Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB STRATEGIC TR	400,929	$32.33M	17.1%	$70.51	—	US LRG CAP ETF	808524201
VEA	VANGUARD TAX-MANAGED INTL FD	546,244	$22.34M	11.8%	$39.55	—	FTSE DEV MKT ETF	921943858
SPYG	SPDR SER TR	324,211	$16.25M	8.6%	$36.06	—	PRTFLO S&P500 GW	78464A409
SCHF	SCHWAB STRATEGIC TR	501,920	$15.76M	8.3%	$26.10	—	INTL EQTY ETF	808524805
BND	VANGUARD BD INDEX FDS	165,336	$14.59M	7.7%	$86.24	—	TOTAL BND MRKT	921937835
SPYV	SPDR SER TR	462,293	$13.96M	7.4%	$26.06	—	PRTFLO S&P500 VL	78464A508
VTEB	VANGUARD MUN BD FDS	245,779	$13.38M	7.1%	$53.31	—	TAX EXEMPT BD	922907746
VWO	VANGUARD INTL EQUITY INDEX F	154,736	$6.691M	3.5%	$40.06	—	FTSE EMR MKT ETF	922042858
SCHA	SCHWAB STRATEGIC TR	95,354	$6.515M	3.4%	$65.75	—	US SML CAP ETF	808524607
HYMB	SPDR SER TR	95,966	$5.457M	2.9%	$55.52	—	NUVEEN BBG BRCLY	78464A284
SPEM	SPDR INDEX SHS FDS	113,883	$4.164M	2.2%	$28.82	—	PORTFOLIO EMG MK	78463X509
JNK	SPDR SER TR	39,016	$4.068M	2.2%	$102.81	—	BLOOMBERG BRCLYS	78468R622
VTWG	VANGUARD SCOTTSDALE FDS	24,792	$3.999M	2.1%	$115.97	—	VNG RUS2000GRW	92206C623
VIOV	VANGUARD ADMIRAL FDS INC	33,157	$3.521M	1.9%	$87.43	—	SMLCP 600 VAL	921932778
VTIP	VANGUARD MALVERN FDS	56,111	$2.863M	1.5%	$49.85	—	STRM INFPROIDX	922020805
SHM	SPDR SER TR	46,526	$2.32M	1.2%	$48.91	—	NUVEEN BLMBRG SR	78468R739
EMB	ISHARES TR	18,906	$2.097M	1.1%	$112.37	—	JPMORGAN USD EMG	464288281
EMLC	VANECK VECTORS ETF TR	66,013	$2.036M	1.1%	$32.17	—	JP MORGAN MKTS	92189H300
SCHO	SCHWAB STRATEGIC TR	29,647	$1.527M	0.8%	$51.08	—	SHT TM US TRES	808524862
LGLV	SPDR SER TR	13,602	$1.474M	0.8%	$90.61	—	SSGA US LRG ETF	78468R804
ACWV	ISHARES INC	15,012	$1.38M	0.7%	$90.95	—	MSCI GBL MIN VOL	464286525
VWOB	VANGUARD WHITEHALL FDS	16,022	$1.264M	0.7%	$70.91	—	EMERG MKT BD ETF	921946885
EBND	SPDR SER TR	44,739	$1.176M	0.6%	$25.03	—	BLOMBRG BRC EMRG	78464A391
—	VICTORY PORTFOLIOS II	28,060	$1.034M	0.5%	$30.41	—	VCSHS INTL VOLTY	92647N840
AAPL	APPLE INC	7,509	$870K	0.5%	$98.52	+7.6%	COM	037833100
TDOC	TELADOC HEALTH INC	3,792	$831K	0.4%	$109.90	+92.7%	COM	87918A105
USMV	ISHARES TR	11,698	$746K	0.4%	$62.47	—	MSCI USA MIN VOL	46429B697
DOCU	DOCUSIGN INC	2,904	$625K	0.3%	$129.66	+60.1%	COM	256163106
MCO	MOODYS CORP	1,912	$554K	0.3%	$242.42	+12.6%	COM	615369105
MSFT	MICROSOFT CORP	2,391	$503K	0.3%	$173.42	+15.8%	COM	594918104
JNJ	JOHNSON & JOHNSON	3,375	$502K	0.3%	$124.24	+2.2%	COM	478160104
BIL	SPDR SER TR	5,393	$494K	0.3%	$91.63	—	SPDR BLOOMBERG	78468R663
BAC	BK OF AMERICA CORP	19,289	$465K	0.2%	$24.27	-10.1%	COM	060505104
BKLN	INVESCO EXCH TRADED FD TR II	21,184	$461K	0.2%	$22.03	—	SR LN ETF	46138G508
BMY	BRISTOL-MYERS SQUIBB CO	5,920	$357K	0.2%	$47.92	+1.4%	COM	110122108
MCD	MCDONALDS CORP	1,330	$292K	0.2%	$161.00	+12.7%	COM	580135101
ABT	ABBOTT LABS	2,500	$272K	0.1%	$81.94	+12.7%	COM	002824100
AMZN	AMAZON COM INC	86	$271K	0.1%	$120.78	+30.5%	COM	023135106
MINT	PIMCO ETF TR	2,473	$252K	0.1%	$101.76	—	ENHAN SHRT MA AC	72201R833
PCY	INVESCO EXCH TRADED FD TR II	9,066	$246K	0.1%	$26.80	—	EMRNG MKT SVRG	46138E784
META	FACEBOOK INC	887	$232K	0.1%	$256.10	0.0%	CL A	30303M102
NVDA	NVIDIA CORPORATION	418	$226K	0.1%	$11.60	0.0%	COM	67066G104
ELD	WISDOMTREE TR	6,923	$220K	0.1%	$31.92	—	EM LCL DEBT FD	97717X867
ABBV	ABBVIE INC	2,500	$219K	0.1%	$70.50	+8.2%	COM	00287Y109
CRMD	CORMEDIX INC	14,259	$86,000	0.0%	$5.83	-13.8%	COM	21900C308