Towneley Capital Management, Inc / DE Concentrated Active

CIK: 0002004980 · Show all filings

Period: Q3 2025 (← Previous) (Next →)

Filing Date: Oct 17, 2025

Total Value ($000): $460,394 (100.0% shares, 0.0% debt)

Holdings (38)

VTI VANGUARD INDEX FDS 32.6%

Value ($000) $149,903 Shares 456,785 Est. Cost $247.00 Unrealized —

VXUS VANGUARD STAR FDS 13.0%

Value ($000) $59,661 Shares 812,159 Est. Cost $58.24 Unrealized —

WINN HARBOR ETF TRUST 7.7%

Value ($000) $35,221 Shares 1,130,321 Est. Cost $25.26 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 7.4%

Value ($000) $33,874 Shares 564,292 Est. Cost $59.26 Unrealized —

JMBS JANUS DETROIT STR TR 5.8%

Value ($000) $26,918 Shares 589,404 Est. Cost $45.57 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 5.6%

Value ($000) $25,813 Shares 322,940 Est. Cost $77.46 Unrealized —

SGOL ETFS GOLD TR 4.9%

Value ($000) $22,355 Shares 607,311 Est. Cost $20.00 Unrealized —

PVAL PUTNAM ETF TRUST 4.0%

Value ($000) $18,203 Shares 426,103 Est. Cost $42.72 Unrealized —

VTEB VANGUARD MUN BD FDS 3.6%

Value ($000) $16,586 Shares 331,247 Est. Cost $50.35 Unrealized —

SCHO SCHWAB STRATEGIC TR 2.8%

Value ($000) $12,918 Shares 529,429 Est. Cost $35.54 Unrealized —

AVUV AMERICAN CENTY ETF TR 2.0%

Value ($000) $9,335 Shares 93,794 Est. Cost $90.52 Unrealized —

DFAE DIMENSIONAL ETF TRUST 1.9%

Value ($000) $8,748 Shares 277,458 Est. Cost $24.17 Unrealized —

GLTR ABRDN PRECIOUS METALS BASKET 1.8%

Value ($000) $8,063 Shares 48,736 Est. Cost $92.50 Unrealized —

IAU ISHARES GOLD TR 1.7%

Value ($000) $7,931 Shares 108,988 Est. Cost $39.49 Unrealized —

VGLT VANGUARD SCOTTSDALE FDS 1.6%

Value ($000) $7,581 Shares 133,323 Est. Cost $58.24 Unrealized —

ANGL VANECK ETF TRUST 0.8%

Value ($000) $3,882 Shares 130,576 Est. Cost $28.82 Unrealized —

GLD SPDR GOLD TR 0.8%

Value ($000) $3,573 Shares 10,051 Est. Cost $191.17 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.3%

Value ($000) $1,226 Shares 20,840 Est. Cost $58.35 Unrealized —

CVX CHEVRON CORP NEW 0.3%

Value ($000) $1,213 Shares 7,808 Est. Cost $152.28 Unrealized 0.0%

IVV ISHARES TR 0.2%

Value ($000) $1,025 Shares 1,532 Est. Cost $477.57 Unrealized —

DFUS DIMENSIONAL ETF TRUST 0.2%

Value ($000) $719 Shares 9,924 Est. Cost $51.83 Unrealized —

VUG VANGUARD INDEX FDS 0.1%

Value ($000) $579 Shares 1,207 Est. Cost $310.88 Unrealized —

CWI SPDR INDEX SHS FDS 0.1%

Value ($000) $497 Shares 14,240 Est. Cost $27.04 Unrealized —

BND VANGUARD BD INDEX FDS 0.1%

Value ($000) $497 Shares 6,685 Est. Cost $73.79 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $484 Shares 963 Est. Cost $439.60 Unrealized +10.2%

DFUV DIMENSIONAL ETF TRUST 0.1%

Value ($000) $448 Shares 10,015 Est. Cost $37.22 Unrealized —

DFSU DIMENSIONAL ETF TRUST 0.1%

Value ($000) $365 Shares 8,601 Est. Cost $32.67 Unrealized —

VTV VANGUARD INDEX FDS 0.1%

Value ($000) $337 Shares 1,807 Est. Cost $149.50 Unrealized —

DFAS DIMENSIONAL ETF TRUST 0.1%

Value ($000) $308 Shares 4,500 Est. Cost $59.62 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.1%

Value ($000) $304 Shares 5,220 Est. Cost $52.33 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.1%

Value ($000) $265 Shares 3,711 Est. Cost $56.14 Unrealized —

VTIP VANGUARD MALVERN FDS 0.1%

Value ($000) $260 Shares 5,142 Est. Cost $47.49 Unrealized —

SELF GLOBAL SELF STORAGE INC 0.1%

Value ($000) $237 Shares 47,026 Est. Cost $4.67 Unrealized —

VO VANGUARD INDEX FDS 0.0%

Value ($000) $225 Shares 766 Est. Cost $232.64 Unrealized —

PHYS SPROTT ASSET MANAGEMENT LP 0.0%

Value ($000) $222 Shares 7,510 Est. Cost $29.62 Unrealized —

AAPL APPLE INC 0.0%

Value ($000) $209 Shares 820 Est. Cost $225.58 Unrealized 0.0%

AGG ISHARES TR 0.0%

Value ($000) $207 Shares 2,066 Est. Cost $99.25 Unrealized —

LOW LOWES COS INC 0.0%

Value ($000) $201 Shares 800 Est. Cost $244.20 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	456,785	$149,903	32.6%	$247.00	—	TOTAL STK MKT	922908769
VXUS	VANGUARD STAR FDS	812,159	$59,661	13.0%	$58.24	—	VG TL INTL STK F	921909768
WINN	HARBOR ETF TRUST	1,130,321	$35,221	7.7%	$25.26	—	LONG TERM GROWER	41151J406
VGIT	VANGUARD SCOTTSDALE FDS	564,292	$33,874	7.4%	$59.26	—	INTER TERM TREAS	92206C706
JMBS	JANUS DETROIT STR TR	589,404	$26,918	5.8%	$45.57	—	HENDERSON MTG	47103U852
VCSH	VANGUARD SCOTTSDALE FDS	322,940	$25,813	5.6%	$77.46	—	SHRT TRM CORP BD	92206C409
SGOL	ETFS GOLD TR	607,311	$22,355	4.9%	$20.00	—	PHYSCL GOLD SHS	00326A104
PVAL	PUTNAM ETF TRUST	426,103	$18,203	4.0%	$42.72	—	FOCUSED LAR CAP	746729300
VTEB	VANGUARD MUN BD FDS	331,247	$16,586	3.6%	$50.35	—	TAX EXEMPT BD	922907746
SCHO	SCHWAB STRATEGIC TR	529,429	$12,918	2.8%	$35.54	—	SHT TM US TRES	808524862
AVUV	AMERICAN CENTY ETF TR	93,794	$9,335	2.0%	$90.52	—	US SML CP VALU	025072877
DFAE	DIMENSIONAL ETF TRUST	277,458	$8,748	1.9%	$24.17	—	EMGR CRE EQT MNG	25434V302
GLTR	ABRDN PRECIOUS METALS BASKET	48,736	$8,063	1.8%	$92.50	—	PHYSCL PRECS MET	003263100
IAU	ISHARES GOLD TR	108,988	$7,931	1.7%	$39.49	—	ISHARES NEW	464285204
VGLT	VANGUARD SCOTTSDALE FDS	133,323	$7,581	1.6%	$58.24	—	LONG TERM TREAS	92206C847
ANGL	VANECK ETF TRUST	130,576	$3,882	0.8%	$28.82	—	FALLEN ANGEL HG	92189F437
GLD	SPDR GOLD TR	10,051	$3,573	0.8%	$191.17	—	GOLD SHS	78463V107
VGSH	VANGUARD SCOTTSDALE FDS	20,840	$1,226	0.3%	$58.35	—	SHORT TERM TREAS	92206C102
CVX	CHEVRON CORP NEW	7,808	$1,213	0.3%	$152.28	0.0%	COM	166764100
IVV	ISHARES TR	1,532	$1,025	0.2%	$477.57	—	CORE S&P500 ETF	464287200
DFUS	DIMENSIONAL ETF TRUST	9,924	$719	0.2%	$51.83	—	US EQUITY MARKET	25434V401
VUG	VANGUARD INDEX FDS	1,207	$579	0.1%	$310.88	—	GROWTH ETF	922908736
CWI	SPDR INDEX SHS FDS	14,240	$497	0.1%	$27.04	—	MSCI ACWI EXUS	78463X848
BND	VANGUARD BD INDEX FDS	6,685	$497	0.1%	$73.79	—	TOTAL BND MRKT	921937835
BRK/B	BERKSHIRE HATHAWAY INC DEL	963	$484	0.1%	$439.60	+10.2%	CL B NEW	084670702
DFUV	DIMENSIONAL ETF TRUST	10,015	$448	0.1%	$37.22	—	US MKTWIDE VALUE	25434V724
DFSU	DIMENSIONAL ETF TRUST	8,601	$365	0.1%	$32.67	—	US SUSTAINABILTY	25434V716
VTV	VANGUARD INDEX FDS	1,807	$337	0.1%	$149.50	—	VALUE ETF	922908744
DFAS	DIMENSIONAL ETF TRUST	4,500	$308	0.1%	$59.62	—	US SMALL CAP ETF	25434V500
DFAT	DIMENSIONAL ETF TRUST	5,220	$304	0.1%	$52.33	—	US TARGETED VLU	25434V609
VEU	VANGUARD INTL EQUITY INDEX F	3,711	$265	0.1%	$56.14	—	ALLWRLD EX US	922042775
VTIP	VANGUARD MALVERN FDS	5,142	$260	0.1%	$47.49	—	STRM INFPROIDX	922020805
SELF	GLOBAL SELF STORAGE INC	47,026	$237	0.1%	$4.67	—	COM	37955N106
VO	VANGUARD INDEX FDS	766	$225	0.0%	$232.64	—	MID CAP ETF	922908629
PHYS	SPROTT ASSET MANAGEMENT LP	7,510	$222	0.0%	$29.62	—	PHYSICAL GOLD TR	85207H104
AAPL	APPLE INC	820	$209	0.0%	$225.58	0.0%	COM	037833100
AGG	ISHARES TR	2,066	$207	0.0%	$99.25	—	CORE US AGGBD ET	464287226
LOW	LOWES COS INC	800	$201	0.0%	$244.20	0.0%	COM	548661107