1.416M	0.8%	$192.78	—	CORE S&P MCP ETF	464287507
VB	VANGUARD INDEX FDS	6,042	$1.289M	0.7%	$131.81	—	SMALL CP ETF	922908751
XLK	SELECT SECTOR SPDR TR	6,361	$1.224M	0.7%	$71.37	—	TECHNOLOGY	81369Y803
CORP	PIMCO ETF TR	12,202	$1.187M	0.7%	$103.21	—	INV GRD CRP BD	72201R817
XLY	SELECT SECTOR SPDR TR	6,614	$1.183M	0.7%	$100.75	—	SBI CONS DISCR	81369Y407
VNQ	VANGUARD INDEX FDS	12,875	$1.138M	0.6%	$77.74	—	REAL ESTATE ETF	922908553
FQAL	FIDELITY COVINGTON TRUST	20,827	$1.132M	0.6%	$45.80	—	QLTY FCTOR ETF	316092790
QQQ	INVESCO QQQ TR	2,519	$1.032M	0.6%	$367.68	—	UNIT SER 1	46090E103
AGG	ISHARES TR	10,370	$1.029M	0.6%	$117.71	—	CORE US AGGBD ET	464287226
SCHF	SCHWAB STRATEGIC TR	27,464	$1.015M	0.6%	$32.84	—	INTL EQTY ETF	808524805
XLI	SELECT SECTOR SPDR TR	8,553	$975K	0.5%	$49.74	—	INDL	81369Y704
TIP	ISHARES TR	8,857	$952K	0.5%	$114.55	—	TIPS BD ETF	464287176
AAPL	APPLE INC	4,928	$949K	0.5%	$135.05	+35.4%	COM	037833100
SCHE	SCHWAB STRATEGIC TR	37,332	$925K	0.5%	$24.43	—	EMRG MKTEQ ETF	808524706
IEFA	ISHARES TR	12,579	$885K	0.5%	$66.07	—	CORE MSCI EAFE	46432F842
FTSM	FIRST TR EXCHANGE-TRADED FD	14,298	$853K	0.5%	$59.77	—	FIRST TR ENH NEW	33739Q408
SDOG	ALPS ETF TR	16,474	$844K	0.5%	$33.68	—	SECTR DIV DOGS	00162Q858
VO	VANGUARD INDEX FDS	3,555	$827K	0.5%	$184.87	—	MID CAP ETF	922908629
VUG	VANGUARD INDEX FDS	2,398	$746K	0.4%	$231.67	—	GROWTH ETF	922908736
ITOT	ISHARES TR	6,599	$694K	0.4%	$63.15	—	CORE S&P TTL STK	464287150
BSV	VANGUARD BD INDEX FDS	8,517	$656K	0.4%	$76.75	—	SHORT TRM BOND	921937827
IVV	ISHARES TR	1,259	$602K	0.3%	$379.69	—	CORE S&P500 ETF	464287200
WELL	WELLTOWER INC	6,623	$597K	0.3%	$44.80	+85.3%	COM	95040Q104
VONE	VANGUARD SCOTTSDALE FDS	2,692	$584K	0.3%	$171.10	—	VNG RUS1000IDX	92206C730
SCHA	SCHWAB STRATEGIC TR	11,642	$550K	0.3%	$52.76	—	US SML CAP ETF	808524607
XLP	SELECT SECTOR SPDR TR	7,308	$526K	0.3%	$72.03	—	SBI CONS STPLS	81369Y308
FXG	FIRST TR EXCHANGE TRADED FD	7,790	$491K	0.3%	$44.96	—	CONSUMR STAPLE	33734X119
EFV	ISHARES TR	9,130	$476K	0.3%	$38.94	—	EAFE VALUE ETF	464288877
IQLT	ISHARES TR	12,658	$475K	0.3%	$30.89	—	MSCI INTL QUALTY	46434V456
SGOL	ABRDN GOLD ETF TRUST	22,756	$449K	0.3%	$26.75	—	PHYSCL GOLD SHS	00326A104
IBTE	ISHARES TR	18,275	$436K	0.2%	$23.86	—	IBONDS 24 TRM TS	46436E874
—	ISHARES TR	17,980	$417K	0.2%	$23.21	—	IBONDS 24 TRM HG	46435U184
XLU	SELECT SECTOR SPDR TR	6,580	$417K	0.2%	$60.01	—	SBI INT-UTILS	81369Y886
IBDS	ISHARES TR	17,399	$416K	0.2%	$23.93	—	IBONDS 27 ETF	46435UAA9
VWO	VANGUARD INTL EQUITY INDEX F	10,099	$415K	0.2%	$39.72	—	FTSE EMR MKT ETF	922042858
XHB	SPDR SER TR	4,289	$410K	0.2%	$43.88	—	S&P HOMEBUILD	78464A888
IWB	ISHARES TR	1,523	$399K	0.2%	$152.70	—	RUS 1000 ETF	464287622
GLD	SPDR GOLD TR	1,964	$375K	0.2%	$127.65	—	GOLD SHS	78463V107
IWM	ISHARES TR	1,791	$359K	0.2%	$121.81	—	RUSSELL 2000 ETF	464287655
IDU	ISHARES TR	4,457	$356K	0.2%	$105.66	—	U.S. UTILITS ETF	464287697
CEF	SPROTT PHYSICAL GOLD & SILVE	17,748	$340K	0.2%	$12.54	—	TR UNIT	85208R101
SPDW	SPDR INDEX SHS FDS	8,939	$304K	0.2%	$28.61	—	PORTFOLIO DEVLPD	78463X889
—	ISHARES TR	13,133	$303K	0.2%	$23.10	—	IBONDS 25 TRM HG	46435U168
SMH	VANECK ETF TRUST	1,598	$279K	0.2%	$174.87	—	SEMICONDUCTR ETF	92189F676
IYW	ISHARES TR	2,274	$279K	0.2%	$92.81	—	U.S. TECH ETF	464287721
JNK	SPDR SER TR	2,847	$270K	0.2%	$105.66	—	BLOOMBERG HIGH Y	78468R622
VAW	VANGUARD WORLD FDS	1,410	$268K	0.2%	$189.94	—	MATERIALS ETF	92204A801
VTIP	VANGUARD MALVERN FDS	5,595	$266K	0.1%	$47.72	—	STRM INFPROIDX	922020805
SPYG	SPDR SER TR	3,922	$255K	0.1%	$50.67	—	PRTFLO S&P500 GW	78464A409
PRU	PRUDENTIAL FINL INC	2,326	$241K	0.1%	$86.71	-0.1%	COM	744320102
SPHY	SPDR SER TR	10,250	$240K	0.1%	$41.83	—	PORTFLI HIGH YLD	78468R606
—	ISHARES TR	10,284	$239K	0.1%	$23.28	—	IBONDS 25 TRM TS	46436E866
XLRE	SELECT SECTOR SPDR TR	5,928	$237K	0.1%	$40.06	—	RL EST SEL SEC	81369Y860
XNTK	SPDR SER TR	1,379	$226K	0.1%	$164.15	—	NYSE TECH ETF	78464A102
PEP	PEPSICO INC	1,310	$222K	0.1%	$154.42	-0.4%	COM	713448108
IWR	ISHARES TR	2,735	$213K	0.1%	$77.73	—	RUS MID CAP ETF	464287499
IVT	INVENTRUST PPTYS CORP	8,173	$207K	0.1%	$25.34	—	COM NEW	46124J201
MDY	SPDR S&P MIDCAP 400 ETF TR	407	$207K	0.1%	$507.38	—	UTSER1 S&PDCRP	78467Y107
JNJ	JOHNSON & JOHNSON	1,305	$205K	0.1%	$131.45	+9.2%	COM	478160104