Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES TR	4,042,349	$576M	16.9%	$102.60	—	CORE S&P TTL STK	464287150
AGG	ISHARES TR	4,114,974	$408M	12.0%	$103.81	—	CORE US AGGBD ET	464287226
GSLC	GOLDMAN SACHS ETF TR	1,975,417	$247M	7.2%	$73.87	—	ACTIVEBETA US LG	381430503
IUSB	ISHARES TR	5,234,998	$242M	7.1%	$49.52	—	CORE UNIVRSL USD	46434V613
GSIE	GOLDMAN SACHS ETF TR	4,858,335	$210M	6.1%	$31.91	—	ACTIVEBETA INT	381430107
LRGF	ISHARES TR	2,891,969	$191M	5.6%	$50.35	—	U S EQUITY FACTR	46434V282
VO	VANGUARD INDEX FDS	615,408	$177M	5.2%	$284.16	—	MID CAP ETF	922908629
GEM	GOLDMAN SACHS ETF TR	3,345,899	$145M	4.2%	$34.02	—	ACTIVEBETA EME	381430206
PDBC	INVESCO ACTVELY MNGD ETC FD	6,701,694	$116M	3.4%	$15.39	—	OPTIMUM YIELD	46090F100
IEFA	ISHARES TR	1,271,070	$115M	3.4%	$64.92	—	CORE MSCI EAFE	46432F842
USHY	ISHARES TR	3,090,034	$114M	3.3%	$35.67	—	BROAD USD HIGH	46435U853
IEMG	ISHARES INC	1,440,403	$100M	2.9%	$53.69	—	CORE MSCI EMKT	46434G103
EMB	ISHARES TR	906,584	$85.16M	2.5%	$91.05	—	JPMORGAN USD EMG	464288281
IJR	ISHARES TR	433,280	$53.86M	1.6%	$103.26	—	CORE S&P SCP ETF	464287804
IVV	ISHARES TR	77,493	$50.62M	1.5%	$531.22	—	CORE S&P500 ETF	464287200
SCHX	SCHWAB STRATEGIC TR	1,833,652	$47.01M	1.4%	$27.62	—	US LRG CAP ETF	808524201
VOO	VANGUARD INDEX FDS	64,753	$38.69M	1.1%	$402.51	—	S&P 500 ETF SHS	922908363
SPDW	SPDR INDEX SHS FDS	713,109	$32.55M	1.0%	$34.42	—	STATE STREET SPD	78463X889
VEA	VANGUARD TAX-MANAGED FDS	479,118	$30.69M	0.9%	$44.93	—	VAN FTSE DEV MKT	921943858
SPTM	SPDR SERIES TRUST	288,268	$22.79M	0.7%	$55.00	—	STATE STREET SPD	78464A805
BNDX	VANGUARD CHARLOTTE FDS	309,187	$14.86M	0.4%	$54.42	—	TOTAL INT BD ETF	92203J407
SPAB	SPDR SERIES TRUST	570,377	$14.61M	0.4%	$27.46	—	STATE STREET SPD	78464A649
BSV	VANGUARD BD INDEX FDS	181,550	$14.24M	0.4%	$81.15	—	SHORT TRM BOND	921937827
VWO	VANGUARD INTL EQUITY INDEX F	256,383	$13.85M	0.4%	$42.07	—	FTSE EMR MKT ETF	922042858
SPEM	SPDR INDEX SHS FDS	286,774	$13.45M	0.4%	$39.14	—	STATE STREET SPD	78463X509
SCHB	SCHWAB STRATEGIC TR	522,955	$13.13M	0.4%	$30.00	—	US BRD MKT ETF	808524102
SMMD	ISHARES TR	157,244	$12.01M	0.4%	$69.45	—	RUSEL 2500 ETF	46435G268
SCHF	SCHWAB STRATEGIC TR	458,511	$11.35M	0.3%	$19.75	—	INTL EQTY ETF	808524805
IVE	ISHARES TR	53,694	$11.34M	0.3%	$194.81	—	S&P 500 VAL ETF	464287408
SCHZ	SCHWAB STRATEGIC TR	467,808	$10.86M	0.3%	$26.91	—	US AGGREGATE B	808524839
SCHE	SCHWAB STRATEGIC TR	326,253	$10.75M	0.3%	$22.86	—	EMRG MKTEQ ETF	808524706
IVW	ISHARES TR	87,339	$9.879M	0.3%	$86.53	—	S&P 500 GRWT ETF	464287309
DYNF	BLACKROCK ETF TRUST	169,694	$9.873M	0.3%	$47.01	—	ISHARES US EQUIT	09290C103
BIV	VANGUARD BD INDEX FDS	125,857	$9.714M	0.3%	$85.17	—	INTERMED TERM	921937819
EFV	ISHARES TR	108,676	$8.08M	0.2%	$56.91	—	EAFE VALUE ETF	464288877
VTV	VANGUARD INDEX FDS	39,727	$7.794M	0.2%	$160.05	—	VALUE ETF	922908744
VTI	VANGUARD INDEX FDS	22,667	$7.242M	0.2%	$139.98	—	TOTAL STK MKT	922908769
VMBS	VANGUARD SCOTTSDALE FDS	148,163	$6.956M	0.2%	$52.03	—	MTG-BKD SECS ETF	92206C771
BLV	VANGUARD BD INDEX FDS	97,467	$6.704M	0.2%	$93.64	—	LONG TERM BOND	921937793
GOVT	ISHARES TR	287,200	$6.58M	0.2%	$23.02	—	US TREAS BD ETF	46429B267
SPYG	SPDR SERIES TRUST	66,638	$6.525M	0.2%	$91.96	—	STATE STREET SPD	78464A409
BND	VANGUARD BD INDEX FDS	82,538	$6.078M	0.2%	$79.17	—	TOTAL BND MRKT	921937835
MBB	ISHARES TR	62,261	$5.912M	0.2%	$82.39	—	MBS ETF	464288588
TLH	ISHARES TR	58,607	$5.903M	0.2%	$102.71	—	10-20 YR TRS ETF	464288653
IWB	ISHARES TR	16,146	$5.757M	0.2%	$180.97	—	RUS 1000 ETF	464287622
EFG	ISHARES TR	46,387	$5.166M	0.2%	$110.85	—	EAFE GRWTH ETF	464288885
VXF	VANGUARD INDEX FDS	24,811	$5.106M	0.1%	$131.60	—	EXTEND MKT ETF	922908652
SPHY	SPDR SERIES TRUST	218,945	$5.106M	0.1%	$23.58	—	STATE STREET SPD	78468R606
BAI	BLACKROCK ETF TRUST	146,885	$4.84M	0.1%	$32.11	—	ISHARES A I INNO	09290C780
QUAL	ISHARES TR	24,834	$4.763M	0.1%	$135.78	—	MSCI USA QLT FCT	46432F339
SHY	ISHARES TR	57,430	$4.742M	0.1%	$84.29	—	1 3 YR TREAS BD	464287457
INTF	ISHARES TR	118,892	$4.632M	0.1%	$26.36	—	INTL EQTY FACTOR	46434V274
MTUM	ISHARES TR	18,479	$4.435M	0.1%	$233.37	—	MSCI USA MMENTM	46432F396
THRO	BLACKROCK ETF TRUST	121,444	$4.399M	0.1%	$35.29	—	ISHARES US THEMA	09290C806
IAGG	ISHARES TR	82,528	$4.13M	0.1%	$50.99	—	CORE INTL AGGR	46435G672
VV	VANGUARD INDEX FDS	13,350	$3.99M	0.1%	$192.59	—	LARGE CAP ETF	922908637
BINC	BLACKROCK ETF TRUST II	74,175	$3.852M	0.1%	$52.66	—	ISHARES FLEXIBLE	092528603
PCY	INVESCO EXCH TRADED FD TR II	184,022	$3.846M	0.1%	$24.01	—	EMRNG MKT SVRG	46138E784
IJH	ISHARES TR	56,436	$3.811M	0.1%	$89.85	—	CORE S&P MCP ETF	464287507
IWX	ISHARES TR	40,777	$3.779M	0.1%	$91.86	—	RUS TP200 VL ETF	464289420
BCI	ABRDN ETFS	155,536	$3.778M	0.1%	$21.76	—	BBRG ALL COMD K1	003261104
VTEB	VANGUARD MUN BD FDS	68,472	$3.416M	0.1%	$51.04	—	TAX EXEMPT BD	922907746
TIP	ISHARES TR	30,483	$3.364M	0.1%	$117.76	—	TIPS BD ETF	464287176
LCTU	BLACKROCK ETF TRUST	47,049	$3.3M	0.1%	$41.66	—	ISHARES US CARBO	09290C509
BLCR	BLACKROCK ETF TRUST	79,877	$3.28M	0.1%	$41.06	—	ISHARES LARGE CA	09290C855
IDEF	BLACKROCK ETF TRUST	97,437	$3.188M	0.1%	$32.72	—	ISHARES DEFENSE	09290C699
ESGU	ISHARES TR	22,286	$3.152M	0.1%	$113.60	—	ESG AWR MSCI USA	46435G425
FREL	FIDELITY COVINGTON TRUST	114,594	$3.084M	0.1%	$24.96	—	MSCI RL EST ETF	316092857
PXH	INVESCO EXCH TRADED FD TR II	112,888	$3.038M	0.1%	$20.65	—	RAFI EMRGNG MRKT	46138E727
IQDG	WISDOMTREE TR	73,681	$2.958M	0.1%	$39.85	—	INTL QULTY DIV	97717X131
SCHO	SCHWAB STRATEGIC TR	121,068	$2.938M	0.1%	$30.75	—	SHT TM US TRES	808524862
PRF	INVESCO EXCHANGE TRADED FD T	51,593	$2.452M	0.1%	$54.36	—	RAFI US 1000 ETF	46137V613
SPTS	SPDR SERIES TRUST	83,635	$2.44M	0.1%	$30.04	—	STATE STREET SPD	78468R101
HYMB	SPDR SERIES TRUST	92,438	$2.292M	0.1%	$25.12	—	STATE STREET SPD	78464A284
SUSC	ISHARES TR	98,454	$2.278M	0.1%	$20.96	—	ESG AWRE USD ETF	46435G193
DSI	ISHARES TR	17,946	$2.175M	0.1%	$48.16	—	ESG MSCI KLD 400	464288570
MUB	ISHARES TR	19,277	$2.046M	0.1%	$107.24	—	NATIONAL MUN ETF	464288414
COWZ	PACER FDS TR	32,046	$2.005M	0.1%	$62.56	—	US CASH COWS 100	69374H881
XMMO	INVESCO EXCHANGE TRADED FD T	13,207	$1.915M	0.1%	$145.02	—	S&P MDCP MOMNTUM	46137V464
EAGG	ISHARES TR	38,684	$1.839M	0.1%	$47.26	—	ESG AWR US AGRGT	46435U549
IWR	ISHARES TR	18,059	$1.756M	0.1%	$96.41	—	RUS MID CAP ETF	464287499
VGIT	VANGUARD SCOTTSDALE FDS	29,179	$1.738M	0.1%	$59.13	—	INTER TERM TREAS	92206C706
SCHP	SCHWAB STRATEGIC TR	61,917	$1.648M	0.0%	$29.57	—	US TIPS ETF	808524870
IJS	ISHARES TR	13,907	$1.647M	0.0%	$103.79	—	SP SMCP600VL ETF	464287879
USXF	ISHARES TR	29,588	$1.633M	0.0%	$37.69	—	ESG MSCI USA ETF	46436E767
VB	VANGUARD INDEX FDS	5,851	$1.533M	0.0%	$197.27	—	SMALL CP ETF	922908751
SPIP	SPDR SERIES TRUST	58,579	$1.524M	0.0%	$35.25	—	STATE STREET SPD	78464A656
VTEI	VANGUARD MUN BD FDS	15,199	$1.519M	0.0%	$99.29	—	INTERMEDIATE TRM	922907738
IAU	ISHARES GOLD TR	16,560	$1.46M	0.0%	$60.75	—	ISHARES NEW	464285204
ESGE	ISHARES INC	31,430	$1.429M	0.0%	$33.06	—	ESG AWR MSCI EM	46434G863
RGLO	RUSSELL INVTS EXCHANGE TRADE	47,050	$1.363M	0.0%	$29.67	—	GLOBAL EQUITY ET	78249U308
USRT	ISHARES TR	21,851	$1.293M	0.0%	$45.98	—	CRE U S REIT ETF	464288521
JHML	JOHN HANCOCK EXCHANGE TRADED	16,512	$1.292M	0.0%	$56.31	—	MLTFCTR LRG CAP	47804J107
SCHK	SCHWAB STRATEGIC TR	38,528	$1.207M	0.0%	$28.88	—	1000 INDEX ETF	808524722
SYSB	ISHARES TR	13,524	$1.204M	0.0%	$89.72	—	SYSTEMATIC BD ET	46435U796
VYMI	VANGUARD WHITEHALL FDS	11,430	$1.077M	0.0%	$77.70	—	INTL HIGH ETF	921946794
EVUS	ISHARES TR	32,218	$1.026M	0.0%	$31.58	—	ESG AWR MSCI USA	46436E221
SCHH	SCHWAB STRATEGIC TR	44,533	$957K	0.0%	$25.69	—	US REIT ETF	808524847
LMUB	ISHARES TR	18,613	$929K	0.0%	$49.93	—	LONG TERM MUNI	46438G448
VYM	VANGUARD WHITEHALL FDS	6,054	$897K	0.0%	$116.32	—	HIGH DIV YLD	921946406
DMXF	ISHARES TR	11,780	$889K	0.0%	$61.96	—	ESG EAFE ETF	46436E759
HYLB	DBX ETF TR	24,179	$874K	0.0%	$38.21	—	XTRACK USD HIGH	233051432
VWOB	VANGUARD WHITEHALL FDS	12,973	$852K	0.0%	$62.39	—	EM MK GOV BD ETF	921946885
JHMD	JOHN HANCOCK EXCHANGE TRADED	18,970	$804K	0.0%	$32.29	—	MULTI INTL ETF	47804J859
JHMM	JOHN HANCOCK EXCHANGE TRADED	10,878	$730K	0.0%	$51.88	—	MULTIFACTOR MI	47804J206
DGRO	ISHARES TR	10,371	$728K	0.0%	$53.47	—	CORE DIV GRWTH	46434V621
ESGD	ISHARES TR	7,089	$678K	0.0%	$89.53	—	ESG AW MSCI EAFE	46435G516
JHEM	JOHN HANCOCK EXCHANGE TRADED	19,398	$665K	0.0%	$26.18	—	MULTFCTR EMRNG	47804J834
RINT	RUSSELL INVTS EXCHANGE TRADE	20,882	$608K	0.0%	$29.20	—	INTERNATIONAL DE	78249U209
VUG	VANGUARD INDEX FDS	1,328	$580K	0.0%	$297.13	—	GROWTH ETF	922908736
DGS	WISDOMTREE TR	9,304	$559K	0.0%	$54.92	—	EMG MKTS SMCAP	97717W281
FNDF	SCHWAB STRATEGIC TR	11,190	$548K	0.0%	$40.80	—	FUNDAMENTAL INTL	808524755
CLOA	BLACKROCK ETF TRUST II	9,838	$510K	0.0%	$51.86	—	ISHARES AAA CLO	092528504
LCTD	BLACKROCK ETF TRUST	9,208	$509K	0.0%	$41.90	—	ISHARES WORLD EX	09290C608
AAPL	APPLE INC	1,838	$467K	0.0%	$126.41	+107.9%	COM	037833100
VNQ	VANGUARD INDEX FDS	5,079	$452K	0.0%	$89.69	—	REAL ESTATE ETF	922908553
HYG	ISHARES TR	5,442	$433K	0.0%	$84.18	—	IBOXX HI YD ETF	464288513
ISTB	ISHARES TR	8,775	$425K	0.0%	$48.63	—	CORE 1 5 YR USD	46432F859
REMG	RUSSELL INVTS EXCHANGE TRADE	13,307	$410K	0.0%	$29.54	—	EMERGING MARKETS	78249U407
BALI	BLACKROCK ETF TRUST	12,909	$398K	0.0%	$30.14	—	ISHARES US LARG	09290C863
VTES	VANGUARD WELLINGTON FD	3,881	$393K	0.0%	$101.10	—	SHORT TRM TAX EX	921935870
ICVT	ISHARES TR	3,332	$339K	0.0%	$85.66	—	CONV BD ETF	46435G102
SPMD	SPDR SERIES TRUST	5,625	$333K	0.0%	$55.59	—	STATE STREET SPD	78464A847
TFI	SPDR SERIES TRUST	6,918	$314K	0.0%	$45.34	—	STATE STREET SPD	78468R721
QLTA	ISHARES TR	6,498	$309K	0.0%	$47.99	—	A RATE CP BD ETF	46429B291
EUSB	ISHARES TR	6,996	$304K	0.0%	$43.97	—	ESG ADVANCED UNI	46436E619
SPYM	SPDR SERIES TRUST	3,848	$295K	0.0%	$79.14	—	STATE STREET SPD	78464A854
JHSC	JOHN HANCOCK EXCHANGE TRADED	6,639	$285K	0.0%	$37.21	—	MULTIFACTR SML	47804J842
HDV	ISHARES TR	1,865	$253K	0.0%	$135.72	—	CORE HIGH DV ETF	46429B663
IGEB	ISHARES TR	5,584	$252K	0.0%	$45.25	—	INVESTMENT GRADE	46435G219
BSCS	INVESCO EXCH TRD SLF IDX FD	11,968	$244K	0.0%	$20.60	—	INVSCO BLSH 28	46138J643
BSCQ	INVESCO EXCH TRD SLF IDX FD	12,483	$244K	0.0%	$19.46	—	BULSHS 2026 CB	46138J791
BSCR	INVESCO EXCH TRD SLF IDX FD	12,397	$243K	0.0%	$19.51	—	BULSHS 2027 CB	46138J783
FTGC	FIRST TR EXCHANGE TRAD FD VI	7,722	$222K	0.0%	$28.71	—	FST TR GLB FD	33739H101
HIMU	BLACKROCK ETF TRUST II	4,619	$222K	0.0%	$49.25	—	ISHARES HIGH YIE	092528843
SHM	SPDR SERIES TRUST	4,611	$221K	0.0%	$47.83	—	STATE STREET SPD	78468R739
RUSC	RUSSELL INVTS EXCHANGE TRADE	6,670	$213K	0.0%	$31.14	—	US SMALL CAP EQU	78249U100
ACWX	ISHARES TR	3,115	$213K	0.0%	$68.47	—	MSCI ACWI EX US	464288240
EMLC	VANECK ETF TRUST	8,194	$206K	0.0%	$25.11	—	JP MRGAN EM LOC	92189H300