Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GLTR	ABRDN PRECIOUS METALS BASKET	45,792 (+1.5%)	$8.295M (-16.0%)	2.2%	$218.18	—	PHYSCL PRECS MET	003263100
RSP	INVESCO EXCHANGE TRADED FD T	62,067 (+1.5%)	$13.21M (+12.5%)	3.5%	$150.17	—	S&P500 EQL WGT	46137V357
ISTB	ISHARES TR	594,284 (+4.3%)	$28.67M (+3.8%)	7.6%	$49.82	—	CORE 1 5 YR USD	46432F859
IGSB	ISHARES TR	465,818 (+4.1%)	$24.41M (+3.8%)	6.4%	$52.97	—	ISHS 1-5YR INVS	464288646
SCHO	SCHWAB STRATEGIC TR	850,858 (+3.8%)	$20.54M (+3.2%)	5.4%	$34.88	—	SHT TM US TRES	808524862
BND	VANGUARD BD INDEX FDS	262,115 (+3.6%)	$19.24M (+3.3%)	5.1%	$72.25	—	TOTAL BND MRKT	921937835
IGE	ISHARES TR	55,580 (+1.0%)	$3.123M (-9.8%)	0.8%	$41.33	—	NORTH AMERN NAT	464287374
IYR	ISHARES TR	7,810 (+2.3%)	$799K (+10.6%)	0.2%	$81.61	—	U.S. REAL ES ETF	464287739
VO	VANGUARD INDEX FDS	3,992 (+300.0%)	$322K (+12.2%)	0.1%	$130.38	—	MID CAP ETF	922908629
BSV	VANGUARD BD INDEX FDS	55,838 (+1.3%)	$4.35M (+0.6%)	1.1%	$76.30	—	SHORT TRM BOND	921937827
SHV	ISHARES TR	12,715 (+1.1%)	$1.403M (+1.1%)	0.4%	$110.48	—	TRUST ISHARE 0-1	464288679

Exited Positions (5)

GLD SPDR GOLD TR 0.4%

Value $1.377M Shares 3,201 Est. Cost $430.29 Unrealized —

GDX VANECK ETF TRUST 0.3%

Value $959K Shares 10,450 Est. Cost $91.77 Unrealized —

SPUS TIDAL TRUST I 0.1%

Value $391K Shares 8,123 Est. Cost $41.09 Unrealized —

UMMA LISTED FDS TR 0.1%

Value $297K Shares 9,687 Est. Cost $24.15 Unrealized —

CVX CHEVRON CORPORATION 0.1%

Value $230K Shares 1,110 Est. Cost $171.87 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GLD	SPDR GOLD TR	3,201	$1.377M	0.4%	$430.29	—	—	78463V107
GDX	VANECK ETF TRUST	10,450	$959K	0.3%	$91.77	—	—	92189F106
SPUS	TIDAL TRUST I	8,123	$391K	0.1%	$41.09	—	—	886364801
UMMA	LISTED FDS TR	9,687	$297K	0.1%	$24.15	—	—	53656F268
CVX	CHEVRON CORPORATION	1,110	$230K	0.1%	$171.87	—	—	166764100

Decreased Positions (18)

SCHF SCHWAB STRATEGIC TR 9.0%

Value $34.03M (+10.7%) Shares 1,228,357 (-1.1%) Est. Cost $24.23 Unrealized —

SCHM SCHWAB STRATEGIC TR 4.4%

Value $16.79M (+17.8%) Shares 455,266 (-1.1%) Est. Cost $34.65 Unrealized —

SCHA SCHWAB STRATEGIC TR 3.4%

Value $12.95M (+22.3%) Shares 358,542 (-1.6%) Est. Cost $36.61 Unrealized —

SCHV SCHWAB STRATEGIC TR 2.5%

Value $9.341M (+12.9%) Shares 268,344 (-1.1%) Est. Cost $34.17 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value $578K (-56.0%) Shares 1,155 (-57.8%) Est. Cost $362.76 Unrealized —

CWI SPDR INDEX SHS FDS 2.0%

Value $7.578M (+9.8%) Shares 186,320 (-1.2%) Est. Cost $29.38 Unrealized —

MDYG SPDR SERIES TRUST 0.9%

Value $3.399M (+15.2%) Shares 30,326 (-1.4%) Est. Cost $73.53 Unrealized —

IVV ISHARES TR 0.9%

Value $3.259M (+12.6%) Shares 4,351 (-1.8%) Est. Cost $242.39 Unrealized —

SLYG SPDR SERIES TRUST 0.5%

Value $1.87M (+21.4%) Shares 15,701 (-1.6%) Est. Cost $86.47 Unrealized —

RSPG INVESCO EXCHANGE TRADED FD T 0.5%

Value $2.005M (-13.0%) Shares 20,472 (-2.8%) Est. Cost $109.47 Unrealized —

IMCG ISHARES TR 0.5%

Value $2.013M (+15.6%) Shares 20,481 (-7.4%) Est. Cost $77.87 Unrealized —

SLYV SPDR SERIES TRUST 0.5%

Value $1.894M (+13.5%) Shares 17,360 (-1.6%) Est. Cost $74.01 Unrealized —

RSPM INVESCO EXCHANGE TRADED FD T 0.5%

Value $1.937M (-2.4%) Shares 50,140 (-2.3%) Est. Cost $38.66 Unrealized —

AOA ISHARES TR 0.2%

Value $622K (-6.9%) Shares 6,371 (-15.6%) Est. Cost $42.08 Unrealized —

ISCG ISHARES TR 0.2%

Value $574K (+7.8%) Shares 8,757 (-9.8%) Est. Cost $61.70 Unrealized —

IMCV ISHARES TR 0.4%

Value $1.596M (+1.7%) Shares 17,464 (-5.7%) Est. Cost $75.94 Unrealized —

VOO VANGUARD INDEX FDS 0.1%

Value $379K (-0.7%) Shares 552 (-13.6%) Est. Cost $588.65 Unrealized —

ISCV ISHARES TR 0.1%

Value $540K (-0.0%) Shares 6,897 (-11.3%) Est. Cost $74.02 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	1,228,357 (-1.1%)	$34.03M (+10.7%)	9.0%	$24.23	—	INTL EQTY ETF	808524805
SCHM	SCHWAB STRATEGIC TR	455,266 (-1.1%)	$16.79M (+17.8%)	4.4%	$34.65	—	US MID-CAP ETF	808524508
SCHA	SCHWAB STRATEGIC TR	358,542 (-1.6%)	$12.95M (+22.3%)	3.4%	$36.61	—	US SML CAP ETF	808524607
SCHV	SCHWAB STRATEGIC TR	268,344 (-1.1%)	$9.341M (+12.9%)	2.5%	$34.17	—	US LCAP VA ETF	808524409
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,155 (-57.8%)	$578K (-56.0%)	0.2%	$362.76	—	CL B NEW	084670702
CWI	SPDR INDEX SHS FDS	186,320 (-1.2%)	$7.578M (+9.8%)	2.0%	$29.38	—	ST STR ACWI ETF	78463X848
MDYG	SPDR SERIES TRUST	30,326 (-1.4%)	$3.399M (+15.2%)	0.9%	$73.53	—	ST STR SP400GRW	78464A821
IVV	ISHARES TR	4,351 (-1.8%)	$3.259M (+12.6%)	0.9%	$242.39	—	CORE S&P500 ETF	464287200
SLYG	SPDR SERIES TRUST	15,701 (-1.6%)	$1.87M (+21.4%)	0.5%	$86.47	—	ST STR SP600GRWO	78464A201
RSPG	INVESCO EXCHANGE TRADED FD T	20,472 (-2.8%)	$2.005M (-13.0%)	0.5%	$109.47	—	S&P500 EQL ENR	46137V365
IMCG	ISHARES TR	20,481 (-7.4%)	$2.013M (+15.6%)	0.5%	$77.87	—	MRGSTR MD CP GRW	464288307
SLYV	SPDR SERIES TRUST	17,360 (-1.6%)	$1.894M (+13.5%)	0.5%	$74.01	—	ST STR SP600SM C	78464A300
RSPM	INVESCO EXCHANGE TRADED FD T	50,140 (-2.3%)	$1.937M (-2.4%)	0.5%	$38.66	—	S&P500 EQL MAT	46137V316
AOA	ISHARES TR	6,371 (-15.6%)	$622K (-6.9%)	0.2%	$42.08	—	CORE 80 20 ETF	464289859
ISCG	ISHARES TR	8,757 (-9.8%)	$574K (+7.8%)	0.2%	$61.70	—	MRGSTR SM CP GR	464288604
IMCV	ISHARES TR	17,464 (-5.7%)	$1.596M (+1.7%)	0.4%	$75.94	—	MRGSTR MD CP VAL	464288406
VOO	VANGUARD INDEX FDS	552 (-13.6%)	$379K (-0.7%)	0.1%	$588.65	—	S&P 500 ETF SHS	922908363
ISCV	ISHARES TR	6,897 (-11.3%)	$540K (-0.0%)	0.1%	$74.02	—	MRNING SM CP ETF	464288703

Unchanged Positions (58)

SCHX SCHWAB STRATEGIC TR 13.4%

Value $50.95M Shares 1,731,183 Est. Cost $32.62 Unrealized —

SCHG SCHWAB STRATEGIC TR 2.5%

Value $9.345M Shares 276,144 Est. Cost $36.97 Unrealized —

SCHH SCHWAB STRATEGIC TR 3.2%

Value $12.28M Shares 518,727 Est. Cost $27.15 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 2.4%

Value $9.124M Shares 152,857 Est. Cost $40.37 Unrealized —

SCHE SCHWAB STRATEGIC TR 2.0%

Value $7.556M Shares 208,377 Est. Cost $24.13 Unrealized —

SCHD SCHWAB STRATEGIC TR 3.9%

Value $14.85M Shares 468,296 Est. Cost $31.51 Unrealized —

GOOGL ALPHABET INC 0.5%

Value $2.053M Shares 5,745 Est. Cost $109.98 Unrealized —

XOM EXXON MOBIL CORP 0.4%

Value $1.433M Shares 10,485 Est. Cost $100.18 Unrealized —

MDYV SPDR SERIES TRUST 0.8%

Value $2.925M Shares 30,840 Est. Cost $65.84 Unrealized —

AAPL APPLE INC 0.6%

Value $2.367M Shares 8,179 Est. Cost $129.83 Unrealized —

VTI VANGUARD INDEX FDS 0.5%

Value $1.908M Shares 5,156 Est. Cost $98.54 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.4%

Value $1.567M Shares 2,099 Est. Cost $235.49 Unrealized —

GE GE AEROSPACE 0.2%

Value $813K Shares 2,176 Est. Cost $318.19 Unrealized —

SCHC SCHWAB STRATEGIC TR 2.1%

Value $8.105M Shares 168,438 Est. Cost $28.92 Unrealized —

AMZN AMAZON COM INC 0.4%

Value $1.49M Shares 6,251 Est. Cost $120.93 Unrealized —

GEV GE VERNOVA INC 0.2%

Value $639K Shares 544 Est. Cost $415.97 Unrealized —

QQQ INVESCO QQQ TR 0.2%

Value $744K Shares 1,010 Est. Cost $577.18 Unrealized —

UNP UNION PAC CORP 0.4%

Value $1.411M Shares 5,188 Est. Cost $189.39 Unrealized —

IEFA ISHARES TR 0.5%

Value $2.007M Shares 20,776 Est. Cost $61.81 Unrealized —

IJH ISHARES TR 0.3%

Value $1.062M Shares 13,767 Est. Cost $79.03 Unrealized —

IVW ISHARES TR 0.2%

Value $704K Shares 5,118 Est. Cost $71.99 Unrealized —

ILCG ISHARES TR 0.2%

Value $606K Shares 5,180 Est. Cost $68.46 Unrealized —

IJR ISHARES TR 0.2%

Value $639K Shares 4,309 Est. Cost $87.78 Unrealized —

GOOG ALPHABET INC 0.1%

Value $511K Shares 1,445 Est. Cost $115.35 Unrealized —

LLY ELI LILLY & CO 0.1%

Value $390K Shares 325 Est. Cost $702.49 Unrealized —

IEMG ISHARES INC 0.2%

Value $585K Shares 7,061 Est. Cost $48.63 Unrealized —

ACWI ISHARES TR 0.2%

Value $746K Shares 4,750 Est. Cost $54.00 Unrealized —

IXUS ISHARES TR 0.2%

Value $838K Shares 8,785 Est. Cost $57.47 Unrealized —

EEM ISHARES TR 0.1%

Value $427K Shares 6,238 Est. Cost $38.75 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.3%

Value $1.138M Shares 7,200 Est. Cost $74.63 Unrealized —

REZ ISHARES TR 0.2%

Value $595K Shares 6,289 Est. Cost $51.58 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value $423K Shares 1,395 Est. Cost $194.52 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.2%

Value $851K Shares 910 Est. Cost $471.71 Unrealized —

VV VANGUARD INDEX FDS 0.1%

Value $419K Shares 1,219 Est. Cost $76.02 Unrealized —

VXUS VANGUARD STAR FDS 0.1%

Value $478K Shares 5,588 Est. Cost $77.11 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.1%

Value $432K Shares 5,157 Est. Cost $44.26 Unrealized —

V VISA INC 0.1%

Value $320K Shares 932 Est. Cost $175.53 Unrealized —

MCD MCDONALDS CORP 0.1%

Value $237K Shares 877 Est. Cost $209.35 Unrealized —

IWR ISHARES TR 0.1%

Value $260K Shares 2,354 Est. Cost $88.14 Unrealized —

TRV TRAVELERS COMPANIES INC 0.1%

Value $249K Shares 755 Est. Cost $260.70 Unrealized —

SCZ ISHARES TR 0.1%

Value $544K Shares 6,607 Est. Cost $54.62 Unrealized —

ILCV ISHARES TR 0.1%

Value $325K Shares 3,214 Est. Cost $68.94 Unrealized —

ICF ISHARES TR 0.1%

Value $299K Shares 4,421 Est. Cost $68.00 Unrealized —

GRPM INVESCO EXCHANGE TRADED FD T 0.1%

Value $258K Shares 1,983 Est. Cost $120.28 Unrealized —

PM PHILIP MORRIS INTL INC 0.1%

Value $271K Shares 1,500 Est. Cost $136.99 Unrealized —

IVE ISHARES TR 0.1%

Value $350K Shares 1,541 Est. Cost $143.91 Unrealized —

IGIB ISHARES TR 0.7%

Value $2.748M Shares 51,690 Est. Cost $77.76 Unrealized —

DVY ISHARES TR 0.1%

Value $437K Shares 2,796 Est. Cost $95.00 Unrealized —

IXJ ISHARES TR 0.1%

Value $247K Shares 2,510 Est. Cost $84.88 Unrealized —

STPZ PIMCO ETF TR 0.1%

Value $538K Shares 10,084 Est. Cost $52.62 Unrealized —

SHYG ISHARES TR 0.2%

Value $711K Shares 16,773 Est. Cost $41.85 Unrealized —

TIP ISHARES TR 0.1%

Value $457K Shares 4,177 Est. Cost $112.63 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 0.1%

Value $442K Shares 9,129 Est. Cost $47.91 Unrealized —

MSFT MICROSOFT CORP 0.1%

Value $218K Shares 585 Est. Cost $350.85 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.1%

Value $381K Shares 16,460 Est. Cost $37.62 Unrealized —

AGG ISHARES TR 0.1%

Value $278K Shares 2,805 Est. Cost $106.09 Unrealized —

BIV VANGUARD BD INDEX FDS 0.2%

Value $942K Shares 12,286 Est. Cost $76.36 Unrealized —

ICSH ISHARES TR 0.1%

Value $372K Shares 7,348 Est. Cost $50.35 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB STRATEGIC TR	1,731,183	$50.95M	13.4%	$32.62	—	US LRG CAP ETF	808524201
SCHG	SCHWAB STRATEGIC TR	276,144	$9.345M	2.5%	$36.97	—	US LCAP GR ETF	808524300
SCHH	SCHWAB STRATEGIC TR	518,727	$12.28M	3.2%	$27.15	—	US REIT ETF	808524847
VWO	VANGUARD INTL EQUITY INDEX F	152,857	$9.124M	2.4%	$40.37	—	FTSE EMR MKT ETF	922042858
SCHE	SCHWAB STRATEGIC TR	208,377	$7.556M	2.0%	$24.13	—	EMRG MKTEQ ETF	808524706
SCHD	SCHWAB STRATEGIC TR	468,296	$14.85M	3.9%	$31.51	—	US DIVIDEND EQ	808524797
GOOGL	ALPHABET INC	5,745	$2.053M	0.5%	$109.98	—	CAP STK CL A	02079K305
XOM	EXXON MOBIL CORP	10,485	$1.433M	0.4%	$100.18	—	COM	30231G102
MDYV	SPDR SERIES TRUST	30,840	$2.925M	0.8%	$65.84	—	ST STR SP400VAL	78464A839
AAPL	APPLE INC	8,179	$2.367M	0.6%	$129.83	—	COM	037833100
VTI	VANGUARD INDEX FDS	5,156	$1.908M	0.5%	$98.54	—	TOTAL STK MKT	922908769
SPY	STATE STR SPDR S&P 500 ETF T	2,099	$1.567M	0.4%	$235.49	—	TR UNIT	78462F103
GE	GE AEROSPACE	2,176	$813K	0.2%	$318.19	—	COM NEW	369604301
SCHC	SCHWAB STRATEGIC TR	168,438	$8.105M	2.1%	$28.92	—	INTL SCEQT ETF	808524888
AMZN	AMAZON COM INC	6,251	$1.49M	0.4%	$120.93	—	COM	023135106
GEV	GE VERNOVA INC	544	$639K	0.2%	$415.97	—	COM	36828A101
QQQ	INVESCO QQQ TR	1,010	$744K	0.2%	$577.18	—	UNIT SER 1	46090E103
UNP	UNION PAC CORP	5,188	$1.411M	0.4%	$189.39	—	COM	907818108
IEFA	ISHARES TR	20,776	$2.007M	0.5%	$61.81	—	CORE MSCI EAFE	46432F842
IJH	ISHARES TR	13,767	$1.062M	0.3%	$79.03	—	CORE S&P MCP ETF	464287507
IVW	ISHARES TR	5,118	$704K	0.2%	$71.99	—	S&P 500 GRWT ETF	464287309
ILCG	ISHARES TR	5,180	$606K	0.2%	$68.46	—	MORNINGSTAR GRWT	464287119
IJR	ISHARES TR	4,309	$639K	0.2%	$87.78	—	CORE S&P SCP ETF	464287804
GOOG	ALPHABET INC	1,445	$511K	0.1%	$115.35	—	CAP STK CL C	02079K107
LLY	ELI LILLY & CO	325	$390K	0.1%	$702.49	—	COM	532457108
IEMG	ISHARES INC	7,061	$585K	0.2%	$48.63	—	CORE MSCI EMKT	46434G103
ACWI	ISHARES TR	4,750	$746K	0.2%	$54.00	—	MSCI ACWI ETF	464288257
IXUS	ISHARES TR	8,785	$838K	0.2%	$57.47	—	CORE MSCI TOTAL	46432F834
EEM	ISHARES TR	6,238	$427K	0.1%	$38.75	—	MSCI EMG MKT ETF	464287234
VYM	VANGUARD WHITEHALL FDS	7,200	$1.138M	0.3%	$74.63	—	HIGH DIV YLD	921946406
REZ	ISHARES TR	6,289	$595K	0.2%	$51.58	—	RESIDENTIAL MULT	464288562
VB	VANGUARD INDEX FDS	1,395	$423K	0.1%	$194.52	—	SMALL CP ETF	922908751
COST	COSTCO WHOLESALE CORPORATION	910	$851K	0.2%	$471.71	—	COM	22160K105
VV	VANGUARD INDEX FDS	1,219	$419K	0.1%	$76.02	—	LARGE CAP ETF	922908637
VXUS	VANGUARD STAR FDS	5,588	$478K	0.1%	$77.11	—	VG TL INTL STK F	921909768
VEU	VANGUARD INTL EQUITY INDEX F	5,157	$432K	0.1%	$44.26	—	ALLWRLD EX US	922042775
V	VISA INC	932	$320K	0.1%	$175.53	—	COM CL A	92826C839
MCD	MCDONALDS CORP	877	$237K	0.1%	$209.35	—	COM	580135101
IWR	ISHARES TR	2,354	$260K	0.1%	$88.14	—	RUS MID CAP ETF	464287499
TRV	TRAVELERS COMPANIES INC	755	$249K	0.1%	$260.70	—	COM	89417E109
SCZ	ISHARES TR	6,607	$544K	0.1%	$54.62	—	EAFE SML CP ETF	464288273
ILCV	ISHARES TR	3,214	$325K	0.1%	$68.94	—	MORNINGSTAR VALU	464288109
ICF	ISHARES TR	4,421	$299K	0.1%	$68.00	—	SELECT US REIT	464287564
GRPM	INVESCO EXCHANGE TRADED FD T	1,983	$258K	0.1%	$120.28	—	S&P MIDCAP 400	46137V225
PM	PHILIP MORRIS INTL INC	1,500	$271K	0.1%	$136.99	—	COM	718172109
IVE	ISHARES TR	1,541	$350K	0.1%	$143.91	—	S&P 500 VAL ETF	464287408
IGIB	ISHARES TR	51,690	$2.748M	0.7%	$77.76	—	ISHS 5-10YR INVT	464288638
DVY	ISHARES TR	2,796	$437K	0.1%	$95.00	—	SELECT DIVID ETF	464287168
IXJ	ISHARES TR	2,510	$247K	0.1%	$84.88	—	GLOB HLTHCRE ETF	464287325
STPZ	PIMCO ETF TR	10,084	$538K	0.1%	$52.62	—	1-5 US TIP IDX	72201R205
SHYG	ISHARES TR	16,773	$711K	0.2%	$41.85	—	0-5YR HI YL CP	46434V407
TIP	ISHARES TR	4,177	$457K	0.1%	$112.63	—	TIPS BD ETF	464287176
BNDX	VANGUARD CHARLOTTE FDS	9,129	$442K	0.1%	$47.91	—	TOTAL INT BD ETF	92203J407
MSFT	MICROSOFT CORP	585	$218K	0.1%	$350.85	—	COM	594918104
SCHZ	SCHWAB STRATEGIC TR	16,460	$381K	0.1%	$37.62	—	US AGGREGATE B	808524839
AGG	ISHARES TR	2,805	$278K	0.1%	$106.09	—	CORE US AGGBD ET	464287226
BIV	VANGUARD BD INDEX FDS	12,286	$942K	0.2%	$76.36	—	INTERMED TERM	921937819
ICSH	ISHARES TR	7,348	$372K	0.1%	$50.35	—	ULTRA SHORT DUR	46434V878