SIGNAL TREE FINANCIAL PARTNERS LLC Long-Term Concentrated

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BINC	BLACKROCK ETF TRUST II	205,516 (+23.6%)	$10,845 (+22.8%)	8.3%	$52.46	—	ISHARES FLEXIBLE	092528603
VEA	VANGUARD TAX-MANAGED FDS	334,329 (+2.7%)	$20,886 (+6.3%)	15.9%	$49.69	—	VAN FTSE DEV MKT	921943858
SCHD	SCHWAB STRATEGIC TR	173,859 (+10.4%)	$4,769 (+10.0%)	3.6%	$27.66	—	US DIVIDEND EQ	808524797
VB	VANGUARD INDEX FDS	24,002 (+6.2%)	$6,191 (+7.5%)	4.7%	$253.36	—	SMALL CP ETF	922908751
RSP	INVESCO EXCHANGE TRADED FD T	34,639 (+3.3%)	$6,635 (+4.0%)	5.1%	$176.00	—	S&P500 EQL WGT	46137V357
MUB	ISHARES TR	24,020 (+8.0%)	$2,573 (+8.7%)	2.0%	$106.53	—	NATIONAL MUN ETF	464288414
VCIT	VANGUARD SCOTTSDALE FDS	42,955 (+5.3%)	$3,598 (+4.9%)	2.7%	$81.03	—	INT-TERM CORP	92206C870
VUSB	VANGUARD BD INDEX FDS	38,194 (+5.8%)	$1,904 (+5.8%)	1.5%	$49.66	—	VANGUARD ULTRA	92203C303
VTEI	VANGUARD MUN BD FDS	9,189 (+11.3%)	$927 (+12.0%)	0.7%	$98.79	—	INTERMEDIATE TRM	922907738
VCRB	VANGUARD MALVERN FDS	15,758 (+7.9%)	$1,227 (+7.3%)	0.9%	$76.92	—	CORE BD ETF	922020748
SUB	ISHARES TR	34,474 (+1.4%)	$3,678 (+1.5%)	2.8%	$105.69	—	SHRT NAT MUN ETF	464288158
SCHC	SCHWAB STRATEGIC TR	70,395 (+2.0%)	$3,205 (+1.7%)	2.4%	$34.69	—	INTL SCEQT ETF	808524888
VWO	VANGUARD INTL EQUITY INDEX F	82,356 (+2.3%)	$4,427 (+0.8%)	3.4%	$44.40	—	FTSE EMR MKT ETF	922042858
XOM	EXXON MOBIL CORP	2,316 (+4.1%)	$279 (+11.9%)	0.2%	$112.48	+2.7%	COM	30231G102
VT	VANGUARD INTL EQUITY INDEX F	1,911 (+5.2%)	$270 (+7.1%)	0.2%	$118.56	—	TT WRLD ST ETF	922042742
VO	VANGUARD INDEX FDS	2,669 (+3.3%)	$775 (+2.1%)	0.6%	$293.36	—	MID CAP ETF	922908629
SCHX	SCHWAB STRATEGIC TR	17,475 (+1.7%)	$470 (+3.6%)	0.4%	$23.24	—	US LRG CAP ETF	808524201

Exited Positions (1)

HD HOME DEPOT INC 0.2%

Value ($000) $230 Shares 580 Est. Cost $397.26 Unrealized -8.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
HD	HOME DEPOT INC	580	$230	0.2%	$397.26	-8.2%	—	437076102

Decreased Positions (8)

BSV VANGUARD BD INDEX FDS 3.2%

Value ($000) $4,145 (-21.6%) Shares 52,593 (-21.6%) Est. Cost $77.54 Unrealized —

AMZN AMAZON COM INC 0.8%

Value ($000) $1,000 (-9.4%) Shares 4,333 (-13.4%) Est. Cost $204.42 Unrealized +11.9%

AAPL APPLE INC 1.1%

Value ($000) $1,478 (-6.2%) Shares 5,436 (-11.9%) Est. Cost $234.16 Unrealized +14.6%

GOOG ALPHABET INC 0.3%

Value ($000) $398 (+22.8%) Shares 1,268 (-3.9%) Est. Cost $175.67 Unrealized +63.0%

ABBV ABBVIE INC 0.4%

Value ($000) $481 (-10.3%) Shares 2,105 (-4.1%) Est. Cost $177.41 Unrealized +28.3%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $294 (-15.3%) Shares 584 (-16.1%) Est. Cost $466.24 Unrealized +6.7%

PG PROCTER AND GAMBLE CO 0.2%

Value ($000) $240 (-8.5%) Shares 1,677 (-2.2%) Est. Cost $165.73 Unrealized -11.2%

JPM JPMORGAN CHASE & CO. 0.3%

Value ($000) $329 (-1.4%) Shares 1,020 (-4.9%) Est. Cost $229.68 Unrealized +34.8%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BSV	VANGUARD BD INDEX FDS	52,593 (-21.6%)	$4,145 (-21.6%)	3.2%	$77.54	—	SHORT TRM BOND	921937827
AMZN	AMAZON COM INC	4,333 (-13.4%)	$1,000 (-9.4%)	0.8%	$204.42	+11.9%	COM	023135106
AAPL	APPLE INC	5,436 (-11.9%)	$1,478 (-6.2%)	1.1%	$234.16	+14.6%	COM	037833100
GOOG	ALPHABET INC	1,268 (-3.9%)	$398 (+22.8%)	0.3%	$175.67	+63.0%	CAP STK CL C	02079K107
ABBV	ABBVIE INC	2,105 (-4.1%)	$481 (-10.3%)	0.4%	$177.41	+28.3%	COM	00287Y109
BRK/B	BERKSHIRE HATHAWAY INC DEL	584 (-16.1%)	$294 (-15.3%)	0.2%	$466.24	+6.7%	CL B NEW	084670702
PG	PROCTER AND GAMBLE CO	1,677 (-2.2%)	$240 (-8.5%)	0.2%	$165.73	-11.2%	COM	742718109
JPM	JPMORGAN CHASE & CO.	1,020 (-4.9%)	$329 (-1.4%)	0.3%	$229.68	+34.8%	COM	46625H100

Unchanged Positions (22)

VOO VANGUARD INDEX FDS 19.1%

Value ($000) $25,014 Shares 39,886 Est. Cost $540.39 Unrealized —

GOOGL ALPHABET INC 0.3%

Value ($000) $358 Shares 1,143 Est. Cost $163.29 Unrealized +74.9%

FNDX SCHWAB STRATEGIC TR 2.0%

Value ($000) $2,672 Shares 98,187 Est. Cost $24.54 Unrealized —

LLY ELI LILLY & CO 0.2%

Value ($000) $281 Shares 261 Est. Cost $773.40 Unrealized +23.6%

VTI VANGUARD INDEX FDS 2.9%

Value ($000) $3,856 Shares 11,502 Est. Cost $287.55 Unrealized —

MSFT MICROSOFT CORP 0.5%

Value ($000) $626 Shares 1,295 Est. Cost $420.97 Unrealized +18.9%

IXUS ISHARES TR 2.0%

Value ($000) $2,620 Shares 30,952 Est. Cost $66.14 Unrealized —

VTV VANGUARD INDEX FDS 1.7%

Value ($000) $2,190 Shares 11,464 Est. Cost $174.49 Unrealized —

FNDA SCHWAB STRATEGIC TR 1.6%

Value ($000) $2,137 Shares 67,805 Est. Cost $29.20 Unrealized —

ADP AUTOMATIC DATA PROCESSING IN 0.2%

Value ($000) $238 Shares 927 Est. Cost $287.90 Unrealized -8.0%

GLD SPDR GOLD TR 0.2%

Value ($000) $248 Shares 627 Est. Cost $356.03 Unrealized —

IWM ISHARES TR 1.2%

Value ($000) $1,581 Shares 6,422 Est. Cost $215.79 Unrealized —

ABT ABBOTT LABS 0.2%

Value ($000) $326 Shares 2,604 Est. Cost $113.33 Unrealized +12.3%

SPYM SPDR SERIES TRUST 0.6%

Value ($000) $850 Shares 10,594 Est. Cost $68.85 Unrealized —

MDY SPDR S&P MIDCAP 400 ETF TR 1.0%

Value ($000) $1,321 Shares 2,189 Est. Cost $566.48 Unrealized —

EQWL INVESCO EXCHANGE TRADED FD T 0.2%

Value ($000) $320 Shares 2,710 Est. Cost $102.28 Unrealized —

VXF VANGUARD INDEX FDS 2.2%

Value ($000) $2,897 Shares 13,852 Est. Cost $187.21 Unrealized —

SPGM SPDR INDEX SHS FDS 0.2%

Value ($000) $302 Shares 3,933 Est. Cost $63.31 Unrealized —

RPG INVESCO EXCHANGE TRADED FD T 0.2%

Value ($000) $224 Shares 4,805 Est. Cost $45.77 Unrealized —

GE GE AEROSPACE 0.2%

Value ($000) $220 Shares 716 Est. Cost $272.69 Unrealized +10.3%

SCHV SCHWAB STRATEGIC TR 0.2%

Value ($000) $225 Shares 7,593 Est. Cost $26.58 Unrealized —

VONG VANGUARD SCOTTSDALE FDS 1.1%

Value ($000) $1,414 Shares 11,613 Est. Cost $101.84 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	39,886	$25,014	19.1%	$540.39	—	S&P 500 ETF SHS	922908363
GOOGL	ALPHABET INC	1,143	$358	0.3%	$163.29	+74.9%	CAP STK CL A	02079K305
FNDX	SCHWAB STRATEGIC TR	98,187	$2,672	2.0%	$24.54	—	FUNDAMENTAL US L	808524771
LLY	ELI LILLY & CO	261	$281	0.2%	$773.40	+23.6%	COM	532457108
VTI	VANGUARD INDEX FDS	11,502	$3,856	2.9%	$287.55	—	TOTAL STK MKT	922908769
MSFT	MICROSOFT CORP	1,295	$626	0.5%	$420.97	+18.9%	COM	594918104
IXUS	ISHARES TR	30,952	$2,620	2.0%	$66.14	—	CORE MSCI TOTAL	46432F834
VTV	VANGUARD INDEX FDS	11,464	$2,190	1.7%	$174.49	—	VALUE ETF	922908744
FNDA	SCHWAB STRATEGIC TR	67,805	$2,137	1.6%	$29.20	—	FUNDAMENTAL US S	808524763
ADP	AUTOMATIC DATA PROCESSING IN	927	$238	0.2%	$287.90	-8.0%	COM	053015103
GLD	SPDR GOLD TR	627	$248	0.2%	$356.03	—	GOLD SHS	78463V107
IWM	ISHARES TR	6,422	$1,581	1.2%	$215.79	—	RUSSELL 2000 ETF	464287655
ABT	ABBOTT LABS	2,604	$326	0.2%	$113.33	+12.3%	COM	002824100
SPYM	SPDR SERIES TRUST	10,594	$850	0.6%	$68.85	—	STATE STREET SPD	78464A854
MDY	SPDR S&P MIDCAP 400 ETF TR	2,189	$1,321	1.0%	$566.48	—	UTSER1 S&PDCRP	78467Y107
EQWL	INVESCO EXCHANGE TRADED FD T	2,710	$320	0.2%	$102.28	—	S&P 100 EQL WIGH	46137V449
VXF	VANGUARD INDEX FDS	13,852	$2,897	2.2%	$187.21	—	EXTEND MKT ETF	922908652
SPGM	SPDR INDEX SHS FDS	3,933	$302	0.2%	$63.31	—	PORTFLI MSCI GBL	78463X475
RPG	INVESCO EXCHANGE TRADED FD T	4,805	$224	0.2%	$45.77	—	S&P500 PUR GWT	46137V266
GE	GE AEROSPACE	716	$220	0.2%	$272.69	+10.3%	COM NEW	369604301
SCHV	SCHWAB STRATEGIC TR	7,593	$225	0.2%	$26.58	—	US LCAP VA ETF	808524409
VONG	VANGUARD SCOTTSDALE FDS	11,613	$1,414	1.1%	$101.84	—	VNG RUS1000GRW	92206C680