Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	267,008	$16.3M	8.6%	$57.56	—	US BRD MKT ETF	808524102
VOO	VANGUARD INDEX FDS	27,959	$13.44M	7.1%	$281.73	—	S&P 500 ETF SHS	922908363
VGT	VANGUARD WORLD FD	23,816	$12.49M	6.6%	$130.10	—	INF TECH ETF	92204A702
VTV	VANGUARD INDEX FDS	70,788	$11.53M	6.1%	$131.04	—	VALUE ETF	922908744
EFA	ISHARES TR	89,583	$7.154M	3.8%	$71.63	—	MSCI EAFE ETF	464287465
—	ISHARES TR	257,962	$6.462M	3.4%	$25.08	—	IBONDS DEC24 ETF	46434VBG4
MSFT	MICROSOFT CORP	14,095	$5.93M	3.1%	$235.65	+69.4%	COM	594918104
SCHX	SCHWAB STRATEGIC TR	91,203	$5.66M	3.0%	$56.84	—	US LRG CAP ETF	808524201
VDC	VANGUARD WORLD FD	27,510	$5.616M	3.0%	$161.22	—	CONSUM STP ETF	92204A207
VHT	VANGUARD WORLD FD	20,312	$5.495M	2.9%	$239.57	—	HEALTH CAR ETF	92204A504
—	ISHARES TR	184,489	$4.577M	2.4%	$24.82	—	IBONDS DEC25 ETF	46434VBD1
VXUS	VANGUARD STAR FDS	68,234	$4.115M	2.2%	$53.80	—	VG TL INTL STK F	921909768
SCHG	SCHWAB STRATEGIC TR	42,677	$3.957M	2.1%	$65.41	—	US LCAP GR ETF	808524300
SPY	SPDR S&P 500 ETF TR	7,456	$3.9M	2.1%	$270.52	—	TR UNIT	78462F103
IAU	ISHARES GOLD TR	92,636	$3.892M	2.1%	$34.43	—	ISHARES NEW	464285204
SCHM	SCHWAB STRATEGIC TR	47,776	$3.89M	2.1%	$53.17	—	US MID-CAP ETF	808524508
VIG	VANGUARD SPECIALIZED FUNDS	19,675	$3.593M	1.9%	$147.16	—	DIV APP ETF	921908844
FLTR	VANECK ETF TRUST	130,053	$3.318M	1.7%	$24.92	—	IG FLOATING RATE	92189F486
SHYG	ISHARES TR	75,938	$3.231M	1.7%	$41.48	—	0-5YR HI YL CP	46434V407
IJR	ISHARES TR	28,480	$3.148M	1.7%	$87.06	—	CORE S&P SCP ETF	464287804
IHI	ISHARES TR	53,283	$3.122M	1.6%	$107.30	—	U.S. MED DVC ETF	464288810
VTI	VANGUARD INDEX FDS	11,574	$3.008M	1.6%	$131.56	—	TOTAL STK MKT	922908769
STIP	ISHARES TR	28,163	$2.8M	1.5%	$99.46	—	0-5 YR TIPS ETF	46429B747
SCHD	SCHWAB STRATEGIC TR	34,376	$2.772M	1.5%	$66.00	—	US DIVIDEND EQ	808524797
VCR	VANGUARD WORLD FD	7,714	$2.451M	1.3%	$208.50	—	CONSUM DIS ETF	92204A108
IBDR	ISHARES TR	97,907	$2.335M	1.2%	$23.71	—	IBONDS DEC2026	46435GAA0
VCSH	VANGUARD SCOTTSDALE FDS	26,511	$2.05M	1.1%	$78.71	—	SHRT TRM CORP BD	92206C409
SCHH	SCHWAB STRATEGIC TR	90,107	$1.829M	1.0%	$31.84	—	US REIT ETF	808524847
VIS	VANGUARD WORLD FD	7,004	$1.71M	0.9%	$118.70	—	INDUSTRIAL ETF	92204A603
VPU	VANGUARD WORLD FD	11,453	$1.633M	0.9%	$141.93	—	UTILITIES ETF	92204A876
IJH	ISHARES TR	24,981	$1.517M	0.8%	$87.75	—	CORE S&P MCP ETF	464287507
HDV	ISHARES TR	13,147	$1.449M	0.8%	$77.82	—	CORE HIGH DV ETF	46429B663
XLK	SELECT SECTOR SPDR TR	6,395	$1.332M	0.7%	$71.37	—	TECHNOLOGY	81369Y803
VB	VANGUARD INDEX FDS	5,789	$1.323M	0.7%	$131.81	—	SMALL CP ETF	922908751
FQAL	FIDELITY COVINGTON TRUST	21,866	$1.289M	0.7%	$46.42	—	QLTY FCTOR ETF	316092790
XLY	SELECT SECTOR SPDR TR	6,643	$1.222M	0.6%	$100.75	—	SBI CONS DISCR	81369Y407
CORP	PIMCO ETF TR	12,570	$1.207M	0.6%	$103.00	—	INV GRD CRP BD	72201R817
QQQ	INVESCO QQQ TR	2,591	$1.151M	0.6%	$369.80	—	UNIT SER 1	46090E103
SCHF	SCHWAB STRATEGIC TR	27,903	$1.089M	0.6%	$32.94	—	INTL EQTY ETF	808524805
VNQ	VANGUARD INDEX FDS	12,588	$1.089M	0.6%	$77.74	—	REAL ESTATE ETF	922908553
XLI	SELECT SECTOR SPDR TR	8,409	$1.059M	0.6%	$49.74	—	INDL	81369Y704
TIP	ISHARES TR	9,288	$998K	0.5%	$114.22	—	TIPS BD ETF	464287176
SCHE	SCHWAB STRATEGIC TR	37,616	$950K	0.5%	$24.43	—	EMRG MKTEQ ETF	808524706
AGG	ISHARES TR	9,629	$943K	0.5%	$117.71	—	CORE US AGGBD ET	464287226
IEFA	ISHARES TR	12,456	$924K	0.5%	$66.07	—	CORE MSCI EAFE	46432F842
SDOG	ALPS ETF TR	16,476	$889K	0.5%	$33.68	—	SECTR DIV DOGS	00162Q858
VO	VANGUARD INDEX FDS	3,460	$864K	0.5%	$184.87	—	MID CAP ETF	922908629
VUG	VANGUARD INDEX FDS	2,394	$824K	0.4%	$231.67	—	GROWTH ETF	922908736
AAPL	APPLE INC	4,803	$824K	0.4%	$135.05	+33.5%	COM	037833100
FTSM	FIRST TR EXCHANGE-TRADED FD	13,592	$810K	0.4%	$59.77	—	FIRST TR ENH NEW	33739Q408
ITOT	ISHARES TR	6,941	$800K	0.4%	$65.72	—	CORE S&P TTL STK	464287150
IVV	ISHARES TR	1,260	$662K	0.3%	$379.69	—	CORE S&P500 ETF	464287200
VONE	VANGUARD SCOTTSDALE FDS	2,694	$642K	0.3%	$171.10	—	VNG RUS1000IDX	92206C730
IBDS	ISHARES TR	26,550	$632K	0.3%	$23.89	—	IBONDS 27 ETF	46435UAA9
XLP	SELECT SECTOR SPDR TR	8,268	$631K	0.3%	$72.53	—	SBI CONS STPLS	81369Y308
BSV	VANGUARD BD INDEX FDS	8,020	$615K	0.3%	$76.75	—	SHORT TRM BOND	921937827
WELL	WELLTOWER INC	6,506	$608K	0.3%	$44.80	+94.6%	COM	95040Q104
SCHA	SCHWAB STRATEGIC TR	12,210	$601K	0.3%	$52.60	—	US SML CAP ETF	808524607
FXG	FIRST TR EXCHANGE TRADED FD	7,790	$534K	0.3%	$44.96	—	CONSUMR STAPLE	33734X119
IQLT	ISHARES TR	12,658	$502K	0.3%	$30.89	—	MSCI INTL QUALTY	46434V456
EFV	ISHARES TR	9,137	$497K	0.3%	$38.94	—	EAFE VALUE ETF	464288877
SGOL	ABRDN GOLD ETF TRUST	22,634	$481K	0.3%	$26.75	—	PHYSCL GOLD SHS	00326A104
XHB	SPDR SER TR	4,208	$470K	0.2%	$43.88	—	S&P HOMEBUILD	78464A888
IBTE	ISHARES TR	18,556	$444K	0.2%	$23.86	—	IBONDS 24 TRM TS	46436E874
IWB	ISHARES TR	1,523	$439K	0.2%	$152.70	—	RUS 1000 ETF	464287622
VWO	VANGUARD INTL EQUITY INDEX F	10,460	$437K	0.2%	$39.79	—	FTSE EMR MKT ETF	922042858
—	ISHARES TR	18,503	$431K	0.2%	$23.21	—	IBONDS 24 TRM HG	46435U184
GLD	SPDR GOLD TR	2,073	$426K	0.2%	$131.76	—	GOLD SHS	78463V107
XLU	SELECT SECTOR SPDR TR	6,494	$426K	0.2%	$60.01	—	SBI INT-UTILS	81369Y886
SMH	VANECK ETF TRUST	1,680	$378K	0.2%	$177.32	—	SEMICONDUCTR ETF	92189F676
IWM	ISHARES TR	1,781	$375K	0.2%	$121.81	—	RUSSELL 2000 ETF	464287655
IDU	ISHARES TR	4,295	$363K	0.2%	$105.66	—	U.S. UTILITS ETF	464287697
CEF	SPROTT PHYSICAL GOLD & SILVE	16,950	$345K	0.2%	$12.54	—	TR UNIT	85208R101
SPDW	SPDR INDEX SHS FDS	8,939	$320K	0.2%	$28.61	—	PORTFOLIO DEVLPD	78463X889
—	ISHARES TR	13,654	$319K	0.2%	$23.11	—	IBONDS 25 TRM HG	46435U168
IYW	ISHARES TR	2,274	$307K	0.2%	$92.81	—	U.S. TECH ETF	464287721
BND	VANGUARD BD INDEX FDS	3,979	$289K	0.2%	$72.63	—	TOTAL BND MRKT	921937835
VAW	VANGUARD WORLD FD	1,410	$288K	0.2%	$189.94	—	MATERIALS ETF	92204A801
VTIP	VANGUARD MALVERN FDS	5,739	$275K	0.1%	$47.72	—	STRM INFPROIDX	922020805
PRU	PRUDENTIAL FINL INC	2,326	$273K	0.1%	$86.71	+13.7%	COM	744320102
SPYG	SPDR SER TR	3,704	$271K	0.1%	$50.67	—	PRTFLO S&P500 GW	78464A409
XNTK	SPDR SER TR	1,379	$252K	0.1%	$164.15	—	NYSE TECH ETF	78464A102
—	ISHARES TR	10,574	$246K	0.1%	$23.28	—	IBONDS 25 TRM TS	46436E866
SPHY	SPDR SER TR	10,259	$241K	0.1%	$41.83	—	PORTFLI HIGH YLD	78468R606
JNK	SPDR SER TR	2,517	$240K	0.1%	$105.66	—	BLOOMBERG HIGH Y	78468R622
XLRE	SELECT SECTOR SPDR TR	5,928	$234K	0.1%	$40.06	—	RL EST SEL SEC	81369Y860
IWR	ISHARES TR	2,736	$230K	0.1%	$77.73	—	RUS MID CAP ETF	464287499
MDY	SPDR S&P MIDCAP 400 ETF TR	407	$226K	0.1%	$507.38	—	UTSER1 S&PDCRP	78467Y107
PEP	PEPSICO INC	1,288	$225K	0.1%	$154.42	+1.8%	COM	713448108
IVT	INVENTRUST PPTYS CORP	8,173	$210K	0.1%	$25.34	—	COM NEW	46124J201
JNJ	JOHNSON & JOHNSON	1,313	$208K	0.1%	$131.45	+14.3%	COM	478160104
IJJ	ISHARES TR	1,750	$207K	0.1%	$118.29	—	S&P MC 400VL ETF	464287705