Klaas Financial Asset Advisors, LLC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	957,947	$110,451	22.0%	$88.05	—	ETF	464287150
IGIB	ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	1,400,707	$72,276	14.4%	$59.90	—	ETF	464288638
VIG	VANGUARD DIVIDEND APPRECIATION ETF	260,510	$47,572	9.5%	$144.34	—	ETF	921908844
IGSB	ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	833,670	$42,751	8.5%	$49.92	—	ETF	464288646
IQLT	ISHARES MSCI INTL QUALITY FACTOR ETF	727,713	$28,861	5.8%	$35.23	—	ETF	46434V456
IEI	ISHARES 3-7 YEAR TREASURY BOND ETF	202,225	$23,420	4.7%	$124.32	—	ETF	464288661
IMTM	ISHARES MSCI INTL MOMENTUM FACTOR ETF	541,482	$21,242	4.2%	$35.84	—	ETF	46434V449
IEFA	ISHARES CORE MSCI EAFE ETF	230,935	$17,140	3.4%	$68.88	—	ETF	46432F842
SHY	ISHARES 1-3 YEAR TREASURY BOND ETF	195,294	$15,971	3.2%	$85.41	—	ETF	464287457
REET	ISHARES GLOBAL REIT ETF	673,111	$15,939	3.2%	$24.03	—	ETF	46434V647
AVUV	AVANTIS U.S. SMALL CAP VALUE ETF	167,831	$15,727	3.1%	$68.74	—	ETF	025072877
IGLB	ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	186,287	$9,596	1.9%	$52.58	—	ETF	464289511
GOVT	ISHARES U.S. TREASURY BOND ETF	415,713	$9,466	1.9%	$22.72	—	ETF	46429B267
NEAR	BLACKROCK SHORT DURATION BOND ETF	156,730	$7,909	1.6%	$50.13	—	ETF	46431W507
TLT	ISHARES 20 YEAR TREASURY BOND ETF	76,008	$7,192	1.4%	$145.68	—	ETF	464287432
ESGU	ISHARES ESG AWARE MSCI USA ETF	47,204	$5,427	1.1%	$94.19	—	ETF	46435G425
SCZ	ISHARES MSCI EAFE SMALL-CAP ETF	80,412	$5,093	1.0%	$67.20	—	ETF	464288273
IEMG	ISHARES CORE MSCI EMERGING MARKETS ETF	91,259	$4,709	0.9%	$60.49	—	ETF	46434G103
IJR	ISHARES CORE S&P SMALL CAP ETF	30,923	$3,418	0.7%	$94.99	—	ETF	464287804
DMXF	ISHARES ESG ADVANCED MSCI EAFE ETF	48,601	$3,311	0.7%	$58.42	—	ETF	46436E759
ISCF	ISHARES INTERNATIONAL SMALLCAP EQUITY FACTOR ETF	98,369	$3,244	0.6%	$33.43	—	ETF	46434V266
ACWI	ISHARES MSCI ACWI ETF	24,441	$2,692	0.5%	$83.48	—	ETF	464288257
MINT	PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND PIMCO ENHANCED SH	24,511	$2,464	0.5%	$100.85	—	ETF	72201R833
SUSC	ISHARES ESG AWARE USD CORPORATE BOND ETF	98,730	$2,270	0.5%	$23.45	—	ETF	46435G193
SUSB	ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	92,633	$2,268	0.5%	$24.30	—	ETF	46435G243
AVDV	AVANTIS INTERNATIONAL SMALL CAP VALUE ETF	31,062	$2,046	0.4%	$54.70	—	ETF	025072802
IVW	ISHARES S&P 500 GROWTH ETF	23,707	$2,002	0.4%	$63.82	—	ETF	464287309
SHYG	ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	43,888	$1,867	0.4%	$40.89	—	ETF	46434V407
IVE	ISHARES S&P 500 VALUE ETF	9,101	$1,700	0.3%	$129.35	—	ETF	464287408
NUSC	NUVEEN ESG SMALL-CAP ETF	36,346	$1,512	0.3%	$37.50	—	ETF	67092P607
—	ISHARES IBONDS DEC 2024 TERM CORPORATE ETF	54,469	$1,364	0.3%	$24.97	—	ETF	46434VBG4
IUSB	ISHARES CORE TOTAL USD BOND MARKET ETF	27,687	$1,262	0.3%	$52.47	—	ETF	46434V613
—	ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	49,874	$1,237	0.2%	$24.76	—	ETF	46434VBD1
IBTE	ISHARES IBONDS DEC 2024 TERM TREASURY ETF	50,338	$1,205	0.2%	$23.83	—	ETF	46436E874
SGOV	ISHARES 0-3 MONTH TREASURY BOND ETF	9,514	$958	0.2%	$100.31	—	ETF	46436E718
—	ISHARES IBONDS DEC 2025 TERM TREASURY ETF	38,856	$903	0.2%	$23.28	—	ETF	46436E866
EMB	ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF	9,523	$854	0.2%	$108.36	—	ETF	464288281
FLOT	ISHARES FLOATING RATE BOND ETF	14,762	$754	0.2%	$50.74	—	ETF	46429B655
TLH	ISHARES 10-20 YEAR TREASURY BOND ETF	6,780	$712	0.1%	$108.14	—	ETF	464288653
IEF	ISHARES 7-10 YEAR TREASURY BOND ETF	5,480	$519	0.1%	$95.77	—	ETF	464287440
NUHY	NUVEEN ESG HIGH YIELD CORPORATE BOND ETF	21,350	$451	0.1%	$21.31	—	ETF	67092P854
—	ISHARES IBONDS 2024 TERM HIGH YIELD & INCOME ETF	17,203	$401	0.1%	$23.14	—	ETF	46435U184
—	ISHARES IBONDS 2025 TERM HIGH YIELD & INCOME ETF	14,990	$350	0.1%	$22.93	—	ETF	46435U168
IBHF	ISHARES IBONDS 2026 TERM HIGH YIELD AND INCOME ETF	13,035	$301	0.1%	$22.92	—	ETF	46436E528
IBDR	ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	11,557	$276	0.1%	$23.89	—	ETF	46435GAA0
DFAC	DIMENSIONAL U.S. CORE EQUITY 2 ETF	8,365	$267	0.1%	$22.27	—	ETF	25434V708