Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IGIB	ISHARES TR	370,011	$19.88M	10.5%	$50.94	—	ISHS 5-10YR INVT	464288638
IVW	ISHARES TR	147,785	$14.15M	7.4%	$89.49	—	S&P 500 GRWT ETF	464287309
IUSV	ISHARES TR	132,813	$12.68M	6.7%	$67.44	—	CORE S&P US VLU	464287663
AAPL	APPLE INC	48,815	$11.37M	6.0%	$154.16	+44.0%	COM	037833100
IXUS	ISHARES TR	117,659	$8.546M	4.5%	$63.68	—	CORE MSCI TOTAL	46432F834
MSFT	MICROSOFT CORP	18,851	$8.111M	4.3%	$171.98	+146.0%	COM	594918104
LLY	ELI LILLY & CO	5,526	$4.896M	2.6%	$137.11	+549.3%	COM	532457108
HD	HOME DEPOT INC	11,155	$4.52M	2.4%	$194.99	+80.8%	COM	437076102
IWR	ISHARES TR	47,575	$4.193M	2.2%	$74.57	—	RUS MID CAP ETF	464287499
IJR	ISHARES TR	35,491	$4.151M	2.2%	$97.76	—	CORE S&P SCP ETF	464287804
VTI	VANGUARD INDEX FDS	11,735	$3.323M	1.7%	$193.77	—	TOTAL STK MKT	922908769
NVDA	NVIDIA CORPORATION	26,971	$3.275M	1.7%	$97.66	+20.9%	COM	67066G104
COST	COSTCO WHSL CORP NEW	3,555	$3.152M	1.7%	$271.52	+217.4%	COM	22160K105
JPM	JPMORGAN CHASE & CO.	13,649	$2.878M	1.5%	$126.46	+62.1%	COM	46625H100
VCIT	VANGUARD SCOTTSDALE FDS	34,170	$2.862M	1.5%	$80.46	—	INT-TERM CORP	92206C870
QQQ	INVESCO QQQ TR	5,198	$2.537M	1.3%	$215.97	—	UNIT SER 1	46090E103
AXP	AMERICAN EXPRESS CO	9,300	$2.522M	1.3%	$161.70	+51.6%	COM	025816109
SAFT	SAFETY INS GROUP INC	29,936	$2.448M	1.3%	$81.63	+0.8%	COM	78648T100
VUG	VANGUARD INDEX FDS	5,883	$2.259M	1.2%	$246.36	—	GROWTH ETF	922908736
AMZN	AMAZON COM INC	11,633	$2.168M	1.1%	$149.39	+22.1%	COM	023135106
GOOG	ALPHABET INC	12,764	$2.134M	1.1%	$117.16	+43.6%	CAP STK CL C	02079K107
JNJ	JOHNSON & JOHNSON	11,839	$1.919M	1.0%	$114.60	+33.2%	COM	478160104
IBM	INTERNATIONAL BUSINESS MACHS	8,610	$1.904M	1.0%	$124.25	+52.1%	COM	459200101
MCD	MCDONALDS CORP	6,041	$1.84M	1.0%	$189.56	+40.7%	COM	580135101
NKE	NIKE INC	20,112	$1.778M	0.9%	$84.56	-10.1%	CL B	654106103
VB	VANGUARD INDEX FDS	6,986	$1.657M	0.9%	$211.69	—	SMALL CP ETF	922908751
V	VISA INC	5,906	$1.624M	0.9%	$178.34	+50.1%	COM CL A	92826C839
MUB	ISHARES TR	14,887	$1.617M	0.9%	$110.25	—	NATIONAL MUN ETF	464288414
META	META PLATFORMS INC	2,694	$1.542M	0.8%	$211.58	+142.0%	CL A	30303M102
IVV	ISHARES TR	2,551	$1.471M	0.8%	$330.39	—	CORE S&P500 ETF	464287200
TJX	TJX COS INC NEW	11,961	$1.406M	0.7%	$71.01	+58.7%	COM	872540109
FERG	FERGUSON ENTERPRISES INC	7,054	$1.401M	0.7%	$197.54	0.0%	COMMON STOCK NEW	31488V107
SBUX	STARBUCKS CORP	13,886	$1.354M	0.7%	$74.49	+11.2%	COM	855244109
HON	HONEYWELL INTL INC	6,354	$1.313M	0.7%	$151.50	+24.3%	COM	438516106
VPU	VANGUARD WORLD FD	7,456	$1.298M	0.7%	$145.83	—	UTILITIES ETF	92204A876
VEA	VANGUARD TAX-MANAGED FDS	23,715	$1.252M	0.7%	$48.17	—	VAN FTSE DEV MKT	921943858
PEP	PEPSICO INC	7,157	$1.217M	0.6%	$147.34	+10.6%	COM	713448108
DIS	DISNEY WALT CO	11,854	$1.14M	0.6%	$137.15	-34.0%	COM	254687106
CAC	CAMDEN NATL CORP	27,507	$1.137M	0.6%	$33.48	+6.3%	COM	133034108
SPY	SPDR S&P 500 ETF TR	1,943	$1.115M	0.6%	$437.96	—	TR UNIT	78462F103
VRT	VERTIV HOLDINGS CO	10,702	$1.065M	0.6%	$44.17	+87.3%	COM CL A	92537N108
—	DNP SELECT INCOME FD INC	105,530	$1.06M	0.6%	$11.11	—	COM	23325P104
AMGN	AMGEN INC	3,187	$1.027M	0.5%	$188.42	+66.2%	COM	031162100
—	BLACKROCK INC	1,025	$973K	0.5%	$502.75	—	COM	09247X101
ABBV	ABBVIE INC	4,853	$958K	0.5%	$79.12	+125.8%	COM	00287Y109
MCHP	MICROCHIP TECHNOLOGY INC.	11,570	$929K	0.5%	$58.72	+34.9%	COM	595017104
MRK	MERCK & CO INC	8,063	$916K	0.5%	$75.28	+50.1%	COM	58933Y105
ZTS	ZOETIS INC	4,654	$909K	0.5%	$135.47	+33.9%	CL A	98978V103
ETN	EATON CORP PLC	2,651	$879K	0.5%	$144.29	+108.8%	SHS	G29183103
—	ENTERPRISE BANCORP INC MASS	27,330	$873K	0.5%	$33.64	—	COM	293668109
NEE	NEXTERA ENERGY INC	10,300	$871K	0.5%	$61.16	+22.4%	COM	65339F101
IHF	ISHARES TR	15,080	$861K	0.5%	$84.38	—	US HLTHCR PR ETF	464288828
IVE	ISHARES TR	4,266	$841K	0.4%	$130.08	—	S&P 500 VAL ETF	464287408
LMT	LOCKHEED MARTIN CORP	1,423	$832K	0.4%	$446.44	+15.7%	COM	539830109
MAR	MARRIOTT INTL INC NEW	3,225	$802K	0.4%	$128.46	+78.9%	CL A	571903202
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,699	$782K	0.4%	$302.69	+46.1%	CL B NEW	084670702
UNP	UNION PAC CORP	3,170	$781K	0.4%	$149.35	+57.1%	COM	907818108
VBK	VANGUARD INDEX FDS	2,867	$767K	0.4%	$200.26	—	SML CP GRW ETF	922908595
BAC	BANK AMERICA CORP	18,957	$752K	0.4%	$37.61	+3.1%	COM	060505104
XHB	SPDR SER TR	5,997	$747K	0.4%	$85.70	—	S&P HOMEBUILD	78464A888
IJT	ISHARES TR	5,261	$734K	0.4%	$123.61	—	S&P SML 600 GWT	464287887
CMF	ISHARES TR	12,499	$726K	0.4%	$61.11	—	CALIF MUN BD ETF	464288356
IWP	ISHARES TR	6,191	$726K	0.4%	$124.84	—	RUS MD CP GR ETF	464287481
VXUS	VANGUARD STAR FDS	10,665	$690K	0.4%	$51.94	—	VG TL INTL STK F	921909768
CMG	CHIPOTLE MEXICAN GRILL INC	11,950	$689K	0.4%	$61.86	-10.5%	COM	169656105
CFG	CITIZENS FINL GROUP INC	16,528	$679K	0.4%	$33.06	+16.2%	COM	174610105
IJH	ISHARES TR	10,818	$674K	0.4%	$89.94	—	CORE S&P MCP ETF	464287507
BHB	BAR HBR BANKSHARES	21,108	$651K	0.3%	$24.79	+13.7%	COM	066849100
ITB	ISHARES TR	5,066	$644K	0.3%	$127.11	—	US HOME CONS ETF	464288752
VTV	VANGUARD INDEX FDS	3,502	$611K	0.3%	$126.81	—	VALUE ETF	922908744
LULU	LULULEMON ATHLETICA INC	2,241	$608K	0.3%	$262.04	+1.3%	COM	550021109
VFH	VANGUARD WORLD FD	5,189	$570K	0.3%	$88.79	—	FINANCIALS ETF	92204A405
PG	PROCTER AND GAMBLE CO	3,210	$556K	0.3%	$133.87	+22.7%	COM	742718109
RACE	FERRARI N V	1,052	$495K	0.3%	$206.10	+117.6%	COM	N3167Y103
VTEB	VANGUARD MUN BD FDS	9,615	$492K	0.3%	$51.06	—	TAX EXEMPT BD	922907746
ITOT	ISHARES TR	3,821	$480K	0.3%	$89.27	—	CORE S&P TTL STK	464287150
CBU	COMMUNITY FINANCIAL SYSTEM I	8,170	$474K	0.2%	$50.52	+8.3%	COM	203607106
DVY	ISHARES TR	3,432	$464K	0.2%	$105.79	—	SELECT DIVID ETF	464287168
PFF	ISHARES TR	13,818	$459K	0.2%	$31.75	—	PFD AND INCM SEC	464288687
ITW	ILLINOIS TOOL WKS INC	1,752	$459K	0.2%	$146.29	+62.2%	COM	452308109
ONON	ON HLDG AG	8,600	$431K	0.2%	$30.56	+40.4%	NAMEN AKT A	H5919C104
TSM	TAIWAN SEMICONDUCTOR MFG LTD	2,455	$426K	0.2%	$148.08	—	SPONSORED ADS	874039100
WEC	WEC ENERGY GROUP INC	4,293	$413K	0.2%	$74.85	+13.0%	COM	92939U106
BC	BRUNSWICK CORP	4,803	$403K	0.2%	$90.74	-17.5%	COM	117043109
YUM	YUM BRANDS INC	2,877	$402K	0.2%	$92.35	+40.1%	COM	988498101
IDU	ISHARES TR	3,737	$381K	0.2%	$128.15	—	U.S. UTILITS ETF	464287697
HCA	HCA HEALTHCARE INC	901	$366K	0.2%	$242.98	+49.0%	COM	40412C101
DAL	DELTA AIR LINES INC DEL	7,157	$363K	0.2%	$34.69	+23.6%	COM NEW	247361702
ADBE	ADOBE INC	700	$362K	0.2%	$294.23	+86.4%	COM	00724F101
INDB	INDEPENDENT BK CORP MASS	6,025	$356K	0.2%	$66.89	-16.7%	COM	453836108
DGRO	ISHARES TR	5,671	$356K	0.2%	$50.00	—	CORE DIV GRWTH	46434V621
VIG	VANGUARD SPECIALIZED FUNDS	1,776	$352K	0.2%	$154.62	—	DIV APP ETF	921908844
XLK	SELECT SECTOR SPDR TR	1,550	$350K	0.2%	$151.01	—	TECHNOLOGY	81369Y803
TSCO	TRACTOR SUPPLY CO	1,200	$349K	0.2%	$29.45	+78.4%	COM	892356106
BX	BLACKSTONE INC	2,250	$345K	0.2%	$80.16	+66.8%	COM	09260D107
IJK	ISHARES TR	3,717	$342K	0.2%	$113.67	—	S&P MC 400GR ETF	464287606
—	HANCOCK JOHN PREM DIVID FD	25,695	$340K	0.2%	$14.01	—	COM SH BEN INT	41013T105
SYY	SYSCO CORP	4,215	$329K	0.2%	$68.51	+5.3%	COM	871829107
GOOGL	ALPHABET INC	1,940	$322K	0.2%	$110.06	+51.5%	CAP STK CL A	02079K305
DUK	DUKE ENERGY CORP NEW	2,721	$314K	0.2%	$71.81	+47.5%	COM NEW	26441C204
ATLO	AMES NATL CORP	16,600	$303K	0.2%	$19.82	-8.4%	COM	031001100
ORCL	ORACLE CORP	1,734	$295K	0.2%	$112.35	+27.3%	COM	68389X105
VGT	VANGUARD WORLD FD	501	$294K	0.2%	$492.98	—	INF TECH ETF	92204A702
WMT	WALMART INC	3,360	$271K	0.1%	$56.04	+29.3%	COM	931142103
USMV	ISHARES TR	2,966	$271K	0.1%	$65.61	—	MSCI USA MIN VOL	46429B697
APO	APOLLO GLOBAL MGMT INC	2,000	$250K	0.1%	$102.73	+10.3%	COM	03769M106
MA	MASTERCARD INCORPORATED	463	$229K	0.1%	$452.59	+2.0%	CL A	57636Q104
AROW	ARROW FINL CORP	7,520	$216K	0.1%	$27.03	0.0%	COM	042744102
KRE	SPDR SER TR	3,722	$211K	0.1%	$56.60	—	S&P REGL BKG	78464A698
—	BLACKROCK TAX MUNICPAL BD TR	11,810	$210K	0.1%	$17.92	—	SHS	09248X100
ABT	ABBOTT LABS	1,796	$205K	0.1%	$107.07	0.0%	COM	002824100
—	GUGGENHEIM TAXABLE MUNICP BO	11,325	$199K	0.1%	$17.04	—	COM	401664107
—	PIMCO HIGH INCOME FD	36,800	$184K	0.1%	$4.80	—	COM SHS	722014107
VERI	VERITONE INC	12,200	$43,798	0.0%	$2.36	+29.3%	COM	92347M100