SigFig Wealth Management, LLC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IWX	ISHARES TR	51,352	$4,717	0.1%	$91.86	—	RUS TP200 VL ETF	464289420
RGLO	RUSSELL INVTS EXCHANGE TRADE	45,693	$1,357	0.0%	$29.69	—	GLOBAL EQUITY ET	78249U308
SYSB	ISHARES TR	12,822	$1,151	0.0%	$89.76	—	SYSTEMATIC BD ET	46435U796
RINT	RUSSELL INVTS EXCHANGE TRADE	20,457	$597	0.0%	$29.20	—	INTERNATIONAL DE	78249U209
REMG	RUSSELL INVTS EXCHANGE TRADE	13,075	$386	0.0%	$29.52	—	EMERGING MARKETS	78249U407
BSCS	INVESCO EXCH TRD SLF IDX FD	12,047	$248	0.0%	$20.60	—	INVSCO BLSH 28	46138J643
SPYM	SPDR SERIES TRUST	2,722	$218	0.0%	$80.22	—	STATE STREET SPD	78464A854
RUSC	RUSSELL INVTS EXCHANGE TRADE	6,505	$202	0.0%	$31.12	—	US SMALL CAP EQU	78249U100

Increased Positions (77)

AGG ISHARES TR 10.8%

Value ($000) $363,448 (+4.4%) Shares 3,638,668 (+4.8%) Est. Cost $104.40 Unrealized —

GSIE GOLDMAN SACHS ETF TR 5.7%

Value ($000) $192,303 (+6.6%) Shares 4,478,415 (+1.7%) Est. Cost $30.95 Unrealized —

IUSB ISHARES TR 6.4%

Value ($000) $215,528 (+4.3%) Shares 4,631,033 (+4.7%) Est. Cost $49.95 Unrealized —

SCHX SCHWAB STRATEGIC TR 1.2%

Value ($000) $41,662 (+20.2%) Shares 1,546,940 (+17.2%) Est. Cost $27.99 Unrealized —

GSLC GOLDMAN SACHS ETF TR 6.9%

Value ($000) $230,501 (+3.0%) Shares 1,741,344 (+1.2%) Est. Cost $66.98 Unrealized —

USHY ISHARES TR 3.0%

Value ($000) $101,348 (+5.5%) Shares 2,710,205 (+6.7%) Est. Cost $35.51 Unrealized —

IEMG ISHARES INC 2.9%

Value ($000) $96,817 (+4.9%) Shares 1,439,528 (+2.3%) Est. Cost $53.69 Unrealized —

IJR ISHARES TR 1.4%

Value ($000) $48,430 (+9.5%) Shares 402,981 (+8.1%) Est. Cost $101.67 Unrealized —

LRGF ISHARES TR 5.2%

Value ($000) $175,628 (+2.4%) Shares 2,529,572 (+1.6%) Est. Cost $48.10 Unrealized —

IVE ISHARES TR 0.4%

Value ($000) $11,990 (+37.7%) Shares 56,540 (+33.6%) Est. Cost $194.81 Unrealized —

IVV ISHARES TR 1.4%

Value ($000) $46,917 (+6.4%) Shares 68,496 (+3.6%) Est. Cost $515.20 Unrealized —

SPDW SPDR INDEX SHS FDS 0.9%

Value ($000) $29,578 (+10.5%) Shares 664,539 (+5.6%) Est. Cost $33.60 Unrealized —

EMB ISHARES TR 2.3%

Value ($000) $77,420 (+3.7%) Shares 803,903 (+2.7%) Est. Cost $90.68 Unrealized —

VO VANGUARD INDEX FDS 4.8%

Value ($000) $160,334 (+1.5%) Shares 552,458 (+2.5%) Est. Cost $283.82 Unrealized —

SMMD ISHARES TR 0.3%

Value ($000) $9,957 (+22.4%) Shares 132,871 (+20.2%) Est. Cost $68.19 Unrealized —

IWR ISHARES TR 0.0%

Value ($000) $1,540 (+564.3%) Shares 15,998 (+565.8%) Est. Cost $96.30 Unrealized —

MTUM ISHARES TR 0.1%

Value ($000) $3,868 (+38.0%) Shares 15,451 (+41.0%) Est. Cost $232.07 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.3%

Value ($000) $11,003 (+10.2%) Shares 469,825 (+10.2%) Est. Cost $26.91 Unrealized —

SPYG SPDR SERIES TRUST 0.4%

Value ($000) $12,650 (+7.1%) Shares 118,560 (+4.5%) Est. Cost $91.96 Unrealized —

VTV VANGUARD INDEX FDS 0.2%

Value ($000) $7,158 (+12.9%) Shares 37,479 (+9.9%) Est. Cost $157.88 Unrealized —

SPHY SPDR SERIES TRUST 0.1%

Value ($000) $4,358 (+23.2%) Shares 184,136 (+24.6%) Est. Cost $23.63 Unrealized —

EUSB ISHARES TR 0.8%

Value ($000) $27,725 (+2.7%) Shares 631,412 (+2.7%) Est. Cost $43.97 Unrealized —

PDBC INVESCO ACTVELY MNGD ETC FD 3.0%

Value ($000) $101,179 (+0.7%) Shares 7,636,200 (+2.5%) Est. Cost $15.39 Unrealized —

SPAB SPDR SERIES TRUST 0.4%

Value ($000) $13,760 (+4.8%) Shares 533,811 (+5.0%) Est. Cost $27.59 Unrealized —

BSV VANGUARD BD INDEX FDS 0.4%

Value ($000) $13,064 (+4.7%) Shares 165,762 (+4.8%) Est. Cost $81.41 Unrealized —

DYNF BLACKROCK ETF TRUST 0.4%

Value ($000) $12,334 (+4.7%) Shares 202,830 (+1.7%) Est. Cost $47.01 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 0.4%

Value ($000) $13,714 (+3.8%) Shares 283,807 (+6.3%) Est. Cost $54.99 Unrealized —

IVW ISHARES TR 0.3%

Value ($000) $10,212 (+5.1%) Shares 82,850 (+2.5%) Est. Cost $85.09 Unrealized —

EAGG ISHARES TR 1.1%

Value ($000) $36,022 (+1.2%) Shares 752,813 (+1.6%) Est. Cost $47.26 Unrealized —

OEF ISHARES TR 0.3%

Value ($000) $8,604 (+5.1%) Shares 25,086 (+1.6%) Est. Cost $303.88 Unrealized —

DMXF ISHARES TR 0.5%

Value ($000) $17,523 (+2.4%) Shares 233,148 (+2.8%) Est. Cost $61.96 Unrealized —

IQDG WISDOMTREE TR 0.1%

Value ($000) $2,845 (+16.8%) Shares 68,576 (+11.6%) Est. Cost $39.83 Unrealized —

HYXF ISHARES TR 0.3%

Value ($000) $11,317 (+3.7%) Shares 239,468 (+4.2%) Est. Cost $45.08 Unrealized —

VTEB VANGUARD MUN BD FDS 0.1%

Value ($000) $2,786 (+15.4%) Shares 55,405 (+14.9%) Est. Cost $51.32 Unrealized —

EVUS ISHARES TR 0.0%

Value ($000) $995 (+43.9%) Shares 31,057 (+40.9%) Est. Cost $31.57 Unrealized —

HYMB SPDR SERIES TRUST 0.1%

Value ($000) $1,855 (+16.6%) Shares 74,393 (+16.5%) Est. Cost $25.20 Unrealized —

SCHO SCHWAB STRATEGIC TR 0.1%

Value ($000) $2,948 (+8.4%) Shares 121,052 (+8.5%) Est. Cost $30.75 Unrealized —

THRO BLACKROCK ETF TRUST 0.1%

Value ($000) $4,488 (+5.0%) Shares 116,387 (+2.8%) Est. Cost $35.25 Unrealized —

FREL FIDELITY COVINGTON TRUST 0.1%

Value ($000) $3,133 (+6.9%) Shares 116,074 (+9.7%) Est. Cost $24.96 Unrealized —

IJS ISHARES TR 0.0%

Value ($000) $1,503 (+13.0%) Shares 13,216 (+9.7%) Est. Cost $103.03 Unrealized —

PCY INVESCO EXCH TRADED FD TR II 0.1%

Value ($000) $3,956 (+4.4%) Shares 181,805 (+2.9%) Est. Cost $24.05 Unrealized —

BAI BLACKROCK ETF TRUST 0.1%

Value ($000) $4,643 (+3.7%) Shares 139,420 (+6.1%) Est. Cost $32.07 Unrealized —

IJH ISHARES TR 0.1%

Value ($000) $3,828 (+4.4%) Shares 58,001 (+3.1%) Est. Cost $89.85 Unrealized —

VYMI VANGUARD WHITEHALL FDS 0.0%

Value ($000) $870 (+22.1%) Shares 9,668 (+14.5%) Est. Cost $74.68 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 0.0%

Value ($000) $1,587 (+10.8%) Shares 26,487 (+11.0%) Est. Cost $59.09 Unrealized —

VMBS VANGUARD SCOTTSDALE FDS 0.2%

Value ($000) $6,405 (+2.4%) Shares 136,044 (+2.3%) Est. Cost $52.49 Unrealized —

CLOA BLACKROCK ETF TRUST II 0.0%

Value ($000) $396 (+53.6%) Shares 7,648 (+54.3%) Est. Cost $51.87 Unrealized —

ITA ISHARES TR 0.1%

Value ($000) $2,039 (+6.6%) Shares 9,498 (+2.0%) Est. Cost $205.62 Unrealized —

SCHP SCHWAB STRATEGIC TR 0.0%

Value ($000) $1,622 (+7.8%) Shares 61,179 (+9.5%) Est. Cost $29.60 Unrealized —

SHY ISHARES TR 0.1%

Value ($000) $4,634 (+2.6%) Shares 55,966 (+2.7%) Est. Cost $84.33 Unrealized —

MBB ISHARES TR 0.2%

Value ($000) $5,682 (+2.0%) Shares 59,676 (+2.0%) Est. Cost $81.85 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.0%

Value ($000) $936 (+12.4%) Shares 44,637 (+14.8%) Est. Cost $25.69 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.0%

Value ($000) $964 (+11.0%) Shares 6,716 (+8.7%) Est. Cost $116.32 Unrealized —

SCHK SCHWAB STRATEGIC TR 0.0%

Value ($000) $934 (+11.0%) Shares 28,477 (+8.4%) Est. Cost $28.02 Unrealized —

MUB ISHARES TR 0.1%

Value ($000) $2,121 (+4.2%) Shares 19,811 (+3.6%) Est. Cost $107.24 Unrealized —

TIP ISHARES TR 0.1%

Value ($000) $3,318 (+2.7%) Shares 30,162 (+3.7%) Est. Cost $117.84 Unrealized —

BLV VANGUARD BD INDEX FDS 0.2%

Value ($000) $6,081 (+1.4%) Shares 87,477 (+3.6%) Est. Cost $96.48 Unrealized —

ISTB ISHARES TR 0.0%

Value ($000) $369 (+25.1%) Shares 7,566 (+25.3%) Est. Cost $48.65 Unrealized —

VNQ VANGUARD INDEX FDS 0.0%

Value ($000) $396 (+19.0%) Shares 4,458 (+22.3%) Est. Cost $89.79 Unrealized —

DGS WISDOMTREE TR 0.0%

Value ($000) $494 (+14.6%) Shares 8,627 (+13.9%) Est. Cost $54.52 Unrealized —

BINC BLACKROCK ETF TRUST II 0.1%

Value ($000) $4,661 (+1.4%) Shares 88,334 (+2.3%) Est. Cost $52.66 Unrealized —

ICVT ISHARES TR 0.0%

Value ($000) $630 (+11.0%) Shares 6,396 (+12.6%) Est. Cost $85.66 Unrealized —

VTEI VANGUARD MUN BD FDS 0.0%

Value ($000) $1,412 (+3.5%) Shares 14,007 (+2.9%) Est. Cost $99.23 Unrealized —

HIMU BLACKROCK ETF TRUST II 0.0%

Value ($000) $551 (+8.0%) Shares 11,316 (+8.8%) Est. Cost $49.25 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.0%

Value ($000) $473 (+9.3%) Shares 10,452 (+3.8%) Est. Cost $40.23 Unrealized —

BSCR INVESCO EXCH TRD SLF IDX FD 0.0%

Value ($000) $250 (+14.7%) Shares 12,677 (+14.5%) Est. Cost $19.51 Unrealized —

BSCQ INVESCO EXCH TRD SLF IDX FD 0.0%

Value ($000) $250 (+14.6%) Shares 12,782 (+14.5%) Est. Cost $19.46 Unrealized —

DGRO ISHARES TR 0.0%

Value ($000) $700 (+3.7%) Shares 10,089 (+1.2%) Est. Cost $53.01 Unrealized —

HYLB DBX ETF TR 0.0%

Value ($000) $829 (+2.5%) Shares 22,512 (+3.3%) Est. Cost $38.36 Unrealized —

VWOB VANGUARD WHITEHALL FDS 0.0%

Value ($000) $867 (+2.3%) Shares 12,858 (+1.7%) Est. Cost $62.39 Unrealized —

VTES VANGUARD WELLINGTON FD 0.0%

Value ($000) $341 (+4.3%) Shares 3,357 (+4.6%) Est. Cost $101.10 Unrealized —

HYGW ISHARES TR 0.0%

Value ($000) $243 (+5.5%) Shares 8,144 (+7.3%) Est. Cost $31.25 Unrealized —

BALI BLACKROCK ETF TRUST 0.0%

Value ($000) $388 (+2.9%) Shares 12,252 (+2.9%) Est. Cost $30.11 Unrealized —

GOVT ISHARES TR 0.0%

Value ($000) $1,261 (+0.8%) Shares 54,754 (+1.2%) Est. Cost $23.51 Unrealized —

IAGG ISHARES TR 0.1%

Value ($000) $3,854 (+0.2%) Shares 77,056 (+2.8%) Est. Cost $51.06 Unrealized —

SPMD SPDR SERIES TRUST 0.0%

Value ($000) $249 (+3.0%) Shares 4,296 (+1.6%) Est. Cost $54.46 Unrealized —

IGEB ISHARES TR 0.0%

Value ($000) $249 (+0.3%) Shares 5,456 (+1.2%) Est. Cost $45.25 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AGG	ISHARES TR	3,638,668 (+4.8%)	$363,448 (+4.4%)	10.8%	$104.40	—	CORE US AGGBD ET	464287226
GSIE	GOLDMAN SACHS ETF TR	4,478,415 (+1.7%)	$192,303 (+6.6%)	5.7%	$30.95	—	ACTIVEBETA INT	381430107
IUSB	ISHARES TR	4,631,033 (+4.7%)	$215,528 (+4.3%)	6.4%	$49.95	—	CORE UNIVRSL USD	46434V613
SCHX	SCHWAB STRATEGIC TR	1,546,940 (+17.2%)	$41,662 (+20.2%)	1.2%	$27.99	—	US LRG CAP ETF	808524201
GSLC	GOLDMAN SACHS ETF TR	1,741,344 (+1.2%)	$230,501 (+3.0%)	6.9%	$66.98	—	ACTIVEBETA US LG	381430503
USHY	ISHARES TR	2,710,205 (+6.7%)	$101,348 (+5.5%)	3.0%	$35.51	—	BROAD USD HIGH	46435U853
IEMG	ISHARES INC	1,439,528 (+2.3%)	$96,817 (+4.9%)	2.9%	$53.69	—	CORE MSCI EMKT	46434G103
IJR	ISHARES TR	402,981 (+8.1%)	$48,430 (+9.5%)	1.4%	$101.67	—	CORE S&P SCP ETF	464287804
LRGF	ISHARES TR	2,529,572 (+1.6%)	$175,628 (+2.4%)	5.2%	$48.10	—	U S EQUITY FACTR	46434V282
IVE	ISHARES TR	56,540 (+33.6%)	$11,990 (+37.7%)	0.4%	$194.81	—	S&P 500 VAL ETF	464287408
IVV	ISHARES TR	68,496 (+3.6%)	$46,917 (+6.4%)	1.4%	$515.20	—	CORE S&P500 ETF	464287200
SPDW	SPDR INDEX SHS FDS	664,539 (+5.6%)	$29,578 (+10.5%)	0.9%	$33.60	—	PORTFOLIO DEVLPD	78463X889
EMB	ISHARES TR	803,903 (+2.7%)	$77,420 (+3.7%)	2.3%	$90.68	—	JPMORGAN USD EMG	464288281
VO	VANGUARD INDEX FDS	552,458 (+2.5%)	$160,334 (+1.5%)	4.8%	$283.82	—	MID CAP ETF	922908629
SMMD	ISHARES TR	132,871 (+20.2%)	$9,957 (+22.4%)	0.3%	$68.19	—	RUSEL 2500 ETF	46435G268
IWR	ISHARES TR	15,998 (+565.8%)	$1,540 (+564.3%)	0.0%	$96.30	—	RUS MID CAP ETF	464287499
MTUM	ISHARES TR	15,451 (+41.0%)	$3,868 (+38.0%)	0.1%	$232.07	—	MSCI USA MMENTM	46432F396
SCHZ	SCHWAB STRATEGIC TR	469,825 (+10.2%)	$11,003 (+10.2%)	0.3%	$26.91	—	US AGGREGATE B	808524839
SPYG	SPDR SERIES TRUST	118,560 (+4.5%)	$12,650 (+7.1%)	0.4%	$91.96	—	STATE STREET SPD	78464A409
VTV	VANGUARD INDEX FDS	37,479 (+9.9%)	$7,158 (+12.9%)	0.2%	$157.88	—	VALUE ETF	922908744
SPHY	SPDR SERIES TRUST	184,136 (+24.6%)	$4,358 (+23.2%)	0.1%	$23.63	—	STATE STREET SPD	78468R606
EUSB	ISHARES TR	631,412 (+2.7%)	$27,725 (+2.7%)	0.8%	$43.97	—	ESG ADVANCED UNI	46436E619
PDBC	INVESCO ACTVELY MNGD ETC FD	7,636,200 (+2.5%)	$101,179 (+0.7%)	3.0%	$15.39	—	OPTIMUM YIELD	46090F100
SPAB	SPDR SERIES TRUST	533,811 (+5.0%)	$13,760 (+4.8%)	0.4%	$27.59	—	STATE STREET SPD	78464A649
BSV	VANGUARD BD INDEX FDS	165,762 (+4.8%)	$13,064 (+4.7%)	0.4%	$81.41	—	SHORT TRM BOND	921937827
DYNF	BLACKROCK ETF TRUST	202,830 (+1.7%)	$12,334 (+4.7%)	0.4%	$47.01	—	ISHARES US EQUIT	09290C103
BNDX	VANGUARD CHARLOTTE FDS	283,807 (+6.3%)	$13,714 (+3.8%)	0.4%	$54.99	—	TOTAL INT BD ETF	92203J407
IVW	ISHARES TR	82,850 (+2.5%)	$10,212 (+5.1%)	0.3%	$85.09	—	S&P 500 GRWT ETF	464287309
EAGG	ISHARES TR	752,813 (+1.6%)	$36,022 (+1.2%)	1.1%	$47.26	—	ESG AWR US AGRGT	46435U549
OEF	ISHARES TR	25,086 (+1.6%)	$8,604 (+5.1%)	0.3%	$303.88	—	S&P 100 ETF	464287101
DMXF	ISHARES TR	233,148 (+2.8%)	$17,523 (+2.4%)	0.5%	$61.96	—	ESG EAFE ETF	46436E759
IQDG	WISDOMTREE TR	68,576 (+11.6%)	$2,845 (+16.8%)	0.1%	$39.83	—	INTL QULTY DIV	97717X131
HYXF	ISHARES TR	239,468 (+4.2%)	$11,317 (+3.7%)	0.3%	$45.08	—	ESG ADVNCD HY BD	46435G441
VTEB	VANGUARD MUN BD FDS	55,405 (+14.9%)	$2,786 (+15.4%)	0.1%	$51.32	—	TAX EXEMPT BD	922907746
EVUS	ISHARES TR	31,057 (+40.9%)	$995 (+43.9%)	0.0%	$31.57	—	ESG AWR MSCI USA	46436E221
HYMB	SPDR SERIES TRUST	74,393 (+16.5%)	$1,855 (+16.6%)	0.1%	$25.20	—	STATE STREET SPD	78464A284
SCHO	SCHWAB STRATEGIC TR	121,052 (+8.5%)	$2,948 (+8.4%)	0.1%	$30.75	—	SHT TM US TRES	808524862
THRO	BLACKROCK ETF TRUST	116,387 (+2.8%)	$4,488 (+5.0%)	0.1%	$35.25	—	ISHARES US THEMA	09290C806
FREL	FIDELITY COVINGTON TRUST	116,074 (+9.7%)	$3,133 (+6.9%)	0.1%	$24.96	—	MSCI RL EST ETF	316092857
IJS	ISHARES TR	13,216 (+9.7%)	$1,503 (+13.0%)	0.0%	$103.03	—	SP SMCP600VL ETF	464287879
PCY	INVESCO EXCH TRADED FD TR II	181,805 (+2.9%)	$3,956 (+4.4%)	0.1%	$24.05	—	EMRNG MKT SVRG	46138E784
BAI	BLACKROCK ETF TRUST	139,420 (+6.1%)	$4,643 (+3.7%)	0.1%	$32.07	—	ISHARES A I INNO	09290C780
IJH	ISHARES TR	58,001 (+3.1%)	$3,828 (+4.4%)	0.1%	$89.85	—	CORE S&P MCP ETF	464287507
VYMI	VANGUARD WHITEHALL FDS	9,668 (+14.5%)	$870 (+22.1%)	0.0%	$74.68	—	INTL HIGH ETF	921946794
VGIT	VANGUARD SCOTTSDALE FDS	26,487 (+11.0%)	$1,587 (+10.8%)	0.0%	$59.09	—	INTER TERM TREAS	92206C706
VMBS	VANGUARD SCOTTSDALE FDS	136,044 (+2.3%)	$6,405 (+2.4%)	0.2%	$52.49	—	MTG-BKD SECS ETF	92206C771
CLOA	BLACKROCK ETF TRUST II	7,648 (+54.3%)	$396 (+53.6%)	0.0%	$51.87	—	ISHARES AAA CLO	092528504
ITA	ISHARES TR	9,498 (+2.0%)	$2,039 (+6.6%)	0.1%	$205.62	—	US AER DEF ETF	464288760
SCHP	SCHWAB STRATEGIC TR	61,179 (+9.5%)	$1,622 (+7.8%)	0.0%	$29.60	—	US TIPS ETF	808524870
SHY	ISHARES TR	55,966 (+2.7%)	$4,634 (+2.6%)	0.1%	$84.33	—	1 3 YR TREAS BD	464287457
MBB	ISHARES TR	59,676 (+2.0%)	$5,682 (+2.0%)	0.2%	$81.85	—	MBS ETF	464288588
SCHH	SCHWAB STRATEGIC TR	44,637 (+14.8%)	$936 (+12.4%)	0.0%	$25.69	—	US REIT ETF	808524847
VYM	VANGUARD WHITEHALL FDS	6,716 (+8.7%)	$964 (+11.0%)	0.0%	$116.32	—	HIGH DIV YLD	921946406
SCHK	SCHWAB STRATEGIC TR	28,477 (+8.4%)	$934 (+11.0%)	0.0%	$28.02	—	1000 INDEX ETF	808524722
MUB	ISHARES TR	19,811 (+3.6%)	$2,121 (+4.2%)	0.1%	$107.24	—	NATIONAL MUN ETF	464288414
TIP	ISHARES TR	30,162 (+3.7%)	$3,318 (+2.7%)	0.1%	$117.84	—	TIPS BD ETF	464287176
BLV	VANGUARD BD INDEX FDS	87,477 (+3.6%)	$6,081 (+1.4%)	0.2%	$96.48	—	LONG TERM BOND	921937793
ISTB	ISHARES TR	7,566 (+25.3%)	$369 (+25.1%)	0.0%	$48.65	—	CORE 1 5 YR USD	46432F859
VNQ	VANGUARD INDEX FDS	4,458 (+22.3%)	$396 (+19.0%)	0.0%	$89.79	—	REAL ESTATE ETF	922908553
DGS	WISDOMTREE TR	8,627 (+13.9%)	$494 (+14.6%)	0.0%	$54.52	—	EMG MKTS SMCAP	97717W281
BINC	BLACKROCK ETF TRUST II	88,334 (+2.3%)	$4,661 (+1.4%)	0.1%	$52.66	—	ISHARES FLEXIBLE	092528603
ICVT	ISHARES TR	6,396 (+12.6%)	$630 (+11.0%)	0.0%	$85.66	—	CONV BD ETF	46435G102
VTEI	VANGUARD MUN BD FDS	14,007 (+2.9%)	$1,412 (+3.5%)	0.0%	$99.23	—	INTERMEDIATE TRM	922907738
HIMU	BLACKROCK ETF TRUST II	11,316 (+8.8%)	$551 (+8.0%)	0.0%	$49.25	—	ISHARES HIGH YIE	092528843
FNDF	SCHWAB STRATEGIC TR	10,452 (+3.8%)	$473 (+9.3%)	0.0%	$40.23	—	FUNDAMENTAL INTL	808524755
BSCR	INVESCO EXCH TRD SLF IDX FD	12,677 (+14.5%)	$250 (+14.7%)	0.0%	$19.51	—	BULSHS 2027 CB	46138J783
BSCQ	INVESCO EXCH TRD SLF IDX FD	12,782 (+14.5%)	$250 (+14.6%)	0.0%	$19.46	—	BULSHS 2026 CB	46138J791
DGRO	ISHARES TR	10,089 (+1.2%)	$700 (+3.7%)	0.0%	$53.01	—	CORE DIV GRWTH	46434V621
HYLB	DBX ETF TR	22,512 (+3.3%)	$829 (+2.5%)	0.0%	$38.36	—	XTRACK USD HIGH	233051432
VWOB	VANGUARD WHITEHALL FDS	12,858 (+1.7%)	$867 (+2.3%)	0.0%	$62.39	—	EM MK GOV BD ETF	921946885
VTES	VANGUARD WELLINGTON FD	3,357 (+4.6%)	$341 (+4.3%)	0.0%	$101.10	—	SHORT TRM TAX EX	921935870
HYGW	ISHARES TR	8,144 (+7.3%)	$243 (+5.5%)	0.0%	$31.25	—	HIGH YLD CORP BD	46436E320
BALI	BLACKROCK ETF TRUST	12,252 (+2.9%)	$388 (+2.9%)	0.0%	$30.11	—	ISHARES US LARG	09290C863
GOVT	ISHARES TR	54,754 (+1.2%)	$1,261 (+0.8%)	0.0%	$23.51	—	US TREAS BD ETF	46429B267
IAGG	ISHARES TR	77,056 (+2.8%)	$3,854 (+0.2%)	0.1%	$51.06	—	CORE INTL AGGR	46435G672
SPMD	SPDR SERIES TRUST	4,296 (+1.6%)	$249 (+3.0%)	0.0%	$54.46	—	STATE STREET SPD	78464A847
IGEB	ISHARES TR	5,456 (+1.2%)	$249 (+0.3%)	0.0%	$45.25	—	INVESTMENT GRADE	46435G219

Exited Positions (9)

SPMO INVESCO EXCH TRADED FD TR II 0.2%

Value ($000) $5,463 Shares 45,259 Est. Cost $93.62 Unrealized —

IWY ISHARES TR 0.1%

Value ($000) $3,932 Shares 14,460 Est. Cost $271.93 Unrealized —

STIP ISHARES TR 0.0%

Value ($000) $1,317 Shares 12,748 Est. Cost $102.84 Unrealized —

BIDD BLACKROCK ETF TRUST 0.0%

Value ($000) $335 Shares 12,066 Est. Cost $24.80 Unrealized —

IGRO ISHARES TR 0.0%

Value ($000) $324 Shares 4,100 Est. Cost $69.66 Unrealized —

HYDB ISHARES TR 0.0%

Value ($000) $230 Shares 4,810 Est. Cost $47.00 Unrealized —

— INVESCO EXCH TRD SLF IDX FD 0.0%

Value ($000) $218 Shares 10,554 Est. Cost $20.66 Unrealized —

VTIP VANGUARD MALVERN FDS 0.0%

Value ($000) $218 Shares 4,312 Est. Cost $50.62 Unrealized —

FTGC FIRST TR EXCHANGE TRAD FD VI 0.0%

Value ($000) $215 Shares 8,264 Est. Cost $25.33 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SPMO	INVESCO EXCH TRADED FD TR II	45,259	$5,463	0.2%	$93.62	—	—	46138E339
IWY	ISHARES TR	14,460	$3,932	0.1%	$271.93	—	—	464289438
STIP	ISHARES TR	12,748	$1,317	0.0%	$102.84	—	—	46429B747
BIDD	BLACKROCK ETF TRUST	12,066	$335	0.0%	$24.80	—	—	09290C848
IGRO	ISHARES TR	4,100	$324	0.0%	$69.66	—	—	46435G524
HYDB	ISHARES TR	4,810	$230	0.0%	$47.00	—	—	46435G250
—	INVESCO EXCH TRD SLF IDX FD	10,554	$218	0.0%	$20.66	—	—	46138J825
VTIP	VANGUARD MALVERN FDS	4,312	$218	0.0%	$50.62	—	—	922020805
FTGC	FIRST TR EXCHANGE TRAD FD VI	8,264	$215	0.0%	$25.33	—	—	33739H101

Decreased Positions (33)

QUAL ISHARES TR 0.2%

Value ($000) $5,807 (-35.4%) Shares 29,235 (-37.1%) Est. Cost $135.78 Unrealized —

JHML JOHN HANCOCK EXCHANGE TRADED 0.0%

Value ($000) $1,336 (-36.6%) Shares 16,729 (-38.0%) Est. Cost $56.31 Unrealized —

SPTM SPDR SERIES TRUST 0.7%

Value ($000) $24,333 (-2.7%) Shares 291,165 (-6.7%) Est. Cost $55.00 Unrealized —

BCI ABRDN ETFS 0.1%

Value ($000) $3,530 (-14.1%) Shares 180,749 (-5.3%) Est. Cost $21.76 Unrealized —

SPEM SPDR INDEX SHS FDS 0.4%

Value ($000) $13,700 (-4.0%) Shares 291,685 (-5.4%) Est. Cost $39.14 Unrealized —

TLH ISHARES TR 0.2%

Value ($000) $6,455 (-5.2%) Shares 63,485 (-3.8%) Est. Cost $102.71 Unrealized —

EFG ISHARES TR 0.0%

Value ($000) $292 (-51.4%) Shares 2,565 (-51.7%) Est. Cost $102.01 Unrealized —

QLTA ISHARES TR 0.0%

Value ($000) $405 (-42.1%) Shares 8,423 (-41.6%) Est. Cost $47.99 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.3%

Value ($000) $10,904 (-2.4%) Shares 331,347 (-2.2%) Est. Cost $22.86 Unrealized —

ESGU ISHARES TR 0.1%

Value ($000) $3,302 (-7.5%) Shares 22,160 (-9.8%) Est. Cost $113.60 Unrealized —

IAU ISHARES GOLD TR 0.1%

Value ($000) $3,566 (+7.9%) Shares 43,938 (-4.1%) Est. Cost $60.75 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.4%

Value ($000) $13,699 (+1.4%) Shares 515,373 (-2.5%) Est. Cost $30.07 Unrealized —

SPTS SPDR SERIES TRUST 0.1%

Value ($000) $2,542 (-5.7%) Shares 86,906 (-5.6%) Est. Cost $30.04 Unrealized —

INTF ISHARES TR 0.1%

Value ($000) $4,459 (+3.1%) Shares 118,114 (-2.2%) Est. Cost $26.36 Unrealized —

SUSC ISHARES TR 0.1%

Value ($000) $2,226 (-4.3%) Shares 95,186 (-3.5%) Est. Cost $20.88 Unrealized —

SPIP SPDR SERIES TRUST 0.0%

Value ($000) $1,601 (-5.5%) Shares 61,643 (-4.4%) Est. Cost $35.25 Unrealized —

EFV ISHARES TR 0.3%

Value ($000) $8,446 (-1.1%) Shares 118,268 (-6.4%) Est. Cost $56.91 Unrealized —

VB VANGUARD INDEX FDS 0.0%

Value ($000) $1,647 (-4.9%) Shares 6,386 (-6.3%) Est. Cost $197.27 Unrealized —

ESML ISHARES TR 0.3%

Value ($000) $9,099 (+0.9%) Shares 197,887 (-1.3%) Est. Cost $37.28 Unrealized —

USRT ISHARES TR 0.0%

Value ($000) $1,304 (-5.4%) Shares 22,798 (-3.6%) Est. Cost $45.98 Unrealized —

LCTD BLACKROCK ETF TRUST 0.0%

Value ($000) $603 (-10.9%) Shares 11,024 (-13.6%) Est. Cost $41.90 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.3%

Value ($000) $11,242 (+0.5%) Shares 464,507 (-4.1%) Est. Cost $19.75 Unrealized —

ESGD ISHARES TR 0.0%

Value ($000) $997 (-5.0%) Shares 10,480 (-7.5%) Est. Cost $89.53 Unrealized —

VV VANGUARD INDEX FDS 0.1%

Value ($000) $3,788 (+1.1%) Shares 12,034 (-1.5%) Est. Cost $180.97 Unrealized —

JHMM JOHN HANCOCK EXCHANGE TRADED 0.0%

Value ($000) $717 (-4.6%) Shares 10,951 (-6.0%) Est. Cost $51.88 Unrealized —

JHSC JOHN HANCOCK EXCHANGE TRADED 0.0%

Value ($000) $283 (-9.3%) Shares 6,733 (-10.1%) Est. Cost $37.21 Unrealized —

SUSA ISHARES TR 0.0%

Value ($000) $255 (-9.1%) Shares 1,832 (-11.8%) Est. Cost $116.73 Unrealized —

IWB ISHARES TR 0.2%

Value ($000) $6,139 (-0.4%) Shares 16,245 (-4.1%) Est. Cost $180.97 Unrealized —

FGDL FRANKLIN TEMPLETON HOLDINGS 0.0%

Value ($000) $408 (+5.9%) Shares 7,075 (-5.9%) Est. Cost $51.24 Unrealized —

JHEM JOHN HANCOCK EXCHANGE TRADED 0.0%

Value ($000) $652 (-3.0%) Shares 19,826 (-6.9%) Est. Cost $26.18 Unrealized —

PXH INVESCO EXCH TRADED FD TR II 0.1%

Value ($000) $2,884 (-0.3%) Shares 111,751 (-1.9%) Est. Cost $20.59 Unrealized —

VTI VANGUARD INDEX FDS 0.2%

Value ($000) $8,029 (-0.1%) Shares 23,744 (-3.7%) Est. Cost $139.98 Unrealized —

IYW ISHARES TR 0.0%

Value ($000) $208 (+0.6%) Shares 1,040 (-1.8%) Est. Cost $97.60 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
QUAL	ISHARES TR	29,235 (-37.1%)	$5,807 (-35.4%)	0.2%	$135.78	—	MSCI USA QLT FCT	46432F339
JHML	JOHN HANCOCK EXCHANGE TRADED	16,729 (-38.0%)	$1,336 (-36.6%)	0.0%	$56.31	—	MLTFCTR LRG CAP	47804J107
SPTM	SPDR SERIES TRUST	291,165 (-6.7%)	$24,333 (-2.7%)	0.7%	$55.00	—	STATE STREET SPD	78464A805
BCI	ABRDN ETFS	180,749 (-5.3%)	$3,530 (-14.1%)	0.1%	$21.76	—	BBRG ALL COMD K1	003261104
SPEM	SPDR INDEX SHS FDS	291,685 (-5.4%)	$13,700 (-4.0%)	0.4%	$39.14	—	PORTFOLIO EMG MK	78463X509
TLH	ISHARES TR	63,485 (-3.8%)	$6,455 (-5.2%)	0.2%	$102.71	—	10-20 YR TRS ETF	464288653
EFG	ISHARES TR	2,565 (-51.7%)	$292 (-51.4%)	0.0%	$102.01	—	EAFE GRWTH ETF	464288885
QLTA	ISHARES TR	8,423 (-41.6%)	$405 (-42.1%)	0.0%	$47.99	—	A RATE CP BD ETF	46429B291
SCHE	SCHWAB STRATEGIC TR	331,347 (-2.2%)	$10,904 (-2.4%)	0.3%	$22.86	—	EMRG MKTEQ ETF	808524706
ESGU	ISHARES TR	22,160 (-9.8%)	$3,302 (-7.5%)	0.1%	$113.60	—	ESG AWR MSCI USA	46435G425
IAU	ISHARES GOLD TR	43,938 (-4.1%)	$3,566 (+7.9%)	0.1%	$60.75	—	ISHARES NEW	464285204
SCHB	SCHWAB STRATEGIC TR	515,373 (-2.5%)	$13,699 (+1.4%)	0.4%	$30.07	—	US BRD MKT ETF	808524102
SPTS	SPDR SERIES TRUST	86,906 (-5.6%)	$2,542 (-5.7%)	0.1%	$30.04	—	STATE STREET SPD	78468R101
INTF	ISHARES TR	118,114 (-2.2%)	$4,459 (+3.1%)	0.1%	$26.36	—	INTL EQTY FACTOR	46434V274
SUSC	ISHARES TR	95,186 (-3.5%)	$2,226 (-4.3%)	0.1%	$20.88	—	ESG AWRE USD ETF	46435G193
SPIP	SPDR SERIES TRUST	61,643 (-4.4%)	$1,601 (-5.5%)	0.0%	$35.25	—	STATE STREET SPD	78464A656
EFV	ISHARES TR	118,268 (-6.4%)	$8,446 (-1.1%)	0.3%	$56.91	—	EAFE VALUE ETF	464288877
VB	VANGUARD INDEX FDS	6,386 (-6.3%)	$1,647 (-4.9%)	0.0%	$197.27	—	SMALL CP ETF	922908751
ESML	ISHARES TR	197,887 (-1.3%)	$9,099 (+0.9%)	0.3%	$37.28	—	ESG AWARE MSCI	46435U663
USRT	ISHARES TR	22,798 (-3.6%)	$1,304 (-5.4%)	0.0%	$45.98	—	CRE U S REIT ETF	464288521
LCTD	BLACKROCK ETF TRUST	11,024 (-13.6%)	$603 (-10.9%)	0.0%	$41.90	—	ISHARES WORLD EX	09290C608
SCHF	SCHWAB STRATEGIC TR	464,507 (-4.1%)	$11,242 (+0.5%)	0.3%	$19.75	—	INTL EQTY ETF	808524805
ESGD	ISHARES TR	10,480 (-7.5%)	$997 (-5.0%)	0.0%	$89.53	—	ESG AW MSCI EAFE	46435G516
VV	VANGUARD INDEX FDS	12,034 (-1.5%)	$3,788 (+1.1%)	0.1%	$180.97	—	LARGE CAP ETF	922908637
JHMM	JOHN HANCOCK EXCHANGE TRADED	10,951 (-6.0%)	$717 (-4.6%)	0.0%	$51.88	—	MULTIFACTOR MI	47804J206
JHSC	JOHN HANCOCK EXCHANGE TRADED	6,733 (-10.1%)	$283 (-9.3%)	0.0%	$37.21	—	MULTIFACTR SML	47804J842
SUSA	ISHARES TR	1,832 (-11.8%)	$255 (-9.1%)	0.0%	$116.73	—	ESG OPTIMIZED	464288802
IWB	ISHARES TR	16,245 (-4.1%)	$6,139 (-0.4%)	0.2%	$180.97	—	RUS 1000 ETF	464287622
FGDL	FRANKLIN TEMPLETON HOLDINGS	7,075 (-5.9%)	$408 (+5.9%)	0.0%	$51.24	—	RESPBLY SRCD GLD	35473M105
JHEM	JOHN HANCOCK EXCHANGE TRADED	19,826 (-6.9%)	$652 (-3.0%)	0.0%	$26.18	—	MULTFCTR EMRNG	47804J834
PXH	INVESCO EXCH TRADED FD TR II	111,751 (-1.9%)	$2,884 (-0.3%)	0.1%	$20.59	—	RAFI EMRGNG MRKT	46138E727
VTI	VANGUARD INDEX FDS	23,744 (-3.7%)	$8,029 (-0.1%)	0.2%	$139.98	—	TOTAL STK MKT	922908769
IYW	ISHARES TR	1,040 (-1.8%)	$208 (+0.6%)	0.0%	$97.60	—	U.S. TECH ETF	464287721

Unchanged Positions (19)

ITOT ISHARES TR 16.1%

Value ($000) $541,320 Shares 3,638,230 Est. Cost $98.17 Unrealized —

GEM GOLDMAN SACHS ETF TR 4.0%

Value ($000) $134,940 Shares 3,242,190 Est. Cost $33.73 Unrealized —

IEFA ISHARES TR 3.2%

Value ($000) $108,820 Shares 1,215,200 Est. Cost $63.74 Unrealized —

USSG DBX ETF TR 1.1%

Value ($000) $37,177 Shares 585,415 Est. Cost $45.76 Unrealized —

VOO VANGUARD INDEX FDS 1.2%

Value ($000) $41,818 Shares 66,682 Est. Cost $402.51 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 1.0%

Value ($000) $32,132 Shares 514,163 Est. Cost $44.93 Unrealized —

USXF ISHARES TR 1.2%

Value ($000) $38,593 Shares 670,255 Est. Cost $37.69 Unrealized —

ESGE ISHARES INC 0.4%

Value ($000) $13,349 Shares 302,215 Est. Cost $33.06 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.4%

Value ($000) $14,456 Shares 268,704 Est. Cost $42.07 Unrealized —

PRF INVESCO EXCHANGE TRADED FD T 0.1%

Value ($000) $1,946 Shares 41,471 Est. Cost $56.02 Unrealized —

LCTU BLACKROCK ETF TRUST 0.1%

Value ($000) $3,791 Shares 51,163 Est. Cost $41.66 Unrealized —

DSI ISHARES TR 0.1%

Value ($000) $2,524 Shares 19,591 Est. Cost $48.16 Unrealized —

JHMD JOHN HANCOCK EXCHANGE TRADED 0.0%

Value ($000) $796 Shares 19,168 Est. Cost $32.29 Unrealized —

AAPL APPLE INC 0.0%

Value ($000) $500 Shares 1,830 Est. Cost $126.41 Unrealized +112.3%

BND VANGUARD BD INDEX FDS 0.2%

Value ($000) $6,192 Shares 83,599 Est. Cost $79.17 Unrealized —

VXF VANGUARD INDEX FDS 0.2%

Value ($000) $5,989 Shares 28,639 Est. Cost $131.60 Unrealized —

VUG VANGUARD INDEX FDS 0.0%

Value ($000) $620 Shares 1,264 Est. Cost $290.06 Unrealized —

BIV VANGUARD BD INDEX FDS 0.3%

Value ($000) $8,899 Shares 114,266 Est. Cost $85.98 Unrealized —

HYG ISHARES TR 0.0%

Value ($000) $448 Shares 5,553 Est. Cost $84.18 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES TR	3,638,230	$541,320	16.1%	$98.17	—	CORE S&P TTL STK	464287150
GEM	GOLDMAN SACHS ETF TR	3,242,190	$134,940	4.0%	$33.73	—	ACTIVEBETA EME	381430206
IEFA	ISHARES TR	1,215,200	$108,820	3.2%	$63.74	—	CORE MSCI EAFE	46432F842
USSG	DBX ETF TR	585,415	$37,177	1.1%	$45.76	—	XTRACKERS MSCI	233051150
VOO	VANGUARD INDEX FDS	66,682	$41,818	1.2%	$402.51	—	S&P 500 ETF SHS	922908363
VEA	VANGUARD TAX-MANAGED FDS	514,163	$32,132	1.0%	$44.93	—	VAN FTSE DEV MKT	921943858
USXF	ISHARES TR	670,255	$38,593	1.2%	$37.69	—	ESG MSCI USA ETF	46436E767
ESGE	ISHARES INC	302,215	$13,349	0.4%	$33.06	—	ESG AWR MSCI EM	46434G863
VWO	VANGUARD INTL EQUITY INDEX F	268,704	$14,456	0.4%	$42.07	—	FTSE EMR MKT ETF	922042858
PRF	INVESCO EXCHANGE TRADED FD T	41,471	$1,946	0.1%	$56.02	—	RAFI US 1000 ETF	46137V613
LCTU	BLACKROCK ETF TRUST	51,163	$3,791	0.1%	$41.66	—	ISHARES US CARBO	09290C509
DSI	ISHARES TR	19,591	$2,524	0.1%	$48.16	—	ESG MSCI KLD 400	464288570
JHMD	JOHN HANCOCK EXCHANGE TRADED	19,168	$796	0.0%	$32.29	—	MULTI INTL ETF	47804J859
AAPL	APPLE INC	1,830	$500	0.0%	$126.41	+112.3%	COM	037833100
BND	VANGUARD BD INDEX FDS	83,599	$6,192	0.2%	$79.17	—	TOTAL BND MRKT	921937835
VXF	VANGUARD INDEX FDS	28,639	$5,989	0.2%	$131.60	—	EXTEND MKT ETF	922908652
VUG	VANGUARD INDEX FDS	1,264	$620	0.0%	$290.06	—	GROWTH ETF	922908736
BIV	VANGUARD BD INDEX FDS	114,266	$8,899	0.3%	$85.98	—	INTERMED TERM	921937819
HYG	ISHARES TR	5,553	$448	0.0%	$84.18	—	IBOXX HI YD ETF	464288513