Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BIL	SPDR SER TR	130,430	$11.92M	13.7%	$91.60	—	BLOOMBERG 1-3 MO	78468R663
VEA	VANGUARD TAX-MANAGED FDS	167,989	$8.047M	9.2%	$48.63	—	VAN FTSE DEV MKT	921943858
SPY	SPDR S&P 500 ETF TR	12,708	$6.04M	6.9%	$463.94	—	TR UNIT	78462F103
BSV	VANGUARD BD INDEX FDS	72,491	$5.583M	6.4%	$79.82	—	SHORT TRM BOND	921937827
SCHO	SCHWAB STRATEGIC TR	108,295	$5.247M	6.0%	$49.37	—	SHT TM US TRES	808524862
QQQ	INVESCO QQQ TR	11,162	$4.571M	5.2%	$397.87	—	UNIT SER 1	46090E103
VTI	VANGUARD INDEX FDS	15,293	$3.628M	4.2%	$241.04	—	TOTAL STK MKT	922908769
IJR	ISHARES TR	31,059	$3.362M	3.9%	$113.51	—	CORE S&P SCP ETF	464287804
VWO	VANGUARD INTL EQUITY INDEX F	75,165	$3.089M	3.5%	$47.97	—	FTSE EMR MKT ETF	922042858
VOO	VANGUARD INDEX FDS	5,470	$2.389M	2.7%	$382.56	—	S&P 500 ETF SHS	922908363
IVV	ISHARES TR	4,999	$2.388M	2.7%	$477.08	—	CORE S&P500 ETF	464287200
AVUV	AMERICAN CENTY ETF TR	26,385	$2.369M	2.7%	$83.48	—	US SML CP VALU	025072877
DFAS	DIMENSIONAL ETF TRUST	38,805	$2.314M	2.7%	$52.22	—	US SMALL CAP ETF	25434V500
AVRE	AMERICAN CENTY ETF TR	52,140	$2.258M	2.6%	$43.31	—	REAL ESTATE ETF	025072356
DFUS	DIMENSIONAL ETF TRUST	36,695	$1.902M	2.2%	$43.14	—	US EQUITY ETF	25434V401
SPHQ	INVESCO EXCHANGE TRADED FD T	34,909	$1.888M	2.2%	$52.66	—	S&P500 QUALITY	46137V241
IWM	ISHARES TR	9,140	$1.834M	2.1%	$219.97	—	RUSSELL 2000 ETF	464287655
VNQ	VANGUARD INDEX FDS	18,636	$1.647M	1.9%	$20.70	—	REAL ESTATE ETF	922908553
DFAI	DIMENSIONAL ETF TRUST	55,930	$1.602M	1.8%	$27.08	—	INTL CORE EQT MK	25434V203
IEFA	ISHARES TR	18,736	$1.318M	1.5%	$74.41	—	CORE MSCI EAFE	46432F842
VB	VANGUARD INDEX FDS	6,176	$1.318M	1.5%	$220.54	—	SMALL CP ETF	922908751
AAPL	APPLE INC	5,709	$1.099M	1.3%	$168.55	+8.5%	COM	037833100
EEM	ISHARES TR	26,501	$1.066M	1.2%	$46.26	—	MSCI EMG MKT ETF	464287234
BIV	VANGUARD BD INDEX FDS	11,111	$849K	1.0%	$86.87	—	INTERMED TERM	921937819
MSFT	MICROSOFT CORP	1,994	$750K	0.9%	$318.74	+9.9%	COM	594918104
NVDA	NVIDIA CORPORATION	1,391	$689K	0.8%	$39.54	+17.1%	COM	67066G104
GLD	SPDR GOLD TR	3,516	$672K	0.8%	$170.87	—	GOLD SHS	78463V107
VV	VANGUARD INDEX FDS	3,070	$670K	0.8%	$219.53	—	LARGE CAP ETF	922908637
IWR	ISHARES TR	8,105	$630K	0.7%	$79.97	—	RUS MID CAP ETF	464287499
IEMG	ISHARES INC	12,447	$630K	0.7%	$55.26	—	CORE MSCI EMKT	46434G103
DFLV	DIMENSIONAL ETF TRUST	22,715	$614K	0.7%	$24.93	—	US LARGE CAP VAL	25434V666
IVE	ISHARES TR	3,264	$568K	0.7%	$156.52	—	S&P 500 VAL ETF	464287408
SCHE	SCHWAB STRATEGIC TR	21,740	$539K	0.6%	$29.62	—	EMRG MKTEQ ETF	808524706
DFAE	DIMENSIONAL ETF TRUST	16,880	$407K	0.5%	$24.11	—	EMGR CRE EQT MNG	25434V302
DFAT	DIMENSIONAL ETF TRUST	7,150	$374K	0.4%	$38.95	—	US TARGETED VLU	25434V609
EFA	ISHARES TR	4,806	$362K	0.4%	$62.47	—	MSCI EAFE ETF	464287465
AVEM	AMERICAN CENTY ETF TR	5,945	$335K	0.4%	$56.39	—	AVANTIS EMGMKT	025072604
MTUS	TIMKENSTEEL CORPORATION	13,451	$315K	0.4%	$14.57	+44.0%	COM	887399103
AVES	AMERICAN CENTY ETF TR	6,800	$313K	0.4%	$45.97	—	EMERGING MKT VAL	025072372
DFAR	DIMENSIONAL ETF TRUST	13,685	$311K	0.4%	$21.21	—	US REAL ESTATE E	25434V823
GDXJ	VANECK ETF TRUST	6,560	$249K	0.3%	$41.92	—	JUNIOR GOLD MINE	92189F791
GOOGL	ALPHABET INC	1,775	$248K	0.3%	$128.39	+3.9%	CAP STK CL A	02079K305
PEP	PEPSICO INC	1,440	$245K	0.3%	$161.56	-4.8%	COM	713448108
VUG	VANGUARD INDEX FDS	738	$229K	0.3%	$249.49	—	GROWTH ETF	922908736
DFIS	DIMENSIONAL ETF TRUST	9,410	$227K	0.3%	$21.94	—	INTL SMALL CAP E	25434V773