Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	267,802	$16.84M	8.6%	$57.56	—	US BRD MKT ETF	808524102
VOO	VANGUARD INDEX FDS	29,119	$14.56M	7.4%	$290.43	—	S&P 500 ETF SHS	922908363
VGT	VANGUARD WORLD FD	24,029	$13.85M	7.0%	$130.10	—	INF TECH ETF	92204A702
VTV	VANGUARD INDEX FDS	71,627	$11.49M	5.8%	$131.38	—	VALUE ETF	922908744
EFA	ISHARES TR	89,939	$7.045M	3.6%	$71.63	—	MSCI EAFE ETF	464287465
—	ISHARES TR	267,237	$6.716M	3.4%	$25.08	—	IBONDS DEC24 ETF	46434VBG4
MSFT	MICROSOFT CORP	14,155	$6.327M	3.2%	$235.65	+77.1%	COM	594918104
SCHX	SCHWAB STRATEGIC TR	90,636	$5.823M	3.0%	$56.84	—	US LRG CAP ETF	808524201
VDC	VANGUARD WORLD FD	27,179	$5.518M	2.8%	$161.22	—	CONSUM STP ETF	92204A207
VHT	VANGUARD WORLD FD	20,514	$5.457M	2.8%	$239.57	—	HEALTH CAR ETF	92204A504
—	ISHARES TR	199,944	$4.971M	2.5%	$24.82	—	IBONDS DEC25 ETF	46434VBD1
SCHG	SCHWAB STRATEGIC TR	42,322	$4.268M	2.2%	$65.41	—	US LCAP GR ETF	808524300
VXUS	VANGUARD STAR FDS	69,935	$4.217M	2.1%	$53.96	—	VG TL INTL STK F	921909768
SPY	SPDR S&P 500 ETF TR	7,741	$4.213M	2.1%	$280.60	—	TR UNIT	78462F103
IAU	ISHARES GOLD TR	95,184	$4.181M	2.1%	$34.69	—	ISHARES NEW	464285204
SCHM	SCHWAB STRATEGIC TR	47,303	$3.682M	1.9%	$53.17	—	US MID-CAP ETF	808524508
VIG	VANGUARD SPECIALIZED FUNDS	19,612	$3.58M	1.8%	$147.16	—	DIV APP ETF	921908844
SHYG	ISHARES TR	79,166	$3.341M	1.7%	$41.51	—	0-5YR HI YL CP	46434V407
FLTR	VANECK ETF TRUST	130,673	$3.333M	1.7%	$24.92	—	IG FLOATING RATE	92189F486
VTI	VANGUARD INDEX FDS	11,488	$3.073M	1.6%	$131.56	—	TOTAL STK MKT	922908769
IJR	ISHARES TR	28,806	$3.072M	1.6%	$87.29	—	CORE S&P SCP ETF	464287804
IHI	ISHARES TR	52,942	$2.967M	1.5%	$107.30	—	U.S. MED DVC ETF	464288810
STIP	ISHARES TR	28,875	$2.873M	1.5%	$99.46	—	0-5 YR TIPS ETF	46429B747
SCHD	SCHWAB STRATEGIC TR	35,192	$2.737M	1.4%	$66.27	—	US DIVIDEND EQ	808524797
IBDR	ISHARES TR	107,672	$2.565M	1.3%	$23.72	—	IBONDS DEC2026	46435GAA0
VCR	VANGUARD WORLD FD	7,845	$2.45M	1.2%	$210.24	—	CONSUM DIS ETF	92204A108
VCSH	VANGUARD SCOTTSDALE FDS	26,905	$2.079M	1.1%	$78.69	—	SHRT TRM CORP BD	92206C409
SCHH	SCHWAB STRATEGIC TR	93,761	$1.872M	1.0%	$31.38	—	US REIT ETF	808524847
VPU	VANGUARD WORLD FD	11,563	$1.71M	0.9%	$141.93	—	UTILITIES ETF	92204A876
VIS	VANGUARD WORLD FD	6,950	$1.635M	0.8%	$118.70	—	INDUSTRIAL ETF	92204A603
IJH	ISHARES TR	25,541	$1.495M	0.8%	$87.11	—	CORE S&P MCP ETF	464287507
CORP	PIMCO ETF TR	15,653	$1.488M	0.8%	$101.44	—	INV GRD CRP BD	72201R817
HDV	ISHARES TR	13,495	$1.467M	0.7%	$78.62	—	CORE HIGH DV ETF	46429B663
XLK	SELECT SECTOR SPDR TR	6,429	$1.455M	0.7%	$71.37	—	TECHNOLOGY	81369Y803
FQAL	FIDELITY COVINGTON TRUST	23,154	$1.42M	0.7%	$47.25	—	QLTY FCTOR ETF	316092790
VB	VANGUARD INDEX FDS	5,866	$1.279M	0.7%	$132.95	—	SMALL CP ETF	922908751
XLY	SELECT SECTOR SPDR TR	6,649	$1.213M	0.6%	$100.75	—	SBI CONS DISCR	81369Y407
QQQ	INVESCO QQQ TR	2,466	$1.182M	0.6%	$369.80	—	UNIT SER 1	46090E103
AAPL	APPLE INC	5,234	$1.102M	0.6%	$139.18	+33.0%	COM	037833100
VNQ	VANGUARD INDEX FDS	12,704	$1.064M	0.5%	$77.74	—	REAL ESTATE ETF	922908553
SCHF	SCHWAB STRATEGIC TR	27,163	$1.044M	0.5%	$32.94	—	INTL EQTY ETF	808524805
XLI	SELECT SECTOR SPDR TR	8,410	$1.025M	0.5%	$49.74	—	INDL	81369Y704
TIP	ISHARES TR	9,451	$1.009M	0.5%	$114.09	—	TIPS BD ETF	464287176
SCHE	SCHWAB STRATEGIC TR	37,136	$986K	0.5%	$24.43	—	EMRG MKTEQ ETF	808524706
IEFA	ISHARES TR	13,543	$984K	0.5%	$66.59	—	CORE MSCI EAFE	46432F842
AGG	ISHARES TR	9,478	$920K	0.5%	$117.71	—	CORE US AGGBD ET	464287226
VUG	VANGUARD INDEX FDS	2,409	$901K	0.5%	$231.67	—	GROWTH ETF	922908736
SDOG	ALPS ETF TR	16,406	$867K	0.4%	$33.68	—	SECTR DIV DOGS	00162Q858
IBDS	ISHARES TR	36,410	$864K	0.4%	$23.84	—	IBONDS 27 ETF	46435UAA9
ITOT	ISHARES TR	7,201	$855K	0.4%	$67.63	—	CORE S&P TTL STK	464287150
VO	VANGUARD INDEX FDS	3,460	$838K	0.4%	$184.87	—	MID CAP ETF	922908629
FTSM	FIRST TR EXCHANGE-TRADED FD	13,574	$809K	0.4%	$59.77	—	FIRST TR ENH NEW	33739Q408
IVV	ISHARES TR	1,271	$696K	0.4%	$379.69	—	CORE S&P500 ETF	464287200
WELL	WELLTOWER INC	6,506	$678K	0.3%	$44.80	+112.1%	COM	95040Q104
VONE	VANGUARD SCOTTSDALE FDS	2,694	$663K	0.3%	$171.10	—	VNG RUS1000IDX	92206C730
XLP	SELECT SECTOR SPDR TR	7,620	$584K	0.3%	$72.53	—	SBI CONS STPLS	81369Y308
BSV	VANGUARD BD INDEX FDS	7,562	$580K	0.3%	$76.75	—	SHORT TRM BOND	921937827
SCHA	SCHWAB STRATEGIC TR	12,076	$573K	0.3%	$52.60	—	US SML CAP ETF	808524607
VWO	VANGUARD INTL EQUITY INDEX F	12,873	$563K	0.3%	$40.53	—	FTSE EMR MKT ETF	922042858
EFV	ISHARES TR	9,653	$512K	0.3%	$39.70	—	EAFE VALUE ETF	464288877
SGOL	ETFS GOLD TR	22,598	$502K	0.3%	$26.75	—	PHYSCL GOLD SHS	00326A104
FXG	FIRST TR EXCHANGE TRADED FD	7,790	$502K	0.3%	$44.96	—	CONSUMR STAPLE	33734X119
IQLT	ISHARES TR	12,658	$494K	0.3%	$30.89	—	MSCI INTL QUALTY	46434V456
SMH	VANECK ETF TRUST	1,779	$464K	0.2%	$181.96	—	SEMICONDUCTR ETF	92189F676
IWB	ISHARES TR	1,523	$453K	0.2%	$152.70	—	RUS 1000 ETF	464287622
IBTE	ISHARES TR	18,793	$451K	0.2%	$23.86	—	IBONDS 24 TRM TS	46436E874
XLU	SELECT SECTOR SPDR TR	6,504	$443K	0.2%	$60.01	—	SBI INT-UTILS	81369Y886
—	ISHARES TR	18,986	$441K	0.2%	$23.21	—	IBONDS 24 TRM HG	46435U184
GLD	SPDR GOLD TR	2,003	$431K	0.2%	$131.76	—	GOLD SHS	78463V107
XHB	SPDR SER TR	4,208	$425K	0.2%	$43.88	—	S&P HOMEBUILD	78464A888
IDU	ISHARES TR	4,291	$377K	0.2%	$105.66	—	U.S. UTILITS ETF	464287697
BND	VANGUARD BD INDEX FDS	5,202	$375K	0.2%	$72.49	—	TOTAL BND MRKT	921937835
IWM	ISHARES TR	1,828	$371K	0.2%	$123.89	—	RUSSELL 2000 ETF	464287655
CEF	SPROTT PHYSICAL GOLD & SILVE	16,795	$370K	0.2%	$12.54	—	TR UNIT	85208R101
PRU	PRUDENTIAL FINL INC	2,944	$345K	0.2%	$90.92	+17.4%	COM	744320102
IYW	ISHARES TR	2,274	$342K	0.2%	$92.81	—	U.S. TECH ETF	464287721
—	ISHARES TR	14,136	$329K	0.2%	$23.12	—	IBONDS 25 TRM HG	46435U168
SPDW	SPDR INDEX SHS FDS	8,939	$314K	0.2%	$28.61	—	PORTFOLIO DEVLPD	78463X889
VTIP	VANGUARD MALVERN FDS	6,304	$306K	0.2%	$47.80	—	STRM INFPROIDX	922020805
SPYG	SPDR SER TR	3,704	$297K	0.2%	$50.67	—	PRTFLO S&P500 GW	78464A409
SCHI	SCHWAB STRATEGIC TR	6,387	$282K	0.1%	$44.10	—	5 10YR CORP BD	808524698
VAW	VANGUARD WORLD FD	1,399	$269K	0.1%	$189.94	—	MATERIALS ETF	92204A801
XNTK	SPDR SER TR	1,375	$268K	0.1%	$164.15	—	NYSE TECH ETF	78464A102
SPHY	SPDR SER TR	11,369	$264K	0.1%	$40.01	—	PORTFLI HIGH YLD	78468R606
—	ISHARES TR	10,819	$251K	0.1%	$23.28	—	IBONDS 25 TRM TS	46436E866
JNK	SPDR SER TR	2,517	$237K	0.1%	$105.66	—	BLOOMBERG HIGH Y	78468R622
MDY	SPDR S&P MIDCAP 400 ETF TR	426	$228K	0.1%	$508.62	—	UTSER1 S&PDCRP	78467Y107
XLRE	SELECT SECTOR SPDR TR	5,928	$228K	0.1%	$40.06	—	RL EST SEL SEC	81369Y860
IWR	ISHARES TR	2,736	$222K	0.1%	$77.73	—	RUS MID CAP ETF	464287499
MCD	MCDONALDS CORP	844	$215K	0.1%	$255.04	0.0%	COM	580135101
PEP	PEPSICO INC	1,293	$213K	0.1%	$154.42	+5.1%	COM	713448108
JNJ	JOHNSON & JOHNSON	1,405	$205K	0.1%	$132.10	+7.1%	COM	478160104
IVT	INVENTRUST PPTYS CORP	8,173	$202K	0.1%	$25.34	—	COM NEW	46124J201