Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPAB	SPDR SER TR	1,204,065	$35.7M	13.1%	$29.62	—	PORTFOLIO AGRGTE	78464A649
SPTM	SPDR SER TR	721,494	$35.49M	13.0%	$41.26	—	PORTFOLI S&P1500	78464A805
SCHO	SCHWAB STRATEGIC TR	398,223	$30.56M	11.2%	$67.64	—	SHT TM US TRES	808524862
SPDW	SPDR INDEX SHS FDS	564,649	$20.88M	7.7%	$31.28	—	PORTFOLIO DEVLPD	78463X889
SCHA	SCHWAB STRATEGIC TR	306,013	$13.99M	5.1%	$47.16	—	US SML CAP ETF	808524607
—	INVESCO EXCH TRD SLF IDX FD	419,731	$9.427M	3.5%	$21.53	—	BULSHS 2022 CB	46138J882
—	INVESCO EXCH TRD SLF IDX FD	408,888	$8.849M	3.2%	$21.22	—	BULSHS 2021 CB	46138J700
—	INVESCO EXCH TRD SLF IDX FD	380,322	$8.474M	3.1%	$21.80	—	BULSHS 2023 CB	46138J866
PHYS	SPROTT PHYSICAL GOLD TR	608,738	$8.245M	3.0%	$13.74	—	UNIT	85207H104
DNL	WISDOMTREE TR	133,247	$7.768M	2.8%	$60.07	—	GLB US QTLY DIV	97717W844
SCHM	SCHWAB STRATEGIC TR	144,102	$7.383M	2.7%	$52.93	—	US MID-CAP ETF	808524508
DGRW	WISDOMTREE TR	135,997	$6.611M	2.4%	$47.20	—	US QTLY DIV GRT	97717X669
SCHX	SCHWAB STRATEGIC TR	112,726	$6.378M	2.3%	$73.96	—	US LRG CAP ETF	808524201
SPTS	SPDR SER TR	178,460	$5.592M	2.1%	$30.72	—	PORTFOLIO SH TSR	78468R101
SCHZ	SCHWAB STRATEGIC TR	129,469	$5.45M	2.0%	$51.26	—	US AGGREGATE B	808524839
ISCF	ISHARES TR	78,240	$4.194M	1.5%	$33.07	—	MSCI INTL SML CP	46434V266
ITOT	ISHARES TR	37,669	$3.45M	1.3%	$72.94	—	CORE S&P TTL STK	464287150
QUS	SPDR SER TR	51,011	$2.723M	1.0%	$90.10	—	MSCI USA STRTGIC	78468R812
FBND	FIDELITY COVINGTON TRUST	50,593	$2.49M	0.9%	$53.01	—	TOTAL BD ETF	316188309
FNDE	SCHWAB STRATEGIC TR	47,457	$2.489M	0.9%	$43.58	—	SCHWB FDT EMK LG	808524730
—	ISHARES TR	89,526	$2.452M	0.9%	$25.85	—	IBONDS DEC2021	46435G789
QEMM	SPDR INDEX SHS FDS	46,719	$2.351M	0.9%	$55.70	—	MSCI EMRG MKTS	78463X426
—	ISHARES TR	87,892	$2.307M	0.8%	$25.90	—	IBONDS DEC2023	46435G318
—	ISHARES TR	84,726	$2.28M	0.8%	$26.18	—	IBONDS DEC2022	46435G755
FNDC	SCHWAB STRATEGIC TR	42,397	$2.179M	0.8%	$51.40	—	SCHWB FDT INT SC	808524748
VUG	VANGUARD INDEX FDS	27,928	$2.099M	0.8%	$133.59	—	GROWTH ETF	922908736
VO	VANGUARD INDEX FDS	47,502	$2.03M	0.7%	$72.58	—	MID CAP ETF	922908629
VB	VANGUARD INDEX FDS	40,732	$1.988M	0.7%	$53.81	—	SMALL CP ETF	922908751
—	FOCUS FINL PARTNERS INC	47,744	$1.987M	0.7%	$32.95	—	COM CL A	34417P100
—	ISHARES TR	70,813	$1.913M	0.7%	$26.53	—	IBONDS DEC	46435U697
DWM	WISDOMTREE TR	39,182	$1.864M	0.7%	$48.67	—	INTL EQUITY FD	97717W703
—	ISHARES GOLD TR	29,559	$1.637M	0.6%	$16.16	—	ISHARES	464285105
SPYM	SPDR SER TR	31,534	$1.47M	0.5%	$38.55	—	PORTFOLIO S&P500	78464A854
—	CAMBRIDGE BANCORP	16,355	$1.379M	0.5%	$84.32	—	COM	132152109
AGG	ISHARES TR	20,954	$1.252M	0.5%	$82.42	—	CORE US AGGBD ET	464287226
—	ISHARES TR	41,709	$1.165M	0.4%	$27.28	—	IBONDS DEC 25	46435U432
SDY	SPDR SER TR	15,187	$1.057M	0.4%	$96.76	—	S&P DIVID ETF	78464A763
IVV	ISHARES TR	18,953	$1.046M	0.4%	$108.18	—	CORE S&P500 ETF	464287200
BLFS	BIOLIFE SOLUTIONS INC	28,093	$1.011M	0.4%	$13.73	+187.9%	COM NEW	09062W204
AAPL	APPLE INC	8,272	$1.006M	0.4%	$98.59	+26.9%	COM	037833100
VYM	VANGUARD WHITEHALL FDS	18,133	$954K	0.3%	$59.31	—	HIGH DIV YLD	921946406
SCHF	SCHWAB STRATEGIC TR	13,343	$951K	0.3%	$39.25	—	INTL EQTY ETF	808524805
WMT	WALMART INC	5,828	$782K	0.3%	$43.31	0.0%	COM	931142103
VZ	VERIZON COMMUNICATIONS INC	11,395	$663K	0.2%	$42.25	0.0%	COM	92343V104
MSFT	MICROSOFT CORP	2,786	$654K	0.2%	$161.42	+38.1%	COM	594918104
EMTL	SSGA ACTIVE TR	12,505	$629K	0.2%	$51.20	—	SPDR DBLELN EMRG	78470P309
TOTL	SSGA ACTIVE ETF TR	12,142	$585K	0.2%	$48.17	—	SPDR TR TACTIC	78467V848
MUB	ISHARES TR	4,608	$535K	0.2%	$113.94	—	NATIONAL MUN ETF	464288414
IBMO	ISHARES TR	17,699	$475K	0.2%	$26.73	—	IBONDS DEC 26	46435U259
SCHD	SCHWAB STRATEGIC TR	7,984	$446K	0.2%	$55.86	—	US DIVIDEND EQ	808524797
SPSM	SPDR SER TR	10,524	$445K	0.2%	$30.92	—	PORTFOLIO S&P600	78468R853
GLD	SPDR GOLD TR	3,632	$435K	0.2%	$151.28	—	GOLD SHS	78463V107
SPY	SPDR S&P 500 ETF TR	1,074	$426K	0.2%	$313.81	—	TR UNIT	78462F103
SPRO	SPERO THERAPEUTICS INC	26,410	$425K	0.2%	$15.80	+11.4%	COM	84833T103
LRGF	ISHARES TR	8,549	$421K	0.2%	$49.25	—	MSCI USA MULTIFT	46434V282
F	FORD MTR CO DEL	30,091	$374K	0.1%	$5.57	+56.0%	COM	345370860
XLK	SELECT SECTOR SPDR TR	2,817	$374K	0.1%	$85.18	—	TECHNOLOGY	81369Y803
TFI	SPDR SER TR	6,252	$323K	0.1%	$50.31	—	NUVEEN BRC MUNIC	78468R721
VIG	VANGUARD SPECIALIZED FUNDS	9,589	$307K	0.1%	$104.96	—	DIV APP ETF	921908844
—	BLUEBIRD BIO INC	10,000	$302K	0.1%	$30.20	—	COM	09609G100
SPMD	SPDR SER TR	6,342	$290K	0.1%	$40.71	—	PORTFOLIO S&P400	78464A847
—	ETF MANAGERS TR	10,013	$231K	0.1%	$14.37	—	ETFMG ALTR HRVST	26924G508
RODM	LATTICE STRATEGIES TR	7,018	$208K	0.1%	$29.34	—	HARTFORD MLT ETF	518416102
IWB	ISHARES TR	4,490	$207K	0.1%	$141.52	—	RUS 1000 ETF	464287622
FLRN	SPDR SER TR	6,666	$205K	0.1%	$30.64	—	BLOMBERG BRC INV	78468R200
IAGG	ISHARES TR	3,672	$201K	0.1%	$54.77	—	CORE INTL AGGR	46435G672
—	FIRST TR SR FLG RTE INCM FD	11,230	$138K	0.1%	$9.72	—	COM	33733U108