Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VDC	VANGUARD WORLD FDS	432,274	$84.06M	25.0%	$191.64	—	CONSUM STP ETF	92204A207
VOO	VANGUARD INDEX FDS	104,638	$42.62M	12.7%	$355.13	—	S&P 500 ETF SHS	922908363
VGT	VANGUARD WORLD FDS	77,799	$34.4M	10.2%	$334.19	—	INF TECH ETF	92204A702
VTI	VANGUARD INDEX FDS	130,126	$28.66M	8.5%	$191.19	—	TOTAL STK MKT	922908769
VIS	VANGUARD WORLD FDS	122,560	$25.19M	7.5%	$182.99	—	INDUSTRIAL ETF	92204A603
SCHB	SCHWAB STRATEGIC TR	354,391	$18.32M	5.4%	$47.74	—	US BRD MKT ETF	808524102
SPTM	SPDR SER TR	313,597	$17.07M	5.1%	$47.29	—	PORTFOLI S&P1500	78464A805
VIG	VANGUARD SPECIALIZED FUNDS	97,381	$15.82M	4.7%	$152.36	—	DIV APP ETF	921908844
VXF	VANGUARD INDEX FDS	43,586	$6.487M	1.9%	$132.86	—	EXTEND MKT ETF	922908652
VIGI	VANGUARD WHITEHALL FDS	66,894	$5.023M	1.5%	$71.87	—	INTL DVD ETF	921946810
NLY	ANNALY CAPITAL MANAGEMENT IN	162,267	$3.247M	1.0%	$21.08	—	COM NEW	035710839
VUG	VANGUARD INDEX FDS	9,489	$2.685M	0.8%	$213.17	—	GROWTH ETF	922908736
BRK/B	BERKSHIRE HATHAWAY INC DEL	7,761	$2.647M	0.8%	$297.89	+9.6%	CL B NEW	084670702
—	BLACKROCK MUNIHOLDINGS FD IN	213,518	$2.483M	0.7%	$12.14	—	COM	09253N104
QQQ	INVESCO QQQ TR	5,515	$2.037M	0.6%	$284.74	—	UNIT SER 1	46090E103
SCHA	SCHWAB STRATEGIC TR	45,879	$2.01M	0.6%	$41.96	—	US SML CAP ETF	808524607
AAPL	APPLE INC	10,282	$1.994M	0.6%	$140.70	+22.3%	COM	037833100
SCHD	SCHWAB STRATEGIC TR	27,195	$1.975M	0.6%	$74.49	—	US DIVIDEND EQ	808524797
VB	VANGUARD INDEX FDS	8,489	$1.688M	0.5%	$183.60	—	SMALL CP ETF	922908751
VFMV	VANGUARD WELLINGTON FD	16,691	$1.665M	0.5%	$98.37	—	US MINIMUM	921935409
SCHX	SCHWAB STRATEGIC TR	24,728	$1.295M	0.4%	$45.97	—	US LRG CAP ETF	808524201
SCHZ	SCHWAB STRATEGIC TR	25,292	$1.167M	0.3%	$45.97	—	US AGGREGATE B	808524839
VT	VANGUARD INTL EQUITY INDEX F	10,871	$1.054M	0.3%	$86.21	—	TT WRLD ST ETF	922042742
—	NUVEEN MUNICIPAL CREDIT INC	89,097	$1.039M	0.3%	$12.08	—	COM SH BEN INT	67070X101
VOOV	VANGUARD ADMIRAL FDS INC	6,277	$977K	0.3%	$140.04	—	500 VAL IDX FD	921932703
VYM	VANGUARD WHITEHALL FDS	8,772	$930K	0.3%	$107.90	—	HIGH DIV YLD	921946406
VTHR	VANGUARD SCOTTSDALE FDS	4,665	$921K	0.3%	$171.70	—	VNG RUS3000IDX	92206C599
VEU	VANGUARD INTL EQUITY INDEX F	16,098	$876K	0.3%	$50.16	—	ALLWRLD EX US	922042775
IJR	ISHARES TR	8,622	$859K	0.3%	$94.67	—	CORE S&P SCP ETF	464287804
VBK	VANGUARD INDEX FDS	3,714	$853K	0.3%	$200.63	—	SML CP GRW ETF	922908595
VCIT	VANGUARD SCOTTSDALE FDS	10,629	$840K	0.2%	$77.57	—	INT-TERM CORP	92206C870
VCSH	VANGUARD SCOTTSDALE FDS	11,078	$838K	0.2%	$75.22	—	SHRT TRM CORP BD	92206C409
VONE	VANGUARD SCOTTSDALE FDS	4,069	$820K	0.2%	$174.24	—	VNG RUS1000IDX	92206C730
SCHG	SCHWAB STRATEGIC TR	10,755	$806K	0.2%	$64.37	—	US LCAP GR ETF	808524300
VO	VANGUARD INDEX FDS	3,657	$805K	0.2%	$203.81	—	MID CAP ETF	922908629
VBR	VANGUARD INDEX FDS	4,862	$804K	0.2%	$158.72	—	SM CP VAL ETF	922908611
VOOG	VANGUARD ADMIRAL FDS INC	3,079	$782K	0.2%	$210.78	—	500 GRTH IDX F	921932505
FSTA	FIDELITY COVINGTON TRUST	16,777	$762K	0.2%	$45.32	—	CONSMR STAPLES	316092303
WMT	WALMART INC	4,677	$735K	0.2%	$46.95	+4.3%	COM	931142103
JNJ	JOHNSON & JOHNSON	3,927	$650K	0.2%	$156.80	-5.0%	COM	478160104
VDE	VANGUARD WORLD FDS	5,635	$636K	0.2%	$121.28	—	ENERGY ETF	92204A306
ET	ENERGY TRANSFER L P	47,459	$603K	0.2%	$11.88	—	COM UT LTD PTN	29273V100
VUSB	VANGUARD BD INDEX FDS	11,792	$580K	0.2%	$49.01	—	VANGUARD ULTRA	92203C303
VFH	VANGUARD WORLD FDS	6,506	$529K	0.2%	$82.73	—	FINANCIALS ETF	92204A405
PG	PROCTER AND GAMBLE CO	3,418	$519K	0.2%	$129.79	+8.9%	COM	742718109
SCHM	SCHWAB STRATEGIC TR	7,179	$510K	0.2%	$67.20	—	US MID-CAP ETF	808524508
VEA	VANGUARD TAX-MANAGED FDS	10,729	$495K	0.1%	$41.93	—	VAN FTSE DEV MKT	921943858
SCHJ	SCHWAB STRATEGIC TR	10,319	$488K	0.1%	$47.12	—	1 5YR CORP BD	808524714
XMUIX	BLACKROCK MUNICIPAL INCOME	37,423	$428K	0.1%	$11.33	—	COM	09253X102
VHT	VANGUARD WORLD FDS	1,675	$410K	0.1%	$247.75	—	HEALTH CAR ETF	92204A504
TGRW	T ROWE PRICE ETF INC	14,402	$398K	0.1%	$21.39	—	PRICE GRW STOCK	87283Q305
—	NUVEEN QUALITY MUNCP INCOME	34,877	$393K	0.1%	$11.81	—	COM	67066V101
AMZN	AMAZON COM INC	2,916	$380K	0.1%	$98.78	+15.6%	COM	023135106
AOM	ISHARES TR	9,283	$375K	0.1%	$38.01	—	MODERT ALLOC ETF	464289875
SDY	SPDR SER TR	3,039	$373K	0.1%	$125.00	—	S&P DIVID ETF	78464A763
—	WESTERN ASSET MANAGED MUNS F	37,498	$372K	0.1%	$10.07	—	COM	95766M105
GOOG	ALPHABET INC	3,075	$372K	0.1%	$94.73	+21.3%	CAP STK CL C	02079K107
SCHF	SCHWAB STRATEGIC TR	10,323	$368K	0.1%	$32.25	—	INTL EQTY ETF	808524805
—	NUVEEN AMT FREE MUN CR INC F	31,358	$367K	0.1%	$12.15	—	COM	67071L106
GGG	GRACO INC	4,246	$367K	0.1%	$63.99	+17.3%	COM	384109104
SPDW	SPDR INDEX SHS FDS	11,018	$359K	0.1%	$29.70	—	PORTFOLIO DEVLPD	78463X889
MCD	MCDONALDS CORP	1,189	$355K	0.1%	$245.25	+11.4%	COM	580135101
—	BLACKROCK MUNIYIELD MICH QU	31,709	$350K	0.1%	$11.10	—	COM	09254V105
XBKNX	BLACKROCK INVT QUALITY MUN T	28,970	$337K	0.1%	$11.67	—	COM	09247D105
HD	HOME DEPOT INC	1,081	$336K	0.1%	$281.19	-1.7%	COM	437076102
NVDA	NVIDIA CORPORATION	768	$325K	0.1%	$33.17	0.0%	COM	67066G104
UNP	UNION PAC CORP	1,521	$311K	0.1%	$190.17	-1.7%	COM	907818108
CVX	CHEVRON CORP NEW	1,964	$309K	0.1%	$153.23	-6.5%	COM	166764100
VTEB	VANGUARD MUN BD FDS	6,148	$309K	0.1%	$49.61	—	TAX EXEMPT BD	922907746
KO	COCA COLA CO	4,875	$294K	0.1%	$55.46	+3.4%	COM	191216100
JPM	JPMORGAN CHASE & CO	1,965	$286K	0.1%	$117.65	+10.2%	COM	46625H100
—	BLACKROCK MUN INCOME TR	28,453	$283K	0.1%	$10.07	—	SH BEN INT	09248F109
—	BLACKROCK MUNIYILD QULT FD I	23,685	$274K	0.1%	$11.61	—	COM	09254F100
—	BLACKROCK MUN TARGET TERM TR	13,154	$273K	0.1%	$21.29	—	COM SHS BEN IN	09257P105
SPSB	SPDR SER TR	9,172	$270K	0.1%	$29.34	—	PORTFOLIO SHORT	78464A474
—	EATON VANCE MUN INCOME 2028	15,233	$268K	0.1%	$17.86	—	SHS	27829U105
VNQ	VANGUARD INDEX FDS	3,188	$266K	0.1%	$82.44	—	REAL ESTATE ETF	922908553
CAT	CATERPILLAR INC	1,067	$263K	0.1%	$230.59	-7.3%	COM	149123101
CSX	CSX CORP	7,646	$261K	0.1%	$28.73	+5.9%	COM	126408103
SPLV	INVESCO EXCH TRADED FD TR II	4,135	$260K	0.1%	$63.80	—	S&P500 LOW VOL	46138E354
WEC	WEC ENERGY GROUP INC	2,938	$259K	0.1%	$82.72	+1.6%	COM	92939U106
ADP	AUTOMATIC DATA PROCESSING IN	1,161	$255K	0.1%	$228.99	-11.2%	COM	053015103
DIS	DISNEY WALT CO	2,847	$254K	0.1%	$93.45	-1.0%	COM	254687106
—	MAINSTAY MACKAY DEFINEDTERM	14,014	$239K	0.1%	$16.06	—	COM	56064K100
IJH	ISHARES TR	914	$239K	0.1%	$242.30	—	CORE S&P MCP ETF	464287507
AGNC	AGNC INVT CORP	23,201	$235K	0.1%	$10.34	—	COM	00123Q104
—	INVESCO QUALITY MUN INCOME T	24,369	$233K	0.1%	$9.44	—	COM	46133G107
—	INVESCO MUNICIPAL TRUST	24,349	$230K	0.1%	$9.90	—	COM	46131J103
TSLA	TESLA INC	852	$223K	0.1%	$199.96	0.0%	COM	88160R101
NSC	NORFOLK SOUTHN CORP	982	$223K	0.1%	$220.43	-9.2%	COM	655844108
IVV	ISHARES TR	494	$220K	0.1%	$411.08	—	CORE S&P500 ETF	464287200
OTTR	OTTER TAIL CORP	2,651	$209K	0.1%	$70.21	0.0%	COM	689648103
PEG	PUBLIC SVC ENTERPRISE GRP IN	3,282	$205K	0.1%	$54.89	+4.1%	COM	744573106
—	NUVEEN AMT FREE QLTY MUN INC	13,177	$144K	0.0%	$11.39	—	COM	670657105
—	EATON VANCE MUNI INCOME TRUS	13,630	$136K	0.0%	$9.90	—	SH BEN INT	27826U108
—	PIMCO NEW YORK MUN INCOME FD	15,745	$135K	0.0%	$9.02	—	COM	72200T103
—	BLACKROCK MUNI INCOME TR II	10,281	$107K	0.0%	$10.33	—	COM	09249N101